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Health Insurance Underwriter Jobs in Virginia (NOW HIRING)

Comprehensive Benefits - Health, dental, and vision insurance with up to $3,600 (individual) or $7 ... in underwriting. Join Kinsale Insurance and grow in a company that rewards initiative ...

Associate Underwriter

Richmond, VA · On-site

$65K - $80K/yr

Comprehensive Benefits - Health, dental, and vision insurance with up to $3,600 (individual) or $7 ... in underwriting. Join Kinsale Insurance and grow in a company that rewards initiative ...

Underwriter

Forest, VA · On-site

$49K - $73K/yr

... insurance; supplemental sick pay; long term disability; health care flexible spending accounts and dependent care flexible spending accounts. Additional benefits include: generous paid time off ...

Underwriter

Forest, VA

$49K - $73K/yr

... insurance; supplemental sick pay; long term disability; health care flexible spending accounts and dependent care flexible spending accounts. Additional benefits include: generous paid time off ...

Senior Underwriter

Richmond, VA · On-site

$96K - $141K/yr

In the role of Senior Underwriter, you'll report to the Director of Underwriting and lead pricing ... We offer a comprehensive benefits package that includes health, dental, and vision insurance ...

Renewal Underwriter

Glen Allen, VA · Hybrid

$75K - $85K/yr

At Verus Specialty Insurance, a proud member of the esteemed W.R. Berkley Corporation (NYSE: WRB ... Benefits: Health, Dental, Vision, Life, Disability, Wellness, Paid Time Off, 401(k) and Profit ...

Renewal Underwriter

Glen Allen, VA · Hybrid

$75K - $85K/yr

Company Details At Verus Specialty Insurance, a proud member of the esteemed W.R. Berkley ... Benefits: Health, Dental, Vision, Life, Disability, Wellness, Paid Time Off, 401(k) and Profit ...

Underwrite healthcare liability insurance for long-term care facilities, social services agencies, drug and alcohol rehab organizations, group homes, adoption and foster care, home health care and ...

Renewal Underwriter

Glen Allen, VA · On-site

$75K - $85K/yr

Company Details At Verus Specialty Insurance, a proud member of the esteemed W.R. Berkley ... Benefits: Health, Dental, Vision, Life, Disability, Wellness, Paid Time Off, 401(k) and Profit ...

Group Underwriter Senior

Richmond, VA · On-site

$76K - $126K/yr

Group Underwriter Senior Group Underwriter Senior Location: This role requires associates to be in ... insurance, wellness programs and financial education resources, to name a few. Elevance Health ...

Group Underwriter Senior

Norfolk, VA · On-site

$76K - $126K/yr

Group Underwriter Senior Group Underwriter Senior Location: This role requires associates to be in ... insurance, wellness programs and financial education resources, to name a few. Elevance Health ...

... insurance risks in alignment with company underwriting guidelines, appetite, and ... program-including health, dental, vision, 401(k) with company match, paid time off, and ...

... underwriting, and lender services through our family of companies. To learn more about Stewart ... health and wellness insurance options and programs, paid time off, 401(k) with company match ...

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Health Insurance Underwriter information

See Virginia salary details

$32.2K

$78.2K

$138.3K

How much do health insurance underwriter jobs pay per year?

As of Aug 21, 2026, the average yearly pay for health insurance underwriter in Virginia is $78,202.00, according to ZipRecruiter salary data. Most workers in this role earn between $60,500.00 and $86,300.00 per year, depending on experience, location, and employer.

What does a health insurance underwriter do?

A Health Insurance Underwriter is responsible for evaluating the risks associated with insuring individuals or groups and determining the terms and premiums for health insurance coverage. They review applications, assess medical histories, and use statistical data to decide whether to approve or deny coverage. Their goal is to ensure that the insurance company maintains a balanced risk portfolio while offering fair and competitive rates to policyholders. Health insurance underwriters play a crucial role in protecting the financial stability of insurance companies and providing appropriate coverage to customers.

What are the key skills and qualifications needed to thrive as a health insurance underwriter?

To thrive as a Health Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of insurance principles, typically supported by a bachelor’s degree in business, finance, or a related field. Proficiency with underwriting software, risk assessment tools, and knowledge of industry regulations is essential, and certifications such as the Chartered Property Casualty Underwriter (CPCU) can be advantageous. Effective communication, critical thinking, and decision-making skills help underwriters explain decisions and work collaboratively with clients and colleagues. These competencies are vital for accurately assessing risk, ensuring regulatory compliance, and maintaining the financial health of the insurance provider.

What are some typical challenges health insurance underwriters face when assessing applications, and how can they overcome them?

Health Insurance Underwriters often encounter challenges such as evaluating incomplete or complex medical histories, staying current with changing regulations, and balancing risk assessment with competitive pricing. To overcome these challenges, underwriters rely on strong analytical skills, continuous training, and close collaboration with medical professionals and actuaries. Leveraging advanced software tools and maintaining clear communication with agents and applicants also helps ensure accurate and fair decision-making.

What is the difference between Health Insurance Underwriter vs Health Insurance Claims Adjuster?

AspectHealth Insurance UnderwriterHealth Insurance Claims Adjuster
Primary RoleAssess risk and determine policy eligibility and premiumsEvaluate insurance claims to determine coverage and payout
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU or ARM are commonHigh school diploma or equivalent; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, working with underwriting software and risk dataOffice or remote, reviewing claims and interacting with policyholders
Industry UsageCommonly employed by insurance companies during policy issuanceEmployed by insurance companies or third-party administrators during claims processing

While both roles are integral to the insurance industry, health insurance underwriters focus on evaluating risks before issuing policies, whereas health insurance claims adjusters handle claims after coverage is in place. Understanding these differences helps job seekers identify the right career path within health insurance.

