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Life Insurance Specialist Jobs (NOW HIRING)

CLH Insurance Agency

Life Insurance Specialist

Owosso, MI · On-site

$45K - $65K/yr

CLH Insurance Agency is seeking a motivated and relationship-driven professional to join our team as a Life Insurance Specialist. In this role, you'll help individuals and families protect what ...

StaffMyAgency LLC

Life Insurance Specialist

Brooklyn, NY · On-site

$40K - $60K/yr

John Garfinkel - State Farm Agency Brooklyn, NY 11201 Position Overview John Garfinkel - State Farm Agency in Brooklyn, NY is seeking a Life Insurance Specialist to join our team. This role focuses ...

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Life Insurance Specialist information

See salary details

$30.5K

$88.1K

$131.5K

How much do life insurance specialist jobs pay per year?

As of Jul 27, 2026, the average yearly pay for life insurance specialist in the United States is $88,115.00, according to ZipRecruiter salary data. Most workers in this role earn between $72,500.00 and $100,000.00 per year, depending on experience, location, and employer.

What is the difference between Life Insurance Specialist vs Insurance Agent?

AspectLife Insurance SpecialistInsurance Agent
CertificationsOften requires life insurance licenses and possibly additional certificationsRequires state-specific insurance licenses, often for multiple insurance types
Work EnvironmentTypically works for insurance companies or agencies, focusing on life insurance productsWorks independently or for agencies, selling various insurance products including life, auto, and home
Job FocusSpecializes in life insurance policies, client consultations, and policy managementProvides a range of insurance options, including life, auto, health, and property

While both roles involve selling insurance products and require licensing, a Life Insurance Specialist primarily focuses on life insurance policies, client education, and policy management within a specific niche. An Insurance Agent typically offers a broader range of insurance products and may work with multiple carriers, making their role more diverse in coverage options.

Why do most life insurance agents quit?

Most life insurance agents quit due to the challenging nature of sales, high competition, and the need for persistent prospecting. The job often involves irregular income, rejection, and the requirement to build a client base through networking and certifications, which can be demanding over time.

What jobs pay 4000 a week without a degree?

A Life Insurance Specialist can potentially earn around $4,000 weekly through commissions and bonuses, especially with experience and a strong client base. Other high-paying roles without a degree include sales positions, real estate agents, and certain entrepreneurial ventures, but these often require skills, certifications, or licensing. Income varies widely based on performance, location, and industry demand.

Can I get life insurance with lupus?

A Life Insurance Specialist understands that individuals with lupus can qualify for life insurance, but approval depends on disease severity, treatment, and overall health. Insurers may require medical records and may impose higher premiums or exclusions based on the condition. Working with a knowledgeable agent can help find suitable coverage options.

What are the key skills and qualifications needed to thrive as a Life Insurance Specialist, and why are they important?

To thrive as a Life Insurance Specialist, you need a solid understanding of insurance products, sales techniques, and relevant state licensing. Familiarity with CRM software, quoting tools, and digital client management systems is typically required. Exceptional interpersonal skills, active listening, and trust-building abilities are crucial for building lasting client relationships. These skills are vital to effectively assess client needs, provide tailored solutions, and achieve both customer satisfaction and sales targets.

What are some common challenges Life Insurance Specialists face when building their client base?

Life Insurance Specialists often encounter challenges such as establishing trust with prospective clients, differentiating their services in a highly competitive market, and handling client objections regarding policy costs or perceived complexity. Building a strong client base typically requires proactive networking, consistent follow-up, and a deep understanding of each client's unique needs to provide tailored recommendations. Additionally, many specialists collaborate with financial advisors and other professionals to broaden their reach and offer comprehensive solutions.

What does a life insurance specialist do?

A life insurance specialist evaluates clients' needs, explains policy options, and helps them select appropriate life insurance coverage. They often analyze risk, prepare quotes, and assist with policy applications, requiring strong communication skills and knowledge of insurance products.
More about Life Insurance Specialist jobs
What cities are hiring for Life Insurance Specialist jobs? Cities with the most Life Insurance Specialist job openings:
Who are the top companies hiring for Life Insurance Specialist jobs? The top employers for Life Insurance Specialist jobs are:
What states have the most Life Insurance Specialist jobs? States with the most job openings for Life Insurance Specialist jobs include:
What job categories do people searching Life Insurance Specialist jobs look for? The top searched job categories for Life Insurance Specialist jobs are:
What are popular job titles related to Life Insurance Specialist jobs? For Life Insurance Specialist jobs, the most frequently searched job titles are:
Life Insurance Specialist jobs near you
Infographic showing various Life Insurance Specialist job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 70% Full Time, 23% Part Time, and 6% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $88,115 per year, or $42.4 per hour.
Life Insurance Specialist

Life Insurance Specialist

StaffMyAgency LLC

Haines City, FL • On-site

Other

Medical, Life, Retirement

This job post has expired today. Applications are no longer accepted.

Job description

Life Insurance Specialist

State Farm Agent, located in Haines City, FL, is seeking a qualified professional for the role of Life Insurance Specialist. As a customer-oriented expert, you will market the best Life/Health insurance services and products to benefit clients and their families. Your sales experience equips you to continually grow your income as you provide the needed security for times of distress and vulnerability.

Ideal candidate will be an energetic professional interested in helping our agency grow through value-based conversations and remarkable customer experience. If you are a motivated self-starter who thrives in a fast-paced environment, then this is your opportunity for a rewarding career with excellent income and growth potential.

Must have an active Life and Health insurance license to be considered.

Responsibilities include but not limited to:

  • Sell Medicare, Life and Health insurance policies to new and existing clients.
  • Conduct needs analysis to identify the best insurance products for clients.
  • Explain policy features, benefits, and exclusions to clients.
  • Assist clients with claims and policy changes.
  • Develop and maintain client relationships to foster long-term trust.
  • Stay updated on industry trends and new product offerings.
  • Ensure compliance with state and federal regulations.

As an Agent Team Member, you will receive...

  • Base pay
  • Commission and bonuses are available (based on licensing and production)
  • Life insurance, Health Insurance
  • Retirement plan
  • Valuable experience
  • Growth potential/Opportunity for advancement

Qualifications:

  • Life and health insurance license required.
  • Sales experience with emphasis on Life and Health insurance preferred.
  • Strong communication and interpersonal skills.
  • Ability to understand and explain complex insurance products.
  • Detail-oriented with excellent organizational skills.
  • Ability to build and maintain client relationships.
  • Proficiency with insurance agency software.

Apply