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Health Insurance Underwriter Jobs in Colorado (NOW HIRING)

Auto-Owners Insurance

Underwriter

Broomfield, CO · On-site

$59K - $89K/yr

... insurance; supplemental sick pay; long term disability; health care flexible spending accounts and dependent care flexible spending accounts. Additional benefits include: generous paid time off ...

Chubb

Senior Underwriter

Englewood, CO · On-site +1

$78K - $112K/yr

The PNP Underwriter will be accountable for the growth and profitability of management liability ... health insurance, reinsurance, and life insurance to a diverse group of clients. The company is ...

Chubb

Senior/Executive Underwriter, Cyber

Englewood, CO · On-site

$98K - $142K/yr

... health insurance, reinsurance, and life insurance to a diverse group of clients. The company is ... financial strength, underwriting excellence, superior claims handling expertise and local ...

Chubb

Senior Underwriter

Englewood, CO · On-site

$78K - $112K/yr

The PNP Underwriter will be accountable for the growth and profitability of management liability ... health insurance, reinsurance, and life insurance to a diverse group of clients. The company is ...

Chubb

Senior/Executive Underwriter, Cyber

Englewood, CO

$98K - $142K/yr

... health insurance, reinsurance, and life insurance to a diverse group of clients. The company is ... financial strength, underwriting excellence, superior claims handling expertise and local ...

MGT Insurance

Commercial Lines Underwriter

Denver, CO · On-site

$80K - $125K/yr

About MGT Insurance MGT is the first AI-driven, neo-insurer focused on evolving commercial P&C ... Comprehensive health, dental, and vision; 401(k); flexible PTO Why This Role Matters At MGT, every ...

New

Burns & Wilcox

Associate Underwriter

Centennial, CO · On-site

$60K - $80K/yr

... their career in the specialty insurance industry. We are looking for candidates with an ... Health and welfare benefits including medical, vision and dental * 401K with employer match * Paid ...

H.W. Kaufman Group

Associate Underwriter

Centennial, CO

$60K - $80K/yr

... their career in the specialty insurance industry. We are looking for candidates with an ... Health and welfare benefits including medical, vision and dental * 401K with employer match * Paid ...

RPS

Renewal Underwriter

Denver, CO · On-site

$44K - $87K/yr

You'll evaluate insurance applications for property and casualty coverage, ensuring fair and ... Digital mental health services (Talkspace) * Flexible work hours (availability varies by office and ...

Gallagher

Renewal Underwriter

Denver, CO

You'll evaluate insurance applications for property and casualty coverage, ensuring fair and ... Digital mental health services (Talkspace) * Flexible work hours (availability varies by office and ...

Berkley

Senior Underwriter

Englewood, CO · On-site

$95K - $135K/yr

Berkley Corporation member company Berkley Insurance Company, which has an A.M. Best rating of A ... Health, dental, vision, dental, life, disability, wellness, paid time off, 401(k) and profit ...

Berkley

Senior Underwriter

Englewood, CO

$95K - $135K/yr

Berkley Corporation member company Berkley Insurance Company, which has an A.M. Best rating of A ... Health, dental, vision, dental, life, disability, wellness, paid time off, 401(k) and profit ...

Berkley

Senior Underwriter

Englewood, CO · On-site

$95K - $135K/yr

Berkley Corporation member company Berkley Insurance Company, which has an A.M. Best rating of A ... Health, dental, vision, dental, life, disability, wellness, paid time off, 401(k) and profit ...

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All JobsHealth Insurance Underwriter JobsHealth Insurance Underwriter Jobs in Colorado

Health Insurance Underwriter information

See Colorado salary details

$34.2K

$82.9K

$146.7K

How much do health insurance underwriter jobs pay per year?

As of Aug 15, 2026, the average yearly pay for health insurance underwriter in Colorado is $82,942.00, according to ZipRecruiter salary data. Most workers in this role earn between $64,100.00 and $91,500.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a health insurance underwriter?

To thrive as a Health Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of insurance principles, typically supported by a bachelor’s degree in business, finance, or a related field. Proficiency with underwriting software, risk assessment tools, and knowledge of industry regulations is essential, and certifications such as the Chartered Property Casualty Underwriter (CPCU) can be advantageous. Effective communication, critical thinking, and decision-making skills help underwriters explain decisions and work collaboratively with clients and colleagues. These competencies are vital for accurately assessing risk, ensuring regulatory compliance, and maintaining the financial health of the insurance provider.

What are some typical challenges health insurance underwriters face when assessing applications, and how can they overcome them?

Health Insurance Underwriters often encounter challenges such as evaluating incomplete or complex medical histories, staying current with changing regulations, and balancing risk assessment with competitive pricing. To overcome these challenges, underwriters rely on strong analytical skills, continuous training, and close collaboration with medical professionals and actuaries. Leveraging advanced software tools and maintaining clear communication with agents and applicants also helps ensure accurate and fair decision-making.