How do you become a health insurance underwriter?

To become a health insurance underwriter, candidates typically need a bachelor's degree in finance, economics, or a related field. Gaining experience in insurance or risk assessment, along with developing skills in data analysis and understanding insurance policies, is important. Professional certifications such as the Chartered Property Casualty Underwriter (CPCU) can enhance job prospects.

What are popular job titles related to Health Insurance Underwriter jobs in Virginia?

For Health Insurance Underwriter jobs in Virginia, the most frequently searched job titles are:

What job categories do people searching Health Insurance Underwriter jobs in Virginia look for?

The top searched job categories for Health Insurance Underwriter jobs in Virginia are:

What cities in Virginia are hiring for Health Insurance Underwriter jobs?

Cities in Virginia with the most Health Insurance Underwriter job openings:

Infographic showing various Health Insurance Underwriter job openings in Virginia as of August 2026, with employment types broken down into 2% As Needed, 70% Full Time, 23% Part Time, and 5% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $78,202 per year, or $37.6 per hour.

Specialty Insurance Underwriting and Products Practice Leader

Sentry Insurance

Richmond, VA • Hybrid

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted yesterday


Sentry Insurance rating

8.7

Company rating: 8.7 out of 10

Based on 46 frontline employees who took The Breakroom Quiz

70th of 311 rated insurance


Job description

At Sentry, we are looking for an analytical and results driven individual to join our Corporate Underwriting team as a Specialty Insurance Underwriting & Products Practice Leader. In this role you will be a technical resource for specialty products, evaluate financial results, develop strategic initiatives, and implement them through the business units to ensure attainment of premium and loss goals for the assigned line of business. You’ll research and evaluate possible new specialty commercial lines opportunities to drive growth while staying informed on current and future markets and competitive forces.

What You’ll Do

As a Specialty Insurance Underwriting & Products Practice Leader you’ll plan, organize, and control insurance products from conceptual stages through product life cycles, oversee the development of products, sophisticated pricing tools, technical underwriting guidelines, handle referrals that are outside of Program Manager authority, and participate in audits of Program Managers.

Additionally, you’ll:

  • Collaborate with internal and external business partners to develop specialty insurance underwriting and product development strategies to achieve corporate business plans.

  • Oversee the development of specialty insurance policies and standards for product development to ensure projects are effectively managed and meet product requirement specifications, on time and at the appropriate quality level.

  • Discover, propose, develop, and evaluate new specialty insurance product ideas, enhancements to existing products, or strategic product extensions.

  • With the highest underwriting authority level, review accounts that are outside of the business area authority that are referred for acceptability; deliver sound underwriting decisions on an individual account basis.

What it Takes

  • Bachelors Degree or equivalent work experience

  • 8+ years of related work experience in commercial specialty products in both admitted and non-admitted space required

  • Associate in Underwriting preferred

  • Chartered Property/Casualty Underwriter preferred

  • Effective organizational skills, human relations, analytical, and communication skills

  • Ability to handle multiple and complex tasks

  • Knowledge of Sentry’s insurance products, distribution systems, markets, and products beneficial

  • Knowledge of marketing techniques, trends, and concepts

  • Excellent negotiation, project management, and problem-solving skills

  • Strong attention to detail and critical thinking skills

What You’ll Receive

At Sentry, your total rewards go beyond competitive compensation. Below are some benefits and perks that you’ll receive.

  • Sentry is happy to offer flexibility through a scheduled Hybrid work model. Monday and Friday work from home if you choose to, Tuesday through Thursday in office.

  • As a Sentry associate, you will have an in-office workspace and materials for your home office. In addition to the laptop you will receive prior to your start, Sentry will provide equipment for your home office.

  • Meal Subsidy available for associates who report to an office.

  • 401(K) plan with a dollar for dollar match on your first eight percent, plus immediate vesting to help strengthen your financial future.

  • Continue your education and career development through Sentry University (SentryU) and utilize our Tuition Reimbursement program.

  • Generous Paid-Time Off plan for you to enjoy time out of the office as well as Volunteer-Time Off.

  • Group Medical, Dental, Vision, Life Insurance, Parental Leave, and our Health and Wellness benefits to encourage a healthy lifestyle.

  • Well-being and Employee Assistance programs.

  • Sentry Foundation gift matching program to encourage charitable giving.

About Sentry

We take great pride in making Forbes’ list of America’s Best Midsize Employers. A lot of different factors go into that honor, many of which contribute to your job satisfaction.

Our bright future is built on a long track record of success. We got our start in 1904 and have been helping businesses succeed and protect their futures ever since. Because of the trust placed in us, we’re one of the largest and financially strongest mutual insurance companies in the United States. We’re rated A+ by A.M. Best, the industry's leading rating authority.

Our headquarters is in Stevens Point, Wisconsin, with offices located throughout the United States. From sales to claims, and information technology to marketing, we enjoy a rewarding and challenging work environment with opportunities for ongoing professional development and growth.

Get ready to own your future at Sentry. Opportunities await!

Casey Van Der Geest

Casey.VanDerGeest@sentry.com

Equal Employment Opportunity

Sentry is an Equal Opportunity Employer. It is our policy that there be no discrimination in employment based on race, color, national origin, religion, sex, disability, age, marital status, or sexual orientation.


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