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Health Insurance Underwriter Jobs (NOW HIRING)

Diedre Moire Corp.

Insurance Underwriter

Louisville, KY · On-site

$100K - $300K/yr

Enjoy a company matched 401(k) retirement plan, customizable full health benefits and a plethora of ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Diedre Moire Corp.

Insurance Underwriter

Arsenal, PA · On-site

$100K - $300K/yr

Enjoy a company matched 401(k) retirement plan, customizable full health benefits and a plethora of ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Diedre Moire Corp.

Insurance Underwriter

Chattanooga, TN · On-site

$100K - $300K/yr

Family-friendly company offers benefits package that includes paid family leave, health, Rx, dental ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Diedre Moire Corp.

Insurance Underwriter

Sacramento, CA · On-site

$100K - $300K/yr

Family-friendly company offers benefits package that includes paid family leave, health, Rx, dental ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Diedre Moire Corp.

Insurance Underwriter

Sacramento, CA · On-site

$100K - $300K/yr

Health Club Membership; tuition reimbursement and more. For complete details contact Greg Foss at ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Diedre Moire Corp.

Insurance Underwriter

Chattanooga, TN · On-site

$100K - $300K/yr

Health Club Membership; tuition reimbursement and more. For complete details contact Greg Foss at ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Diedre Moire Corp.

Insurance Underwriter

Louisville, KY · On-site

$100K - $300K/yr

Target Markets: --- Health & Day Spas --- Tattoo & Piercing Studios --- Tanning Salons --- Hair ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Diedre Moire Corp.

Insurance Underwriter

Pittsburgh, PA · On-site

$100K - $300K/yr

Target Markets: --- Health & Day Spas --- Tattoo & Piercing Studios --- Tanning Salons --- Hair ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Diedre Moire Corp.

Insurance Underwriter

Oklahoma City, OK · On-site

$100K - $300K/yr

A global premier insurance carrier offering full company paid benefits including health dental and ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Diedre Moire Corp.

Insurance Underwriter

Quincy, MA · On-site

$100K - $300K/yr

Fully company paid medical, health, dental, vision, and prescription drug coverage. For complete ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Diedre Moire Corp.

Insurance Underwriter

Fresno, CA · On-site

$100K - $300K/yr

Health Club Membership; tuition reimbursement and more. For complete details contact Greg Foss at ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Diedre Moire Corp.

Insurance Underwriter

Quincy, MA · On-site

$100K - $300K/yr

Target Markets: --- Health & Day Spas --- Tattoo & Piercing Studios --- Tanning Salons --- Hair ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Diedre Moire Corp.

Insurance Underwriter

Pittsburgh, PA · On-site

$100K - $300K/yr

Fully company paid medical, health, dental, vision, and prescription drug coverage. For complete ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Diedre Moire Corp.

Insurance Underwriter

Fresno, CA · On-site

$100K - $300K/yr

Family-friendly company offers benefits package that includes paid family leave, health, Rx, dental ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Globe Life

Life Insurance Underwriter

Mckinney, TX · Remote

The Life Underwriter is responsible for screening life insurance applications for selection of ... health conditions · Review, summarize, and evaluate medical records (APSs) · Review and evaluate ...

Globe Life

Life Insurance Underwriter

Mckinney, TX · Remote

The Life Underwriter is responsible for screening life insurance applications for selection of ... health conditions · Review, summarize, and evaluate medical records (APSs) · Review and evaluate ...

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Health Insurance Underwriter information

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$32.5K

$78.9K

$139.5K

How much do health insurance underwriter jobs pay per year?

As of Aug 16, 2026, the average yearly pay for health insurance underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What does a health insurance underwriter do?

A Health Insurance Underwriter is responsible for evaluating the risks associated with insuring individuals or groups and determining the terms and premiums for health insurance coverage. They review applications, assess medical histories, and use statistical data to decide whether to approve or deny coverage. Their goal is to ensure that the insurance company maintains a balanced risk portfolio while offering fair and competitive rates to policyholders. Health insurance underwriters play a crucial role in protecting the financial stability of insurance companies and providing appropriate coverage to customers.

What are the key skills and qualifications needed to thrive as a health insurance underwriter?

