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Remote Life Insurance Underwriter Jobs (NOW HIRING)

Globe Life

Life Insurance Underwriter

Mckinney, TX · Remote

The Life Underwriter is responsible for screening life insurance applications for selection of risks rendering an issue standard, rate, or decline disposition with the guidance of an underwriter or ...

Globe Life

Life Insurance Underwriter

Mckinney, TX · Remote

The Life Underwriter is responsible for screening life insurance applications for selection of risks rendering an issue standard, rate, or decline disposition with the guidance of an underwriter or ...

Diedre Moire Corp.

Insurance Underwriter

Newark, NJ · On-site +1

$100K - $300K/yr

REMOTE WORK FROM HOME POSSIBLE Global insurer seeks an Underwriter specializing in Trucking ... Great work life balance with generous paid vacation time and more! For complete details contact ...

Diedre Moire Corp.

Insurance Underwriter

San Antonio, TX · On-site +1

$100K - $300K/yr

REMOTE WORK FROM HOME POSSIBLE Seeking individual with 5+ years product development or senior ... Fantastic company life with great work-life balance. For complete details contact Greg Foss at ...

Diedre Moire Corp.

Insurance Underwriter

Memphis, TN · On-site +1

$100K - $300K/yr

REMOTE WORK FROM HOME POSSIBLE Leading insurer seeks an experienced Underwriter to provide support ... life sciences, data breach, privacy, high-tech equipment (property), laboratories, etc. Activities ...

Diedre Moire Corp.

Insurance Underwriter

Austin, TX · On-site +1

$100K - $200K/yr

REMOTE WORK FROM HOME POSSIBLE Industry leader seeks an experienced Prepared Food Take-Out ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Diedre Moire Corp.

Insurance Underwriter

Aliceville, AL · On-site +1

$100K - $300K/yr

Insurance Underwriter - Gas Stations & Auto Repair - Memphis, TN Insurance Underwriter Specialty ... REMOTE WORK FROM HOME POSSIBLE Industry leader seeks an experienced Underwriter to evaluate risk ...

Diedre Moire Corp.

Insurance Underwriter

Gates, NY · On-site +1

$100K - $300K/yr

Insurance Underwriter - Law Enforcement & Security - Rochester, NY Insurance Underwriter Specialty ... REMOTE WORK FROM HOME POSSIBLE Join a growing organization offering a competitive compensation ...

Diedre Moire Corp.

Insurance Underwriter

Newark, NJ · On-site +1

$100K - $300K/yr

REMOTE WORK FROM HOME POSSIBLE Well established insurance company seeks a Senior Underwriter to ... Great work life balance with generous paid vacation time and more! For complete details contact ...

Diedre Moire Corp.

Insurance Underwriter

Bridgeport, CT · On-site +1

$100K - $300K/yr

REMOTE WORK FROM HOME POSSIBLE Rapidly growing, well respected name in the industry seeks an ... life. For complete details contact Greg Foss at: (609) 584-9000 ext 270 Or submit resume online at:

Diedre Moire Corp.

Insurance Underwriter

Austin, TX · On-site +1

$100K - $200K/yr

REMOTE WORK FROM HOME POSSIBLE Seeking 3+ years underwriting General Liability with knowledge of ... Fantastic company life with great work-life balance. For complete details contact Greg Foss at ...

Diedre Moire Corp.

Insurance Underwriter

Bridgeport, CT · On-site +1

$100K - $300K/yr

Insurance Underwriter - Barber Shops & Salons - Bridgeport, CT Insurance Underwriter Specialty ... REMOTE WORK FROM HOME POSSIBLE Industry leader seeks an experienced Underwriter to evaluate risk ...

Diedre Moire Corp.

Insurance Underwriter

Dallas, TX · On-site +1

$100K - $300K/yr

Insurance Underwriter - Restaurant & Night Club - Dallas, TX Insurance Underwriter Specialty ... REMOTE WORK FROM HOME POSSIBLE Join a growing organization offering a competitive compensation ...

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All JobsRemote Life Insurance Underwriter Jobs

Remote Life Insurance Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do remote life insurance underwriter jobs pay per year?

As of Jun 18, 2026, the average yearly pay for remote life insurance underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

Will underwriters be replaced by AI?

Remote life insurance underwriters use their expertise to assess risk and determine policy eligibility. While AI tools can assist with data analysis and streamline parts of the underwriting process, human judgment remains essential for complex cases and decision-making. AI is expected to augment rather than fully replace underwriters in the near future.

What Does a Remote Life Insurance Underwriter Do?

A remote life insurance underwriter decides whether clients qualify for coverage and the terms that they receive. Your responsibilities in this virtual position include reviewing documents and performing other research to determine an individual’s risk, completing all underwriting tasks, helping clients determine their financial needs regarding life insurance, and evaluating life insurance applications to determine if someone is eligible. Other duties of this work from home position include using your employer’s set criteria to screen applicants, determining the premiums that are available to clients, and getting further information via communicating with medical personnel, field representatives, and other professionals.

Are insurance underwriters in demand?

Insurance underwriters are in steady demand due to the ongoing need for risk assessment in the insurance industry. The role requires analytical skills and knowledge of underwriting software, and employment opportunities are expected to grow as insurance companies adapt to changing regulations and market conditions.

What is the difference between Remote Life Insurance Underwriter vs Remote Claims Adjuster?

