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Life Insurance Specialist Jobs (NOW HIRING)

Insurance Supermarket Inc.

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Life Insurance Specialist - Remote

Scottsdale, AZ · Remote

$38K - $180K/yr

Life Insurance Advisor (W2) - Remote (U.S.) Now Hiring: Licensed Life Insurance Advisors in the U.S. Join Insurance Supermarket International US and take your career to the next level--all from the ...

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Insurance Supermarket Inc.

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Life Insurance Specialist - Remote

Atlanta, GA · Remote

$38K - $180K/yr

Life Insurance Advisor (W2) - Remote (U.S.) Now Hiring: Licensed Life Insurance Advisors in the U.S. Join Insurance Supermarket International US and take your career to the next level--all from the ...

Insurance Supermarket Inc.

Be Seen First

Life Insurance Specialist - Remote

Atlanta, GA · Remote

$38K - $180K/yr

Life Insurance Advisor (W2) - Remote (U.S.) Now Hiring: Licensed Life Insurance Advisors in the U.S. Join Insurance Supermarket International US and take your career to the next level--all from the ...

Insurance Supermarket Inc.

Be Seen First

Life Insurance Specialist - Remote

Scottsdale, AZ · Remote

$38K - $180K/yr

Life Insurance Advisor (W2) - Remote (U.S.) Now Hiring: Licensed Life Insurance Advisors in the U.S. Join Insurance Supermarket International US and take your career to the next level--all from the ...

Urgent

Insurance Supermarket Inc.

Be Seen First

Life Insurance Specialist - Remote

Scottsdale, AZ · Remote

$38K - $180K/yr

Life Insurance Advisor (W2) - Remote (U.S.) Now Hiring: Licensed Life Insurance Advisors in the U.S. Join Insurance Supermarket International US and take your career to the next level--all from the ...

Urgent

Insurance Supermarket Inc.

Be Seen First

Life Insurance Specialist - Remote

Atlanta, GA · Remote

$38K - $180K/yr

Life Insurance Advisor (W2) - Remote (U.S.) Now Hiring: Licensed Life Insurance Advisors in the U.S. Join Insurance Supermarket International US and take your career to the next level--all from the ...

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All JobsLife Insurance Specialist Jobs

Life Insurance Specialist information

See salary details

$30.5K

$88.1K

$131.5K

How much do life insurance specialist jobs pay per year?

As of Aug 17, 2026, the average yearly pay for life insurance specialist in the United States is $88,115.00, according to ZipRecruiter salary data. Most workers in this role earn between $72,500.00 and $100,000.00 per year, depending on experience, location, and employer.

What are some common challenges life insurance specialists face when building their client base?

Life Insurance Specialists often encounter challenges such as establishing trust with prospective clients, differentiating their services in a highly competitive market, and handling client objections regarding policy costs or perceived complexity. Building a strong client base typically requires proactive networking, consistent follow-up, and a deep understanding of each client's unique needs to provide tailored recommendations. Additionally, many specialists collaborate with financial advisors and other professionals to broaden their reach and offer comprehensive solutions.

What are the key skills and qualifications needed to thrive as a life insurance specialist, and why are they important?

To thrive as a Life Insurance Specialist, you need a solid understanding of insurance products, sales techniques, and relevant state licensing. Familiarity with CRM software, quoting tools, and digital client management systems is typically required. Exceptional interpersonal skills, active listening, and trust-building abilities are crucial for building lasting client relationships. These skills are vital to effectively assess client needs, provide tailored solutions, and achieve both customer satisfaction and sales targets.

What is the difference between Life Insurance Specialist vs Insurance Agent?

AspectLife Insurance SpecialistInsurance Agent
CertificationsOften requires life insurance licenses and possibly additional certificationsRequires state-specific insurance licenses, often for multiple insurance types
Work EnvironmentTypically works for insurance companies or agencies, focusing on life insurance productsWorks independently or for agencies, selling various insurance products including life, auto, and home
Job FocusSpecializes in life insurance policies, client consultations, and policy managementProvides a range of insurance options, including life, auto, health, and property

While both roles involve selling insurance products and require licensing, a Life Insurance Specialist primarily focuses on life insurance policies, client education, and policy management within a specific niche. An Insurance Agent typically offers a broader range of insurance products and may work with multiple carriers, making their role more diverse in coverage options.

More about Life Insurance Specialist jobs

What cities are hiring for Life Insurance Specialist jobs?