To thrive as a Health Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of insurance principles, typically supported by a bachelor’s degree in business, finance, or a related field. Proficiency with underwriting software, risk assessment tools, and knowledge of industry regulations is essential, and certifications such as the Chartered Property Casualty Underwriter (CPCU) can be advantageous. Effective communication, critical thinking, and decision-making skills help underwriters explain decisions and work collaboratively with clients and colleagues. These competencies are vital for accurately assessing risk, ensuring regulatory compliance, and maintaining the financial health of the insurance provider.

What are some typical challenges health insurance underwriters face when assessing applications, and how can they overcome them?

Health Insurance Underwriters often encounter challenges such as evaluating incomplete or complex medical histories, staying current with changing regulations, and balancing risk assessment with competitive pricing. To overcome these challenges, underwriters rely on strong analytical skills, continuous training, and close collaboration with medical professionals and actuaries. Leveraging advanced software tools and maintaining clear communication with agents and applicants also helps ensure accurate and fair decision-making.

What is the difference between Health Insurance Underwriter vs Health Insurance Claims Adjuster?

AspectHealth Insurance UnderwriterHealth Insurance Claims Adjuster
Primary RoleAssess risk and determine policy eligibility and premiumsEvaluate insurance claims to determine coverage and payout
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU or ARM are commonHigh school diploma or equivalent; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, working with underwriting software and risk dataOffice or remote, reviewing claims and interacting with policyholders
Industry UsageCommonly employed by insurance companies during policy issuanceEmployed by insurance companies or third-party administrators during claims processing

While both roles are integral to the insurance industry, health insurance underwriters focus on evaluating risks before issuing policies, whereas health insurance claims adjusters handle claims after coverage is in place. Understanding these differences helps job seekers identify the right career path within health insurance.

How do you become a health insurance underwriter?

To become a health insurance underwriter, candidates typically need a bachelor's degree in fields like finance, economics, or healthcare. Gaining experience in insurance or risk assessment and obtaining professional certifications such as the Chartered Property Casualty Underwriter (CPCU) can improve job prospects. Strong analytical skills and knowledge of insurance policies are essential for success in this role.

Is underwriting in insurance a good career?

Health insurance underwriters evaluate risk and determine policy terms, making it a stable career with opportunities for advancement. The role requires analytical skills, attention to detail, and often involves working with specialized software; certifications like the Chartered Property Casualty Underwriter (CPCU) can enhance prospects.
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Cities with the most Health Insurance Underwriter job openings:

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What states have the most Health Insurance Underwriter jobs?

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Health Insurance Underwriter jobs near you
Infographic showing various Health Insurance Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 16% Part Time, and 5% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Health Insurance Underwriter Manager

Milliman

Omaha, NE • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 27 days ago

Milliman rating

8.5

Company rating: 8.5 out of 10

Based on 7 frontline employees who took The Breakroom Quiz

Job description

HEALTH INSURANCE UNDERWRITER MANAGER
Description:
This position will interact with all members of our staff as well as many clients and carrier partners. The primary challenges are the ability to manage multiple priorities simultaneously, lead and develop underwriting staff, communicate effectively with a wide range of personalities and communication styles, and provide strategic underwriting guidance in complex situations. Training and support are provided both corporately and locally. This position will have minimal travel requirements, if any. The Underwriter Manager will serve as a technical leader and people manager for the underwriting function. This role is responsible for overseeing underwriting workflows, reviewing and approving complex rating and plan design analyses, mentoring underwriting staff, and ensuring high-quality, timely deliverables to clients.
At Milliman we strive to deliver the best products and services so that people can live for today and plan for tomorrow with confidence. We are looking for someone to partner with us in that mission.
Some of the specific duties are listed below:
  • Prepare, review, and approve rating and plan design quotes within Milliman's underwriting models
  • Ensure proposals and underwriting analyses are accurate, complete, and delivered on time
  • Oversee the day-to-day workflow of underwriting staff, including prioritization of assignments and quality review of work
  • Mentor, train, and develop underwriting staff to build technical underwriting skills, business judgment, and client communication abilities
  • Collaborate with clients to gather additional information needed for underwriting decisions or to explain underwriting outcomes
  • Coordinate with senior leadership on complex cases, escalated issues, and strategic client situations
  • Provide feedback and recommendations for improvement in rating models, underwriting processes, training programs, and client interaction
  • Establish and reinforce underwriting standards, best practices, and quality control procedures
  • Support hiring, onboarding, and performance management of underwriting staff as needed
  • Serve as a subject matter expert for complex underwriting matters and carrier interactions

