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Life Insurance Underwriter Jobs in Kansas (NOW HIRING)

Underwriter

Overland Park, KS · On-site

$28.85 - $38.46/hr

Underwrite 6-8 groups per day and up to 12 during the peak season to support new business growth ... Term Life Insurance Plan. Required Employment / Compliance Language * We will consider for ...

Assistant Underwriter

Overland Park, KS · On-site

$58.50 - $71.50/hr

... our insurance underwriting and claims operations. This is an entry level role and direct ... Medical, dental, vision, life, disability, HSA, FSA, 401k * Perks: Free snacks, team lunches ...

... our insurance underwriting and claims operations. This is an entry level role and direct ... Medical, dental, vision, life, disability, HSA, FSA, 401k * Perks: Free snacks, team lunches ...

... our insurance underwriting and claims operations. This is an entry level role and direct ... Medical, dental, vision, life, disability, HSA, FSA, 401k * Perks: Free snacks, team lunches ...

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Showing results 1-20

Life Insurance Underwriter information

See Kansas salary details

$55.7K

$73.2K

$92.8K

How much do life insurance underwriter jobs pay per year?

As of Sep 3, 2026, the average yearly pay for life insurance underwriter in Kansas is $73,220.00, according to ZipRecruiter salary data. Most workers in this role earn between $66,000.00 and $75,800.00 per year, depending on experience, location, and employer.

What does a life insurance underwriter do?

A Life Insurance Underwriter is responsible for evaluating applications for life insurance policies. They assess the risk of insuring individuals by reviewing medical histories, financial information, and lifestyle factors. Based on their analysis, they decide whether to approve or deny coverage and determine the appropriate premiums for each applicant. Their goal is to ensure that the insurance company maintains a balanced risk portfolio while providing fair coverage to clients.

What are the key skills and qualifications needed to thrive as a life insurance underwriter?

To thrive as a Life Insurance Underwriter, you need strong analytical skills, attention to detail, and a background in finance, business, or a related field, often supported by a bachelor's degree. Familiarity with underwriting software, risk assessment tools, and knowledge of industry standards such as LOMA or ALU certifications are typically required. Excellent decision-making, communication, and customer service skills help underwriters effectively evaluate applications and explain complex decisions to clients or agents. These competencies ensure accurate risk evaluation, compliance with regulations, and maintaining profitable portfolios for insurance companies.

What are some typical challenges life insurance underwriters face when assessing complex applications?

Life Insurance Underwriters often encounter challenges when evaluating applications with incomplete medical histories, ambiguous financial documentation, or unique risk factors such as rare medical conditions or hazardous occupations. These cases require thorough investigation, effective communication with applicants and medical professionals, and careful application of underwriting guidelines. Balancing risk assessment with customer service and regulatory compliance can also be demanding, but it provides valuable opportunities for professional growth and problem-solving.

What is the difference between Life Insurance Underwriter vs Claims Adjuster?

AspectLife Insurance UnderwriterClaims Adjuster
Required CredentialsInsurance licenses, underwriting certificationsClaims adjusting licenses, insurance knowledge
Work EnvironmentOffice-based, analytical settingField or office, investigative role
Employer & Industry UsageInsurance companies, underwriting departmentsInsurance companies, claims departments

While both roles are vital in the insurance industry, a Life Insurance Underwriter primarily assesses risk and determines policy eligibility, whereas a Claims Adjuster evaluates claims after a loss occurs. The underwriter focuses on preventing losses through risk analysis, while the adjuster handles claims processing and settlement. Both roles require insurance knowledge and licensing, but their daily tasks and focus areas differ significantly.

How do you become a life insurance underwriter?

To become a life insurance underwriter, candidates typically need a bachelor's degree in finance, economics, or a related field. Gaining experience in insurance or risk assessment and obtaining professional certifications, such as the Chartered Property Casualty Underwriter (CPCU), can improve job prospects. Strong analytical skills and knowledge of underwriting software are also important for success in this role.

Is it hard to be a life insurance underwriter?

Being a life insurance underwriter involves analyzing applicants' health and financial information to assess risk, which requires attention to detail, strong analytical skills, and knowledge of insurance policies. The role can be challenging due to the need for accuracy and adherence to regulations, but it often involves standard procedures and tools like underwriting software. Success in this field depends on experience, training, and certification such as the Chartered Life Underwriter (CLU) designation.

What do life insurance underwriters make?

Life insurance underwriters typically earn a median annual salary of around $70,000 to $80,000, with experienced professionals and those in senior roles earning higher. Salaries can vary based on location, experience, and the size of the employer, and underwriters often use specialized software and risk assessment skills in their work.

What are the most commonly searched types of Life Insurance Underwriter jobs in Kansas?

The most popular types of Life Insurance Underwriter jobs in Kansas are:

What are popular job titles related to Life Insurance Underwriter jobs in Kansas?

