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Health Insurance Underwriter Jobs (NOW HIRING)

Insurance Underwriter Med-Mal

Gary, IN · On-site

$150K - $200K/yr

Underwriting Medical Malpractice Insurance - Gary, IN Underwriting Underwriter VP AVP Medical ... Surgeons, Dentists, Optometrist, etc. • Healthcare assistants including nurses and physician ...

Insurance Underwriter Med-Mal

Salem, NH · On-site

$150K - $200K/yr

Med-Mal Underwriter Allied Healthcare E&O - Salem, NH Underwriting Underwriter VP AVP Medical Malpractice Physicians Surgeons Clinic Surgical Center Allied Healthcare Ambulatory Surgery Medical Labs ...

Surety Underwriter

Pasco, WA · On-site

$150K - $300K/yr

... insurance, and safety, health and wellness programs. For complete details contact Greg Foss at ... Insurance Underwriter Construction & Contrct Surety Bid Bonds Performance Bonds Payment Bonds ...

Surety Underwriter

Johnson City, TN · On-site

$150K - $300K/yr

Construction Surety Insurance Underwriter - Johnson City, TN Insurance Underwriter Construction ... health care plan, bonuses, 401(k) with company match, company vehicle, cell phone, generous ...

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Health Insurance Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do health insurance underwriter jobs pay per year?

As of Jul 1, 2026, the average yearly pay for health insurance underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Health Insurance Underwriter, and why are they important?

To thrive as a Health Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of insurance principles, typically supported by a bachelor’s degree in business, finance, or a related field. Proficiency with underwriting software, risk assessment tools, and knowledge of industry regulations is essential, and certifications such as the Chartered Property Casualty Underwriter (CPCU) can be advantageous. Effective communication, critical thinking, and decision-making skills help underwriters explain decisions and work collaboratively with clients and colleagues. These competencies are vital for accurately assessing risk, ensuring regulatory compliance, and maintaining the financial health of the insurance provider.

What are some typical challenges Health Insurance Underwriters face when assessing applications, and how can they overcome them?

Health Insurance Underwriters often encounter challenges such as evaluating incomplete or complex medical histories, staying current with changing regulations, and balancing risk assessment with competitive pricing. To overcome these challenges, underwriters rely on strong analytical skills, continuous training, and close collaboration with medical professionals and actuaries. Leveraging advanced software tools and maintaining clear communication with agents and applicants also helps ensure accurate and fair decision-making.

What is the difference between Health Insurance Underwriter vs Health Insurance Claims Adjuster?

AspectHealth Insurance UnderwriterHealth Insurance Claims Adjuster
Primary RoleAssess risk and determine policy eligibility and premiumsEvaluate insurance claims to determine coverage and payout
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU or ARM are commonHigh school diploma or equivalent; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, working with underwriting software and risk dataOffice or remote, reviewing claims and interacting with policyholders
Industry UsageCommonly employed by insurance companies during policy issuanceEmployed by insurance companies or third-party administrators during claims processing

While both roles are integral to the insurance industry, health insurance underwriters focus on evaluating risks before issuing policies, whereas health insurance claims adjusters handle claims after coverage is in place. Understanding these differences helps job seekers identify the right career path within health insurance.

What does a Health Insurance Underwriter do?

A Health Insurance Underwriter is responsible for evaluating the risks associated with insuring individuals or groups and determining the terms and premiums for health insurance coverage. They review applications, assess medical histories, and use statistical data to decide whether to approve or deny coverage. Their goal is to ensure that the insurance company maintains a balanced risk portfolio while offering fair and competitive rates to policyholders. Health insurance underwriters play a crucial role in protecting the financial stability of insurance companies and providing appropriate coverage to customers.
More about Health Insurance Underwriter jobs
What cities are hiring for Health Insurance Underwriter jobs? Cities with the most Health Insurance Underwriter job openings:
Who are the top companies hiring for Health Insurance Underwriter jobs? The top employers for Health Insurance Underwriter jobs are:
What states have the most Health Insurance Underwriter jobs? States with the most job openings for Health Insurance Underwriter jobs include:
Infographic showing various Health Insurance Underwriter job openings in the United States as of June 2026, with employment types broken down into 4% As Needed, 75% Part Time, and 21% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.
Insurance Underwriter Med-Mal

Insurance Underwriter Med-Mal

Diedre Moire Corp.