What is the difference between Health Insurance Underwriter vs Health Insurance Claims Adjuster?

AspectHealth Insurance UnderwriterHealth Insurance Claims Adjuster
Primary RoleAssess risk and determine policy eligibility and premiumsEvaluate insurance claims to determine coverage and payout
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU or ARM are commonHigh school diploma or equivalent; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, working with underwriting software and risk dataOffice or remote, reviewing claims and interacting with policyholders
Industry UsageCommonly employed by insurance companies during policy issuanceEmployed by insurance companies or third-party administrators during claims processing

While both roles are integral to the insurance industry, health insurance underwriters focus on evaluating risks before issuing policies, whereas health insurance claims adjusters handle claims after coverage is in place. Understanding these differences helps job seekers identify the right career path within health insurance.

Is underwriting in insurance a good career?

Health insurance underwriters evaluate risk and determine policy terms, making it a stable career with opportunities for advancement. The role requires analytical skills, attention to detail, and often involves working with specialized software; certifications like the Chartered Property Casualty Underwriter (CPCU) can enhance prospects.

What does a health insurance underwriter do?

A Health Insurance Underwriter is responsible for evaluating the risks associated with insuring individuals or groups and determining the terms and premiums for health insurance coverage. They review applications, assess medical histories, and use statistical data to decide whether to approve or deny coverage. Their goal is to ensure that the insurance company maintains a balanced risk portfolio while offering fair and competitive rates to policyholders. Health insurance underwriters play a crucial role in protecting the financial stability of insurance companies and providing appropriate coverage to customers.

How do you become a health insurance underwriter?

To become a health insurance underwriter, candidates typically need a bachelor's degree in fields like finance, economics, or healthcare. Gaining experience in insurance or risk assessment and obtaining professional certifications such as the Chartered Property Casualty Underwriter (CPCU) can improve job prospects. Strong analytical skills and knowledge of insurance policies are essential for success in this role.

What are popular job titles related to Health Insurance Underwriter jobs in Colorado?

For Health Insurance Underwriter jobs in Colorado, the most frequently searched job titles are:

What job categories do people searching Health Insurance Underwriter jobs in Colorado look for?

The top searched job categories for Health Insurance Underwriter jobs in Colorado are:

Health Insurance Underwriter jobs near you
Infographic showing various Health Insurance Underwriter job openings in Colorado as of August 2026, with employment types broken down into 1% As Needed, 79% Full Time, 16% Part Time, and 4% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $82,942 per year, or $39.9 per hour.

Underwriter

Auto-Owners Insurance

Broomfield, CO • On-site

$59K - $89K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 28 days ago

Auto-Owners Insurance rating

9.2

Company rating: 9.2 out of 10

Based on 35 frontline employees who took The Breakroom Quiz

21st of 308 rated insurance

Job description

A career at Auto-Owners is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs.
Job Description
*Applications are accepted on an ongoing basis. An open position may not be available at this time.
We offer a merit-based work-from-home program based on job responsibilities. After initial training in-person, this specific role could have the flexibility to work from home up to 3 number of days per week.
Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute the underwriting decision-making process according to Company underwriting philosophy. This job includes training and development through completion of the Company's underwriter training program for the assigned line of insurance and requires the person to:
  • Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions
  • Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use
  • Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment
  • Analyze loss experience, financial conditions and physical characteristics of risks
  • Acquire a working knowledge of supporting sections of the underwriting department
  • Effectively communicate with independent agents and other associates through verbal and/or written means
  • Participate in and successfully complete the Company underwriter training program

Desired Skills & Experience
  • Bachelor's degree or direct equivalent experience with property/casualty underwriting
  • Ability to organize data, multi-task and make decisions independently
  • Above average communication skills (written and verbal)
  • Ability to write reports and compose correspondence
  • Ability to resolve complex issues
  • Continually develop product knowledge through participation in approved educational programs

Benefits
Auto-Owners offers a wide range of career opportunities, and we are seeking talent that will help us continue our long tradition of success. We offer a friendly work environment, structured training program, employee mentoring and an excellent benefits package. Along with a matched 401(k), fully-funded pension plan (once vested), Auto-Owners offers medical, prescription, dental and vision insurance; associate, spouse and child life insurance; supplemental sick pay; long term disability; health care flexible spending accounts and dependent care flexible spending accounts. Additional benefits include: generous paid time off including holidays, vacation days, personal time, sick leave and parental leave; adoption assistance; discounts on personal insurance; education matching gift program, a student loan assistance program and a gym membership and fitness class reimbursement program. If you're looking to do rewarding work alongside great people, Auto-Owners is the place for you!
Compensation
Auto-Owners offers a generous compensation package. For this position, the anticipated annualized starting base pay range is: $59,000.00 - $89,600.00 Other components of the compensation package include benefit dollars used to purchase certain benefits and several bonus opportunities.
Equal Employment Opportunity
Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law.
Please note that the ability to work in the U.S. without current or future sponsorship is a requirement.
#LI-DNP #IN-DNI

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