ZipRecruiter

Log In

2

Remote Life Insurance Underwriter Jobs in Normal, IL

next page

Showing results 1-20

All JobsRemote Life Insurance Underwriter JobsRemote Life Insurance Underwriter Jobs in Normal, IL

Remote Life Insurance Underwriter information

See Normal, IL salary details

$31.8K

$77.1K

$136.4K

How much do remote life insurance underwriter jobs pay per year?

As of Jun 16, 2026, the average yearly pay for remote life insurance underwriter in Normal, IL is $77,116.00, according to ZipRecruiter salary data. Most workers in this role earn between $59,600.00 and $85,100.00 per year, depending on experience, location, and employer.

Will underwriters be replaced by AI?

Remote life insurance underwriters use their expertise to assess risk and determine policy eligibility. While AI tools can assist with data analysis and streamline parts of the underwriting process, human judgment remains essential for complex cases and decision-making. AI is expected to augment rather than fully replace underwriters in the near future.

What Does a Remote Life Insurance Underwriter Do?

A remote life insurance underwriter decides whether clients qualify for coverage and the terms that they receive. Your responsibilities in this virtual position include reviewing documents and performing other research to determine an individual’s risk, completing all underwriting tasks, helping clients determine their financial needs regarding life insurance, and evaluating life insurance applications to determine if someone is eligible. Other duties of this work from home position include using your employer’s set criteria to screen applicants, determining the premiums that are available to clients, and getting further information via communicating with medical personnel, field representatives, and other professionals.

Are insurance underwriters in demand?

Insurance underwriters are in steady demand due to the ongoing need for risk assessment in the insurance industry. The role requires analytical skills and knowledge of underwriting software, and employment opportunities are expected to grow as insurance companies adapt to changing regulations and market conditions.

What is the difference between Remote Life Insurance Underwriter vs Remote Claims Adjuster?

AspectRemote Life Insurance UnderwriterRemote Claims Adjuster
Required CredentialsLicenses, certifications in underwriting, insurance knowledgeLicenses, claims handling certifications, insurance knowledge
Work EnvironmentHome-based, insurance company offices, remote teamsHome-based, insurance companies, remote claims teams
Employer & Industry UsageInsurance carriers, underwriting firmsInsurance carriers, claims departments
Common Search & Comparison IntentUnderstanding underwriting roles, remote underwriting jobsComparing claims roles, remote claims jobs

The main difference between Remote Life Insurance Underwriters and Remote Claims Adjusters lies in their responsibilities. Underwriters assess risk and determine policy eligibility, while Claims Adjusters evaluate claims after a loss occurs. Both roles require insurance knowledge and relevant licenses, often performed remotely for insurance companies. Understanding these distinctions helps job seekers find the right position aligned with their skills and career goals.

How to become a remote underwriter?

To become a remote life insurance underwriter, candidates typically need a bachelor's degree in a related field such as finance, health sciences, or actuarial science. Relevant skills include strong analytical abilities, knowledge of insurance policies, and proficiency with underwriting software; obtaining industry certifications like the Chartered Life Underwriter (CLU) can also enhance prospects. Prior experience in underwriting or insurance is often required, and remote roles may require good communication skills and self-discipline for virtual work environments.

Can you work remotely as an insurance underwriter?

Yes, many insurance underwriters, including those in life insurance, can work remotely. Remote underwriting roles often require strong computer skills, familiarity with underwriting software, and the ability to communicate effectively through digital channels.

What does a Remote Life Insurance Underwriter do?

A Remote Life Insurance Underwriter evaluates applications for life insurance policies to determine the level of risk involved for the insurance company. They review personal and medical information, assess financial data, and use underwriting guidelines to decide whether to approve, modify, or deny coverage. Working remotely, they communicate with agents, applicants, and medical professionals via digital platforms to gather necessary information and make informed decisions. Their role helps ensure that policies are issued fairly and that the company's risk exposure is managed appropriately.

How does working remotely as a Life Insurance Underwriter impact collaboration and communication with colleagues and agents?

As a Remote Life Insurance Underwriter, you’ll primarily collaborate with team members, agents, and other stakeholders through digital platforms such as email, video calls, and underwriting management systems. While you won’t have in-person interactions, most companies have established efficient virtual workflows and regular team meetings to ensure strong communication and support. You’ll need to be proactive about reaching out for clarifications and updates, and being comfortable with technology is essential. Building relationships virtually can take some adjustment, but it often leads to increased flexibility and autonomy in managing your workload.

What are the key skills and qualifications needed to thrive as a Remote Life Insurance Underwriter, and why are they important?

