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Health Insurance Underwriter Jobs in Virginia (NOW HIRING)

Richmond National

Underwriter, Allied Health

Glen Allen, VA · On-site

$75K - $95K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Underwriter, Allied Health Division Location : On-site at Glen Allen, VA office Company Overview ... Richmond National is a specialty property & casualty insurance company focused on providing ...

Kinsale Insurance

Associate Underwriter

Richmond, VA

$65K - $80K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Comprehensive Benefits - Health, dental, and vision insurance with up to $3,600 (individual) or $7 ... in underwriting. Join Kinsale Insurance and grow in a company that rewards initiative ...

Kinsale Insurance

Associate Underwriter

Richmond, VA · On-site

$65K - $80K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Comprehensive Benefits - Health, dental, and vision insurance with up to $3,600 (individual) or $7 ... in underwriting. Join Kinsale Insurance and grow in a company that rewards initiative ...

Auto-Owners Insurance

Underwriter

Forest, VA · On-site

$49K - $73K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... insurance; supplemental sick pay; long term disability; health care flexible spending accounts and dependent care flexible spending accounts. Additional benefits include: generous paid time off ...

Auto Owners Insurance Company

Underwriter

Forest, VA · On-site

$49K - $73K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... insurance; supplemental sick pay; long term disability; health care flexible spending accounts and dependent care flexible spending accounts. Additional benefits include: generous paid time off ...

Allianz

Senior Underwriter

Richmond, VA · On-site

$96K - $141K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

In the role of Senior Underwriter, you'll report to the Director of Underwriting and lead pricing ... We offer a comprehensive benefits package that includes health, dental, and vision insurance ...

Hamilton

Underwriter, Allied Medical

Richmond, VA · On-site +1

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

Underwrite healthcare liability insurance for long-term care facilities, social services agencies, drug and alcohol rehab organizations, group homes, adoption and foster care, home health care and ...

Hamilton

Underwriter, Allied Medical

Richmond, VA · On-site +1

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

Underwrite healthcare liability insurance for long-term care facilities, social services agencies, drug and alcohol rehab organizations, group homes, adoption and foster care, home health care and ...

Berkley

Renewal Underwriter

Glen Allen, VA · On-site

$75K - $85K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Company Details At Verus Specialty Insurance, a proud member of the esteemed W.R. Berkley ... Benefits: Health, Dental, Vision, Life, Disability, Wellness, Paid Time Off, 401(k) and Profit ...

Berkley

Renewal Underwriter

Glen Allen, VA · Hybrid

$75K - $85K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Company Details At Verus Specialty Insurance, a proud member of the esteemed W.R. Berkley ... Benefits: Health, Dental, Vision, Life, Disability, Wellness, Paid Time Off, 401(k) and Profit ...

Berkley

Renewal Underwriter

Glen Allen, VA · Hybrid

$75K - $85K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

At Verus Specialty Insurance, a proud member of the esteemed W.R. Berkley Corporation (NYSE: WRB ... Benefits: Health, Dental, Vision, Life, Disability, Wellness, Paid Time Off, 401(k) and Profit ...

Elevance Health

Group Underwriter Senior

Norfolk, VA

$76K - $126K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Group Underwriter Senior Group Underwriter Senior Location: This role requires associates to be in ... insurance, wellness programs and financial education resources, to name a few. Elevance Health ...

Brookfield

Senior Underwriter

Richmond, VA

$75K - $115K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

... insurance risks in alignment with company underwriting guidelines, appetite, and ... program-including health, dental, vision, 401(k) with company match, paid time off, and ...

Elevance Health

Group Underwriter Senior

Richmond, VA

$76K - $126K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Group Underwriter Senior Group Underwriter Senior Location: This role requires associates to be in ... insurance, wellness programs and financial education resources, to name a few. Elevance Health ...

Elevance Health

National Account Strategic Underwriter

Richmond, VA · On-site

$103K - $177K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

National Account Strategic Underwriter Location: This role requires associates to be in-office 1 - ... insurance, wellness programs and financial education resources, to name a few. Elevance Health ...

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Showing results 1-20

All JobsHealth Insurance Underwriter JobsHealth Insurance Underwriter Jobs in Virginia

Health Insurance Underwriter information

See Virginia salary details

$32.2K

$78.2K

$138.3K

How much do health insurance underwriter jobs pay per year?

As of Aug 16, 2026, the average yearly pay for health insurance underwriter in Virginia is $78,202.00, according to ZipRecruiter salary data. Most workers in this role earn between $60,500.00 and $86,300.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a health insurance underwriter?

To thrive as a Health Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of insurance principles, typically supported by a bachelor’s degree in business, finance, or a related field. Proficiency with underwriting software, risk assessment tools, and knowledge of industry regulations is essential, and certifications such as the Chartered Property Casualty Underwriter (CPCU) can be advantageous. Effective communication, critical thinking, and decision-making skills help underwriters explain decisions and work collaboratively with clients and colleagues. These competencies are vital for accurately assessing risk, ensuring regulatory compliance, and maintaining the financial health of the insurance provider.

What are some typical challenges health insurance underwriters face when assessing applications, and how can they overcome them?

Health Insurance Underwriters often encounter challenges such as evaluating incomplete or complex medical histories, staying current with changing regulations, and balancing risk assessment with competitive pricing. To overcome these challenges, underwriters rely on strong analytical skills, continuous training, and close collaboration with medical professionals and actuaries. Leveraging advanced software tools and maintaining clear communication with agents and applicants also helps ensure accurate and fair decision-making.

What is the difference between Health Insurance Underwriter vs Health Insurance Claims Adjuster?

