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Life Insurance Underwriter Jobs (NOW HIRING)

Kelly Services

Insurance Underwriter

Lombard, IL

$26/hr

How about this one? We're seeking an Insurance Underwriter to work at a leading organization in ... It's the fuel that powers every next step of your life. It's the ripple effect that changes and ...

Diedre Moire Corp.

Insurance Underwriter

Portland, OR · On-site

$100K - $300K/yr

Ins Underwriter - Personal Grooming & Fitness Business - Portland, OR Insurance Underwriter ... Availability of life, group, disability, personal, and travel insurance. Great work life balance ...

Diedre Moire Corp.

Insurance Underwriter

Crafton, PA · On-site

$100K - $300K/yr

... life. For complete details contact Greg Foss at: (609) 584-9000 ext 270 Or submit resume online at ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Diedre Moire Corp.

Insurance Underwriter

Pittsburgh, PA · On-site

$100K - $300K/yr

Insurance Underwriting - Educational Organizations - Pittsburgh, PA Insurance Underwriter Specialty ... Fantastic company life with great work-life balance. For complete details contact Greg Foss at ...

Western Mutual Insurance Group

Be Seen First

Homeowners Insurance Underwriter

Scottsdale, AZ · On-site

$70K - $90K/yr

Evaluate and underwrite new homeowners insurance applications to ensure compliance with ... Comprehensive benefits including medical, dental, life insurance, LTD, paid time off, and holidays.

Chubb

Commercial Insurance Underwriter

Warren, NJ · On-site +1

$73K - $125K/yr

... and life insurance to a diverse group of clients. The company is distinguished by its extensive ... Solid knowledge of specialty commercial underwriting and insurance industry theories and practices.

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All JobsLife Insurance Underwriter Jobs

Life Insurance Underwriter information

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$62.5K

$82.1K

$104K

How much do life insurance underwriter jobs pay per year?

As of Jul 21, 2026, the average yearly pay for life insurance underwriter in the United States is $82,099.00, according to ZipRecruiter salary data. Most workers in this role earn between $74,000.00 and $85,000.00 per year, depending on experience, location, and employer.

What does an underwriter do in life insurance?

A life insurance underwriter evaluates applications to determine the risk of insuring an individual. They review medical histories, financial information, and other data to decide coverage eligibility and premium rates, often using specialized software and adhering to company guidelines. Their work helps ensure the insurer maintains profitability while providing appropriate coverage.

What does a Life Insurance Underwriter do?

A Life Insurance Underwriter is responsible for evaluating applications for life insurance policies. They assess the risk of insuring individuals by reviewing medical histories, financial information, and lifestyle factors. Based on their analysis, they decide whether to approve or deny coverage and determine the appropriate premiums for each applicant. Their goal is to ensure that the insurance company maintains a balanced risk portfolio while providing fair coverage to clients.

What are the key skills and qualifications needed to thrive as a Life Insurance Underwriter, and why are they important?

To thrive as a Life Insurance Underwriter, you need strong analytical skills, attention to detail, and a background in finance, business, or a related field, often supported by a bachelor's degree. Familiarity with underwriting software, risk assessment tools, and knowledge of industry standards such as LOMA or ALU certifications are typically required. Excellent decision-making, communication, and customer service skills help underwriters effectively evaluate applications and explain complex decisions to clients or agents. These competencies ensure accurate risk evaluation, compliance with regulations, and maintaining profitable portfolios for insurance companies.

What are some typical challenges Life Insurance Underwriters face when assessing complex applications?

Life Insurance Underwriters often encounter challenges when evaluating applications with incomplete medical histories, ambiguous financial documentation, or unique risk factors such as rare medical conditions or hazardous occupations. These cases require thorough investigation, effective communication with applicants and medical professionals, and careful application of underwriting guidelines. Balancing risk assessment with customer service and regulatory compliance can also be demanding, but it provides valuable opportunities for professional growth and problem-solving.

What do life insurance underwriters make?

Life insurance underwriters typically earn a median annual salary ranging from $50,000 to $80,000, depending on experience, location, and employer. Senior underwriters or those in specialized roles can earn higher salaries, and the job often requires strong analytical skills and knowledge of underwriting software.

What is the difference between Life Insurance Underwriter vs Claims Adjuster?

AspectLife Insurance UnderwriterClaims Adjuster
Required CredentialsInsurance licenses, underwriting certificationsClaims adjusting licenses, insurance knowledge
Work EnvironmentOffice-based, analytical settingField or office, investigative role
Employer & Industry UsageInsurance companies, underwriting departmentsInsurance companies, claims departments

While both roles are vital in the insurance industry, a Life Insurance Underwriter primarily assesses risk and determines policy eligibility, whereas a Claims Adjuster evaluates claims after a loss occurs. The underwriter focuses on preventing losses through risk analysis, while the adjuster handles claims processing and settlement. Both roles require insurance knowledge and licensing, but their daily tasks and focus areas differ significantly.

How do I become a life insurance underwriter?

To become a life insurance underwriter, you typically need a bachelor's degree in fields like finance, economics, or related areas. Gaining experience in insurance or risk assessment, and obtaining certifications such as the Chartered Property Casualty Underwriter (CPCU), can improve job prospects. Strong analytical skills and knowledge of underwriting software are also important.

