The Life Underwriter is responsible for screening life insurance applications for selection of risks rendering an issue standard, rate, or decline disposition with the guidance of an underwriter or ...
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The Life Underwriter is responsible for screening life insurance applications for selection of risks rendering an issue standard, rate, or decline disposition with the guidance of an underwriter or ...
The Life Underwriter is responsible for screening life insurance applications for selection of risks rendering an issue standard, rate, or decline disposition with the guidance of an underwriter or ...
Quick apply
The Life Underwriter is responsible for screening life insurance applications for selection of risks rendering an issue standard, rate, or decline disposition with the guidance of an underwriter or ...
Life Insurance Underwriter
New Haven, CT · On-site
$85K - $95K/yr
We're seeking a detail-oriented Underwriter to join our growing team and help assess and manage individual life insurance risk. We need help guiding by our mission, we've donated $1.7B+ over the past ...
New
Quick apply
Life Insurance Underwriter
New Haven, CT · On-site
$85K - $95K/yr
We're seeking a detail-oriented Underwriter to join our growing team and help assess and manage individual life insurance risk. We need help guiding by our mission, we've donated $1.7B+ over the past ...
New
Life Insurance Underwriter
Richardson, TX · Remote
$31.25 - $38.46/hr
Screening life insurance applications for selection of standard and substandard risks * Evaluating health information received with add-ons and reinstatements Skills life underwriter, table rating ...
Quick apply
Life Insurance Underwriter
Richardson, TX · Remote
$31.25 - $38.46/hr
Screening life insurance applications for selection of standard and substandard risks * Evaluating health information received with add-ons and reinstatements Skills life underwriter, table rating ...
Life Insurance Underwriter
Richardson, TX · Remote
$31.25 - $38.46/hr
Screening life insurance applications for selection of standard and substandard risks * Evaluating health information received with add-ons and reinstatements Skills life underwriter, table rating ...
Life Insurance Underwriter
Richardson, TX · Remote
$31.25 - $38.46/hr
Screening life insurance applications for selection of standard and substandard risks * Evaluating health information received with add-ons and reinstatements Skills life underwriter, table rating ...
Senior Life Insurance Underwriter
Cincinnati, OH · On-site
$96K - $113K/yr
Underwrites life insurance applications and associated risks. Classifies the risk with a minimum of underwriting requirements. Verbally discusses cases with Field Sales associates and applicants ...
Senior Life Insurance Underwriter
Cincinnati, OH · On-site
$96K - $113K/yr
Underwrites life insurance applications and associated risks. Classifies the risk with a minimum of underwriting requirements. Verbally discusses cases with Field Sales associates and applicants ...
Senior Life Insurance Underwriter
Cincinnati, OH · On-site
$96K - $113K/yr
Underwrites life insurance applications and associated risks. Classifies the risk with a minimum of underwriting requirements. Verbally discusses cases with Field Sales associates and applicants ...
Senior Life Insurance Underwriter
Cincinnati, OH · On-site
$96K - $113K/yr
Underwrites life insurance applications and associated risks. Classifies the risk with a minimum of underwriting requirements. Verbally discusses cases with Field Sales associates and applicants ...
Senior Life Insurance Underwriter
$96K - $113K/yr
Underwrites life insurance applications and associated risks. Classifies the risk with a minimum of underwriting requirements. Verbally discusses cases with Field Sales associates and applicants ...
Senior Life Insurance Underwriter
$96K - $113K/yr
Underwrites life insurance applications and associated risks. Classifies the risk with a minimum of underwriting requirements. Verbally discusses cases with Field Sales associates and applicants ...
Insurance Underwriter
Cobleskill, NY · Hybrid
Career Opportunities for Underwriters Sterling Insurance Company is seeking experienced Property ... life insurance and long-term disability insurance -On-site fitness center, wellness incentives, and ...
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Insurance Underwriter
Cobleskill, NY · Hybrid
Career Opportunities for Underwriters Sterling Insurance Company is seeking experienced Property ... life insurance and long-term disability insurance -On-site fitness center, wellness incentives, and ...
Insurance Underwriter
San Antonio, TX · On-site +1
$100K - $300K/yr
Fantastic company life with great work-life balance. For complete details contact Greg Foss at ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...
Insurance Underwriter
San Antonio, TX · On-site +1
$100K - $300K/yr
Fantastic company life with great work-life balance. For complete details contact Greg Foss at ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...
Insurance Underwriter
San Antonio, TX · On-site +1
$100K - $300K/yr
Fantastic company life with great work-life balance. For complete details contact Greg Foss at ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...
Insurance Underwriter
San Antonio, TX · On-site +1
$100K - $300K/yr
Fantastic company life with great work-life balance. For complete details contact Greg Foss at ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...
Insurance Underwriter
San Antonio, TX · On-site +1
$100K - $300K/yr
Fantastic company life with great work-life balance. For complete details contact Greg Foss at ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...
