ZipRecruiter

Log In

1

Insurance Underwriter Jobs in Normal, IL (NOW HIRING)

Countryfinancial

Underwriter - Agriculture

Bloomington, IL · On-site

$54K - $75K/yr

... insurance laws and regulations. - Analyzes quality and quantity of risks underwritten, prepares ... Underwriting, and/or other internal departments to obtain information or approval/denial of a ...

Rivian

Associate Insurance Advisor

Normal, IL · On-site

Deep knowledge of P&C products and underwriting guidelines across multiple carriers. * Composure ... insurance, and long-term disability insurance to eligible employees. You may also have the ...

Rivian

Associate Insurance Advisor

Normal, IL

You are an insurance consultant capable of solving difficult challenges that come with complex ... Deep knowledge of P&C products and underwriting guidelines across multiple carriers. * Composure:

Rivian

Insurance Advisor

Normal, IL · On-site

$79K - $99K/yr

Deep knowledge of P&C products, underwriting guidelines across multiple carriers, and the ability ... insurance, and long-term disability insurance to eligible employees. You may also have the ...

Rivian

Insurance Advisor

Normal, IL

$79K - $99K/yr

Role Summary As an Insurance Advisor, you are a senior frontline representative of the Rivian ... Deep knowledge of P&C products, underwriting guidelines across multiple carriers, and the ability ...

Varsity Tutors

Insurance License Tutor

Normal, IL · Remote

$40/hr

Deep knowledge of insurance licensing examination content covering life insurance, health insurance, property insurance, casualty insurance, insurance regulations, policy provisions, and underwriting ...

Corgi Insurance Services, Inc

Head of People

Atlanta, IL · On-site

$160K - $230K/yr

About Corgi Corgi is a full-stack insurance carrier building better, faster insurance products for startups. We're not a broker, so we underwrite and issue policies directly, with fewer handoffs and ...

next page

Showing results 1-20

All JobsInsurance Underwriter JobsInsurance Underwriter Jobs in Normal, IL

Insurance Underwriter information

See Normal, IL salary details

$27.4K

$60.9K

$102.7K

How much do insurance underwriter jobs pay per year?

As of Jun 16, 2026, the average yearly pay for insurance underwriter in Normal, IL is $60,892.00, according to ZipRecruiter salary data. Most workers in this role earn between $43,000.00 and $81,600.00 per year, depending on experience, location, and employer.

What degree do I need to be an Insurance Underwriter?

Insurance underwriters typically need at least a bachelor's degree in fields such as finance, economics, business, or risk management. Relevant skills include strong analytical abilities and knowledge of insurance policies and regulations; some roles may require industry certifications like the Chartered Property Casualty Underwriter (CPCU).

What does an insurance underwriter do?

An insurance underwriter evaluates applications for insurance coverage and determines the level of risk involved in insuring a person or asset. They review information such as application forms, medical records, and financial documents to decide whether to offer insurance and at what premium rate. Underwriters play a crucial role in helping insurance companies set appropriate coverage terms and minimize potential losses. Their work ensures that the company remains profitable while providing fair and accurate coverage to clients.

What are some common challenges insurance underwriters face in balancing risk and customer satisfaction?

Insurance underwriters often face the challenge of assessing risks accurately while maintaining competitive offerings that satisfy clients. Striking the right balance can be difficult, as being too cautious may result in lost business, while being overly lenient can lead to unprofitable claims. Underwriters must stay current with industry trends, regulations, and risk assessment tools, and they frequently collaborate with agents and actuaries to ensure sound decisions. Effective communication and analytical skills are essential to navigate these competing demands and to help build long-term client relationships.

What are the key skills and qualifications needed to thrive as an Insurance Underwriter, and why are they important?

To thrive as an Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of finance and risk assessment, often supported by a bachelor's degree in business, finance, or related fields. Familiarity with underwriting software, risk management systems, and relevant certifications like Chartered Property Casualty Underwriter (CPCU) is typically required. Excellent communication, decision-making, and negotiation skills help underwriters explain policies and collaborate effectively with agents and clients. These skills are vital for accurately assessing risk, ensuring profitability, and maintaining strong client relationships in the insurance industry.

What qualifications do I need to be an underwriter?

To become an insurance underwriter, a bachelor's degree in fields like finance, economics, or business is typically required. Relevant skills include strong analytical abilities, attention to detail, and knowledge of insurance policies and risk assessment. Professional certifications such as the Chartered Property Casualty Underwriter (CPCU) can enhance job prospects.

Is insurance underwriting a good career?

Insurance underwriting is a stable career that involves evaluating risks and determining policy terms, often requiring analytical skills and attention to detail. It offers opportunities for advancement, certification, and a typical office schedule, making it a viable option for those interested in finance and risk management.

What Are Insurance Underwriters?

