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Health Insurance Underwriter Jobs (NOW HIRING)

Health Insurance Underwriter Description: This position will interact with all members of our staff as well as many clients. The primary challenges are the ability to handle multiple projects at the ...

Health Insurance Underwriter Description: This position will interact with all members of our staff as well as many clients. The primary challenges are the ability to handle multiple projects at the ...

Insurance Underwriter

Phoenix, AZ · On-site +1

$100K - $300K/yr

A global premier insurance carrier offering full company paid benefits including health dental and ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Insurance Underwriter

Phoenix, AZ · On-site +1

$100K - $300K/yr

A global premier insurance carrier offering full company paid benefits including health dental and ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Insurance Underwriter

Scottsdale, AZ · On-site +1

$100K - $300K/yr

A global premier insurance carrier offering full company paid benefits including health dental and ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Insurance Underwriter

Phoenix, AZ · On-site +1

$100K - $300K/yr

A global premier insurance carrier offering full company paid benefits including health dental and ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Insurance Underwriter

Cheektowaga, NY · On-site +1

$100K - $300K/yr

Health Club Membership; tuition reimbursement and more. For complete details contact Greg Foss at ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Insurance Underwriter

Phoenix, AZ · On-site +1

$100K - $300K/yr

A global premier insurance carrier offering full company paid benefits including health dental and ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Insurance Underwriter

Phoenix, AZ · On-site +1

$100K - $300K/yr

A global premier insurance carrier offering full company paid benefits including health dental and ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Insurance Underwriter

Phoenix, AZ · On-site +1

$100K - $300K/yr

A global premier insurance carrier offering full company paid benefits including health dental and ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Insurance Underwriter

Scottsdale, AZ · On-site +1

$100K - $300K/yr

A global premier insurance carrier offering full company paid benefits including health dental and ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Insurance Underwriter

Phoenix, AZ · On-site +1

$100K - $300K/yr

A global premier insurance carrier offering full company paid benefits including health dental and ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Insurance Underwriter

Phoenix, AZ · On-site +1

$100K - $300K/yr

A global premier insurance carrier offering full company paid benefits including health dental and ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Insurance Underwriter

Phoenix, AZ · On-site +1

$100K - $300K/yr

A global premier insurance carrier offering full company paid benefits including health dental and ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Insurance Underwriter

Phoenix, AZ · On-site +1

$100K - $300K/yr

A global premier insurance carrier offering full company paid benefits including health dental and ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Insurance Underwriter

Newark, NJ · On-site +1

$100K - $300K/yr

Target Markets: --- Health & Day Spas --- Tattoo & Piercing Studios --- Tanning Salons --- Hair ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Insurance Underwriter

Phoenix, AZ · On-site +1

$100K - $300K/yr

A global premier insurance carrier offering full company paid benefits including health dental and ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

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Showing results 1-20

Health Insurance Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do health insurance underwriter jobs pay per year?

As of Jun 8, 2026, the average yearly pay for health insurance underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Health Insurance Underwriter, and why are they important?

To thrive as a Health Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of insurance principles, typically supported by a bachelor’s degree in business, finance, or a related field. Proficiency with underwriting software, risk assessment tools, and knowledge of industry regulations is essential, and certifications such as the Chartered Property Casualty Underwriter (CPCU) can be advantageous. Effective communication, critical thinking, and decision-making skills help underwriters explain decisions and work collaboratively with clients and colleagues. These competencies are vital for accurately assessing risk, ensuring regulatory compliance, and maintaining the financial health of the insurance provider.

What are some typical challenges Health Insurance Underwriters face when assessing applications, and how can they overcome them?

Health Insurance Underwriters often encounter challenges such as evaluating incomplete or complex medical histories, staying current with changing regulations, and balancing risk assessment with competitive pricing. To overcome these challenges, underwriters rely on strong analytical skills, continuous training, and close collaboration with medical professionals and actuaries. Leveraging advanced software tools and maintaining clear communication with agents and applicants also helps ensure accurate and fair decision-making.

What is the difference between Health Insurance Underwriter vs Health Insurance Claims Adjuster?

AspectHealth Insurance UnderwriterHealth Insurance Claims Adjuster
Primary RoleAssess risk and determine policy eligibility and premiumsEvaluate insurance claims to determine coverage and payout
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU or ARM are commonHigh school diploma or equivalent; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, working with underwriting software and risk dataOffice or remote, reviewing claims and interacting with policyholders
Industry UsageCommonly employed by insurance companies during policy issuanceEmployed by insurance companies or third-party administrators during claims processing

While both roles are integral to the insurance industry, health insurance underwriters focus on evaluating risks before issuing policies, whereas health insurance claims adjusters handle claims after coverage is in place. Understanding these differences helps job seekers identify the right career path within health insurance.

What does a Health Insurance Underwriter do?