For Life Insurance Underwriter jobs in Kansas, the most frequently searched job titles are:

What job categories do people searching Life Insurance Underwriter jobs in Kansas look for?

The top searched job categories for Life Insurance Underwriter jobs in Kansas are:

What are popular job titles related to Life Insurance Underwriter jobs in KS?

For Life Insurance Underwriter jobs in KS, the most frequently searched job titles are:

Infographic showing various Life Insurance Underwriter job openings in Kansas as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 20% Part Time, 1% Temporary, and 5% Contract. Highlights an 85% Physical, 1% Hybrid, and 14% Remote job distribution, with an average salary of $73,220 per year, or $35.2 per hour.

Underwriter

Medix

Overland Park, KS • On-site

$28.85 - $38.46/hr

Full-time

Medical, Dental, Vision, Retirement

Posted 20 days ago


Job description

You are applying for a position through Medix, a staffing agency. The actual posting represents a position at one of our clients.
Job Summary
Our client is seeking an experienced Underwriter to join their team. The primary responsibilities of this role include underwriting health insurance applications, conducting risk assessments, and supporting new business growth. The successful candidate will execute a range of underwriting support functions and ensure compliance with departmental metrics and standards.
Key Responsibilities
  • Underwrite 6-8 groups per day and up to 12 during the peak season to support new business growth.
  • Execute operational underwriting support functions in compliance with departmental metrics and standards.
  • Evaluate new business applications against established risk guidelines for eligibility determination.
  • Review medical history and risk data to assess potential claim exposure and risk adjustments.
  • Audit group participation data and employee census to ensure compliance with underwriting standards.
  • Conduct detailed comparative financial analyses using proprietary models.
  • Interview stakeholders and applicants to gather supplemental health histories.
  • Formulate rate adjustment recommendations and document risk rationales.
  • Investigate complex claims and support senior underwriting decision-making.
  • Draft summaries for insurance department inquiries and formal appeals.

Qualifications
  • 2+ years of experience in small group health insurance underwriting.
  • Experience with Level Funded Small groups (1-100).
  • Advanced Excel skills.
  • Risk review experience.

Benefits
  • Paid Sick Leave (Medix provides paid sick leave according to state and local sick leave ordinances).
  • Health Benefits / Dental / Vision (Medix offers 6 different health plans: 3 Major Medical Plans, 2 Fixed Indemnity Plans (Standard and Preferred), and 1 Minimum Essential Coverage (MEC) Plan. Eligibility for health benefits is based on verifying that an average of 30 hours per week during the first 4 weeks of the work assignment has been met. If you meet eligibility requirements and take action to enroll, you will be covered no earlier than 60 days into your assignment, depending on plan selection(s)).
  • 401k (Eligible on the first 401k open enrollment date following 6 consecutive months on assignment. 401k Open Enrollment dates are 1/1, 4/1, 7/1, and 10/1).
  • Short Term Disability Insurance.
  • Term Life Insurance Plan.

Required Employment / Compliance Language
* We will consider for employment all qualified Applicants, including those with criminal histories, in a manner consistent with the requirements of applicable federal, state, and local laws, including the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance (FCIHO), Los Angeles Fair Chance Ordinance for Employers (ULAC), The San Francisco Fair Chance Ordinance (FCO), and the California Fair Chance Act (CFCA).
Medix Overview:
With over 20 years of experience connecting organizations with highly qualified professionals, Medix is a leading provider of workforce solutions for clients and candidates across the healthcare, scientific, technology, and government industries. Through our core purpose of positively impacting lives, we're dedicated to creating opportunities for job seekers at some of the nation's top companies. As an award-winning career partner, Medix is committed to helping talent find fulfilling and meaningful work because our mission is to help you achieve yours.
Any required state or Joint Commission training is compensated at the state or local minimum wage rate.
* As a job position within our Insurance division, a successful completion of a background check may be required as a condition of employment. This requirement is directly related to essential job functions including but not limited to: accessing medical and confidential records, verifying financial information, and working within departments that care for vulnerable populations, such as, minors, elderly and those with physical or mental disabilities. Due to these job duties, this position has a significant impact on the business operations and reputation, as well as the safety and well-being of individuals who may be cared for as part of the job position or who may interact with staff or clients

Medix Staffing Solutions logo

About Medix Staffing Solutions

Sourced by ZipRecruiter

Since 2001, we’ve been dedicated to helping you achieve your goals. Medix was created to become a leading provider of workforce solutions for clients and candidates across the healthcare and life sciences industries. Today, we are that leader. Headquartered in Chicago, we have 23 offices across the United States, and staff talent around the world. Medix is committed to fulfilling our core purpose as an organization: to positively impact the lives of our talent, clients, and teammates through employment, philanthropy, and opportunity. The combination of purpose and values has nurtured our thriving culture that encourages our internal team to excel at work and in everyday life.

Industry

Recruiting and staffing services

Company size

1,001 - 5,000 Employees

Headquarters location

Chicago, IL, US