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Life Insurance Underwriter Jobs in Nebraska (NOW HIRING)

Assistant Underwriter

Omaha, NE · On-site

$18.75 - $25.50/hr

Life, disability, critical illness and accident insurance. * Employee Assistance Program (EAP ... Applied Underwriters through its common and powerful brand identity. We may use artificial ...

Advanced Underwriter

Omaha, NE · On-site +1

$60K - $90K/yr

In this role, you will evaluate applications for life insurance to determine insurability by ... Underwrites new and inforce individual life insurance applications, simplified and Family Term Life ...

Company Argo Group Argo Group is an underwriter of specialty insurance products in the property and ... Bringing our brand to life by ensuring consistent and impactful communication of our products and ...

$55K - $120K/yr

Insurance industry knowledge * MIB knowledge * Strong analytical and problem solving skills ... Life/AD&D * Supplemental Life/AD&D * Section 125 FSA Plan * 401(k) * Short and Long-Term Disability

$55K - $120K/yr

Insurance industry knowledge * MIB knowledge * Strong analytical and problem solving skills ... Life/AD&D * Supplemental Life/AD&D * Section 125 FSA Plan * 401(k) * Short and Long-Term Disability

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Showing results 1-20

Life Insurance Underwriter information

See Nebraska salary details

$59.6K

$78.3K

$99.2K

How much do life insurance underwriter jobs pay per year?

As of Aug 17, 2026, the average yearly pay for life insurance underwriter in Nebraska is $78,278.00, according to ZipRecruiter salary data. Most workers in this role earn between $70,600.00 and $81,000.00 per year, depending on experience, location, and employer.

What does a life insurance underwriter do?

A Life Insurance Underwriter is responsible for evaluating applications for life insurance policies. They assess the risk of insuring individuals by reviewing medical histories, financial information, and lifestyle factors. Based on their analysis, they decide whether to approve or deny coverage and determine the appropriate premiums for each applicant. Their goal is to ensure that the insurance company maintains a balanced risk portfolio while providing fair coverage to clients.

What are the key skills and qualifications needed to thrive as a life insurance underwriter?

To thrive as a Life Insurance Underwriter, you need strong analytical skills, attention to detail, and a background in finance, business, or a related field, often supported by a bachelor's degree. Familiarity with underwriting software, risk assessment tools, and knowledge of industry standards such as LOMA or ALU certifications are typically required. Excellent decision-making, communication, and customer service skills help underwriters effectively evaluate applications and explain complex decisions to clients or agents. These competencies ensure accurate risk evaluation, compliance with regulations, and maintaining profitable portfolios for insurance companies.

What are some typical challenges life insurance underwriters face when assessing complex applications?

Life Insurance Underwriters often encounter challenges when evaluating applications with incomplete medical histories, ambiguous financial documentation, or unique risk factors such as rare medical conditions or hazardous occupations. These cases require thorough investigation, effective communication with applicants and medical professionals, and careful application of underwriting guidelines. Balancing risk assessment with customer service and regulatory compliance can also be demanding, but it provides valuable opportunities for professional growth and problem-solving.

What is the difference between Life Insurance Underwriter vs Claims Adjuster?

AspectLife Insurance UnderwriterClaims Adjuster
Required CredentialsInsurance licenses, underwriting certificationsClaims adjusting licenses, insurance knowledge
Work EnvironmentOffice-based, analytical settingField or office, investigative role
Employer & Industry UsageInsurance companies, underwriting departmentsInsurance companies, claims departments

While both roles are vital in the insurance industry, a Life Insurance Underwriter primarily assesses risk and determines policy eligibility, whereas a Claims Adjuster evaluates claims after a loss occurs. The underwriter focuses on preventing losses through risk analysis, while the adjuster handles claims processing and settlement. Both roles require insurance knowledge and licensing, but their daily tasks and focus areas differ significantly.

How do you become a life insurance underwriter?

To become a life insurance underwriter, candidates typically need a bachelor's degree in finance, economics, or a related field. Gaining experience in insurance or risk assessment and obtaining professional certifications, such as the Chartered Property Casualty Underwriter (CPCU), can improve job prospects. Strong analytical skills and knowledge of underwriting software are also important for success in this role.

Is it hard to be a life insurance underwriter?

Being a life insurance underwriter involves analyzing applicants' health and financial information to assess risk, which requires attention to detail, strong analytical skills, and knowledge of insurance policies. The role can be challenging due to the need for accuracy and adherence to regulations, but it often involves standard procedures and tools like underwriting software. Success in this field depends on experience, training, and certification such as the Chartered Life Underwriter (CLU) designation.

What do life insurance underwriters make?

Life insurance underwriters typically earn a median annual salary of around $70,000 to $80,000, with experienced professionals and those in senior roles earning higher. Salaries can vary based on location, experience, and the size of the employer, and underwriters often use specialized software and risk assessment skills in their work.

What are the most commonly searched types of Life Insurance Underwriter jobs in Nebraska?

The most popular types of Life Insurance Underwriter jobs in Nebraska are:

What are popular job titles related to Life Insurance Underwriter jobs in Nebraska?

For Life Insurance Underwriter jobs in Nebraska, the most frequently searched job titles are:

What are popular job titles related to Life Insurance Underwriter jobs in NE?

For Life Insurance Underwriter jobs in NE, the most frequently searched job titles are:

Infographic showing various Life Insurance Underwriter job openings in Nebraska as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $78,278 per year, or $37.6 per hour.

Underwriter, Commercial Auto

Applied Underwriters

Omaha, NE • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 2 days ago


Applied Underwriters rating

6.3

Company rating: 6.3 out of 10

Based on 11 frontline employees who took The Breakroom Quiz

282nd of 309 rated insurance


Job description

United Risk is a global property and casualty insurance underwriting and distribution platform with deep worldwide technical resources, large underwriting capacity, and an entrepreneurial spirit. A performance outlier for over three decades, United Risk is a magnet for top-tier talent and has become the global choice of top quartile insurance entrepreneurs.
The Commercial Auto Underwriter applies their prior experience in property and casualty insurance to evaluate the risk profile for commercial automobile risks by collecting, organizing and entering data. You will analyze the overall risk in order to accept or reject new and renewal business, and prepare the risk for pricing.
Requirements:
  • Associates degree or equivalent experience.
  • At least 2 years of property and casualty insurance experience at a carrier or agency.
  • Proficient in Word, Excel, Outlook, and Adobe Acrobat.

Our Benefits Include:
  • 100% employer-paid medical, dental, and vision insurance for employees.
  • 401(k) plan with 100% immediate vesting and a 4% company match.
  • Paid time off (PTO) and paid holidays.
  • Life, disability, critical illness and accident insurance.
  • Employee Assistance Program (EAP).
  • Pre-tax Flexible Spending Accounts for health, dependent care, and commuter-related expenses.
  • Tuition reimbursement.
  • Fitness reimbursement and various additional quality-of-life benefits.

United Risk is independently owned and operated by its practice partners and is affiliated with Applied Underwriters through its common and powerful brand identity.
We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

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