ZipRecruiter

Log In

1

Life Insurance Specialist Jobs (NOW HIRING)

CLH Insurance Agency

Life Insurance Specialist

Owosso, MI · On-site

$45K - $65K/yr

CLH Insurance Agency is seeking a motivated and relationship-driven professional to join our team as a Life Insurance Specialist. In this role, you'll help individuals and families protect what ...

StaffMyAgency LLC

Life Insurance Specialist

Brooklyn, NY · On-site

$40K - $60K/yr

John Garfinkel - State Farm Agency Brooklyn, NY 11201 Position Overview John Garfinkel - State Farm Agency in Brooklyn, NY is seeking a Life Insurance Specialist to join our team. This role focuses ...

StaffMyAgency LLC

Life Insurance Specialist

Bryn Mawr, PA · On-site

$60K - $80K/yr

State Farm Agent, located in Bryn Mawr, PA, is seeking a qualified professional for the role of Life Insurance Specialist. As a customer-oriented expert, you will market the best Life/Health ...

New

StaffMyAgency LLC

Life Insurance Specialist

Ashburn, VA · On-site

$45K - $75K/yr

State Farm Agent, located in Ashburn, VA, is seeking a qualified professional for the role of Life Insurance Specialist. As a customer-oriented expert, you will market the best Life/Health insurance ...

next page

Showing results 1-20

People also search for

All JobsLife Insurance Specialist Jobs

Life Insurance Specialist information

See salary details

$30.5K

$88.1K

$131.5K

How much do life insurance specialist jobs pay per year?

As of Jul 7, 2026, the average yearly pay for life insurance specialist in the United States is $88,115.00, according to ZipRecruiter salary data. Most workers in this role earn between $72,500.00 and $100,000.00 per year, depending on experience, location, and employer.

What is the difference between Life Insurance Specialist vs Insurance Agent?

AspectLife Insurance SpecialistInsurance Agent
CertificationsOften requires life insurance licenses and possibly additional certificationsRequires state-specific insurance licenses, often for multiple insurance types
Work EnvironmentTypically works for insurance companies or agencies, focusing on life insurance productsWorks independently or for agencies, selling various insurance products including life, auto, and home
Job FocusSpecializes in life insurance policies, client consultations, and policy managementProvides a range of insurance options, including life, auto, health, and property

While both roles involve selling insurance products and require licensing, a Life Insurance Specialist primarily focuses on life insurance policies, client education, and policy management within a specific niche. An Insurance Agent typically offers a broader range of insurance products and may work with multiple carriers, making their role more diverse in coverage options.

Why do most life insurance agents quit?

Most life insurance agents quit due to the challenging nature of sales, high competition, and the need for persistent prospecting. The job often involves irregular income, rejection, and the requirement to build a client base through networking and certifications, which can be demanding over time.

What jobs pay 4000 a week without a degree?

A Life Insurance Specialist can potentially earn around $4,000 weekly through commissions and bonuses, especially with experience and a strong client base. Other high-paying roles without a degree include sales positions, real estate agents, and certain entrepreneurial ventures, but these often require skills, certifications, or licensing. Income varies widely based on performance, location, and industry demand.

Can I get life insurance with lupus?

A Life Insurance Specialist understands that individuals with lupus can qualify for life insurance, but approval depends on disease severity, treatment, and overall health. Insurers may require medical records and may impose higher premiums or exclusions based on the condition. Working with a knowledgeable agent can help find suitable coverage options.

What are the key skills and qualifications needed to thrive as a Life Insurance Specialist, and why are they important?

To thrive as a Life Insurance Specialist, you need a solid understanding of insurance products, sales techniques, and relevant state licensing. Familiarity with CRM software, quoting tools, and digital client management systems is typically required. Exceptional interpersonal skills, active listening, and trust-building abilities are crucial for building lasting client relationships. These skills are vital to effectively assess client needs, provide tailored solutions, and achieve both customer satisfaction and sales targets.

What are some common challenges Life Insurance Specialists face when building their client base?

Life Insurance Specialists often encounter challenges such as establishing trust with prospective clients, differentiating their services in a highly competitive market, and handling client objections regarding policy costs or perceived complexity. Building a strong client base typically requires proactive networking, consistent follow-up, and a deep understanding of each client's unique needs to provide tailored recommendations. Additionally, many specialists collaborate with financial advisors and other professionals to broaden their reach and offer comprehensive solutions.

What does a life insurance specialist do?

A life insurance specialist evaluates clients' needs, explains policy options, and helps them select appropriate life insurance coverage. They often analyze risk, prepare quotes, and assist with policy applications, requiring strong communication skills and knowledge of insurance products.
More about Life Insurance Specialist jobs
What cities are hiring for Life Insurance Specialist jobs? Cities with the most Life Insurance Specialist job openings:
Who are the top companies hiring for Life Insurance Specialist jobs? The top employers for Life Insurance Specialist jobs are:
What states have the most Life Insurance Specialist jobs? States with the most job openings for Life Insurance Specialist jobs include:
What job categories do people searching Life Insurance Specialist jobs look for? The top searched job categories for Life Insurance Specialist jobs are:
What are popular job titles related to Life Insurance Specialist jobs? For Life Insurance Specialist jobs, the most frequently searched job titles are:
Life Insurance Specialist jobs near you

Life Insurance Specialist

CLH Insurance Agency

Owosso, MI • On-site

$45K - $65K/yr

Full-time

Medical, Life, PTO

Posted 25 days ago

Job description

Benefits:
  • Bonus based on performance
  • Competitive salary
  • Health insurance
  • Opportunity for advancement
  • Paid time off
  • Training & development

ROLE DESCRIPTION:
CLH Insurance Agency is seeking a motivated and relationship-driven professional to join our team as a Life Insurance Specialist. In this role, you'll help individuals and families protect what matters most by providing personalized life and health insurance solutions.
This is an opportunity for someone who enjoys building relationships, educating clients, and creating long-term financial security for others while growing their own career and income potential. If you're passionate about helping people, driven by results, and enjoy meaningful conversations, we'd love to connect with you.
RESPONSIBILITIES:
  • Generate new business through networking, referrals,, and lead follow-up activities.
  • Conduct needs-based conversations to identify appropriate life and health insurance solutions.
  • Educate clients on policy options, coverage benefits, and long-term protection strategies.
  • Build and maintain strong relationships with new and existing customers.
  • Follow up with prospects and clients to ensure an exceptional customer experience.
  • Maintain accurate client records and ensure compliance with state and federal regulations.
QUALIFICATIONS:
  • Active Life & Health insurance license will be required.
  • Proven ability to build rapport and develop lasting client relationships.
  • Strong communication, presentation, and consultative sales skills.
  • Self-motivated with a goal-oriented mindset and strong work ethic.
  • Excellent organizational and follow-up skills.
  • Comfortable using CRM systems and agency technology platforms.