A Health Insurance Underwriter is responsible for evaluating the risks associated with insuring individuals or groups and determining the terms and premiums for health insurance coverage. They review applications, assess medical histories, and use statistical data to decide whether to approve or deny coverage. Their goal is to ensure that the insurance company maintains a balanced risk portfolio while offering fair and competitive rates to policyholders. Health insurance underwriters play a crucial role in protecting the financial stability of insurance companies and providing appropriate coverage to customers.
More about Health Insurance Underwriter jobs
What cities are hiring for Health Insurance Underwriter jobs? Cities with the most Health Insurance Underwriter job openings:
Who are the top companies hiring for Health Insurance Underwriter jobs? The top employers for Health Insurance Underwriter jobs are:
What states have the most Health Insurance Underwriter jobs? States with the most job openings for Health Insurance Underwriter jobs include:
Infographic showing various Health Insurance Underwriter job openings in the United States as of May 2026, with employment types broken down into 1% As Needed, 75% Full Time, 19% Part Time, and 5% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.
Health Insurance Underwriter

Health Insurance Underwriter

Milliman

Omaha, NE • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 24 days ago


Job description

Health Insurance Underwriter

Description:

This position will interact with all members of our staff as well as many clients. The primary challenges are the ability to handle multiple projects at the same time, the ability to interact with people with varied personalities and communication styles, and the flexibility to adjust resources as needed. Training and support are provided both corporately and locally. This position will have minimal travel requirements, if any. We offer a unique opportunity for training and experience providing the best of both worlds: a flexible local office that recognizes individual value within a large, national firm that gives stability and structure.

At Milliman we strive to deliver the best products and services so that people can live for today and plan for tomorrow with confidence. We are looking for someone to partner with us in that mission.

Some of the specific duties are listed below:

  • Prepare rating and plan design quotes within Milliman's underwriting models
  • Ensure proposals are of highest accuracy and delivered on time
  • Collaborate with clients to gather additional information needed for underwriting decisions or to explain underwriting outcomes
  • Coordinate with Sr. Leadership and Account Management for complex situations
  • Provide feedback with opportunities for improvement in our rating models, processes or client interaction
  • Preparing client deliverables (reports, letters, presentations) primarily with MS Excel
  • Responding to client requests for advice, information, explanations, or schedules through phone and e-mail
  • Working with large insurance carriers such as Blue Cross Blue Shield, United HealthCare, Aetna and Cigna to collect data and other reports

Who we are looking for:

  • Trend-setters. Innovation is at the core of our DNA, and that stems from the work ethic of our people. We leverage our experience, client feedback and technology to change the landscape of health insurance with new and extraordinary ideas.
  • Future leaders. We take the time to invest in our people and encourage them to deepen skillsets and broaden abilities. We will always have new opportunities and responsibilities for those who want to assume them.
  • Relationship builders. We are fanatical about serving our customers leading to their success. We are looking for someone with strong communication skills to create dynamic relationships, both internally and externally
  • Confident professionals. We aim for 100% in everything we do, which means being accurate, on-time and on-point for our customer’s needs, while maintaining a professional image consistent with Milliman’s brand.

Milliman Omaha is an office of intelligent, hard-working, creative minds and we are anything but corporate. Our unique structure allows for the best of both worlds: a flexible local office that recognizes individual value within a large, national firm that gives stability and structure. We offer an environment conducive to building strong relationships, while allowing independence for each person to gauge their success.  

Qualifications:

  • Exceptional administrative, organization and business skills. Friendly and engaging personality that enjoys meeting various types of people from all areas of the country.
  • Natural attention to detail with the ability to manage multiple projects
  • Ability to work independently within a team-based environment
  • Flexibility with a customer first attitude
  • Able to manage priorities and deliver results in a fast-paced environment
  • Meticulous attention and compliance to policies and procedures
  • Ability to identify process improvement opportunities
  • Skill in deriving information where it is not immediately evident
  • 0-2 years of previous experience in underwriting
  • Bachelor’s degree in Business or related field

Location:

This position is based out of the Milliman office in Omaha, Nebraska. Candidates hired into this role must be willing to work onsite full-time. 

Benefits:

We offer a comprehensive benefits package designed to support employees’ health, financial security, and well-being. Benefits include:

  • Medical, Dental and Vision – Coverage for employees, dependents, and domestic partners.
  • Employee Assistance Program (EAP) – Confidential support for personal and work-related challenges.
  • 401(k) Plan – Includes a company matching program and profit-sharing contributions.
  • Discretionary Bonus Program – Recognizing employee contributions.
  • Flexible Spending Accounts (FSA) – Pre-tax savings for dependent care, transportation, and eligible medical expenses.
  • Paid Time Off (PTO) – Begins accruing on the first day of work. Full-time employees accrue 15 days per year, and employees working less than full-time accrue PTO on a prorated basis.
  • Holidays – A minimum of 10 paid holidays per year.
  • Family Building Benefits – Includes adoption and fertility assistance.
  • Paid Parental Leave – Up to 12 weeks of paid leave for employees who meet eligibility criteria.
  • Life Insurance & AD&D – 100% of premiums covered by Milliman.
  • Short-Term and Long-Term Disability – Fully paid by Milliman.

Equal Opportunity:

All qualified applicants will receive consideration for employment, without regard to race, color, religion, sex, sexual orientation, national origin, disability, or status as a protected veteran.

About Milliman:

Milliman (www.milliman.com) is an international consulting firm with over 5,100 employees and $1.6 billion in annual revenue. With over 75 years in the consulting business, we have an excellent reputation for superior tools and service to our clients. The Omaha Health & Welfare practice was started 24 years ago to serve large employers in the design and administration of their employee benefit insurance plans. Much of our success depends on our employees and our culture that recognizes and rewards employees for the value they bring to our business in general and our clients in particular. The atmosphere is business casual and in person work with 70 other professionals in an upscale office setting in west Omaha.


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About Milliman

Sourced by ZipRecruiter

Milliman delivers market-leading services and solutions to clients worldwide. Today, we are helping companies take on some of the world's most critical and complex issues, including retirement funding and healthcare financing, risk management and regulatory compliance, data analytics and business transformation.

Industry

Business management consulting

Company size

1,001 - 5,000 Employees

Headquarters location

Seattle, WA, US

Year founded

1947