Insurance Underwriter
San Antonio, TX · On-site +1
$100K - $300K/yr
Fantastic company life with great work-life balance. For complete details contact Greg Foss at ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...
Insurance Underwriter
Memphis, TN · On-site +1
$100K - $300K/yr
Requirements: • Bachelors degree. • 4+ years of Complex Commercial or similar Underwriting experience in the Medical Tech, Technology, Life Sciences, or similar industry. Join a leading insurer ...
Insurance Underwriter
Memphis, TN · On-site +1
$100K - $300K/yr
Requirements: • Bachelors degree. • 4+ years of Complex Commercial or similar Underwriting experience in the Medical Tech, Technology, Life Sciences, or similar industry. Join a leading insurer ...
Insurance Underwriter
Memphis, TN · On-site +1
$100K - $300K/yr
Requirements: • Bachelors degree. • 4+ years of Complex Commercial or similar Underwriting experience in the Medical Tech, Technology, Life Sciences, or similar industry. Join a leading insurer ...
Insurance Underwriter
Memphis, TN · On-site +1
$100K - $300K/yr
Requirements: • Bachelors degree. • 4+ years of Complex Commercial or similar Underwriting experience in the Medical Tech, Technology, Life Sciences, or similar industry. Join a leading insurer ...
Insurance Underwriter
San Antonio, TX · On-site +1
$100K - $300K/yr
Fantastic company life with great work-life balance. For complete details contact Greg Foss at ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...
Insurance Underwriter
San Antonio, TX · On-site +1
$100K - $300K/yr
Fantastic company life with great work-life balance. For complete details contact Greg Foss at ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...
Insurance Underwriter
Macdona, TX · On-site +1
$100K - $300K/yr
Fantastic company life with great work-life balance. For complete details contact Greg Foss at ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...
Insurance Underwriter
Macdona, TX · On-site +1
$100K - $300K/yr
Fantastic company life with great work-life balance. For complete details contact Greg Foss at ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...
Insurance Underwriter
San Antonio, TX · On-site +1
$100K - $300K/yr
Fantastic company life with great work-life balance. For complete details contact Greg Foss at ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...
Insurance Underwriter
San Antonio, TX · On-site +1
$100K - $300K/yr
Fantastic company life with great work-life balance. For complete details contact Greg Foss at ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...
Insurance Underwriter
San Antonio, TX · On-site +1
$100K - $300K/yr
Fantastic company life with great work-life balance. For complete details contact Greg Foss at ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...
Insurance Underwriter
San Antonio, TX · On-site +1
$100K - $300K/yr
Fantastic company life with great work-life balance. For complete details contact Greg Foss at ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...
Insurance Underwriter
San Antonio, TX · On-site +1
$100K - $300K/yr
Fantastic company life with great work-life balance. For complete details contact Greg Foss at ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...
Insurance Underwriter
San Antonio, TX · On-site +1
$100K - $300K/yr
Fantastic company life with great work-life balance. For complete details contact Greg Foss at ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...
Insurance Underwriter
San Antonio, TX · On-site +1
$100K - $300K/yr
Fantastic company life with great work-life balance. For complete details contact Greg Foss at ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...
Insurance Underwriter
San Antonio, TX · On-site +1
$100K - $300K/yr
Fantastic company life with great work-life balance. For complete details contact Greg Foss at ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...
Life Insurance Underwriter information
See salary details
$62.5K - $66.3K
1% of jobs
$66.3K - $70K
2% of jobs
$70K - $73.8K
22% of jobs
$73.9K is the 25th percentile. Wages below this are outliers.
$73.8K - $77.6K
12% of jobs
The median wage is $80.7K / yr.
$77.6K - $81.4K
16% of jobs
$84.4K is the 75th percentile. Wages above this are outliers.
$81.4K - $85.1K
28% of jobs
$85.1K - $88.9K
6% of jobs
$88.9K - $92.7K
4% of jobs
$92.7K - $96.5K
4% of jobs
$96.5K - $100.2K
3% of jobs
$100.2K - $104K
1% of jobs
$62.5K
$82.1K
$104K
How much do life insurance underwriter jobs pay per year?
As of Jun 7, 2026, the average yearly pay for life insurance underwriter in the United States is $82,099.00, according to ZipRecruiter salary data. Most workers in this role earn between $74,000.00 and $85,000.00 per year, depending on experience, location, and employer.
What does a Life Insurance Underwriter do?
A Life Insurance Underwriter is responsible for evaluating applications for life insurance policies. They assess the risk of insuring individuals by reviewing medical histories, financial information, and lifestyle factors. Based on their analysis, they decide whether to approve or deny coverage and determine the appropriate premiums for each applicant. Their goal is to ensure that the insurance company maintains a balanced risk portfolio while providing fair coverage to clients.
What are the key skills and qualifications needed to thrive as a Life Insurance Underwriter, and why are they important?