To thrive as a Remote Life Insurance Underwriter, you need strong analytical skills, attention to detail, and a foundational understanding of risk assessment, often supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, electronic application systems, and certifications such as LOMA or ALU are typically required. Excellent communication, decision-making, and time management skills are crucial for coordinating with agents and efficiently evaluating applications remotely. These skills ensure accurate risk evaluation, regulatory compliance, and high-quality client service in a virtual environment.
More about Remote Life Insurance Underwriter jobs
What are the most commonly searched types of Life Insurance Underwriter jobs in Normal, IL? The most popular types of Life Insurance Underwriter jobs in Normal, IL are:
What are popular job titles related to Remote Life Insurance Underwriter jobs in Normal, IL? For Remote Life Insurance Underwriter jobs in Normal, IL, the most frequently searched job titles are:
What job categories do people searching Remote Life Insurance Underwriter jobs in Normal, IL look for? The top searched job categories for Remote Life Insurance Underwriter jobs in Normal, IL are:
What cities near Normal, IL are hiring for Remote Life Insurance Underwriter jobs? Cities near Normal, IL with the most Remote Life Insurance Underwriter job openings:
Remote Life Insurance Underwriter jobs near you
Infographic showing various Remote Life Insurance Underwriter job openings in Normal, IL as of June 2026, with employment types broken down into 67% Full Time, and 33% Part Time. Highlights an 100% Remote job distribution, with an average salary of $77,116 per year, or $37.1 per hour.
Outside Sales Representative - Remote Insurance

Outside Sales Representative - Remote Insurance

Platinum Supplemental Insurance, Inc.

Washington, IL • Remote

$75K/yr

Full-time

Posted 9 days ago

Job description

Job Description

Ready to jump-start your career and take charge of your earning potential? At Platinum Supplemental Insurance, we’re looking for motivated individuals ready to learn, grow, and thrive in a fast-paced environment. Whether you’re a recent grad or simply seeking a fresh challenge, this is your chance to earn like a highly educated professional—our proven products and systems are your roadmap to becoming a top earner in sales. If you’re prepared to unlock your full potential, let us show you how to build a lucrative and rewarding future.

Why Join Platinum?

Four-Day Workweek

Travel Monday–Thursday to meet with farmers and small business owners, then enjoy your weekends off. Say goodbye to the daily grind and hello to a work-life balance that lets you recharge and spend time on what matters most.

Uncapped Earning Potential

This is a commission-based role, and many of our new reps earn $75,000 or more in their first year, with top performers exceeding $100,000. The sky truly is the limit when it comes to your income.

Ongoing Support & Resources

Focus on building relationships and closing deals while Platinum handles marketing, recruiting, back-office support, and customer service. You’ll also benefit from generous bonuses, annual renewal income, and luxury travel incentives for high achievers.

Cutting-Edge AI Training

Get an edge on the competition with our new AI-driven training platform. You’ll receive personalized feedback, interactive coaching, and real-time support to help you master Platinum’s proven 10-step sales system—faster and more confidently than ever before.

Your Day-to-Day

1. Travel to Your Territory: Meet potential customers (farmers, small business owners, and families) face-to-face to build trust and educate them about Platinum’s supplemental insurance solutions.

2. Leverage Our 10-Step Sales Process: Follow a time-tested system that helps you identify prospects, deliver compelling presentations, and close more sales—backed by our powerful AI training.

3. Stay Motivated & Collaborate: Work within a supportive, team-based culture that celebrates wins, shares best practices, and drives everyone to reach new heights.

What You’ll Enjoy

  • High Earning Potential, No Caps: Earn based on your performance and ambition, without hitting a salary ceiling.
  • Residual Income: Benefit from ongoing earnings long after closing a sale, creating a steady income stream.
  • Advancement Opportunities: Rise quickly through the ranks and take on leadership roles as you prove your abilities.
  • Quarterly Vacations: Earn the chance to recharge on exciting getaways with fellow top performers.
  • Company Trips & Events: Enjoy travel and experiences on us—bring a significant other along, all expenses paid.
  • Weekends Off: A Monday–Thursday work schedule means you get every weekend free for family time or relaxation.

Who Thrives Here

  • Go-Getters: You bring the hunger, discipline, and drive needed to excel in a commission-based environment.
  • Clear Communicators: You can connect with people from various backgrounds, build trust, and explain concepts in a simple, relatable way.
  • Continuous Learners: You’re excited to leverage AI-based training and mentorship to refine your skills and grow quickly.
  • Flexible Travelers: You’re comfortable with overnight travel Monday–Thursday and are 18+ years old.

Ready to Take the Leap?

If the idea of earning what you’re worth, mastering an innovative sales system, and enjoying a 4-day workweek excites you, we’d love to hear from you! Apply today and discover how Platinum can help you unlock a thriving career in sales.

About Platinum

Platinum Supplemental Insurance specializes in helping individuals, families, and businesses secure their financial futures through supplemental coverage. By bridging the gaps left by traditional health plans, Platinum’s products offer peace of mind when unexpected health issues arise. With a people-first mentality, robust training programs, and a commitment to growth, Platinum provides the ideal environment for sales professionals to excel—no matter where they’re starting from.

Join the Platinum team and see for yourself why so many have launched fulfilling, lucrative sales careers with us.

 
 
 
Platinum Supplemental Insurance logo

About Platinum Supplemental Insurance

Sourced by ZipRecruiter

Platinum Supplemental Insurance is a distinguished company in the insurance industry based in Dubuque, IA, US. Their official website can be found at pltnm.com. Founded on the pillars of resilience, excellence, and integrity, it has carved a niche for itself by offering an array of premium supplement insurance products. Their arsenal of products primarily caters to protecting the livelihoods of those living in heartland America, focusing on rural families.

Industry

Insurance services

Company size

51 - 200 Employees

Headquarters location

Dubuque, IA, US

Year founded

1995

Social media

Facebook

View All Platinum Supplemental Insurance Jobs

Apply