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Health Insurance Underwriter Jobs in Kansas (NOW HIRING)

Chubb

Senior Underwriter, Construction

Overland Park, KS · On-site

$100K - $165K/yr

... health insurance, reinsurance, and life insurance to a diverse group of clients. The company is ... Underwriting experience in Commercial Lines Property & Casualty for the Construction industry

Chubb

Senior Underwriter, Construction

Overland Park, KS · On-site

$100K - $165K/yr

... health insurance, reinsurance, and life insurance to a diverse group of clients. The company is ... financial strength, underwriting excellence, superior claims handling expertise and local ...

Burns & Wilcox

Associate Underwriter

Overland Park, KS · On-site

... their career in the specialty insurance industry. We are looking for candidates with an ... Health and welfare benefits including medical, vision and dental * 401K with employer match * Paid ...

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All JobsHealth Insurance Underwriter JobsHealth Insurance Underwriter Jobs in Kansas

Health Insurance Underwriter information

See Kansas salary details

$29K

$70.3K

$124.4K

How much do health insurance underwriter jobs pay per year?

As of Aug 12, 2026, the average yearly pay for health insurance underwriter in Kansas is $70,348.00, according to ZipRecruiter salary data. Most workers in this role earn between $54,400.00 and $77,600.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a health insurance underwriter?

To thrive as a Health Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of insurance principles, typically supported by a bachelor’s degree in business, finance, or a related field. Proficiency with underwriting software, risk assessment tools, and knowledge of industry regulations is essential, and certifications such as the Chartered Property Casualty Underwriter (CPCU) can be advantageous. Effective communication, critical thinking, and decision-making skills help underwriters explain decisions and work collaboratively with clients and colleagues. These competencies are vital for accurately assessing risk, ensuring regulatory compliance, and maintaining the financial health of the insurance provider.

What are some typical challenges health insurance underwriters face when assessing applications, and how can they overcome them?

Health Insurance Underwriters often encounter challenges such as evaluating incomplete or complex medical histories, staying current with changing regulations, and balancing risk assessment with competitive pricing. To overcome these challenges, underwriters rely on strong analytical skills, continuous training, and close collaboration with medical professionals and actuaries. Leveraging advanced software tools and maintaining clear communication with agents and applicants also helps ensure accurate and fair decision-making.

What is the difference between Health Insurance Underwriter vs Health Insurance Claims Adjuster?

AspectHealth Insurance UnderwriterHealth Insurance Claims Adjuster
Primary RoleAssess risk and determine policy eligibility and premiumsEvaluate insurance claims to determine coverage and payout
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU or ARM are commonHigh school diploma or equivalent; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, working with underwriting software and risk dataOffice or remote, reviewing claims and interacting with policyholders
Industry UsageCommonly employed by insurance companies during policy issuanceEmployed by insurance companies or third-party administrators during claims processing

While both roles are integral to the insurance industry, health insurance underwriters focus on evaluating risks before issuing policies, whereas health insurance claims adjusters handle claims after coverage is in place. Understanding these differences helps job seekers identify the right career path within health insurance.

Is underwriting in insurance a good career?

Health insurance underwriters evaluate risk and determine policy terms, making it a stable career with opportunities for advancement. The role requires analytical skills, attention to detail, and often involves working with specialized software; certifications like the Chartered Property Casualty Underwriter (CPCU) can enhance prospects.

What does a health insurance underwriter do?

A Health Insurance Underwriter is responsible for evaluating the risks associated with insuring individuals or groups and determining the terms and premiums for health insurance coverage. They review applications, assess medical histories, and use statistical data to decide whether to approve or deny coverage. Their goal is to ensure that the insurance company maintains a balanced risk portfolio while offering fair and competitive rates to policyholders. Health insurance underwriters play a crucial role in protecting the financial stability of insurance companies and providing appropriate coverage to customers.

How do you become a health insurance underwriter?

To become a health insurance underwriter, candidates typically need a bachelor's degree in fields like finance, economics, or healthcare. Gaining experience in insurance or risk assessment and obtaining professional certifications such as the Chartered Property Casualty Underwriter (CPCU) can improve job prospects. Strong analytical skills and knowledge of insurance policies are essential for success in this role.
What are popular job titles related to Health Insurance Underwriter jobs in Kansas? For Health Insurance Underwriter jobs in Kansas, the most frequently searched job titles are:
What job categories do people searching Health Insurance Underwriter jobs in Kansas look for? The top searched job categories for Health Insurance Underwriter jobs in Kansas are:
Health Insurance Underwriter jobs near you
Infographic showing various Health Insurance Underwriter job openings in Kansas as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 15% Part Time, and 6% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $70,348 per year, or $33.8 per hour.

