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$145K

How much do life agent jobs pay per year?

As of Jun 5, 2026, the average yearly pay for life agent in the United States is $88,968.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $122,000.00 per year, depending on experience, location, and employer.

What are some common challenges Life Agents face when building their client base, and how can they overcome them?

Life Agents often face the challenge of establishing trust with new clients and differentiating themselves in a competitive market. Building a network can require persistence, as it involves reaching out to leads, handling rejections, and educating clients about complex insurance products. Successful agents frequently overcome these challenges by leveraging referrals, maintaining consistent follow-up, and continuously updating their product knowledge. Working closely with experienced mentors and attending industry workshops can also accelerate growth and credibility.

What are the key skills and qualifications needed to thrive as a Life Agent, and why are they important?

To thrive as a Life Agent, you need a solid understanding of insurance products, sales techniques, and compliance regulations, typically supported by a state life insurance license. Familiarity with customer relationship management (CRM) software and quoting tools is often required. Outstanding interpersonal skills, active listening, and resilience help agents build trust and maintain client relationships. These skills are crucial for effectively advising clients, meeting sales targets, and ensuring long-term business success.

What is a Life Agent?

A Life Agent is a licensed professional who sells life insurance policies and provides guidance to clients on the types of coverage that best suit their needs. They assess clients' financial situations, explain policy details, and help individuals and families plan for financial protection in the event of death or serious illness. Life Agents may also assist with other financial products, such as retirement plans or annuities, depending on their qualifications and company offerings.

What is the difference between Life Agent vs Insurance Agent?

AspectLife AgentInsurance Agent
CredentialsTypically requires state licensing and life insurance certificationsRequires state licensing; may include multiple lines of insurance
Work EnvironmentWorks primarily with life insurance products, often in offices or client meetingsWorks with various insurance types, including health, auto, and life, in similar settings
Employer & Industry UsageSpecializes in life insurance within insurance agencies or directly for providersWorks across multiple insurance sectors, often in broader insurance agencies
Search & Comparison IntentPeople comparing specific life insurance roles or careersIndividuals exploring different insurance sales roles

While both roles involve selling insurance products, a Life Agent specializes exclusively in life insurance policies, requiring specific licenses and certifications. An Insurance Agent may handle multiple insurance types, including life, health, and auto. The main difference lies in the scope of products and specialization, with Life Agents focusing solely on life insurance solutions for clients.

More about Life Agent jobs
What cities are hiring for Life Agent jobs? Cities with the most Life Agent job openings:
What states have the most Life Agent jobs? States with the most job openings for Life Agent jobs include:
What are popular job titles related to Life Agent jobs? For Life Agent jobs, the most frequently searched job titles are:
Life Agent jobs near you
Infographic showing various Life Agent job openings in the United States as of May 2026, with employment types broken down into 1% As Needed, and 99% Full Time. Highlights an 90% Physical, 2% Hybrid, and 8% Remote job distribution, with an average salary of $88,968 per year, or $42.8 per hour.
Life Agent

Life Agent

Security National Life Insurance Company

Phoenix, AZ

Other

Posted 12 days ago

Job description

Life Agent Opportunity

We are looking for dedicated life agents wanting to help others. Security National Life is a life insurance company with more than 60 years in the market based out of Salt Lake City, UT. We offer a variety of final expense products in over 30 states across the US. Our products range between 0 and 90 years old. Our mission is simple: Help families and offer them the best final expense policies and services to protect them for the future. We offer:

  • Uncapped commissions paid daily
  • Career advancement opportunities
  • Sales incentives, contests and bonuses throughout the year
  • Dynamic sales training, web application, Easy Underwriting
  • Company assisted lead programs for fresh, exclusive leads essential to your book of business

You offer:

  • Life insurance license or motivated to obtain one
  • Desire to help others
  • Go-getter attitude with ability to work independently
  • Ability to pass background check
  • Bilingual ability is a plus

Responsibilities:

  • Identify sales opportunities for final expense insurance plans
  • Oversee a portfolio of clients
  • Sell final expense plans that can cover the funeral, legal or household expenses

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