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Remote Life Insurance Underwriter Jobs in Normal, IL

AO Globe Life

Remote Sales Associate

Bloomington, IL · On-site +1

$50K - $80K/yr

🌟 Launch Your Career in Life Insurance - Flexible Remote Opportunity! 🌟 Are you ready to take control of your career, earn a great income, and make a positive impact in people's lives? Join our ...

AO Globe Life

Remote Sales Associate

Bloomington, IL · On-site +1

$50K - $80K/yr

🌟 Launch Your Career in Life Insurance - Flexible Remote Opportunity! 🌟 Are you ready to take control of your career, earn a great income, and make a positive impact in people's lives? Join our ...

AO Globe Life

Remote Sales Associate

Bloomington, IL · On-site +1

$50K - $80K/yr

🌟 Launch Your Career in Life Insurance - Flexible Remote Opportunity! 🌟 Are you ready to take control of your career, earn a great income, and make a positive impact in people's lives? Join our ...

AO Globe Life

Remote Sales Associate

Bloomington, IL · On-site +1

$50K - $80K/yr

🌟 Launch Your Career in Life Insurance - Flexible Remote Opportunity! 🌟 Are you ready to take control of your career, earn a great income, and make a positive impact in people's lives? Join our ...

AO Globe Life

Remote Sales Associate

Bloomington, IL · On-site +1

$50K - $80K/yr

🌟 Launch Your Career in Life Insurance - Flexible Remote Opportunity! 🌟 Are you ready to take control of your career, earn a great income, and make a positive impact in people's lives? Join our ...

InsuraTec

Sales Representative (Remote)

Morton, IL · Remote

... obtain a life insurance license and sharpen sales skills. * Underwriting Collaboration : Work ... Remote Flexibility : Enjoy the freedom to work from home on your schedule. * Work-Life Balance

InsuraTec

Sales Representative (Remote)

Lincoln, IL · Remote

... obtain a life insurance license and sharpen sales skills. * Underwriting Collaboration : Work ... Remote Flexibility : Enjoy the freedom to work from home on your schedule. * Work-Life Balance

InsuraTec

Sales Representative (Remote)

Normal, IL · Remote

... obtain a life insurance license and sharpen sales skills. * Underwriting Collaboration : Work ... Remote Flexibility : Enjoy the freedom to work from home on your schedule. * Work-Life Balance

Varsity Tutors

Insurance License Tutor

Normal, IL · Remote

$40/hr

Deep knowledge of insurance licensing examination content covering life insurance, health insurance, property insurance, casualty insurance, insurance regulations, policy provisions, and underwriting ...

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All JobsRemote Life Insurance Underwriter JobsRemote Life Insurance Underwriter Jobs in Normal, IL

Remote Life Insurance Underwriter information

See Normal, IL salary details

$31.8K

$77.1K

$136.4K

How much do remote life insurance underwriter jobs pay per year?

As of Jun 16, 2026, the average yearly pay for remote life insurance underwriter in Normal, IL is $77,116.00, according to ZipRecruiter salary data. Most workers in this role earn between $59,600.00 and $85,100.00 per year, depending on experience, location, and employer.

Will underwriters be replaced by AI?

Remote life insurance underwriters use their expertise to assess risk and determine policy eligibility. While AI tools can assist with data analysis and streamline parts of the underwriting process, human judgment remains essential for complex cases and decision-making. AI is expected to augment rather than fully replace underwriters in the near future.

What Does a Remote Life Insurance Underwriter Do?

A remote life insurance underwriter decides whether clients qualify for coverage and the terms that they receive. Your responsibilities in this virtual position include reviewing documents and performing other research to determine an individual’s risk, completing all underwriting tasks, helping clients determine their financial needs regarding life insurance, and evaluating life insurance applications to determine if someone is eligible. Other duties of this work from home position include using your employer’s set criteria to screen applicants, determining the premiums that are available to clients, and getting further information via communicating with medical personnel, field representatives, and other professionals.

Are insurance underwriters in demand?

Insurance underwriters are in steady demand due to the ongoing need for risk assessment in the insurance industry. The role requires analytical skills and knowledge of underwriting software, and employment opportunities are expected to grow as insurance companies adapt to changing regulations and market conditions.

What is the difference between Remote Life Insurance Underwriter vs Remote Claims Adjuster?

AspectRemote Life Insurance UnderwriterRemote Claims Adjuster
Required CredentialsLicenses, certifications in underwriting, insurance knowledgeLicenses, claims handling certifications, insurance knowledge
Work EnvironmentHome-based, insurance company offices, remote teamsHome-based, insurance companies, remote claims teams
Employer & Industry UsageInsurance carriers, underwriting firmsInsurance carriers, claims departments
Common Search & Comparison IntentUnderstanding underwriting roles, remote underwriting jobsComparing claims roles, remote claims jobs

The main difference between Remote Life Insurance Underwriters and Remote Claims Adjusters lies in their responsibilities. Underwriters assess risk and determine policy eligibility, while Claims Adjusters evaluate claims after a loss occurs. Both roles require insurance knowledge and relevant licenses, often performed remotely for insurance companies. Understanding these distinctions helps job seekers find the right position aligned with their skills and career goals.

How to become a remote underwriter?

To become a remote life insurance underwriter, candidates typically need a bachelor's degree in a related field such as finance, health sciences, or actuarial science. Relevant skills include strong analytical abilities, knowledge of insurance policies, and proficiency with underwriting software; obtaining industry certifications like the Chartered Life Underwriter (CLU) can also enhance prospects. Prior experience in underwriting or insurance is often required, and remote roles may require good communication skills and self-discipline for virtual work environments.