Who we are looking for:
  • Trend-setters. Innovation is at the core of our DNA, and that stems from the work ethic of our people. We leverage our experience, client feedback and technology to change the landscape of health insurance with new and extraordinary ideas.
  • Future leaders. We take the time to invest in our people and encourage them to deepen skillsets and broaden abilities. We will always have new opportunities and responsibilities for those who want to assume them.
  • Relationship builders. We are fanatical about serving our customers leading to their success. We are looking for someone with strong communication skills to create dynamic relationships, both internally and externally
  • Confident professionals. We aim for 100% in everything we do, which means being accurate, on-time and on-point for our customer's needs, while maintaining a professional image consistent with Milliman's brand.

Milliman Omaha is an office of intelligent, hard-working, creative minds and we are anything but corporate. Our unique structure allows for the best of both worlds: a flexible local office that recognizes individual value within a large, national firm that gives stability and structure. We offer an environment conducive to building strong relationships, while allowing independence for each person to gauge their success.
Qualifications:
  • Exceptional administrative, organizational, analytical, and business skills
  • Strong leadership presence with a friendly and engaging personality that enjoys working with a variety of people from across the country
  • Natural attention to detail with the ability to manage multiple team members and project deadlines in a fast-paced environment
  • Flexibility with a strong customer-first attitude
  • Demonstrated ability to coach, mentor, and develop less experienced underwriting staff
  • Ability to identify process improvement opportunities in underwriting models, workflows, and client service practices
  • Five or more years of health insurance underwriting experience required
  • Prior supervisory, team lead, or management experience strongly preferred

  • Bachelor's degree in Business or related field

Location:
This position is based out of the Milliman office in Omaha, Nebraska. Candidates hired into this role must be willing to work onsite full-time.
Benefits:
We offer a comprehensive benefits package designed to support employees' health, financial security, and well-being. Benefits include:
  • Medical, Dental and Vision - Coverage for employees, dependents, and domestic partners.
  • Employee Assistance Program (EAP) - Confidential support for personal and work-related challenges.
  • 401(k) Plan - Includes a company matching program and profit-sharing contributions.
  • Discretionary Bonus Program - Recognizing employee contributions.
  • Flexible Spending Accounts (FSA) - Pre-tax savings for dependent care, transportation, and eligible medical expenses.
  • Paid Time Off (PTO) - Begins accruing on the first day of work. Full-time employees accrue 15 days per year, and employees working less than full-time accrue PTO on a prorated basis.
  • Holidays - A minimum of 10 paid holidays per year.
  • Family Building Benefits - Includes adoption and fertility assistance.
  • Paid Parental Leave - Up to 12 weeks of paid leave for employees who meet eligibility criteria.
  • Life Insurance & AD&D - 100% of premiums covered by Milliman.
  • Short-Term and Long-Term Disability - Fully paid by Milliman.

Equal Opportunity:
All qualified applicants will receive consideration for employment, without regard to race, color, religion, sex, sexual orientation, national origin, disability, or status as a protected veteran.
About Milliman:
Milliman (www.milliman.com) is an international consulting firm with over 5,100 employees and $1.6 billion in annual revenue. With over 75 years in the consulting business, we have an excellent reputation for superior tools and service to our clients. The Omaha Health & Welfare practice was started 24 years ago to serve large employers in the design and administration of their employee benefit insurance plans. Much of our success depends on our employees and our culture that recognizes and rewards employees for the value they bring to our business in general and our clients in particular. The atmosphere is business casual and in person work with 70 other professionals in an upscale office setting in west Omaha.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws.
For further information, please review the Know Your Rights notice from the Department of Labor.

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About Milliman

Sourced by ZipRecruiter

Milliman delivers market-leading services and solutions to clients worldwide. Today, we are helping companies take on some of the world's most critical and complex issues, including retirement funding and healthcare financing, risk management and regulatory compliance, data analytics and business transformation.

Industry

Business management consulting

Company size

1,001 - 5,000 Employees

Headquarters location

Seattle, WA, US

Year founded

1947

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