AspectHealth Insurance UnderwriterHealth Insurance Claims Adjuster
Primary RoleAssess risk and determine policy eligibility and premiumsEvaluate insurance claims to determine coverage and payout
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU or ARM are commonHigh school diploma or equivalent; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, working with underwriting software and risk dataOffice or remote, reviewing claims and interacting with policyholders
Industry UsageCommonly employed by insurance companies during policy issuanceEmployed by insurance companies or third-party administrators during claims processing

While both roles are integral to the insurance industry, health insurance underwriters focus on evaluating risks before issuing policies, whereas health insurance claims adjusters handle claims after coverage is in place. Understanding these differences helps job seekers identify the right career path within health insurance.

Is underwriting in insurance a good career?

Health insurance underwriters evaluate risk and determine policy terms, making it a stable career with opportunities for advancement. The role requires analytical skills, attention to detail, and often involves working with specialized software; certifications like the Chartered Property Casualty Underwriter (CPCU) can enhance prospects.

What does a health insurance underwriter do?

A Health Insurance Underwriter is responsible for evaluating the risks associated with insuring individuals or groups and determining the terms and premiums for health insurance coverage. They review applications, assess medical histories, and use statistical data to decide whether to approve or deny coverage. Their goal is to ensure that the insurance company maintains a balanced risk portfolio while offering fair and competitive rates to policyholders. Health insurance underwriters play a crucial role in protecting the financial stability of insurance companies and providing appropriate coverage to customers.

How do you become a health insurance underwriter?

To become a health insurance underwriter, candidates typically need a bachelor's degree in fields like finance, economics, or healthcare. Gaining experience in insurance or risk assessment and obtaining professional certifications such as the Chartered Property Casualty Underwriter (CPCU) can improve job prospects. Strong analytical skills and knowledge of insurance policies are essential for success in this role.

What are popular job titles related to Health Insurance Underwriter jobs in Virginia?

For Health Insurance Underwriter jobs in Virginia, the most frequently searched job titles are:

What job categories do people searching Health Insurance Underwriter jobs in Virginia look for?

The top searched job categories for Health Insurance Underwriter jobs in Virginia are:

What cities in Virginia are hiring for Health Insurance Underwriter jobs?

Cities in Virginia with the most Health Insurance Underwriter job openings:

Health Insurance Underwriter jobs near you
Infographic showing various Health Insurance Underwriter job openings in Virginia as of July 2026, with employment types broken down into 1% As Needed, 77% Full Time, 18% Part Time, and 4% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $78,202 per year, or $37.6 per hour.

Underwriter, Allied Health

Richmond National

Glen Allen, VA • On-site

$75K - $95K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 7 days ago

Job description

Job title: Underwriter, Allied Health Division
Location: On-site at Glen Allen, VA office
Company Overview:
Richmond National is a specialty property & casualty insurance company focused on providing insurance to small and mid-size businesses that are unable to find coverage in the standard insurance market.
We operate exclusively within the excess & surplus lines market, which provides our underwriters flexibility to develop highly tailored policies to best meet the insurance needs and risk management objectives of our customers.
Job Description:
  • Underwriting and binding of new and renewal business, and overall management of assigned brokers, territory, and policies.
  • Review small to mid-size complex risks to verify acceptability based on company underwriting appetite and your underwriting authority.
  • Determine whether to accept, provide an option(s), or decline risks. Oversee, review, and approve endorsements.
  • Direct loss control services on specific issues for better risk assessment
  • Utilize underwriting tools to determine accurate classifications, rates, and premium charges.
  • Review and resolve premium audit inquiries and disputes.
  • Communicate with brokers to develop opportunities, obtaining additional information when needed and to promote underwriting appetite for risk.
  • Create, analyze, and interpret information from various reports.
  • Develop positive working relationships with brokers, throughdaily interactions and travel to brokerage offices.
  • Contribute to training, mentoring, and on-boarding of new or less experienced team members.
  • Handle other duties as assigned.

Preferred Qualifications:
  • Bachelor's degree or equivalent combination of education and relative experience.
  • 2+ years of insurance underwriting experience. E&S experience is a plus.
  • Excellent analytical and organizational skills.
  • Understanding and ability to effectively engage in the negotiation process.
  • Detail oriented with a drive for success and the ability to collaborate effectively and work independently in a fast-paced environment.
  • Advanced knowledge of computer programs, including Word, Excel, and Outlook.

Compensation:
At the time of posting, the expected base salary range for this role is $75,000-$95,000 annually. Additionally, this position is eligible for participation in our annual bonus program. Actual compensation will be determined by many factors, including but not limited to, location, education, certifications, qualifications, relevant experience, internal equity, business need, and any applicable minimum wage requirements. Richmond National offers a comprehensive benefits package, more details on which can be found below.
Benefits Overview
  • Medical, Dental, and Vision insurance plans. FSA/HSA plans available.
  • Basic Life/AD&D/Short Term/Long Term Disability coverage.
  • 401(k) - Company match of up to 6%
  • Flexible PTO plan, 11 paid company-wide holidays, plus your birthday off.
  • Recognized as a Top Workplace by Richmond Times-Dispatch

Equal Employment Opportunity (EEO)
Richmond National is an equal employment opportunity employer, the Company's employment decisions and practices are not and will not be unlawfully influenced or affected by race, color, creed, age, religion, national origin, sex, disability, genetic information, veteran status, uniformed services, sexual orientation (including transgender status, gender identity or expression), gender, traits historically associated with race, such as hairstyle, pregnancy, childbirth, or related medical conditions or on any other characteristic protected by applicable federal, state, or local law. This policy of equal employment opportunity applies to all policies and procedures relating to recruitment and hiring, compensation, benefits, and all other terms and conditions of employment.

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