How much do you get paid for an insurance underwriter?

Insurance underwriters typically earn a median annual salary of around $70,000, with entry-level positions starting lower and experienced underwriters earning over $100,000. Salaries vary based on experience, location, and the size of the employer, and the role often requires knowledge of underwriting software and industry regulations.
More about Life Insurance Underwriter jobs
What cities are hiring for Life Insurance Underwriter jobs? Cities with the most Life Insurance Underwriter job openings:
What are the most commonly searched types of Life Insurance Underwriter jobs? The most popular types of Life Insurance Underwriter jobs are:
What states have the most Life Insurance Underwriter jobs? States with the most job openings for Life Insurance Underwriter jobs include:
What job categories do people searching Life Insurance Underwriter jobs look for? The top searched job categories for Life Insurance Underwriter jobs are:
What are popular job titles related to Life Insurance Underwriter jobs? For Life Insurance Underwriter jobs, the most frequently searched job titles are:
Life Insurance Underwriter jobs near you
Infographic showing various Life Insurance Underwriter job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 72% Full Time, 22% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $82,099 per year, or $39.5 per hour.
Insurance Underwriter

Insurance Underwriter

Kelly Services

Lombard, IL

$26/hr

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 5 days ago

Job description

At Kelly®, we’re passionate about helping you find a job that works for you. How about this one? We’re seeking an Insurance Underwriter to work at a leading organization in Lombard, IL. With us, it’s all about finding the job that’s just right.

Pay Rate: $26.00/hour (Contract till the end of January 2027, possible extension)Shift: 1st
    What’s a typical day as Insurance Underwriter? You’ll be:
    • Managing the new case submission process and reviewing sold case paperwork for completeness and accuracy
    • Coordinating front-end new group business sales activity with sales management, agency managers, brokers, and other partners
    • Resolving escalated issues and mediating risk with the underwriting team
    • Assisting with projects, initiatives, or process reviews as needed
    • Setting up proper documentation and notifications to reinsurers and the reinsurance department
    • Acting as a liaison between marketing, underwriting, and policy issue coders
    • Verifying rates for accuracy, ensuring proper commission levels and discounts, and identifying commission sub-types
    • Validating broker licensing and appointments
    • Auditing pricing discounts taken by Marketing to ensure compliance with controls
    This job might be an outstanding fit if you:
    • Have prior experience in insurance underwriting or a related field (must have)
    • PC proficiency to include Excel, Word, and Powerpoint
    • Possess strong communication and coordination abilities across multiple teams
    • Demonstrate problem-solving skills and can resolve escalated issues efficiently
    • Are comfortable with documentation, compliance, and audit processes
    • Hold a bachelor’s degree or equivalent experience in business, finance, or insurance (preferred)
    What happens next

    Once you apply, you’ll proceed to next steps if your skills and experience look like a good fit. But don’t worry—even if this position doesn’t work out, you’re still in our network. That means all of our recruiters will have access to your profile, expanding your opportunities even more.

    Helping you discover what’s next in your career is what we’re all about, so let’s get to work. Apply to be Insurance Underwriter today!


    As part of our promise to talent, Kelly supports those who work with us through a variety of benefits, perks, and work-related resources. Kelly offers eligible employees voluntary benefit plans including medical, dental, vision, telemedicine, term life, whole life, accident insurance, critical illness, a legal plan, and short-term disability. As a Kelly employee, you will have access to a retirement savings plan, service bonus and holiday pay plans (earn up to eight paid holidays per benefit year), and a transit spending account. In addition, employees are entitled to earn paid sick leave under the applicable state or local plan. Click here for more information on benefits and perks that may be available to you as a member of the Kelly Talent Community.

    Get a complete career fit with Kelly®.

    You’re looking to keep your career moving onward and upward, and we’re here to help you do just that. Our staffing experts connect you with top companies for opportunities where you can learn, grow, and thrive. Jobs that fit your skills and experience, and most importantly, fit right on your path of where you want to go in your career.

    About Kelly

    Work changes everything. And at Kelly, we’re obsessed with where it can take you. To us, it’s about more than simply accepting your next job opportunity. It’s the fuel that powers every next step of your life. It’s the ripple effect that changes and improves everything for your family, your community, and the world. Which is why, here at Kelly, we are dedicated to providing you with limitless opportunities to enrich your life-just ask the 300,000 people we employ each year.
    Kelly is committed to providing equal employment opportunities to all qualified employees and applicants regardless of race, color, sex, sexual orientation, gender identity, religion, national origin, disability, veteran status, age, marital status, pregnancy, genetic information, or any other legally protected status, and we take affirmative action to recruit, employ, and advance qualified individuals with disabilities and protected veterans in the workforce. Requests for accommodation related to our application process can be directed to the Kelly Human Resource Knowledge Center. Kelly complies with the requirements of California’s state and local Fair Chance laws. A conviction does not automatically bar individuals from employment. Kelly participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S.
    Kelly may use AI-powered tools during the recruitment and hiring process. For full details, including how Kelly uses AI, your rights, and how to request a reasonable accommodation, visit the Recruitment Artificial Intelligence Notice.