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Insurance Underwriter Jobs in Normal, IL (NOW HIRING)

Countryfinancial

Senior Life Underwriter

Bloomington, IL · On-site

$77K - $106K/yr

About the role Analyzes life insurance applications written by financial representatives in all sales regions and assigns the proper risk classification to them within general corporate underwriting ...

COUNTRY Financial

Senior Life Underwriter

Bloomington, IL · On-site

$78 - $107/hr

About the roleAnalyzes life insurance applications written by financial representatives in all sales regions and assigns the proper risk classification to them within general corporate underwriting ...

COUNTRY Financial

Senior Life Underwriter

Bloomington, IL · On-site

$77K - $106K/yr

About the role Analyzes life insurance applications written by financial representatives in all sales regions and assigns the proper risk classification to them within general corporate underwriting ...

Rivian

Insurance Advisor

Normal, IL · On-site

$79K - $99K/yr

Role Summary As an Insurance Advisor, you are a senior frontline representative of the Rivian ... Deep knowledge of P&C products, underwriting guidelines across multiple carriers, and the ability ...

Rivian

Associate Insurance Advisor

Normal, IL · On-site

$63K - $79K/yr

You are an insurance consultant capable of solving difficult challenges that come with complex ... Deep knowledge of P&C products and underwriting guidelines across multiple carriers. * Composure:

Rivian

Associate Insurance Advisor

Normal, IL · On-site

$63K - $79K/yr

Deep knowledge of P&C products and underwriting guidelines across multiple carriers. * Composure ... insurance, and long-term disability insurance to eligible employees. You may also have the ...

Rivian

Insurance Customer Service Representative

Normal, IL · On-site

$30.39 - $33.77/hr

Manage the "finish line" of the insurance process-ensuring all signed applications, photos, and underwriting requirements are received and filed. * Renewal Preparation: Assist the licensed team by ...

Rivian

Insurance Customer Service Representative

Normal, IL · On-site

$30.39 - $33.77/hr

Manage the "finish line" of the insurance process--ensuring all signed applications, photos, and underwriting requirements are received and filed. * Renewal Preparation: Assist the licensed team by ...

Rivian

Insurance Customer Service Representative

Normal, IL · On-site

$30.39 - $33.77/hr

Manage the "finish line" of the insurance process-ensuring all signed applications, photos, and underwriting requirements are received and filed. * Renewal Preparation: Assist the licensed team by ...

Varsity Tutors

Insurance License Tutor

Normal, IL · Remote

$28 - $40/hr

Deep knowledge of insurance licensing examination content covering life insurance, health insurance, property insurance, casualty insurance, insurance regulations, policy provisions, and underwriting ...

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All JobsInsurance Underwriter JobsInsurance Underwriter Jobs in Normal, IL

Insurance Underwriter information

See Normal, IL salary details

$27.4K

$60.9K

$102.7K

How much do insurance underwriter jobs pay per year?

As of Aug 30, 2026, the average yearly pay for insurance underwriter in Normal, IL is $60,892.00, according to ZipRecruiter salary data. Most workers in this role earn between $43,000.00 and $81,600.00 per year, depending on experience, location, and employer.

What is an insurance underwriter?

Insurance underwriters evaluate insurance policy applications, assess the risk, and make recommendations for coverage and premium pricing to insurance issuers. As an insurance underwriter, you use computer software and specific criteria to assess risk and establish pricing and research other factors such as market trends and equity values to provide data to support your recommendations. You determine if the policy will likely be a good financial investment for the insurance provider.

What does an insurance underwriter do?

An insurance underwriter evaluates applications for insurance coverage and determines the level of risk involved in insuring a person or asset. They review information such as application forms, medical records, and financial documents to decide whether to offer insurance and at what premium rate. Underwriters play a crucial role in helping insurance companies set appropriate coverage terms and minimize potential losses. Their work ensures that the company remains profitable while providing fair and accurate coverage to clients.

What are the key skills and qualifications needed to thrive as an insurance underwriter?

To thrive as an Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of finance and risk assessment, often supported by a bachelor's degree in business, finance, or related fields. Familiarity with underwriting software, risk management systems, and relevant certifications like Chartered Property Casualty Underwriter (CPCU) is typically required. Excellent communication, decision-making, and negotiation skills help underwriters explain policies and collaborate effectively with agents and clients. These skills are vital for accurately assessing risk, ensuring profitability, and maintaining strong client relationships in the insurance industry.

What are some common challenges insurance underwriters face in balancing risk and customer satisfaction?

