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Senior Underwriter Jobs in Normal, IL (NOW HIRING)

Countryfinancial

Senior Life Underwriter

Bloomington, IL · On-site

$77K - $106K/yr

About the role Analyzes life insurance applications written by financial representatives in all sales regions and assigns the proper risk classification to them within general corporate underwriting ...

New

COUNTRY Financial

Senior Life Underwriter

Bloomington, IL · On-site

$77K - $106K/yr

About the role Analyzes life insurance applications written by financial representatives in all sales regions and assigns the proper risk classification to them within general corporate underwriting ...

New

The General

Senior Commercial Banker

Bloomington, IL · On-site

$135K - $182K/yr

... underwriting and presenting loan requests in accordance with internal policies and procedures • ... with senior managers • Service existing customers and enhance relationship by cross selling ...

New

Rivian

Insurance Advisor

Normal, IL · On-site

$79K - $99K/yr

Senior Sales Execution: Lead the charge in converting high-intent inbound inquiries into active P&C ... Deep knowledge of P&C products, underwriting guidelines across multiple carriers, and the ability ...

COUNTRY Financial

P/C Senior Actuary

Bloomington, IL · On-site

$110K - $151K/yr

... underwriting, pricing, risk management, carried reserves and/or profitability. May direct simple to complex actuarial projects simultaneously, cross-functionally, as well as aspects of very broad ...

Countryfinancial

P/C Senior Actuary

Bloomington, IL

$110K - $151K/yr

... underwriting, pricing, risk management, carried reserves and/or profitability. May direct simple to complex actuarial projects simultaneously, cross-functionally, as well as aspects of very broad ...

COUNTRY Financial

Reinsurance Accountant Sr

Bloomington, IL · On-site

$77K - $106K/yr

... underwriting purposes. - Creates standard and ad hoc reports and analyses, presentations and training. Do you have what we're looking for? Typically requires 7+ years of relevant experience or a ...

New

Countryfinancial

Reinsurance Accountant Sr

Bloomington, IL · On-site

$77K - $106K/yr

... underwriting purposes.- Creates standard and ad hoc reports and analyses, presentations and training. Do you have what we're looking for? Typically requires 7+ years of relevant experience or a ...

New

Compeer Financial

Closing Coordinator

Bloomington, IL · Hybrid

Collects documents and ensures appropriate due diligence is completed to confirm all underwriting ... Our job titles may span more than one career level (associate, senior, principal, etc.). The actual ...

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All JobsUnderwriter JobsSenior Underwriter JobsSenior Underwriter Jobs in Normal, IL

Senior Underwriter information

See Normal, IL salary details

$36.2K

$104.2K

$130.5K

How much do senior underwriter jobs pay per year?

As of Aug 28, 2026, the average yearly pay for senior underwriter in Normal, IL is $104,220.00, according to ZipRecruiter salary data. Most workers in this role earn between $96,300.00 and $113,900.00 per year, depending on experience, location, and employer.

What does a senior underwriter do?

A Senior Underwriter is responsible for assessing and evaluating the risks involved in insuring individuals or assets and determining appropriate terms and premiums for insurance policies. They analyze complex applications, review financial statements, and use industry guidelines to make informed decisions. Senior Underwriters often handle higher-value or more complicated cases than junior staff, and they may also mentor less experienced underwriters and help develop underwriting policies. Their expertise helps insurance companies manage risk and maintain profitability.

What does a senior underwriter do?

As a senior underwriter, your responsibilities are to oversee the insurance or loan application process at an insurance company or financial institution. Your duties include deciding when to offer a policy, assessing the risk of a potential customer, and ensuring the company has adequate funds to finance each claim an account makes (whether that is paying out insurance claims or extending a line of credit). Senior underwriters often consider whether it is appropriate to offer a loan, coordinate with a bank on complex customer issues, proactively search for ways to reduce the risk of future claims, and participate in strategy meetings with staff. A significant amount of underwriting is automated, so you typically focus on cases that are too complex to be evaluated by existing algorithms.

What are some common challenges senior underwriters face when assessing complex risk profiles?

Senior Underwriters often encounter challenges when evaluating complex risk profiles, such as insufficient or ambiguous client data, rapidly changing market conditions, and evolving regulatory requirements. Balancing the need to be competitive with maintaining sound risk management practices requires in-depth analysis and strong judgment. Collaboration with actuaries, legal teams, and client managers is frequently necessary to make well-informed decisions, and effective communication skills are key to explaining underwriting decisions to stakeholders.

