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Remote Underwriter Jobs in Virginia (NOW HIRING)

While there is a preference to be based in Richmond, VA, we are open to a remote working location ... Underwrite healthcare liability insurance for long-term care facilities, social services agencies ...

While there is a preference to be based in Richmond, VA, we are open to a remote working location ... Underwrite healthcare liability insurance for long-term care facilities, social services agencies ...

Underwriter is responsible for underwriting residential mortgage loans to ensure compliance with bank, investor and secondary market standards. Communicates with processor, originators and other ...

Underwriter is responsible for underwriting residential mortgage loans to ensure compliance with bank, investor and secondary market standards. Communicates with processor, originators and other ...

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Remote Underwriter information

See Virginia salary details

$32.2K

$78.2K

$138.3K

How much do remote underwriter jobs pay per year?

As of Aug 8, 2026, the average yearly pay for remote underwriter in Virginia is $78,202.00, according to ZipRecruiter salary data. Most workers in this role earn between $60,500.00 and $86,300.00 per year, depending on experience, location, and employer.

What does a remote underwriter do?

As a remote underwriter, you work from home to review loan applications with the goal of helping a lender decide whether or not a borrower should be offered financial support through insurance, a mortgage, or other loan options. Underwriting requires a financial institution to assume the financial risk in case of loss, so most institutions focus on minimizing risk when deciding which people to offer this service to. Most remote underwriters specialize in one part of the industry, such as mortgages, business loans, or health insurance. Your duties vary slightly depending on the industry, but you typically review applications for accuracy and adherence to loan provider requirements or government regulations. You may also put a price on known risks and monitor factors affecting your market.

What are the key skills and qualifications needed to thrive as a remote underwriter?

To excel as a Remote Underwriter, you need strong analytical abilities, attention to detail, and a solid understanding of risk assessment, typically supported by a background in finance, business, or insurance and relevant certifications such as CPCU or AU. Familiarity with underwriting software, loan origination systems (LOS), and document management platforms is crucial for efficient remote work. Outstanding written communication, time management, and independent decision-making help you stand out in this role. These skills ensure accurate risk evaluations, compliance with regulations, and effective collaboration with clients and colleagues from a remote setting.

What does a remote underwriter do?

A remote underwriter evaluates and assesses loan applications, insurance policies, or other financial products from a remote location, usually working from home. Their primary role is to review applicants’ financial information, credit history, and other relevant documents to determine risk and eligibility. Remote underwriters use specialized software and follow guidelines to make approval or denial decisions. They communicate with applicants, agents, or loan officers via email, phone, or video conferencing, ensuring all documentation is accurate and compliant. This role requires strong analytical skills, attention to detail, and the ability to work independently.

What is the difference between Remote Underwriter vs Remote Loan Processor?

AspectRemote UnderwriterRemote Loan Processor
Required CredentialsMortgage or insurance underwriting certifications, licensesLoan processing certifications, customer service skills
Work EnvironmentHome office, financial institutions, insurance companiesHome office, mortgage or lending companies
Employer & IndustryFinancial services, insurance, mortgage lendersMortgage lenders, banks, credit unions
Common Search & ComparisonYesYes

Remote Underwriters and Remote Loan Processors both work in the mortgage and lending industry, often from home. While Underwriters focus on evaluating risk and approving loans based on financial documents, Loan Processors handle the administrative tasks of preparing loan files. Both roles require industry-specific certifications and are integral to the lending process, but they differ in responsibilities and daily tasks.

How does a remote underwriter collaborate effectively with team members and other departments?

As a remote underwriter, collaboration is primarily achieved through digital communication tools such as email, instant messaging, and video conferencing. You’ll regularly interact with loan officers, processors, and sometimes clients to clarify documentation, discuss risk assessments, and resolve outstanding issues. Staying organized and proactive in your communication is essential to ensure all parties are aligned and deadlines are met. Many organizations also utilize project management or workflow software to track progress and foster teamwork despite the physical distance.
What are the most commonly searched types of Underwriter jobs in Virginia? The most popular types of Underwriter jobs in Virginia are:
What cities in Virginia are hiring for Remote Underwriter jobs? Cities in Virginia with the most Remote Underwriter job openings:
Infographic showing various Remote Underwriter job openings in Virginia as of August 2026, with employment types broken down into 90% Full Time, 3% Part Time, and 7% Contract. Highlights an 100% Remote job distribution, with an average salary of $78,202 per year, or $37.6 per hour.

