1

Life Insurance Specialist Jobs (NOW HIRING)

Life Insurance Specialist

Arvada, CO · On-site

$40K - $60K/yr

Teri Starry - State Farm Agent, located in Arvada, CO, is seeking a qualified professional for the role of Life Insurance Specialist. As a customer-oriented expert, you will market the best Life ...

New

Life Insurance Specialist

Ashburn, VA · On-site

$45K - $75K/yr

State Farm Agent, located in Ashburn, VA, is seeking a qualified professional for the role of Life Insurance Specialist. As a customer-oriented expert, you will market the best Life/Health insurance ...

Life Insurance Specialist

Brooklyn, NY · On-site

$40K - $60K/yr

John Garfinkel - State Farm Agency Brooklyn, NY 11201 Position Overview John Garfinkel - State Farm Agency in Brooklyn, NY is seeking a Life Insurance Specialist to join our team. This role focuses ...

Life Insurance Specialist

Haines City, FL · On-site

$45K - $65K/yr

State Farm Agent, located in _Haines City, Fl_____, is seeking a qualified professional for the role of Life Insurance Specialist. As a customer-oriented expert, you will market the best Life/Health ...

Life Insurance Specialist

Bryn Mawr, PA · On-site

$60K - $80K/yr

State Farm Agent, located in Bryn Mawr, PA, is seeking a qualified professional for the role of Life Insurance Specialist. As a customer-oriented expert, you will market the best Life/Health ...

Showing results 21-40

Life Insurance Specialist information

See salary details

$30.5K

$88.1K

$131.5K

How much do life insurance specialist jobs pay per year?

As of Aug 17, 2026, the average yearly pay for life insurance specialist in the United States is $88,115.00, according to ZipRecruiter salary data. Most workers in this role earn between $72,500.00 and $100,000.00 per year, depending on experience, location, and employer.

What are some common challenges life insurance specialists face when building their client base?

Life Insurance Specialists often encounter challenges such as establishing trust with prospective clients, differentiating their services in a highly competitive market, and handling client objections regarding policy costs or perceived complexity. Building a strong client base typically requires proactive networking, consistent follow-up, and a deep understanding of each client's unique needs to provide tailored recommendations. Additionally, many specialists collaborate with financial advisors and other professionals to broaden their reach and offer comprehensive solutions.

What are the key skills and qualifications needed to thrive as a life insurance specialist, and why are they important?

To thrive as a Life Insurance Specialist, you need a solid understanding of insurance products, sales techniques, and relevant state licensing. Familiarity with CRM software, quoting tools, and digital client management systems is typically required. Exceptional interpersonal skills, active listening, and trust-building abilities are crucial for building lasting client relationships. These skills are vital to effectively assess client needs, provide tailored solutions, and achieve both customer satisfaction and sales targets.

What is the difference between Life Insurance Specialist vs Insurance Agent?

AspectLife Insurance SpecialistInsurance Agent
CertificationsOften requires life insurance licenses and possibly additional certificationsRequires state-specific insurance licenses, often for multiple insurance types
Work EnvironmentTypically works for insurance companies or agencies, focusing on life insurance productsWorks independently or for agencies, selling various insurance products including life, auto, and home
Job FocusSpecializes in life insurance policies, client consultations, and policy managementProvides a range of insurance options, including life, auto, health, and property

While both roles involve selling insurance products and require licensing, a Life Insurance Specialist primarily focuses on life insurance policies, client education, and policy management within a specific niche. An Insurance Agent typically offers a broader range of insurance products and may work with multiple carriers, making their role more diverse in coverage options.

More about Life Insurance Specialist jobs

What cities are hiring for Life Insurance Specialist jobs?

Cities with the most Life Insurance Specialist job openings:

Who are the top companies hiring for Life Insurance Specialist jobs?

The top employers for Life Insurance Specialist jobs are:

What states have the most Life Insurance Specialist jobs?

States with the most job openings for Life Insurance Specialist jobs include:

What are popular job titles related to Life Insurance Specialist jobs?

For Life Insurance Specialist jobs, the most frequently searched job titles are:

Infographic showing various Life Insurance Specialist job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $88,115 per year, or $42.4 per hour.

Life Insurance Specialist

Agent Advantage Recruiting

Birmingham, AL

Full-time

Life

Posted 20 days ago


Job description

Position Overview

We're seeking a motivated Life Insurance Sales Specialist to help clients protect their families and achieve their financial goals. This role focuses primarily on permanent life insurance solutions, including Indexed Universal Life (IUL), while recommending term life insurance when appropriate.

The ideal candidate is a self-starter with strong communication skills, a professional phone presence, and a passion for building lasting client relationships.

Responsibilities
  • Sell permanent life insurance solutions, including IUL, based on client needs.
  • Recommend term life insurance when appropriate.
  • Conduct phone consultations with prospective clients and financial professionals.
  • Build client relationships through proactive communication and follow-up.
  • Gather client information and explain policy features, benefits, and illustrations.
  • Maintain accurate client records and follow compliance and operational guidelines.
  • Collaborate with team members to achieve sales goals.
  • Participate in ongoing product and sales training.
Qualifications
  • 25 years of life insurance sales experience.
  • Active Life Insurance License in good standing.
  • Experience selling permanent life insurance products, including IUL.
  • Strong phone, communication, and relationship-building skills.
  • Self-motivated with excellent organizational and time management abilities.
  • Detail-oriented, coachable, and able to thrive in a fast-paced sales environment.
  • Positive attitude with the ability to work both independently and as part of a team.
Preferred Qualifications
  • Experience working with financial advisors, insurance agents, or broker-dealers.
  • Knowledge of life insurance underwriting and new business processes.
  • Experience using CRM systems and managing a sales pipeline.
  • Consistent history of meeting or exceeding sales goals.
What We're Looking For

We're looking for someone who is driven, professional, and passionate about helping clients. The ideal candidate builds trust quickly, communicates effectively over the phone, follows through on commitments, embraces coaching, and takes ownership of results while contributing positively to the team.