What is the difference between Senior Underwriter vs Underwriter?

AspectSenior UnderwriterUnderwriter
CredentialsTypically requires 5+ years of experience, relevant certifications (e.g., CPCU, ARM)Entry to mid-level experience, often with similar certifications or on-the-job training
Work EnvironmentSenior-level decision-making, mentorship, complex risk assessmentPerforming standard risk evaluations, supporting senior staff
Industry UsageUsed across insurance sectors like property, casualty, healthCommonly used in same sectors, often as entry or mid-level roles

Senior Underwriters typically have more experience, handle complex cases, and mentor junior staff, whereas Underwriters focus on standard risk assessments and supporting senior team members. Both roles are essential in the insurance industry, with the senior position requiring advanced credentials and experience.

More about Senior Underwriter jobs

What are the most commonly searched types of Underwriter jobs in Normal, IL?

The most popular types of Underwriter jobs in Normal, IL are:

What are popular job titles related to Senior Underwriter jobs in Normal, IL?

For Senior Underwriter jobs in Normal, IL, the most frequently searched job titles are:

What job categories do people searching Senior Underwriter jobs in Normal, IL look for?

The top searched job categories for Senior Underwriter jobs in Normal, IL are:

What cities near Normal, IL are hiring for Senior Underwriter jobs?

Cities near Normal, IL with the most Senior Underwriter job openings:

Senior Underwriter jobs near you
Infographic showing various Senior Underwriter job openings in Normal, IL as of August 2026, with employment types broken down into 91% Full Time, 7% Part Time, and 2% Contract. Highlights an 67% Physical, 12% Hybrid, and 21% Remote job distribution, with an average salary of $104,220 per year, or $50.1 per hour.

Senior Life Underwriter

Countryfinancial

Bloomington, IL • On-site

$77K - $106K/yr

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 3 days ago

New

Job description

Experience more with a career at COUNTRY Financial!

We're excited you're interested in a career at COUNTRY as we strive toward our vision - to enrich lives in the communities we serve. Our footprint spans coast to coast. But more important than where we operate, is the people who do the work. Apply today to help our organization grow and make a difference for our clients.

About the roleAnalyzes life insurance applications written by financial representatives in all sales regions and assigns the proper risk classification to them within general corporate underwriting guidelines. Reviews information concerning a proposed insureds' medical, occupational, financial, avocational and lifestyle to determine if additional information is needed to properly classify the risk; exercises judgment to approve, modify or decline new life insurance applications and reinstatement applications for life, disability and long term care insurance; assists financial representatives in determining proper application requirements and communicates on the status of each application and any additional requirements needed to place applications in the most favorable risk classification.How does this role make an impact?- Uses professionalism, tact and empathy when dealing with financial representatives, clients, medical personnel and department support when discussing a risk or facilitating the risk selection, issue and administrative process or obtaining underwriting information.- Respects and maintains the privacy of a clients' personal information disclosed in the risk appraisal process.- Consults with leadership, medical directors, reinsurers, other underwriters, and corporate personnel as required.- May develop new and competitive underwriting guidelines.Do you have what we're looking for? Typically requires 7+ years of relevant experience or a combination of related experience, education and training.

Base Pay Range:

$77,600-$106,700

The base pay range represents the typical range of potential salary offers for candidates hired. Factors used to determine your actual salary include your specific skills, qualifications and experience.

Incentive Pay:

In addition to base salary, this position is eligible for a Short-Term Incentive plan.

Why work with us?

Our employees and representatives serve nearly one million households with our diverse range of personal and business insurance products as well as retirement and investment services. We build relationships and work together to create a stronger, more secure future for our clients and our communities. We're a big company, yet small enough you can make an impact and won't get lost in the shuffle. You'll have the opportunity to learn and grow throughout your career, either within this role or by exploring other areas of our business.

You'll be able to take advantage of our benefits package, which includes insurance benefits (medical, dental, vision, disability, and life), 401(k) with company match.

COUNTRY Financial is committed to providing equal opportunity in all areas of employment, and in providing employees with a work environment free of discrimination and harassment. Employment decisions are made without regard to race, color, religion, age, gender, sexual orientation, veteran status, national origin, disability, or any other status protected by applicable laws or regulations.

Come join our team at COUNTRY today!

Apply