The Life Underwriter is responsible for screening life insurance applications for selection of risks rendering an issue standard, rate, or decline disposition with the guidance of an underwriter or ...
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The Life Underwriter is responsible for screening life insurance applications for selection of risks rendering an issue standard, rate, or decline disposition with the guidance of an underwriter or ...
The Life Underwriter is responsible for screening life insurance applications for selection of risks rendering an issue standard, rate, or decline disposition with the guidance of an underwriter or ...
Quick apply
The Life Underwriter is responsible for screening life insurance applications for selection of risks rendering an issue standard, rate, or decline disposition with the guidance of an underwriter or ...
Life Insurance Underwriter
Appleton, WI · Remote
$25 - $40/hr
Remote work is acceptable and preference is for full-time flexible work hours. Additional Skills ... Life underwriter with 5+ year's experience • Risk assessment skills, team player, work ...
Life Insurance Underwriter
Appleton, WI · Remote
$25 - $40/hr
Remote work is acceptable and preference is for full-time flexible work hours. Additional Skills ... Life underwriter with 5+ year's experience • Risk assessment skills, team player, work ...
Life Underwriter
Madison, WI · Remote
$30 - $32/hr
... life insurance underwriter with strong analytical abilities, exceptional attention to detail, and a deep understanding of mortality risk assessment. This position offers the flexibility of remote ...
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Life Underwriter
Madison, WI · Remote
$30 - $32/hr
... life insurance underwriter with strong analytical abilities, exceptional attention to detail, and a deep understanding of mortality risk assessment. This position offers the flexibility of remote ...
Insurance Underwriter
Chapel Hill, NC · On-site +1
Underwriter Hybrid or Remote • Full-Time Ready to underwrite at a program built by operators ... Employer-paid life and AD&D insurance, with options for supplemental life and short- and long-term ...
Insurance Underwriter
Chapel Hill, NC · On-site +1
Underwriter Hybrid or Remote • Full-Time Ready to underwrite at a program built by operators ... Employer-paid life and AD&D insurance, with options for supplemental life and short- and long-term ...
Crop Insurance Underwriter
Fargo, ND · On-site +1
$60K - $80K/yr
We will also consider experienced remote talent for this position. As a member of our Underwriting ... AFBIS offers a competitive benefits package that includes medical, dental, vision, life, and ...
Crop Insurance Underwriter
Fargo, ND · On-site +1
$60K - $80K/yr
We will also consider experienced remote talent for this position. As a member of our Underwriting ... AFBIS offers a competitive benefits package that includes medical, dental, vision, life, and ...
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Remote Life Insurance Agent
Miami, FL · Remote
$1.0K - $5.0K/wk
Union Benefits Representative / Life Insurance Agent (Remote) Company: AO Globe Life Job Type: Full-Time / Part-Time Location: Remote - Work From Home Compensation: Commission Only + Weekly Bonuses ...
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Remote Life Insurance Agent
Miami, FL · Remote
$1.0K - $5.0K/wk
Union Benefits Representative / Life Insurance Agent (Remote) Company: AO Globe Life Job Type: Full-Time / Part-Time Location: Remote - Work From Home Compensation: Commission Only + Weekly Bonuses ...
... to coordinate life insurance and annuity cases through underwriting, working with agents ... In this remote role, you will gather documents, obtain signatures, review information, and maintain ...
... to coordinate life insurance and annuity cases through underwriting, working with agents ... In this remote role, you will gather documents, obtain signatures, review information, and maintain ...
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Remote Life Insurance Agent
Houston, TX · Remote
$1.0K - $5.0K/wk
Union Benefits Representative / Life Insurance Agent (Remote) Company: AO Globe Life Job Type: Full-Time / Part-Time Location: Remote - Work From Home Compensation: Commission Only + Weekly Bonuses ...
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Remote Life Insurance Agent
Houston, TX · Remote
$1.0K - $5.0K/wk
Union Benefits Representative / Life Insurance Agent (Remote) Company: AO Globe Life Job Type: Full-Time / Part-Time Location: Remote - Work From Home Compensation: Commission Only + Weekly Bonuses ...