AspectRemote Life Insurance UnderwriterRemote Claims Adjuster
Required CredentialsLicenses, certifications in underwriting, insurance knowledgeLicenses, claims handling certifications, insurance knowledge
Work EnvironmentHome-based, insurance company offices, remote teamsHome-based, insurance companies, remote claims teams
Employer & Industry UsageInsurance carriers, underwriting firmsInsurance carriers, claims departments
Common Search & Comparison IntentUnderstanding underwriting roles, remote underwriting jobsComparing claims roles, remote claims jobs

The main difference between Remote Life Insurance Underwriters and Remote Claims Adjusters lies in their responsibilities. Underwriters assess risk and determine policy eligibility, while Claims Adjusters evaluate claims after a loss occurs. Both roles require insurance knowledge and relevant licenses, often performed remotely for insurance companies. Understanding these distinctions helps job seekers find the right position aligned with their skills and career goals.

How to become a remote underwriter?

To become a remote life insurance underwriter, candidates typically need a bachelor's degree in a related field such as finance, health sciences, or actuarial science. Relevant skills include strong analytical abilities, knowledge of insurance policies, and proficiency with underwriting software; obtaining industry certifications like the Chartered Life Underwriter (CLU) can also enhance prospects. Prior experience in underwriting or insurance is often required, and remote roles may require good communication skills and self-discipline for virtual work environments.

Can you work remotely as an insurance underwriter?

Yes, many insurance underwriters, including those in life insurance, can work remotely. Remote underwriting roles often require strong computer skills, familiarity with underwriting software, and the ability to communicate effectively through digital channels.

What does a Remote Life Insurance Underwriter do?

A Remote Life Insurance Underwriter evaluates applications for life insurance policies to determine the level of risk involved for the insurance company. They review personal and medical information, assess financial data, and use underwriting guidelines to decide whether to approve, modify, or deny coverage. Working remotely, they communicate with agents, applicants, and medical professionals via digital platforms to gather necessary information and make informed decisions. Their role helps ensure that policies are issued fairly and that the company's risk exposure is managed appropriately.

How does working remotely as a Life Insurance Underwriter impact collaboration and communication with colleagues and agents?

As a Remote Life Insurance Underwriter, you’ll primarily collaborate with team members, agents, and other stakeholders through digital platforms such as email, video calls, and underwriting management systems. While you won’t have in-person interactions, most companies have established efficient virtual workflows and regular team meetings to ensure strong communication and support. You’ll need to be proactive about reaching out for clarifications and updates, and being comfortable with technology is essential. Building relationships virtually can take some adjustment, but it often leads to increased flexibility and autonomy in managing your workload.

What are the key skills and qualifications needed to thrive as a Remote Life Insurance Underwriter, and why are they important?

To thrive as a Remote Life Insurance Underwriter, you need strong analytical skills, attention to detail, and a foundational understanding of risk assessment, often supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, electronic application systems, and certifications such as LOMA or ALU are typically required. Excellent communication, decision-making, and time management skills are crucial for coordinating with agents and efficiently evaluating applications remotely. These skills ensure accurate risk evaluation, regulatory compliance, and high-quality client service in a virtual environment.
More about Remote Life Insurance Underwriter jobs
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Remote Life Insurance Underwriter jobs near you
Infographic showing various Remote Life Insurance Underwriter job openings in the United States as of June 2026, with employment types broken down into 6% As Needed, 1% Full Time, 91% Part Time, 1% Temporary, and 1% Nights. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.
Life Insurance Underwriter

Life Insurance Underwriter

Globe Life

Mckinney, TX • Remote

Full-time

Medical, Life

Posted 25 days ago

Globe Life Insurance rating

7.6

Company rating: 7.6 out of 10

Based on 21 frontline employees who took The Breakroom Quiz

186th of 261 rated insurance

Job description

The Life Underwriter is responsible for screening life insurance applications for selection of risks rendering an issue standard, rate, or decline disposition with the guidance of an underwriter or written guidelines. The person will handle the implementation of underwriting policies and procedures related to the processing of new business and underwriting processes as related to other department processes. All duties require identification of medical terminology, identification of prescription medications, use of the Swiss Re Underwriting manual, and evaluation of MIB, phone calls, motor vehicle records, lab results, paramedical exams, and medical records.

Primary Duties & Responsibilities:

· Responsible for screening life insurance applications including trial applications for selection of risks rendering either an issue standard, rate, or reject disposition with the guidance of an underwriter or written guidelines

· Implementation of underwriting policies and procedures related to the processing of new business and other department processes

· Implementation of medical guidelines using the Swiss Re Underwriting manual and company notes

· MIB code reporting and interpretation of MIB code data

· Review and evaluate results of oral saliva tests

· Review and evaluate results of agent verification calls and other underwriting phone calls

· Review and evaluate motor vehicle records (MVRs)

· Review and evaluate prescription (Rx) histories to determine associated health conditions

· Review, summarize, and evaluate medical records (APSs)

· Review and evaluate paramedical exams and lab results

· Respond to customer service inquiries regarding dispositions

· Evaluate health information received with add-ons, modifications, and reinstatements

· Assist with other underwriting areas as deemed necessary by department management

Company Description

Our actions today have a lasting impact on tomorrow. Therefore, we aim to inspire everyone in our network to help Make Tomorrow Better.
At AO Globe Life, everything we do revolves around helping Make Tomorrow Better. We empower our customers to Make Tomorrow Better by offering products that help secure their financial future and protect them when tragedy strikes. We offer sales agents the opportunity to Make Tomorrow Better by protecting more lives and, in doing so, leaving a legacy. We give our employees the chance to Make Tomorrow Better by giving back, supporting initiatives with a service-first mindset, and promoting from within.

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