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Life Insurance Underwriter Jobs (NOW HIRING)

Remote Insurance Broker

Phoenix, AZ · Remote

$60K - $200K/yr

Company Overview The Tipton Agency (TA) stands out as a premier provider of life insurance and ... The Field Underwriter will interact with families seeking coverage, evaluate risk, and identify the ...

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Life Insurance Underwriter information

See salary details

$62.5K

$82.1K

$104K

How much do life insurance underwriter jobs pay per year?

As of Aug 10, 2026, the average yearly pay for life insurance underwriter in the United States is $82,099.00, according to ZipRecruiter salary data. Most workers in this role earn between $74,000.00 and $85,000.00 per year, depending on experience, location, and employer.

What does a life insurance underwriter do?

A Life Insurance Underwriter is responsible for evaluating applications for life insurance policies. They assess the risk of insuring individuals by reviewing medical histories, financial information, and lifestyle factors. Based on their analysis, they decide whether to approve or deny coverage and determine the appropriate premiums for each applicant. Their goal is to ensure that the insurance company maintains a balanced risk portfolio while providing fair coverage to clients.

What are the key skills and qualifications needed to thrive as a life insurance underwriter?

To thrive as a Life Insurance Underwriter, you need strong analytical skills, attention to detail, and a background in finance, business, or a related field, often supported by a bachelor's degree. Familiarity with underwriting software, risk assessment tools, and knowledge of industry standards such as LOMA or ALU certifications are typically required. Excellent decision-making, communication, and customer service skills help underwriters effectively evaluate applications and explain complex decisions to clients or agents. These competencies ensure accurate risk evaluation, compliance with regulations, and maintaining profitable portfolios for insurance companies.

What are some typical challenges life insurance underwriters face when assessing complex applications?

Life Insurance Underwriters often encounter challenges when evaluating applications with incomplete medical histories, ambiguous financial documentation, or unique risk factors such as rare medical conditions or hazardous occupations. These cases require thorough investigation, effective communication with applicants and medical professionals, and careful application of underwriting guidelines. Balancing risk assessment with customer service and regulatory compliance can also be demanding, but it provides valuable opportunities for professional growth and problem-solving.

What is the difference between Life Insurance Underwriter vs Claims Adjuster?

AspectLife Insurance UnderwriterClaims Adjuster
Required CredentialsInsurance licenses, underwriting certificationsClaims adjusting licenses, insurance knowledge
Work EnvironmentOffice-based, analytical settingField or office, investigative role
Employer & Industry UsageInsurance companies, underwriting departmentsInsurance companies, claims departments

While both roles are vital in the insurance industry, a Life Insurance Underwriter primarily assesses risk and determines policy eligibility, whereas a Claims Adjuster evaluates claims after a loss occurs. The underwriter focuses on preventing losses through risk analysis, while the adjuster handles claims processing and settlement. Both roles require insurance knowledge and licensing, but their daily tasks and focus areas differ significantly.

More about Life Insurance Underwriter jobs
What cities are hiring for Life Insurance Underwriter jobs? Cities with the most Life Insurance Underwriter job openings:
What are the most commonly searched types of Life Insurance Underwriter jobs? The most popular types of Life Insurance Underwriter jobs are:
What states have the most Life Insurance Underwriter jobs? States with the most job openings for Life Insurance Underwriter jobs include:
What are popular job titles related to Life Insurance Underwriter jobs? For Life Insurance Underwriter jobs, the most frequently searched job titles are:
Infographic showing various Life Insurance Underwriter job openings in the United States as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $82,099 per year, or $39.5 per hour.

Title Insurance Underwriter

Investors Title Company and Affiliates

Charlotte, NC • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 10 days ago


Job description

Title Insurance Underwriter
Investors Title Insurance Company
Charlotte, NC(in office)

Investors Title Insurance Company is looking for a Title Insurance Underwriter that is detail-oriented, organized, and looking to grow in the real estate and title insurance industry. As an Underwriter, you'll play a crucial role in ensuring smooth and accurate title underwriting, customer service, and administrative support. This role requires strong analytical skills, attention to detail, and the ability to manage multiple tasks efficiently.
Why You'll Love This Role:
  • Hands-On Impact: Directly contribute to the underwriting process, ensuring smooth real estate transactions.
  • Customer-Focused: Work with clients, attorneys, and lenders to provide accurate and timely support.
  • Diverse Responsibilities: Engage in underwriting, workflow administration, customer service, and document recording.
  • Growth Potential: Work alongside experienced professionals and expand your expertise in title insurance.
  • Fast-Paced & Collaborative: Join a high-energy team and play a key role in real estate transactions.
What You'll Do:
  • Provide professional and courteous customer service, responding to inquiries via phone and email.
  • Receive and process title insurance orders, ensuring accuracy and timely execution.
  • Maintain accurate reports, client records, and account receivables.
  • Ensure compliance with underwriting principles and guidelines.
  • Review and produce commitments, policies, and endorsements with precision.
  • Coordinate document recording with attorneys and recording offices.
  • Communicate with leadership regarding workflow, challenges, and process improvements.
What We're Looking For:
  • Experience: 2+ years of administrative or underwriting experience in title insurance, mortgage lending, legal support, or loan processing preferred.
  • Industry Knowledge: Familiarity with title insurance, legal instruments, and real estate transactions a plus.
  • Skills: Strong analytical ability, attention to detail, and organizational skills.
  • Communication: Excellent verbal and written communication skills.
  • Technical Proficiency: Comfortable with underwriting systems and general office software.
Benefits Overview:
We believe in taking care of our team, both personally and professionally. Here's what we offer to support your well-being and career growth:
  • Medical Insurance - Includes a free plan option, plus additional choices for employees and their families.
  • Dental & Vision Insurance - Comprehensive coverage to keep you and your family covered.
  • 401(k) with Employer Contribution & Profit Sharing - Plan for your future with our retirement benefits.
  • Maternity & Adoption Leave - Support for growing families with paid leave options.
  • Employer Provided Life Insurance & Long-Term Disability - Financial protection and peace of mind.
  • Comprehensive Hands-On Training - Get the tools and support you need to succeed and grow in your role.
If you're looking for a role where you can develop your expertise, work with a dynamic team, and play a key part in real estate transactions, we'd love to hear from you!
Recognized as an industry leader, Investors Title Insurance Company provides residential and commercial title insurance and innovative business solutions for our partners. The company's financial strength is consistently recognized by rating agencies such as A.M. Best as being among the highest rated in the industry.
The Company is an equal-opportunity employer. As such, the Company offers equal employment opportunities without regard to race, color, religion, sex (including pregnancy), national origin, age, disability, genetic information, veteran status, and other protected class characteristics.
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