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Remote Life Insurance Sales
Austin, TX · Remote
$5.0K - $20K/mo
Remote Client Advisor - Life Insurance Commission Only | Flexible Schedule | Fully Remote This Isn't a Traditional Insurance Job If you're looking for a salaried position where someone tells you ...
New
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Remote Life Insurance Sales
Austin, TX · Remote
$5.0K - $20K/mo
Remote Client Advisor - Life Insurance Commission Only | Flexible Schedule | Fully Remote This Isn't a Traditional Insurance Job If you're looking for a salaried position where someone tells you ...
New
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Remote Life Insurance Sales
Austin, TX · Remote
$5.0K - $20K/mo
Remote Client Advisor - Life Insurance Commission Only | Flexible Schedule | Fully Remote This Isn't a Traditional Insurance Job If you're looking for a salaried position where someone tells you ...
New
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Remote Life Insurance Sales
Austin, TX · Remote
$5.0K - $20K/mo
Remote Client Advisor - Life Insurance Commission Only | Flexible Schedule | Fully Remote This Isn't a Traditional Insurance Job If you're looking for a salaried position where someone tells you ...
New
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Remote Life Insurance Sales
San Jose, CA · Remote
$5.0K - $20K/mo
Remote Client Advisor - Life Insurance Commission Only | Flexible Schedule | Fully Remote This Isn't a Traditional Insurance Job If you're looking for a salaried position where someone tells you ...
New
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Remote Life Insurance Sales
San Jose, CA · Remote
$5.0K - $20K/mo
Remote Client Advisor - Life Insurance Commission Only | Flexible Schedule | Fully Remote This Isn't a Traditional Insurance Job If you're looking for a salaried position where someone tells you ...
New
Be Seen First
Remote Life Insurance Sales
San Jose, CA · Remote
$5.0K - $20K/mo
Remote Client Advisor - Life Insurance Commission Only | Flexible Schedule | Fully Remote This Isn't a Traditional Insurance Job If you're looking for a salaried position where someone tells you ...
New
Quick apply
Be Seen First
Remote Life Insurance Sales
San Jose, CA · Remote
$5.0K - $20K/mo
Remote Client Advisor - Life Insurance Commission Only | Flexible Schedule | Fully Remote This Isn't a Traditional Insurance Job If you're looking for a salaried position where someone tells you ...
New
INSURANCE UNDERWRITER (commercial auto - remote) ARC Group seeks a Commercial Insurance Underwriter to join our direct in their Ft. Lauderdale, FL offices. There is a preference for Underwriters in ...
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INSURANCE UNDERWRITER (commercial auto - remote) ARC Group seeks a Commercial Insurance Underwriter to join our direct in their Ft. Lauderdale, FL offices. There is a preference for Underwriters in ...
Property Insurance Underwriter
Pinellas Park, FL · On-site +1
$25 - $30/hr
This position is in an office setting and is not able to be remote. Some daily responsibilities ... or Insurance Agency. (Underwriting experience preferred) * Current 4-40 and/or 2-20 Insurance ...
Property Insurance Underwriter
Pinellas Park, FL · On-site +1
$25 - $30/hr
This position is in an office setting and is not able to be remote. Some daily responsibilities ... or Insurance Agency. (Underwriting experience preferred) * Current 4-40 and/or 2-20 Insurance ...
Remote Life Insurance Agent
Tyler, TX · Remote
Life Insurance Agent Have you been looking for a career change? Are you passionate about helping ... Enjoy the flexibility of a fully remote position * Set and manage your own schedule What We're ...
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Remote Life Insurance Agent
Tyler, TX · Remote
Life Insurance Agent Have you been looking for a career change? Are you passionate about helping ... Enjoy the flexibility of a fully remote position * Set and manage your own schedule What We're ...
Remote Life Insurance Agent
New Orleans, LA · Remote
$69K/yr
Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...
