1

Health Insurance Underwriter Jobs (NOW HIRING)

Conduct audits and re-underwrites policies to assess quality of Under Writer decisions on accounts ... Health Spending Account (HSA) • Transportation benefits • Employee Assistance Program • Time ...

Underwrite and service title insurance transactions throughout Illinois * Review, underwrite, and ... Health savings account (available to High Deductible Health Plan participants only) * Employee ...

New

Underwriter

Itasca, IL

$100K - $135K/hr

Risk management principles and stop-loss insurance products. * Medical terminology, healthcare costs, and trends in medical claims. * Regulatory and compliance issues in insurance underwriting.

Underwriter

Itasca, IL

$100K - $135K/hr

Risk management principles and stop-loss insurance products. * Medical terminology, healthcare costs, and trends in medical claims. * Regulatory and compliance issues in insurance underwriting.

Underwriter

Itasca, IL · On-site +1

Risk management principles and stop-loss insurance products. * Medical terminology, healthcare costs, and trends in medical claims. * Regulatory and compliance issues in insurance underwriting.

PEO Underwriter

New York, NY · On-site

$70K - $80K/yr

This position is ideal for candidates with 1-3 years of experience in health insurance underwriting, benefits administration, or related analytical roles who are ready to take on full underwriting ...

Showing results 21-40

Health Insurance Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do health insurance underwriter jobs pay per year?

As of Aug 16, 2026, the average yearly pay for health insurance underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What does a health insurance underwriter do?

A Health Insurance Underwriter is responsible for evaluating the risks associated with insuring individuals or groups and determining the terms and premiums for health insurance coverage. They review applications, assess medical histories, and use statistical data to decide whether to approve or deny coverage. Their goal is to ensure that the insurance company maintains a balanced risk portfolio while offering fair and competitive rates to policyholders. Health insurance underwriters play a crucial role in protecting the financial stability of insurance companies and providing appropriate coverage to customers.

What are the key skills and qualifications needed to thrive as a health insurance underwriter?

To thrive as a Health Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of insurance principles, typically supported by a bachelor’s degree in business, finance, or a related field. Proficiency with underwriting software, risk assessment tools, and knowledge of industry regulations is essential, and certifications such as the Chartered Property Casualty Underwriter (CPCU) can be advantageous. Effective communication, critical thinking, and decision-making skills help underwriters explain decisions and work collaboratively with clients and colleagues. These competencies are vital for accurately assessing risk, ensuring regulatory compliance, and maintaining the financial health of the insurance provider.

What are some typical challenges health insurance underwriters face when assessing applications, and how can they overcome them?

Health Insurance Underwriters often encounter challenges such as evaluating incomplete or complex medical histories, staying current with changing regulations, and balancing risk assessment with competitive pricing. To overcome these challenges, underwriters rely on strong analytical skills, continuous training, and close collaboration with medical professionals and actuaries. Leveraging advanced software tools and maintaining clear communication with agents and applicants also helps ensure accurate and fair decision-making.

What is the difference between Health Insurance Underwriter vs Health Insurance Claims Adjuster?

AspectHealth Insurance UnderwriterHealth Insurance Claims Adjuster
Primary RoleAssess risk and determine policy eligibility and premiumsEvaluate insurance claims to determine coverage and payout
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU or ARM are commonHigh school diploma or equivalent; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, working with underwriting software and risk dataOffice or remote, reviewing claims and interacting with policyholders
Industry UsageCommonly employed by insurance companies during policy issuanceEmployed by insurance companies or third-party administrators during claims processing

While both roles are integral to the insurance industry, health insurance underwriters focus on evaluating risks before issuing policies, whereas health insurance claims adjusters handle claims after coverage is in place. Understanding these differences helps job seekers identify the right career path within health insurance.

How do you become a health insurance underwriter?

To become a health insurance underwriter, candidates typically need a bachelor's degree in fields like finance, economics, or healthcare. Gaining experience in insurance or risk assessment and obtaining professional certifications such as the Chartered Property Casualty Underwriter (CPCU) can improve job prospects. Strong analytical skills and knowledge of insurance policies are essential for success in this role.

Is underwriting in insurance a good career?

