1

Health Insurance Underwriter Jobs (NOW HIRING)

Insurance Underwriter

Springfield, MA · On-site

$100K - $300K/yr

Family-friendly company offers benefits package that includes paid family leave, health, Rx, dental ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Insurance Underwriter

Sand Lake, FL · On-site

$100K - $300K/yr

Family-friendly company offers benefits package that includes paid family leave, health, Rx, dental ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

The Life Underwriter is responsible for screening life insurance applications for selection of ... health conditions · Review, summarize, and evaluate medical records (APSs) · Review and evaluate ...

The Life Underwriter is responsible for screening life insurance applications for selection of ... health conditions · Review, summarize, and evaluate medical records (APSs) · Review and evaluate ...

Commercial Insurance Underwriter

Warren, NJ · On-site +1

$73K - $125K/yr

... health insurance, reinsurance, and life insurance to a diverse group of clients. The company is ... Solid knowledge of specialty commercial underwriting and insurance industry theories and practices.

Each Associate Underwriter provides vital team functions: * Review submission information required ... Parental Leave, Adoption Assistance, Travel Reimbursement for healthcare, Retail Discount Program ...

Apply Early

Each Associate Underwriter provides vital team functions: * Review submission information required ... Parental Leave, Adoption Assistance, Travel Reimbursement for healthcare, Retail Discount Program ...

next page

Showing results 1-20

Health Insurance Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do health insurance underwriter jobs pay per year?

As of Jul 1, 2026, the average yearly pay for health insurance underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

How much does an Insurance Underwriter make a year?

An Insurance Underwriter typically earns between $60,000 and $80,000 annually, with the median salary around $70,000. Salaries can vary based on experience, location, and the complexity of policies handled, and underwriters often use specialized software and risk assessment skills in their work.

How do I become a health insurance underwriter?

To become a health insurance underwriter, you typically need a bachelor's degree in finance, economics, or a related field. Gaining experience in insurance or risk assessment, and obtaining relevant certifications such as the Chartered Property Casualty Underwriter (CPCU), can improve job prospects. Strong analytical skills and knowledge of insurance policies are essential for success in this role.

What are the key skills and qualifications needed to thrive as a Health Insurance Underwriter, and why are they important?

To thrive as a Health Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of insurance principles, typically supported by a bachelor’s degree in business, finance, or a related field. Proficiency with underwriting software, risk assessment tools, and knowledge of industry regulations is essential, and certifications such as the Chartered Property Casualty Underwriter (CPCU) can be advantageous. Effective communication, critical thinking, and decision-making skills help underwriters explain decisions and work collaboratively with clients and colleagues. These competencies are vital for accurately assessing risk, ensuring regulatory compliance, and maintaining the financial health of the insurance provider.

What are some typical challenges Health Insurance Underwriters face when assessing applications, and how can they overcome them?

Health Insurance Underwriters often encounter challenges such as evaluating incomplete or complex medical histories, staying current with changing regulations, and balancing risk assessment with competitive pricing. To overcome these challenges, underwriters rely on strong analytical skills, continuous training, and close collaboration with medical professionals and actuaries. Leveraging advanced software tools and maintaining clear communication with agents and applicants also helps ensure accurate and fair decision-making.

What is the difference between Health Insurance Underwriter vs Health Insurance Claims Adjuster?

AspectHealth Insurance UnderwriterHealth Insurance Claims Adjuster
Primary RoleAssess risk and determine policy eligibility and premiumsEvaluate insurance claims to determine coverage and payout
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU or ARM are commonHigh school diploma or equivalent; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, working with underwriting software and risk dataOffice or remote, reviewing claims and interacting with policyholders
Industry UsageCommonly employed by insurance companies during policy issuanceEmployed by insurance companies or third-party administrators during claims processing

While both roles are integral to the insurance industry, health insurance underwriters focus on evaluating risks before issuing policies, whereas health insurance claims adjusters handle claims after coverage is in place. Understanding these differences helps job seekers identify the right career path within health insurance.

What does an underwriter do in healthcare?

A healthcare underwriter evaluates insurance applications to determine coverage eligibility and premium rates based on risk factors. They analyze medical histories, assess policy terms, and ensure compliance with regulations, often using specialized software and requiring knowledge of healthcare policies. Their work helps balance risk management and affordability for insurance providers.

Is underwriting in insurance a good career?

A health insurance underwriter evaluates risk factors to determine policy eligibility and pricing, requiring analytical skills and attention to detail. It is generally considered a stable career with opportunities for advancement, often involving certifications and familiarity with underwriting software. The role offers a structured work environment and can provide steady employment in the insurance industry.