Insurance underwriters evaluate insurance policy applications, assess the risk, and make recommendations for coverage and premium pricing to insurance issuers. As an insurance underwriter, you use computer software and specific criteria to assess risk and establish pricing and research other factors such as market trends and equity values to provide data to support your recommendations. You determine if the policy will likely be a good financial investment for the insurance provider.

What do you do as an Insurance Underwriter?

An Insurance Underwriter evaluates insurance applications to determine coverage eligibility and premium rates based on risk assessment. They analyze factors such as applicant information, policy details, and industry data, often using specialized software, to make informed decisions that balance company risk and profitability.

What is the difference between Insurance Underwriter vs Claims Adjuster?

AspectInsurance UnderwriterClaims Adjuster
Primary RoleAssess risk and determine policy termsEvaluate insurance claims and determine payouts
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU are commonOften requires a bachelor's degree; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, analyzing data and risk factorsField and office-based, investigating claims and interviewing claimants
Industry UsageUsed across insurance companies for policy issuanceUsed for claims processing and settlement

Both roles are integral to the insurance industry, with underwriters focusing on risk assessment before policy issuance, and claims adjusters handling claims after a loss occurs. While their work environments and responsibilities differ, they often require similar credentials and certifications, making them closely related career paths within insurance companies.

More about Insurance Underwriter jobs
What are popular job titles related to Insurance Underwriter jobs in Normal, IL? For Insurance Underwriter jobs in Normal, IL, the most frequently searched job titles are:
What job categories do people searching Insurance Underwriter jobs in Normal, IL look for? The top searched job categories for Insurance Underwriter jobs in Normal, IL are:
What cities near Normal, IL are hiring for Insurance Underwriter jobs? Cities near Normal, IL with the most Insurance Underwriter job openings:
Insurance Underwriter jobs near you
Infographic showing various Insurance Underwriter job openings in Normal, IL as of June 2026, with employment types broken down into 3% As Needed, 36% Full Time, and 61% Part Time. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $60,892 per year, or $29.3 per hour.

Underwriter - Agriculture

COUNTRY Financial

Bloomington, IL • On-site

$54K - $75K/yr

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 6 days ago

COUNTRY Financial rating

8.0

Company rating: 8.0 out of 10

Based on 25 frontline employees who took The Breakroom Quiz

146th of 261 rated insurance

Job description

Experience more with a career at COUNTRY Financial!
We're excited you're interested in a career at COUNTRY as we strive toward our vision - to enrich lives in the communities we serve. Our footprint spans coast to coast. But more important than where we operate, is the people who do the work. Apply today to help our organization grow and make a difference for our clients.
About the role
Underwrites agricultural new business, changes, reinstatements, and renewals. Work with our Agency partners to profitably rate and classify agriculture lines clients and provide financial reps and their assistants support while offering an outstanding underwriting experience.
How does this role make an impact?
- Reviews and underwrites agriculture lines risk (i.e., selection/rejection of new and renewal business) of new applications and in-force business with higher degrees of risk not processed by automated systems.
- Administers and monitors underwriting rules and guidelines, rating manual rules, and insurance laws and regulations.
- Analyzes quality and quantity of risks underwritten, prepares reports accordingly.
- Ensures adequate pricing of insurable risks by properly classifying the exposure and verify that characteristics are identified and applied and make changes where appropriate.
- Communicating with financial representatives, Underwriting, and/or other internal departments to obtain information or approval/denial of a policy transaction.
Do you have what we're looking for?
Typically requires 2+ years of relevant experience or a combination of related experience, education and training.
'-Normal office environment.
- Work may extend beyond normal business hours as business needs dictate.
- Regular travel to field locations.
Base Pay Range:
$54,800-$75,350
The base pay range represents the typical range of potential salary offers for candidates hired. Factors used to determine your actual salary include your specific skills, qualifications and experience.
Incentive Pay:
In addition to base salary, this position is eligible for a Short-Term Incentive plan.
Why work with us?
Our employees and representatives serve nearly one million households with our diverse range of personal and business insurance products as well as retirement and investment services. We build relationships and work together to create a stronger, more secure future for our clients and our communities. We're a big company, yet small enough you can make an impact and won't get lost in the shuffle. You'll have the opportunity to learn and grow throughout your career, either within this role or by exploring other areas of our business.
You'll be able to take advantage of our benefits package, which includes insurance benefits (medical, dental, vision, disability, and life), 401(k) with company match.
COUNTRY Financial is committed to providing equal opportunity in all areas of employment, and in providing employees with a work environment free of discrimination and harassment. Employment decisions are made without regard to race, color, religion, age, gender, sexual orientation, veteran status, national origin, disability, or any other status protected by applicable laws or regulations.
Come join our team at COUNTRY today!

What COUNTRY Financial employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom

Apply