Health insurance underwriters evaluate risk and determine policy terms, making it a stable career with opportunities for advancement. The role requires analytical skills, attention to detail, and often involves working with specialized software; certifications like the Chartered Property Casualty Underwriter (CPCU) can enhance prospects.
More about Health Insurance Underwriter jobs

What cities are hiring for Health Insurance Underwriter jobs?

Cities with the most Health Insurance Underwriter job openings:

Who are the top companies hiring for Health Insurance Underwriter jobs?

The top employers for Health Insurance Underwriter jobs are:

What states have the most Health Insurance Underwriter jobs?

States with the most job openings for Health Insurance Underwriter jobs include:

Infographic showing various Health Insurance Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 16% Part Time, and 5% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Life Insurance Underwriter

TEKsystems

Appleton, WI • Remote

$25 - $40/hr

Contractor

Medical, Dental, Vision, Life, Retirement, PTO

Posted 17 days ago


Job description

Conduct audits and re-underwrites policies to assess quality of Under Writer decisions on accounts and to execute initiatives on specific segments of the book of business.

Ideal candidates would have 5+ years of direct carrier individual life underwriting experience, strong performance ratings, excellent risk assessment and documentation skills, ability to quickly learn new systems, guidelines, philosophy, and procedures. Familiarity and experience using the Swiss Re underwriting manual is a plus. Experience using the MRAS underwriting rules and workbench is a strong plus. Remote work is acceptable and preference is for full-time flexible work hours.

Additional Skills & Qualifications

• 6 months of work due to retirements, new underwriting system implemented 3 months ago, medical leaves and submittals have increased the workload (big backload)

• May have opportunity to convert to FTE

• Flexible schedule (within 7:00AM – 7:00PM CST), 40 hours/week

• Life underwriter with 5+ year’s experience

• Risk assessment skills, team player, work independently, good listener

• MRAS system experience would be a huge plus

• Use Swiss Re underwriting manual

• Work side by side with Sr. Underwriter

• Communicate with agents over email, very limited phone calls

• Use digital Owls

• Individual life insurance experience, (fully written)

• If they have FMLA, FALU a bonus along with the ability to interpret and review medical records

• Highly productive, most within $250,000 - 500,000 and up to 1 million for underwriting

Job Type & Location

This is a Contract position based out of Appleton, WI.

Pay and Benefits

The pay range for this position is $25.00 - $40.00/hr.

Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following: • Medical, dental & vision • Critical Illness, Accident, and Hospital • 401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available • Life Insurance (Voluntary Life & AD&D for the employee and dependents) • Short and long-term disability • Health Spending Account (HSA) • Transportation benefits • Employee Assistance Program • Time Off/Leave (PTO, Vacation or Sick Leave)

Workplace Type

This is a fully remote position.

Application Deadline

This position is anticipated to close on Aug 7, 2026.

About TEKsystems

We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia. As an industry leader in Full-Stack Technology Services, Talent Services, and real-world application, we work with progressive leaders to drive change. That's the power of true partnership. TEKsystems is an Allegis Group company.

The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

About TEKsystems and TEKsystems Global Services

We’re a leading provider of business and technology services. We accelerate business transformation for our customers. Our expertise in strategy, design, execution and operations unlocks business value through a range of solutions. We’re a team of 80,000 strong, working with over 6,000 customers, including 80% of the Fortune 500 across North America, Europe and Asia, who partner with us for our scale, full-stack capabilities and speed. We’re strategic thinkers, hands-on collaborators, helping customers capitalize on change and master the momentum of technology. We’re building tomorrow by delivering business outcomes and making positive impacts in our global communities. TEKsystems and TEKsystems Global Services are Allegis Group companies. Learn more at TEKsystems.com.

The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

San Francisco Fair Chance Ordinance: Pursuant to the San Francisco Fair Chance Ordinance, for all positions located in the city and county of San Francisco, we will consider for employment qualified applicants with arrest and conviction records.

Massachusetts Lie Detector: It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

Use of Artificial Intelligence (AI): We may use Artificial Intelligence (AI) to support parts of our hiring process, including sourcing, screening, and evaluating candidates. AI helps assess applications and qualifications, but final decisions are made by our hiring team. By applying, you acknowledge and agree that your application may be reviewed using AI tools.