Can you work remotely as an insurance underwriter?

Yes, many insurance underwriters, including those in life insurance, can work remotely. Remote underwriting roles often require strong computer skills, familiarity with underwriting software, and the ability to communicate effectively through digital channels.

What does a Remote Life Insurance Underwriter do?

A Remote Life Insurance Underwriter evaluates applications for life insurance policies to determine the level of risk involved for the insurance company. They review personal and medical information, assess financial data, and use underwriting guidelines to decide whether to approve, modify, or deny coverage. Working remotely, they communicate with agents, applicants, and medical professionals via digital platforms to gather necessary information and make informed decisions. Their role helps ensure that policies are issued fairly and that the company's risk exposure is managed appropriately.

How does working remotely as a Life Insurance Underwriter impact collaboration and communication with colleagues and agents?

As a Remote Life Insurance Underwriter, you’ll primarily collaborate with team members, agents, and other stakeholders through digital platforms such as email, video calls, and underwriting management systems. While you won’t have in-person interactions, most companies have established efficient virtual workflows and regular team meetings to ensure strong communication and support. You’ll need to be proactive about reaching out for clarifications and updates, and being comfortable with technology is essential. Building relationships virtually can take some adjustment, but it often leads to increased flexibility and autonomy in managing your workload.

What are the key skills and qualifications needed to thrive as a Remote Life Insurance Underwriter, and why are they important?

To thrive as a Remote Life Insurance Underwriter, you need strong analytical skills, attention to detail, and a foundational understanding of risk assessment, often supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, electronic application systems, and certifications such as LOMA or ALU are typically required. Excellent communication, decision-making, and time management skills are crucial for coordinating with agents and efficiently evaluating applications remotely. These skills ensure accurate risk evaluation, regulatory compliance, and high-quality client service in a virtual environment.
More about Remote Life Insurance Underwriter jobs
What are the most commonly searched types of Life Insurance Underwriter jobs in Normal, IL? The most popular types of Life Insurance Underwriter jobs in Normal, IL are:
What are popular job titles related to Remote Life Insurance Underwriter jobs in Normal, IL? For Remote Life Insurance Underwriter jobs in Normal, IL, the most frequently searched job titles are:
What job categories do people searching Remote Life Insurance Underwriter jobs in Normal, IL look for? The top searched job categories for Remote Life Insurance Underwriter jobs in Normal, IL are:
What cities near Normal, IL are hiring for Remote Life Insurance Underwriter jobs? Cities near Normal, IL with the most Remote Life Insurance Underwriter job openings:
Remote Life Insurance Underwriter jobs near you
Infographic showing various Remote Life Insurance Underwriter job openings in Normal, IL as of June 2026, with employment types broken down into 67% Full Time, and 33% Part Time. Highlights an 100% Remote job distribution, with an average salary of $77,116 per year, or $37.1 per hour.

Remote Sales Associate

AO Globe Life

Bloomington, IL • On-site, Remote

$50K - $80K/yr

Full-time

Medical, Dental, Vision

Posted 28 days ago

Job description

🌟 Launch Your Career in Life Insurance - Flexible Remote Opportunity! 🌟
Are you ready to take control of your career, earn a great income, and make a positive impact in people's lives? Join our growing team as a Remote Life Insurance Sales Associate, where you'll start as an agent and, through proven performance, have the opportunity to advance into management and leadership roles. Enjoy a performance-based compensation structure while helping families secure their futures!
What You'll Do:
  • Engage with Clients: Connect virtually via Zoom to assess client needs and recommend personalized life insurance solutions.
  • Present Coverage Options: Offer a range of life insurance products, including final expense, income replacement, and accident coverage.
  • Receive Comprehensive Training: No experience? No problem! Our expert training ensures you succeed from day one.
  • Advance Your Career: Begin as an agent and, with your proven success, seize opportunities to move into management and leadership roles within our organization.

Why You'll Love This Role:
  • Flexible Work Schedule: Set your own hours and work from home.
  • Performance-Based Compensation: Enjoy performance bonuses and residual income that reflect your hard work.
  • Comprehensive Benefits: Benefit from health, dental, and vision coverage to keep you at your best.
  • Career Growth: We prioritize internal promotions and value your ambition-start as an agent and grow into a leadership role.
  • Cutting-Edge Training & Tools: Access weekly training sessions and industry-leading resources that help you thrive in the life insurance industry.

Compensation:
  • First-Year Earnings: $50,000-$80,000 based on performance.
  • Residual Earnings: Grow your passive income with every policy sold.

What You Bring:
  • Great Communication Skills: Explain complex concepts clearly and connect with clients.
  • Drive and Motivation: Succeed in a fast-paced, self-driven environment.
  • Customer Focus: Provide solutions that genuinely meet client needs.
  • Tech Savvy: Comfortable using a computer, smartphone, and Zoom.

Requirements:
  • A valid life insurance license (don't have one? We'll sponsor your training course!).
  • A computer, smartphone, and reliable internet connection.

🎯 Ready to Take the Leap?
Apply now to start your rewarding career as a Remote Life Insurance Sales Associate and discover how you can thrive with AO. Begin your journey as an agent and advance into a future leadership role-where performance and dedication pave the way to success!
Click here to apply and begin your journey today.

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