What does a Health Insurance Underwriter do?

A Health Insurance Underwriter is responsible for evaluating the risks associated with insuring individuals or groups and determining the terms and premiums for health insurance coverage. They review applications, assess medical histories, and use statistical data to decide whether to approve or deny coverage. Their goal is to ensure that the insurance company maintains a balanced risk portfolio while offering fair and competitive rates to policyholders. Health insurance underwriters play a crucial role in protecting the financial stability of insurance companies and providing appropriate coverage to customers.
More about Health Insurance Underwriter jobs
What cities are hiring for Health Insurance Underwriter jobs? Cities with the most Health Insurance Underwriter job openings:
Who are the top companies hiring for Health Insurance Underwriter jobs? The top employers for Health Insurance Underwriter jobs are:
What states have the most Health Insurance Underwriter jobs? States with the most job openings for Health Insurance Underwriter jobs include:
Infographic showing various Health Insurance Underwriter job openings in the United States as of June 2026, with employment types broken down into 4% As Needed, 75% Part Time, and 21% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.
Insurance Underwriter

Insurance Underwriter

Diedre Moire Corp.

Springfield, MA • On-site

$100K - $300K/yr

Other

Medical, Dental, Retirement, PTO

Posted 22 days ago


Key responsibilities

  • Ensure profitable production and underwriting of site pollution liabilities through competitive underwriting and risk engineering.

  • Underwrite site pollution, contractor pollution liability and environmental liability.

  • Manage a book of complex environmental brokerage business.


Job description

Specialty Pollution Underwriter - Springfield, MA Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Pollution Environmental Contractors_ . REMOTE WORK FROM HOME MAY BE AVAILABLE Ensure profitable production and underwriting of site pollution liabilities through competitive underwriting and risk engineering. • Underwrite site pollution, contractor pollution liability and environmental liability.

• Manage a book of complex environmental brokerage business. • Build and maintain relationships with wholesale and retail brokers. • Analyze competitor forms and pricing.

• Provide data to actuarial, claims, and finance teams. • Serve as point of contact to producers and management. • Train and manage junior staff.

Interesting, challenging opportunity with a wide path to career advancement for professional with track record of success. Family-friendly company offers benefits package that includes paid family leave, health, Rx, dental, 401K retirement plan, and continuing education assistance. For complete details contact Greg Foss at: (609) 584-9000 ext 270 Or submit resume online at: http://dmc9.com/gbf/app.asp Or email to: 1000071083_10006796@najbcareers302.com Please reference #39412MA196 when responding.

Diedre Moire Corporation Education Requirements: Bachelor Degree Minimum Experience Requirements: 2-5 years Job City Location: Springfield Job State Location: MA Job Country Location: USA Salary Range: $100,000 to $300,000 Diedre Moire Corporation, Inc. diedremoire.com WE ARE AN EQUAL OPPORTUNITY EMPLOYER and our employment decisions are made without regard to race, color, religion, age, sex, national origin, handicap, disability or marital status. We reasonably accommodate individuals with handicaps, disabilities and bona fide religious beliefs.

Jobs Career Position Hiring. CONSIDERED EXPERIENCE INCLUDES: Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter #DiedreMoire #JobSearch #JobHunt #JobOpening #Hiring #Job #Jobs #Careers #Employment #jobposting #InsuranceJobs #UnderwriterJobs DISCLAIMER: We will make every effort to consider applications for all available positions and shall use one or more of the contact methods and addresses indicated in resume or online application. Indicated location may be proximate or may be desirable point of embarkation for paid or unpaid relocation to another venue.

Job descriptions may fit single or multiple presently available or anticipated positions and are NOT an offer of employment or contract implied or otherwise. Described compensation is not definite nor precise and may be estimated and approximate and is negotiable depending on market conditions and candidate availability and other factors and is solely at the discretion of employers. Linguistics used herein may use First Person Singular and First Person Plural grammatical person construction for and with the meaning of Third Person Singular and Third Person Plural references.

We reserves the right to amend and change responsibilities to meet business and organizational needs as necessary. Response to a specific posting or advertisement may result in consideration for other opportunities and not necessarily the incentive or basis of the response. Nothing herein is or may be considered a promise, guarantee, offer, pledge, agreement, contract, or oath.

If you submit an application or resume which contains your email address, we will use that email address to communicate with you about this and other positions. We use an email quality control service to maintain security and a remove and dead address filter. To cancel receiving email communications, simply send an email from your address with the word remove"" in the subject line to pleaseremove@candseek4.com Or, visit the website at www.jobbankremove.com.

If you have further concern regarding email received from us, call (609) 584-5499.