Senior Underwriter (multiline P&C production role)

IAT Insurance Group

Overland Park, KS • On-site

$97K - $115K/yr

Full-time

Medical, Retirement, PTO

Re-posted 27 days ago

IAT Insurance Group rating

8.7

Company rating: 8.7 out of 10

Based on 9 frontline employees who took The Breakroom Quiz

70th of 304 rated insurance

Job description

IAT Insurance Group, TransGuard has an immediate opening for an underwriter to join our Moving and Storage Underwriting team. The TransGuard Insurance Company has long been a leader in this space. The ideal candidate will have at least five years of multi-line P&C risk experience managing and growing a book, with focus on commercial transportation, inland marine, or a similar line of business. This position can work from IAT's Overland Park, Kansas, Scottsdale, Arizona, Alpharetta, Georgia or Raleigh, North Carolina location. For the right candidate, other IAT locations can be considered. This role will work on the hybrid schedule Monday through Wednesday in the office, with the option of working remotely on Thursday and Friday. Occasional travel is required.
Responsibilities:
  • Evaluates information to determine risk acceptability in accordance with company guidelines.
  • Makes appropriate decisions based on evaluation of underwriting information.
  • Prices risks per company standards.
  • Effectively communicates and negotiates underwriting and pricing decisions to achieve optimal outcomes.
  • Pursue sales-like leads through developing and maintaining strong relationships with clients, brokers, and agents to drive new business opportunities.
  • Documents decisions in accordance with regulatory standards.
  • Acts with a sense of urgency on all inquiries/requests.
  • Provides outstanding customer service.
  • Builds effective working relationships with assigned agency personnel as well as internal company staff.
  • Drives acceptable levels of new business opportunities through effective marketing to assigned agents.
  • Effectively communicates with assigned agents the appropriate level of information to ensure understanding of company direction.
  • Attends agency conferences and conducts seminars and breakout sessions.
  • Participates and leads special projects as assigned.
  • Handles a moderate number of agency assignments.
  • Participates in annual planning meetings with assigned agents.
  • Participates in quarterly stewardship meetings with key agents.
  • Performs other duties as assigned.

Qualifications:
Must Haves:
  • Bachelor's degree and five years of relevant experience or equivalent is required.
  • Equivalent experience is defined as a minimum of nine or more years of commercial insurance underwriting-related experience.
  • Commercial multi-line experience.
  • Thorough knowledge of the insurance industry.
  • Excellent knowledge and application of negotiation technics to day-to-day interactions with agents and customers to achieve optimal outcomes.
  • Excellent knowledge of pricing technics to achieve company objectives.
  • Excellent knowledge of complex coverage features such as large deductibles and their impact on coverage and pricing.
  • Ability to appropriately utilize loss control to minimize risk to the company.
  • Ability to understand reinsurance and company's approach.
  • Ability to make appropriate underwriting decisions for risks within a limited range of context and situations.
  • Ability to understand loss development and advanced loss analysis concepts in underwriting and pricing risks.
  • Ability to make individual account decisions that maximize the performance of the entire portfolio.
  • 10% Travel Required.

Preferred to Have:
  • Experience specializing in underwriting of moving and storage is preferred.
  • Umbrella experience.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. We maintain a drug-free workplace and participate in E-Verify.
#LI-JG1
IAT Insurance Group is the largest private, family-owned property and casualty insurer in the U.S. Insurance Answers Together® is how we define IAT, in letter and in spirit. We work together to provide solutions for people and businesses. We collaborate internally and with our partners to provide the best possible insurance and surety options for our customers.
At IAT, we're committed to driving and building an open and supportive culture for all. Our employees propel IAT forward - driving innovation, stable partnerships and growth. That's why we continue to build an engaging workplace culture to attract and retain the best talent.
We offer comprehensive benefits like:
  • 26 PTO Days (Entry Level) + 12 Company Holidays = 38 Paid Days Off
  • 7% 401(k) Company Match and additional Profit Sharing
  • Hybrid work environment
  • Numerous training and development opportunities to assist you in furthering your career
  • Healthcare and Wellness Programs
  • Opportunity to earn performance-based bonuses
  • College Loan Assistance Support Plan
  • Educational Assistance Program
  • Mentorship Program
  • Dress for Your Day Policy

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. We maintain a drug-free workplace and participate in E-Verify.

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