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Entry Level Underwriter Jobs (NOW HIRING)

DHI Mortgage

Underwriter

Austin, TX

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Horton, Inc. is currently looking for an Underwriter in the Underwriting Department. The right ...

DR Horton

Underwriter

Austin, TX · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Horton, Inc. is currently looking for an Underwriter in the Underwriting Department. The right ...

Biz2Credit Inc

Underwriter

Manhattan, NY · On-site

$65K - $85K/yr

Previous experience in underwriting, credit analysis, or a similar role is preferred but not mandatory for entry-level applicants. * Strong analytical skills with the ability to interpret complex ...

Biz2Credit Inc

Underwriter

Manhattan, NY

$65K - $85K/yr

Previous experience in underwriting, credit analysis, or a similar role is preferred but not mandatory for entry-level applicants. * Strong analytical skills with the ability to interpret complex ...

Biz2Credit Inc

Underwriter

Manhattan, NY · On-site

$65K - $85K/yr

Previous experience in underwriting, credit analysis, or a similar role is preferred but not mandatory for entry-level applicants. * Strong analytical skills with the ability to interpret complex ...

DR Horton, Inc.

Collateral Underwriter

Austin, TX · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... R. Horton, Inc. is currently looking for a Collateral Underwriter . The right candidate is ...

D.R. Horton, Inc

Collateral Underwriter

Austin, TX · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... R. Horton, Inc. is currently looking for a Collateral Underwriter . The right candidate is ...

Iatinsurancegroup

Underwriter

Scottsdale, AZ · Hybrid

This role will be tasked with underwriting the company's risk profile to achieve objectives for ... We offer comprehensive benefits like: * 26 PTO Days (Entry Level) + 12 Company Holidays = 38 Paid ...

DHI Mortgage

Collateral Underwriter

Austin, TX · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... R. Horton, Inc. is currently looking for a Collateral Underwriter . The right candidate is ...

DR Horton

Collateral Underwriter

Austin, TX · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... R. Horton, Inc. is currently looking for a Collateral Underwriter . The right candidate is ...

Biz2Credit Inc

Underwriter (Miami)

Miami, FL · On-site

$65K - $85K/yr

Previous experience in underwriting, credit analysis, or a similar role is preferred but not mandatory for entry-level applicants. * Strong analytical skills with the ability to interpret complex ...

Biz2Credit Inc

Underwriter (Miami)

Miami, FL

$65K - $85K/yr

Previous experience in underwriting, credit analysis, or a similar role is preferred but not mandatory for entry-level applicants. * Strong analytical skills with the ability to interpret complex ...

Biz2Credit Inc

Underwriter (Miami)

Miami, FL · On-site

$65K - $85K/yr

Previous experience in underwriting, credit analysis, or a similar role is preferred but not mandatory for entry-level applicants. * Strong analytical skills with the ability to interpret complex ...

Tmhcc

Associate Specialty Underwriter

Chappaqua, NY · Hybrid

Associate Specialty Underwriter (2 openings) Location: Chappaqua, NY (4 days in the office 1 day ... This is an entry level position, internship(s) in business or a related area preferred. * You have ...

Tmhcc

Associate Specialty Underwriter

Chappaqua, NY · Hybrid

Associate Specialty Underwriter (2 openings) Location: Chappaqua, NY (4 days in the office 1 day ... This is an entry level position, internship(s) in business or a related area preferred. * You have ...

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Entry Level Underwriter information

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$32.5K

$78.9K

$139.5K

How much do entry level underwriter jobs pay per year?

As of Jul 23, 2026, the average yearly pay for entry level underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What are some common challenges faced by entry level underwriters, and how can they overcome them?

Entry level underwriters often face challenges such as learning complex risk assessment criteria, adapting to industry-specific software, and balancing accuracy with efficiency under tight deadlines. To overcome these challenges, it's helpful to seek mentorship from experienced colleagues, participate in training sessions, and regularly review feedback on your work. Building strong communication skills is also key, as underwriters frequently collaborate with agents, brokers, and other team members to clarify details and ensure thorough evaluations.