Insurance underwriters often face the challenge of assessing risks accurately while maintaining competitive offerings that satisfy clients. Striking the right balance can be difficult, as being too cautious may result in lost business, while being overly lenient can lead to unprofitable claims. Underwriters must stay current with industry trends, regulations, and risk assessment tools, and they frequently collaborate with agents and actuaries to ensure sound decisions. Effective communication and analytical skills are essential to navigate these competing demands and to help build long-term client relationships.

What is the difference between Insurance Underwriter vs Claims Adjuster?

AspectInsurance UnderwriterClaims Adjuster
Primary RoleAssess risk and determine policy termsEvaluate insurance claims and determine payouts
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU are commonOften requires a bachelor's degree; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, analyzing data and risk factorsField and office-based, investigating claims and interviewing claimants
Industry UsageUsed across insurance companies for policy issuanceUsed for claims processing and settlement

Both roles are integral to the insurance industry, with underwriters focusing on risk assessment before policy issuance, and claims adjusters handling claims after a loss occurs. While their work environments and responsibilities differ, they often require similar credentials and certifications, making them closely related career paths within insurance companies.

Is it hard to become an insurance underwriter?

Becoming an insurance underwriter typically requires a bachelor's degree in a related field such as finance, business, or economics, along with strong analytical and decision-making skills. Gaining industry-specific knowledge through training or certification can also be beneficial, but the difficulty varies depending on individual background and experience.
More about Insurance Underwriter jobs

What cities near Normal, IL are hiring for Insurance Underwriter jobs?

Cities near Normal, IL with the most Insurance Underwriter job openings:

Insurance Underwriter jobs near you
Infographic showing various Insurance Underwriter job openings in Normal, IL as of August 2026, with employment types broken down into 1% As Needed, 67% Full Time, 27% Part Time, and 5% Contract. Highlights an 85% Physical, 1% Hybrid, and 14% Remote job distribution, with an average salary of $60,892 per year, or $29.3 per hour.

Senior Life Underwriter

Countryfinancial

Bloomington, IL • On-site

$77K - $106K/yr

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 5 days ago

Job description

Experience more with a career at COUNTRY Financial!

We're excited you're interested in a career at COUNTRY as we strive toward our vision - to enrich lives in the communities we serve. Our footprint spans coast to coast. But more important than where we operate, is the people who do the work. Apply today to help our organization grow and make a difference for our clients.

About the roleAnalyzes life insurance applications written by financial representatives in all sales regions and assigns the proper risk classification to them within general corporate underwriting guidelines. Reviews information concerning a proposed insureds' medical, occupational, financial, avocational and lifestyle to determine if additional information is needed to properly classify the risk; exercises judgment to approve, modify or decline new life insurance applications and reinstatement applications for life, disability and long term care insurance; assists financial representatives in determining proper application requirements and communicates on the status of each application and any additional requirements needed to place applications in the most favorable risk classification.How does this role make an impact?- Uses professionalism, tact and empathy when dealing with financial representatives, clients, medical personnel and department support when discussing a risk or facilitating the risk selection, issue and administrative process or obtaining underwriting information.- Respects and maintains the privacy of a clients' personal information disclosed in the risk appraisal process.- Consults with leadership, medical directors, reinsurers, other underwriters, and corporate personnel as required.- May develop new and competitive underwriting guidelines.Do you have what we're looking for? Typically requires 7+ years of relevant experience or a combination of related experience, education and training.

Base Pay Range:

$77,600-$106,700

The base pay range represents the typical range of potential salary offers for candidates hired. Factors used to determine your actual salary include your specific skills, qualifications and experience.

Incentive Pay:

In addition to base salary, this position is eligible for a Short-Term Incentive plan.

Why work with us?

Our employees and representatives serve nearly one million households with our diverse range of personal and business insurance products as well as retirement and investment services. We build relationships and work together to create a stronger, more secure future for our clients and our communities. We're a big company, yet small enough you can make an impact and won't get lost in the shuffle. You'll have the opportunity to learn and grow throughout your career, either within this role or by exploring other areas of our business.

You'll be able to take advantage of our benefits package, which includes insurance benefits (medical, dental, vision, disability, and life), 401(k) with company match.

COUNTRY Financial is committed to providing equal opportunity in all areas of employment, and in providing employees with a work environment free of discrimination and harassment. Employment decisions are made without regard to race, color, religion, age, gender, sexual orientation, veteran status, national origin, disability, or any other status protected by applicable laws or regulations.

Come join our team at COUNTRY today!

Apply