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Remote Life Insurance Agent
New Orleans, LA · Remote
$69K/yr
Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...
Remote Life Insurance Agent
Lewisville, TX · Remote
$69K/yr
Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...
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Remote Life Insurance Agent
Lewisville, TX · Remote
$69K/yr
Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...
Remote Life Insurance Agent
Fullerton, CA · Remote
$69K/yr
Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...
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Remote Life Insurance Agent
Fullerton, CA · Remote
$69K/yr
Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...
Remote Life Insurance Agent
Columbia, SC · Remote
$69K/yr
Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...
Quick apply
Remote Life Insurance Agent
Columbia, SC · Remote
$69K/yr
Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...
Remote Life Insurance Underwriter information
See salary details
$32.5K - $42.2K
5% of jobs
$42.2K - $52K
9% of jobs
$60.6K is the 25th percentile. Wages below this are outliers.
$52K - $61.7K
12% of jobs
$61.7K - $71.4K
20% of jobs
The median wage is $74.5K / yr.
$71.4K - $81.1K
12% of jobs
$87.7K is the 75th percentile. Wages above this are outliers.
$81.1K - $90.9K
25% of jobs
$90.9K - $100.6K
7% of jobs
$100.6K - $110.3K
3% of jobs
$110.3K - $120K
2% of jobs
$120K - $129.8K
2% of jobs
$129.8K - $139.5K
2% of jobs
$32.5K
$78.9K
$139.5K
How much do remote life insurance underwriter jobs pay per year?
As of Aug 5, 2026, the average yearly pay for remote life insurance underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.
What does a remote life insurance underwriter do?
A remote life insurance underwriter decides whether clients qualify for coverage and the terms that they receive. Your responsibilities in this virtual position include reviewing documents and performing other research to determine an individual’s risk, completing all underwriting tasks, helping clients determine their financial needs regarding life insurance, and evaluating life insurance applications to determine if someone is eligible. Other duties of this work from home position include using your employer’s set criteria to screen applicants, determining the premiums that are available to clients, and getting further information via communicating with medical personnel, field representatives, and other professionals.
What is the difference between Remote Life Insurance Underwriter vs Remote Claims Adjuster?
| Aspect | Remote Life Insurance Underwriter | Remote Claims Adjuster |
|---|---|---|
| Required Credentials | Licenses, certifications in underwriting, insurance knowledge | Licenses, claims handling certifications, insurance knowledge |
| Work Environment | Home-based, insurance company offices, remote teams | Home-based, insurance companies, remote claims teams |
| Employer & Industry Usage | Insurance carriers, underwriting firms | Insurance carriers, claims departments |
| Common Search & Comparison Intent | Understanding underwriting roles, remote underwriting jobs | Comparing claims roles, remote claims jobs |
The main difference between Remote Life Insurance Underwriters and Remote Claims Adjusters lies in their responsibilities. Underwriters assess risk and determine policy eligibility, while Claims Adjusters evaluate claims after a loss occurs. Both roles require insurance knowledge and relevant licenses, often performed remotely for insurance companies. Understanding these distinctions helps job seekers find the right position aligned with their skills and career goals.
What does a remote life insurance underwriter do?
A Remote Life Insurance Underwriter evaluates applications for life insurance policies to determine the level of risk involved for the insurance company. They review personal and medical information, assess financial data, and use underwriting guidelines to decide whether to approve, modify, or deny coverage. Working remotely, they communicate with agents, applicants, and medical professionals via digital platforms to gather necessary information and make informed decisions. Their role helps ensure that policies are issued fairly and that the company's risk exposure is managed appropriately.
How does working remotely as a life insurance underwriter impact collaboration and communication with colleagues and agents?
As a Remote Life Insurance Underwriter, you’ll primarily collaborate with team members, agents, and other stakeholders through digital platforms such as email, video calls, and underwriting management systems. While you won’t have in-person interactions, most companies have established efficient virtual workflows and regular team meetings to ensure strong communication and support. You’ll need to be proactive about reaching out for clarifications and updates, and being comfortable with technology is essential. Building relationships virtually can take some adjustment, but it often leads to increased flexibility and autonomy in managing your workload.