Underwriter, Allied Medical

Hamilton

Richmond, VA • On-site, Remote

Full-time

Medical, Dental, Vision, Life, Retirement

Re-posted 19 days ago


Job description

We're looking for anUnderwriter, Allied Medical.

Working remotely or based in Richmond, Virginia and reporting to the Allied Medical Division Manager, who is based in Richmond,this role will help drive the development of the Allied Medical liability book. The purpose of this role is for a talented, dynamic, and technical Underwriter to bring healthcare liability underwriting experience to the Allied Medical team. This role will focus on Excess & Surplus lines placements using Hamilton Select's E&S platform that is rated A by AM Best.

While there is a preference to be based in Richmond, VA, we are open to a remote working location for appropriately qualified candidates.

The successful candidate will be responsible for developing and managing relationships with wholesale brokers in the US to build a profitable portfolio of Allied Medical liability insurance. Exceptional service is a must. This role will include occasional business travel.

What you will do

  • Underwrite healthcare liability insurance for long-term care facilities, social services agencies, drug and alcohol rehab organizations, group homes, adoption and foster care, home health care and medical staffing agencies, among others.
  • Contribute to Hamilton's strategy to grow and diversify the Healthcare portfolio.
  • Establish and maintain underwriting standards and discipline to ensure the delivery of profitable results
  • Underwrite business in accordance with guidelines to maintain underwriting standards and discipline to ensure delivery of profitable results.
  • Drive the general use of technology to produce superior profit and establish an ease-of-doing business reputation with our appointed trading partners
  • Originate, grow and develop high level market relationships with brokers.
  • Use critical thinking skills to negotiate terms.
  • Assist in training and mentoring of new employees.
  • Other duties as assigned.

What you require for the role

Key Attributes

  • An established underwriter with 3 plus years underwriting experience (handling healthcare and social services classes) and a strong technical reputation in the U.S. healthcare liability market, with the ability to further develop themselves.
  • Understands, is comfortable with, and able to support a business strategy that focuses on writing niche lines
  • Proven track record of generating new leads, applying sound judgement to a broad range of situations and opportunities, and building a substantial portfolio of business from a small base
  • Ability to attract business from existing relationships and to nurture and develop new relationships
  • Appreciation of both the subjective and objective aspects to underwriting risk and a willingness to justify decision-making processes at the highest levels in the organization
  • Breadth of understanding of market trends and nuances
  • Proven ability to generate an underwriting profit
  • Integrity in all internal and external relationships
  • Shared focus on expense management and managing the overall business operations to maximize shareholder returns

Other Personal Attributes:

  • Motivated, self-starter with an entrepreneurial mindset
  • Excellent verbal and written communication skills
  • Proven decision-making skills.
  • Good management, coaching and mentoring skills
  • Approachable and able to clearly market business
  • Keen attention to detail, highly analytical and excellent problem-solving capability
  • Demonstrates an understanding and capacity to effectively engage in the negotiation process. Dedicated and consistent

What you can expect from us

At Hamilton, we offer a vibrant, entrepreneurial and collaborative workplace shaped by our values: Be Smart, Be Sensible, Be Open and Be More.

Our employees consistently say they would recommend Hamilton as a great place to work - a testament to the inclusive, supportive, and empowering culture we've built together. We embrace individuality, value diverse perspectives, and recognize the unique contribution each person makes to our continued success.

Hamilton offers a competitive salary with an annual performance-based target bonus and a comprehensive benefits package, to include:

  • Hybrid working
  • Matching 401K plan
  • Medical, dental, vision, life, disability
  • Generous time off (including parental leave)
  • Continued support for professional development
  • Gym subsidy
  • My day (additional days leave for personal interests/wellness/charity work


In good company.

At Hamilton, we're building a global specialty insurance and reinsurance company focused on underwriting expertise, enhanced by data and technology to deliver significant shareholder value.

Headquartered in Bermuda, we operate on a global basis, with over 600 employees and key underwriting operations in London, Bermuda, the US and Dublin.

Join us as we continue to drive Hamilton's evolution into a diversified specialty insurance and reinsurance company. You'll be in an environment where our colleagues work collaboratively, share a passion for the service and results we deliver, and know that what we do each day is meaningful - to our customers and our business.