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Life Insurance Specialist Jobs (NOW HIRING)

Life Insurance Specialist

Brooklyn, NY · On-site

$40K - $60K/yr

John Garfinkel - State Farm Agency Brooklyn, NY 11201 Position Overview John Garfinkel - State Farm Agency in Brooklyn, NY is seeking a Life Insurance Specialist to join our team. This role focuses ...

Life Insurance Specialist

Ashburn, VA · On-site

$45K - $75K/yr

State Farm Agent, located in Ashburn, VA, is seeking a qualified professional for the role of Life Insurance Specialist. As a customer-oriented expert, you will market the best Life/Health insurance ...

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Life Insurance Specialist information

See salary details

$30.5K

$88.1K

$131.5K

How much do life insurance specialist jobs pay per year?

As of Jun 17, 2026, the average yearly pay for life insurance specialist in the United States is $88,115.00, according to ZipRecruiter salary data. Most workers in this role earn between $72,500.00 and $100,000.00 per year, depending on experience, location, and employer.

What is the difference between Life Insurance Specialist vs Insurance Agent?

AspectLife Insurance SpecialistInsurance Agent
CertificationsOften requires life insurance licenses and possibly additional certificationsRequires state-specific insurance licenses, often for multiple insurance types
Work EnvironmentTypically works for insurance companies or agencies, focusing on life insurance productsWorks independently or for agencies, selling various insurance products including life, auto, and home
Job FocusSpecializes in life insurance policies, client consultations, and policy managementProvides a range of insurance options, including life, auto, health, and property

While both roles involve selling insurance products and require licensing, a Life Insurance Specialist primarily focuses on life insurance policies, client education, and policy management within a specific niche. An Insurance Agent typically offers a broader range of insurance products and may work with multiple carriers, making their role more diverse in coverage options.

What are the key skills and qualifications needed to thrive as a Life Insurance Specialist, and why are they important?

To thrive as a Life Insurance Specialist, you need a solid understanding of insurance products, sales techniques, and relevant state licensing. Familiarity with CRM software, quoting tools, and digital client management systems is typically required. Exceptional interpersonal skills, active listening, and trust-building abilities are crucial for building lasting client relationships. These skills are vital to effectively assess client needs, provide tailored solutions, and achieve both customer satisfaction and sales targets.

What are some common challenges Life Insurance Specialists face when building their client base?

Life Insurance Specialists often encounter challenges such as establishing trust with prospective clients, differentiating their services in a highly competitive market, and handling client objections regarding policy costs or perceived complexity. Building a strong client base typically requires proactive networking, consistent follow-up, and a deep understanding of each client's unique needs to provide tailored recommendations. Additionally, many specialists collaborate with financial advisors and other professionals to broaden their reach and offer comprehensive solutions.

What does a Life Insurance Specialist do?

A Life Insurance Specialist is a professional who helps clients assess their life insurance needs and find the most suitable policies to protect their loved ones financially. They evaluate clients’ financial situations, explain different types of life insurance products, and guide them through the application process. Additionally, they keep clients informed about policy options, premiums, and any changes in coverage, ensuring clients make informed decisions about their life insurance needs.
More about Life Insurance Specialist jobs
What cities are hiring for Life Insurance Specialist jobs? Cities with the most Life Insurance Specialist job openings:
Who are the top companies hiring for Life Insurance Specialist jobs? The top employers for Life Insurance Specialist jobs are:
What states have the most Life Insurance Specialist jobs? States with the most job openings for Life Insurance Specialist jobs include:
What are popular job titles related to Life Insurance Specialist jobs? For Life Insurance Specialist jobs, the most frequently searched job titles are:

Life Insurance Specialist

CLH Insurance Agency

Owosso, MI

$45K - $65K/yr

Full-time

Medical, Life, PTO

Posted 4 days ago


Job description

Benefits:
  • Bonus based on performance
  • Competitive salary
  • Health insurance
  • Opportunity for advancement
  • Paid time off
  • Training & development

ROLE DESCRIPTION:
CLH Insurance Agency is seeking a motivated and relationship-driven professional to join our team as a Life Insurance Specialist. In this role, you'll help individuals and families protect what matters most by providing personalized life and health insurance solutions.
This is an opportunity for someone who enjoys building relationships, educating clients, and creating long-term financial security for others while growing their own career and income potential. If you're passionate about helping people, driven by results, and enjoy meaningful conversations, we'd love to connect with you.
RESPONSIBILITIES:
  • Generate new business through networking, referrals,, and lead follow-up activities.
  • Conduct needs-based conversations to identify appropriate life and health insurance solutions.
  • Educate clients on policy options, coverage benefits, and long-term protection strategies.
  • Build and maintain strong relationships with new and existing customers.
  • Follow up with prospects and clients to ensure an exceptional customer experience.
  • Maintain accurate client records and ensure compliance with state and federal regulations.
QUALIFICATIONS:
  • Active Life & Health insurance license will be required.
  • Proven ability to build rapport and develop lasting client relationships.
  • Strong communication, presentation, and consultative sales skills.
  • Self-motivated with a goal-oriented mindset and strong work ethic.
  • Excellent organizational and follow-up skills.
  • Comfortable using CRM systems and agency technology platforms.