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What states have the most Life Insurance Specialist jobs?

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Life Insurance Specialist jobs near you
Infographic showing various Life Insurance Specialist job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $88,115 per year, or $42.4 per hour.

Life Insurance Specialist

AAA Northern California, Nevada & Utah

Capitola, CA • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 7 days ago

Job description

Why Work For Us?
  • Great Pay - opportunity to participate in AAA discretionary annual incentive plan or other incentive plans depending upon position
  • 401k Matching - $1 for $1 company match up to 6% of eligible earnings per pay period
  • Benefits - Medical, Dental, Vision, wellness program and more!
  • Paid Holidays
  • Paid Time Off - Team Members accrue paid time off monthly. Depending on position, an additional 24 hours per year are earmarked for volunteer activities.
  • Collaborative Environment - AAA will value your contribution to providing exceptional service to our members
  • Free AAA Classic Membership
  • AAA Product Discounts
  • Tuition Reimbursement Program

At AAA, our Team Members strive to deliver amazing service and help our Members outsmart life's roadblocks. We believe everything you do outside of work adds to who you are at work. We're working to transform AAA for the next century with a mission to create Members for life by unleashing the innovative spirit of our Team Members.
Essential Functions
  • Maximizes life insurance market penetration with current members and property/casualty insureds and stays vigilant for new sales opportunities. Maintains high quality production and persistency standards to assure profitable growth. Identifies and develops sales opportunities within the community. Follows company approved sales process in the completion of required financial, activity and sales reporting.
  • Provides life sales support and training on lead development and identification for the frontline employees, Insurance Sales Agents (P/C) and other staff who come in contact with members/ insureds. Establishes and maintains strong working relationships with front line employees, Sales Agents and the branch management team. Notifies Agents in a timely manner of result with referred lead. Provides leads from life insureds and other calls to Sales Agents for other products/services, i.e., membership, auto/homeowners and travel insurance.
  • Stays well-informed of changes and developments in policy and/or external practices. Attends meetings to obtain information, provide input, keep lines of communication open, stay updated and offer sales ideas when appropriate. Keeps current in industry; maintains continuing education for licensure.
  • Develops annual business plan with input and involvement from the Life Sales Manager to meet goals and determine responsibilities, including new business life sales, quality standards, as well as building outstanding customer relationships. Reviews plan objectives and reassesses strategies to align performance relative to annual sales goals.
  • Ensures compliance with NCNU and AAA Life and regulations, as well as external regulations

Knowledge/Skills/Abilities
  • Strong interpersonal, presentation and communication skills needed to interact with staff, members and insureds effectively
  • Ability to cultivate relationships with peers and staff; educates staff to make referrals to Life Insurance
  • Agents
  • Computer skills in basic software applications, and navigating business applications specific to life insurance
  • Demonstrated skills in selling life insurance and annuities; Skills to develop, track and effectively follow up on leads (preferred)
  • Strong knowledge in sales techniques, life product line illustrations, features and benefits (preferred)
  • Demonstrated skills in prospecting and lead generation abilities (preferred)
  • Bilingual communication skills (preferred)

Education & Experience/Licenses & Certification
  • High School Diploma or GED
  • Valid Automobile Operator's License
  • Active State Resident Life Insurance License
  • Bachelor's degree in related area or an equivalent combination of education and experience
  • (preferred)
  • 1+ years experience in Life Insurance and/or Annuity Sales (preferred)
  • CLU, ChFC and/or LUTCF Designations (preferred)

Work Environment/Physical Requirements
Works in an office environment sitting at a desk, table or computer workstation for extended periods of time. May travel by car, plane or other form of transportation to attend business meetings or conferences. Approximately 50-80 percent of the time spent on the job involves the use of a personal computer.
#LIFE
AAA Northern California, Nevada & Utah logo

About AAA Northern California, Nevada & Utah

Sourced by ZipRecruiter

AAA (the American Automobile Association, Inc.) is a federation of affiliated automobile clubs. Each AAA club is an independent, not-for-profit organization, chartered and incorporated in its own state and controlled by its own Board of Directors. In order to be affiliated with AAA, each club agrees to provide certain standard services to its own members, as well as members of other AAA clubs. The individual club owns the territory in which it resides, and membership is based on residence. Exact dues and services will vary slightly between clubs.

Industry

Insurance carriers

Company size

1,001 - 5,000 Employees

Headquarters location

Walnut Creek, CA, US

Year founded

1900

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