Colchester, VT • On-site

$150K - $200K/yr

Other

Medical, Dental, Vision, Retirement, PTO

Posted 5 days ago


Job description

Ins Underwriter Med-Mal & Allied Healthcare E&O - Colchester, VT Underwriting Underwriter VP AVP Medical Malpractice Physicians Surgeons Clinic Surgery Center Allied Healthcare Ambulatory Surgery Medical Labs Imaging Center Substance Abuse Center Ambulance Bariatric Facility Hospices Community Health Facility Blood Bank Weight Loss Center Pharmacies Lasik Center Hospital Nursing Homes Risk Management Specialty Coverage Professional Liability General Liability GL _ . REMOTE WORK FROM HOME MAY BE AVAILBLE Join a growing division of a leading MGA (Managing General Agent) with strong financial ratings and the support of an international holding company and act as the Assistant Vice President of a brand new group focused on allied healthcare professional liability risks. Must be willing to take on the challenge of being the first person hired in the newly created Allied Healthcare group in a major insurance company!

This is a fantastic growth opportunity with the chance to grow an entire division from scratch. Responsibilities: • Establish and expand an underwriting group focused on a book of business including: Physicians, Hospitals, Medical Spas, Surgery Centers, Pharmacies, Home Healthcare, Medical Imaging Labs, Walk-in Clinical Laboratories, Hospice Care Facilities, Individuals involved in therapy including social workers and dieticians, nursing homes, etc. • Develop, maintain, manage, and grow a book of business.

• Identify, target, solicit, and negotiate new business opportunities. • Establish and maintain relationships with wholesale brokers in the region. • Grow the underwriting group and expand it into a profitable division.

Fantastic opportunity to join a growing company and advance in your career as the company advances in the marketplace. Generous compensation and excellent bonus packages, competitive benefits package with an industry leading 1:1 matched 401(k) contribution and competitive medical, dental and vision insurance plans. Fantastic paid time off with personal days, sick days, vacations and holidays.

Employee stock share options with sign-on. For complete details contact Greg Foss at: (609) 584-9000 ext 270 Or submit resume online at: http://dmc9.com/gbf/app.asp Or email to: 1000071115_10006796@najbcareers302.com Please reference #42995KS136 when responding. Diedre Moire Corporation Education Requirements: Bachelor Degree Minimum Experience Requirements: 5-10 years Job City Location: Colchester Job State Location: VT Job Country Location: USA Salary Range: $150,000 to $200,000 Diedre Moire Corporation, Inc.

diedremoire.com WE ARE AN EQUAL OPPORTUNITY EMPLOYER and our employment decisions are made without regard to race, color, religion, age, sex, national origin, handicap, disability or marital status. We reasonably accommodate individuals with handicaps, disabilities and bona fide religious beliefs. Jobs Career Position Hiring.

CONSIDERED EXPERIENCE INCLUDES: Underwriting Underwriter VP AVP Medical Malpractice Physicians Surgeons Clinic Surgery Center Allied Healthcare Ambulatory Surgery Medical Labs Imaging Center Substance Abuse Center Ambulance Bariatric Facility Hospices Community Health Facility Blood Bank Weight Loss Center Pharmacies Lasik Center Hospital Nursing Homes Risk Management Specialty Coverage Professional Liability General Liability GL #DiedreMoire #InsuranceJobs #AttorneyJobs #LitigationJobs #JobSearch #JobHunt #JobOpening #Hiring #Job #Jobs #Careers #Employment #jobposting DISCLAIMER: We will make every effort to consider applications for all available positions and shall use one or more of the contact methods and addresses indicated in resume or online application. Indicated location may be proximate or may be desirable point of embarkation for paid or unpaid relocation to another venue. Job descriptions may fit single or multiple presently available or anticipated positions and are NOT an offer of employment or contract implied or otherwise.

Described compensation is not definite nor precise and may be estimated and approximate and is negotiable depending on market conditions and candidate availability and other factors and is solely at the discretion of employers. Linguistics used herein may use First Person Singular and First Person Plural grammatical person construction for and with the meaning of Third Person Singular and Third Person Plural references. We reserves the right to amend and change responsibilities to meet business and organizational needs as necessary.

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