What are the key skills and qualifications needed to thrive as a remote life insurance underwriter?
To thrive as a Remote Life Insurance Underwriter, you need strong analytical skills, attention to detail, and a foundational understanding of risk assessment, often supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, electronic application systems, and certifications such as LOMA or ALU are typically required. Excellent communication, decision-making, and time management skills are crucial for coordinating with agents and efficiently evaluating applications remotely. These skills ensure accurate risk evaluation, regulatory compliance, and high-quality client service in a virtual environment.
More about Remote Life Insurance Underwriter jobs
What cities are hiring for Remote Life Insurance Underwriter jobs? Cities with the most Remote Life Insurance Underwriter job openings:
What are the most commonly searched types of Life Insurance Underwriter jobs? The most popular types of Life Insurance Underwriter jobs are:
What states have the most Remote Life Insurance Underwriter jobs? States with the most job openings for Remote Life Insurance Underwriter jobs include:
What job categories do people searching Remote Life Insurance Underwriter jobs look for? The top searched job categories for Remote Life Insurance Underwriter jobs are:
Full-time
Medical, Life
Re-posted 13 days ago
Globe Life Insurance rating
8.0
Based on 22 frontline employees who took The Breakroom Quiz
163rd of 301 rated insurance
Job description
The Life Underwriter is responsible for screening life insurance applications for selection of risks rendering an issue standard, rate, or decline disposition with the guidance of an underwriter or written guidelines. The person will handle the implementation of underwriting policies and procedures related to the processing of new business and underwriting processes as related to other department processes. All duties require identification of medical terminology, identification of prescription medications, use of the Swiss Re Underwriting manual, and evaluation of MIB, phone calls, motor vehicle records, lab results, paramedical exams, and medical records.
Primary Duties & Responsibilities:
· Responsible for screening life insurance applications including trial applications for selection of risks rendering either an issue standard, rate, or reject disposition with the guidance of an underwriter or written guidelines
· Implementation of underwriting policies and procedures related to the processing of new business and other department processes
· Implementation of medical guidelines using the Swiss Re Underwriting manual and company notes
· MIB code reporting and interpretation of MIB code data
· Review and evaluate results of oral saliva tests
· Review and evaluate results of agent verification calls and other underwriting phone calls
· Review and evaluate motor vehicle records (MVRs)
· Review and evaluate prescription (Rx) histories to determine associated health conditions
· Review, summarize, and evaluate medical records (APSs)
· Review and evaluate paramedical exams and lab results
· Respond to customer service inquiries regarding dispositions
· Evaluate health information received with add-ons, modifications, and reinstatements
· Assist with other underwriting areas as deemed necessary by department management
Company Description
For more than 120 years, Globe Life has helped protect working families by providing life and supplemental health insurance products across the United States. As one of the nation's largest providers of individual life insurance, Globe Life serves millions of policyholders through multiple distribution channels and is consistently recognized for its financial strength and long-term stability.
Today, Globe Life is investing in the future by building innovative sales and service operations supported by modern technology, data-driven decision making, and exceptional leadership. We're looking for professionals who enjoy solving complex challenges, leading change, and making a measurable impact on the customer experience.
What Globe Life Insurance employees say
Pay
Benefits
Hours and flexibility
Workplace
Get the full story on Breakroom
About Globe Life
Sourced by ZipRecruiter
Our Actions Today have a lasting impact on Tomorrow. Therefore, We aim to inspire everyone in our network to help Make Tomorrow Better. At Globe Life, We empower our Customers by offering products that help secure their Financial Future and Protect them from the unexpected. We give our Employees the chance to give back, Support Initiatives with a Service First Mindset, and Promote from within.
Industry
Insurance services and insurance agencies and brokerages
Company size
1,001 - 5,000 Employees
Headquarters location
McKinney, TX, US