What Does an Entry-Level Underwriter Do?

As an entry-level underwriter, you analyze insurance or mortgage applications to determine premiums and coverage amounts. You research and talk to banks, medical personnel, or other field representatives to get further information before extending loans or coverage. You use set criteria to screen applicants for the products and services that you offer. Other duties and responsibilities include determining a person’s risk for loans or insurance, making the decision to provide what they are asking for, and working to assist the people applying and the companies offering coverage and financial items.

What are the key skills and qualifications needed to thrive as an Entry Level Underwriter, and why are they important?

To thrive as an Entry Level Underwriter, you need strong analytical skills, attention to detail, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, spreadsheets, and risk assessment tools is typically required. Excellent communication, organizational skills, and the ability to work collaboratively are important soft skills for this role. These competencies ensure accurate risk evaluation, effective decision-making, and smooth coordination with clients and internal teams.

What does an entry level underwriter do?

An entry level underwriter evaluates loan, insurance, or mortgage applications to determine the risk of insuring a client or approving a loan. They review documents, verify information, and use guidelines set by their company to make decisions. Typically, they work under the supervision of senior underwriters and receive on-the-job training to learn about risk assessment, industry regulations, and company policies. Entry level underwriters play a vital role in helping financial institutions minimize risk while providing services to clients.
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Entry Level Underwriter jobs near you
Infographic showing various Entry Level Underwriter job openings in the United States as of July 2026, with employment types broken down into 87% Full Time, 10% Part Time, 1% Temporary, and 2% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.
Underwriter

Underwriter

DHI Mortgage

Austin, TX

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted yesterday

Job description

D.R. Horton, Inc., the largest homebuilder in the U.S., was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries.  Please visit our website at www.drhorton.com for more information.
D.R. Horton, Inc. is currently looking for an Underwriter in the Underwriting Department. The right candidate will be responsible for the underwriting of manual loans or the validation of automated findings on government loans (FHA and VA).
Essential Duties and Responsibilities include the following. Other duties may be assigned.

  • Receive daily loans for underwriting that have been assigned by the Regional Underwriting Manager
  • Maintain responsibility for the underwriting of manual loans or the validation of automated findings on government loans (FHA and VA)
  • Prioritize RUSH’s, Collateral Underwriter conditions, and newly submitted loans to meet the required turn-around time, acting on a minimum (if volume is present) of 100 loans monthly
  • Maintain full delegation with FHA Direct Endorsement and VA Automatic with LAPP approval
  • Indicate the conditions and approvals and enter the information into the Loan Origination System or Empower
  • Act and approve all appraisals and complete the FHA Conditional Commitment and the VA NOV’s when applicable
  • Review and make decisions on bond loans and conventional loans from various investors and be proficient with all guidelines
  • Upon rejection of a loan, notify the branch of their recommendation and submit the loan to the Regional Underwriting Manager for an in-depth second review
  • Maintain frequent contact with the Processors, Mortgage Loan Originators and Branch Managers
  • Conduct all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company

Education and/or Experience

  • High school diploma or general education degree (GED)
  • One to two years of experience in the mortgage industry
  • Proficiency with MS Office and email

Preferred Qualifications

  • Bachelor's degree from four-year college or university preferred
  • FHA Direct Endorsement preferred
  • Strong written and oral communication skills
  • Excellent organizational skills and the ability to meet deadlines
  • Ability to accurately and efficiently process and record a large volume of data

  

Come join a winning team with a Fortune 500 company! We are growing fast and are looking for enthusiastic attitudes and team players to join our success. We offer an excellent benefits package including:

  • Medical, Dental and Vision
  • 401(K)
  • Employee Stock Purchase Plan
  • Flex Spending Accounts
  • Life & Disability Insurance
  • Vacation, Sick, Personal Time and Company Holidays
  • Multiple Voluntary and Company provided Benefits

Build YOUR future with D.R. Horton, America’s Builder.  #WeBuildPeopleToo

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