To thrive as a Life Insurance Underwriter, you need strong analytical skills, attention to detail, and a background in finance, business, or a related field, often supported by a bachelor's degree. Familiarity with underwriting software, risk assessment tools, and knowledge of industry standards such as LOMA or ALU certifications are typically required. Excellent decision-making, communication, and customer service skills help underwriters effectively evaluate applications and explain complex decisions to clients or agents. These competencies ensure accurate risk evaluation, compliance with regulations, and maintaining profitable portfolios for insurance companies.
What are some typical challenges Life Insurance Underwriters face when assessing complex applications?
Life Insurance Underwriters often encounter challenges when evaluating applications with incomplete medical histories, ambiguous financial documentation, or unique risk factors such as rare medical conditions or hazardous occupations. These cases require thorough investigation, effective communication with applicants and medical professionals, and careful application of underwriting guidelines. Balancing risk assessment with customer service and regulatory compliance can also be demanding, but it provides valuable opportunities for professional growth and problem-solving.
What is the difference between Life Insurance Underwriter vs Claims Adjuster?
| Aspect | Life Insurance Underwriter | Claims Adjuster |
|---|---|---|
| Required Credentials | Insurance licenses, underwriting certifications | Claims adjusting licenses, insurance knowledge |
| Work Environment | Office-based, analytical setting | Field or office, investigative role |
| Employer & Industry Usage | Insurance companies, underwriting departments | Insurance companies, claims departments |
While both roles are vital in the insurance industry, a Life Insurance Underwriter primarily assesses risk and determines policy eligibility, whereas a Claims Adjuster evaluates claims after a loss occurs. The underwriter focuses on preventing losses through risk analysis, while the adjuster handles claims processing and settlement. Both roles require insurance knowledge and licensing, but their daily tasks and focus areas differ significantly.
More about Life Insurance Underwriter jobs
What cities are hiring for Life Insurance Underwriter jobs? Cities with the most Life Insurance Underwriter job openings:
What are the most commonly searched types of Life Insurance Underwriter jobs? The most popular types of Life Insurance Underwriter jobs are:
What states have the most Life Insurance Underwriter jobs? States with the most job openings for Life Insurance Underwriter jobs include:
What job categories do people searching Life Insurance Underwriter jobs look for? The top searched job categories for Life Insurance Underwriter jobs are:
What are popular job titles related to Life Insurance Underwriter jobs? For Life Insurance Underwriter jobs, the most frequently searched job titles are:
Globe Life Insurance rating
7.5
Based on 20 frontline employees who took The Breakroom Quiz
186th of 260 rated insurance
Job description
The Life Underwriter is responsible for screening life insurance applications for selection of risks rendering an issue standard, rate, or decline disposition with the guidance of an underwriter or written guidelines. The person will handle the implementation of underwriting policies and procedures related to the processing of new business and underwriting processes as related to other department processes. All duties require identification of medical terminology, identification of prescription medications, use of the Swiss Re Underwriting manual, and evaluation of MIB, phone calls, motor vehicle records, lab results, paramedical exams, and medical records.
Primary Duties & Responsibilities:
· Responsible for screening life insurance applications including trial applications for selection of risks rendering either an issue standard, rate, or reject disposition with the guidance of an underwriter or written guidelines
· Implementation of underwriting policies and procedures related to the processing of new business and other department processes
· Implementation of medical guidelines using the Swiss Re Underwriting manual and company notes
· MIB code reporting and interpretation of MIB code data
· Review and evaluate results of oral saliva tests
· Review and evaluate results of agent verification calls and other underwriting phone calls
· Review and evaluate motor vehicle records (MVRs)
· Review and evaluate prescription (Rx) histories to determine associated health conditions
· Review, summarize, and evaluate medical records (APSs)
· Review and evaluate paramedical exams and lab results
· Respond to customer service inquiries regarding dispositions
· Evaluate health information received with add-ons, modifications, and reinstatements
· Assist with other underwriting areas as deemed necessary by department management
Company Description
Our actions today have a lasting impact on tomorrow. Therefore, we aim to inspire everyone in our network to help Make Tomorrow Better.
At AO Globe Life, everything we do revolves around helping Make Tomorrow Better. We empower our customers to Make Tomorrow Better by offering products that help secure their financial future and protect them when tragedy strikes. We offer sales agents the opportunity to Make Tomorrow Better by protecting more lives and, in doing so, leaving a legacy. We give our employees the chance to Make Tomorrow Better by giving back, supporting initiatives with a service-first mindset, and promoting from within.
At AO Globe Life, everything we do revolves around helping Make Tomorrow Better. We empower our customers to Make Tomorrow Better by offering products that help secure their financial future and protect them when tragedy strikes. We offer sales agents the opportunity to Make Tomorrow Better by protecting more lives and, in doing so, leaving a legacy. We give our employees the chance to Make Tomorrow Better by giving back, supporting initiatives with a service-first mindset, and promoting from within.
What Globe Life Insurance employees say
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