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Entry Level Underwriter Jobs (NOW HIRING)

Underwriting Trainee

Los Angeles, CA · On-site

$27.95 - $38.41/hr

Within one year of being hired, the Trainee will become an AFSB Certified Underwriter with in-depth ... The role is an entry-level underwriting position. Internship(s) or experience in business or a ...

Underwriting Trainee

Los Angeles, CA · On-site

$27.95 - $38.41/hr

Within one year of being hired, the Trainee will become an AFSB Certified Underwriter with in-depth ... The role is an entry-level underwriting position. Internship(s) or experience in business or a ...

Trainees progress during the second and subsequent years into Surety Underwriter positions at a ... The role is an entry-level underwriting position. Internship(s) or experience in business or a ...

Underwriting Trainee

Sacramento, CA · On-site

$27.95 - $38.41/hr

Trainees progress during the second and subsequent years into Surety Underwriter positions at a ... The role is an entry-level underwriting position. Internship(s) or experience in business or a ...

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... D.R. Horton, Inc. is currently looking for an Underwriter Trainer . The right candidate will ...

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... D.R. Horton, Inc. is currently looking for an Underwriter Trainer . The right candidate will ...

Underwriter

Manhattan, NY · On-site

$65K - $85K/yr

Previous experience in underwriting, credit analysis, or a similar role is preferred but not mandatory for entry-level applicants. * Strong analytical skills with the ability to interpret complex ...

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... D.R. Horton, Inc. is currently looking for an Underwriter Trainer . The right candidate will ...

Underwriter

Manhattan, NY · On-site

$65K - $85K/yr

Previous experience in underwriting, credit analysis, or a similar role is preferred but not mandatory for entry-level applicants. * Strong analytical skills with the ability to interpret complex ...

Underwriter

Manhattan, NY · On-site

$65K - $85K/yr

Previous experience in underwriting, credit analysis, or a similar role is preferred but not mandatory for entry-level applicants. * Strong analytical skills with the ability to interpret complex ...

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Entry Level Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do entry level underwriter jobs pay per year?

As of Jun 12, 2026, the average yearly pay for entry level underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What are some common challenges faced by entry level underwriters, and how can they overcome them?

Entry level underwriters often face challenges such as learning complex risk assessment criteria, adapting to industry-specific software, and balancing accuracy with efficiency under tight deadlines. To overcome these challenges, it's helpful to seek mentorship from experienced colleagues, participate in training sessions, and regularly review feedback on your work. Building strong communication skills is also key, as underwriters frequently collaborate with agents, brokers, and other team members to clarify details and ensure thorough evaluations.

What Does an Entry-Level Underwriter Do?

As an entry-level underwriter, you analyze insurance or mortgage applications to determine premiums and coverage amounts. You research and talk to banks, medical personnel, or other field representatives to get further information before extending loans or coverage. You use set criteria to screen applicants for the products and services that you offer. Other duties and responsibilities include determining a person’s risk for loans or insurance, making the decision to provide what they are asking for, and working to assist the people applying and the companies offering coverage and financial items.

What are the key skills and qualifications needed to thrive as an Entry Level Underwriter, and why are they important?

To thrive as an Entry Level Underwriter, you need strong analytical skills, attention to detail, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, spreadsheets, and risk assessment tools is typically required. Excellent communication, organizational skills, and the ability to work collaboratively are important soft skills for this role. These competencies ensure accurate risk evaluation, effective decision-making, and smooth coordination with clients and internal teams.

What does an entry level underwriter do?

An entry level underwriter evaluates loan, insurance, or mortgage applications to determine the risk of insuring a client or approving a loan. They review documents, verify information, and use guidelines set by their company to make decisions. Typically, they work under the supervision of senior underwriters and receive on-the-job training to learn about risk assessment, industry regulations, and company policies. Entry level underwriters play a vital role in helping financial institutions minimize risk while providing services to clients.
What cities are hiring for Entry Level Underwriter jobs? Cities with the most Entry Level Underwriter job openings:
What are the most commonly searched types of Underwriter jobs? The most popular types of Underwriter jobs are:
What states have the most Entry Level Underwriter jobs? States with the most job openings for Entry Level Underwriter jobs include:
Infographic showing various Entry Level Underwriter job openings in the United States as of June 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $78,878 per year, or $37.9 per hour.
Associate Underwriter - Agri Business

Associate Underwriter - Agri Business

Capital Insurance Group

Phoenix, AZ • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 28 days ago


Job description

Why CIG?
At Capital Insurance Group we offer our employees more than just a job. We foster career growth, provide opportunities to give back to our communities, and help you take the next step in your career!
CIG was founded in 1898 by a group of earnest farmers in need of protection and today, we are the leading West Coast Property & Casualty insurer. CIG is certified as a Great Place to Work and provides a collaborative, inclusive, and fun work culture for all employees.
Why Choose CIG's Underwriting Team?
This is your perfect opportunity to join a company that is building momentum with our independent agents and protecting the dreams and assets of our policyholders. Join the CIG Underwriting team in helping build a safer world where dreams soar!
Learn More about what it means to be an Associate Underwriter - Agribusiness at CIG HERE!
Benefits
  • Accrue twenty-one days of Paid Time Off during your first year
  • Up to eighty-seven percent of benefits are covered by CIG for you and your family members
    • Medical, Dental, Vision plans, Telehealth
  • One hundred percent covered plans
    • Basic Life & AD&D
    • Employee Assistance
    • Leave Management
    • Long Term Disability
    • Short Term Disability (Outside of CA)
    • Employee Benefit Advocacy Hot Line
  • Family Caregiver Support (Homethrive)
  • Child Care Resources (Tootris)
  • Business Travel Accident Protection
  • Voluntary benefit offerings
    • Short-term Disability (CA only)
    • Voluntary Life AD&D self, spouse, and child plans
    • Flexible Spending (FSA)
    • Health Savings (HSA)
    • Hospital Indemnity
    • Accidental Injury
    • Pet Insurance
    • Commuter Benefit
  • Critical Illness
  • ARAG Legal Services
  • Norton LifeLock
  • Nine paid holidays, plus two floating holidays
  • Above and Beyond Reward Recognition Program
    • Kudos & Shout Out Points Program
    • Quarterly Above and Beyond Bonus Program
    • Annual Above and Beyond Bonus Program
  • Competitive compensation
    • Base compensation
    • Salary Management Spot Bonuses
    • Annual Incentive/Profit sharing program, potential payout annually based on company results.
  • Discount partnerships
    • Gym memberships, credit union, travel, shopping, restaurants, theme parks, and more
  • Insurance, educational reimbursement, and bonus programs
  • Employee Referral Bonus Program
  • Home and Auto Insurance Discount Program.
  • Paid Volunteer Time - Through company-planned community events and choose your own adventure PVT in giving back in ways that are meaningful to you!
  • Retirement savings benefit (401k and Roth + match)
  • Health & Financial Wellness
    • Wellness platform, tools, and events - Vitality
    • Health Savings Account - match
    • Financial Wellness Resources

Work Environment & Format
The Associate Underwriter - Agri-Business role is a hybrid position, and candidates may be considered from any of the following offices: Roseville, CA; Monterey, CA; Spokane, WA; and Phoenix, AZ.
Job Overview
Under direct supervision, this position will perform entry-level underwriting duties in support of an Agri business insurance underwriting team. The Associate Underwriter will perform the preliminary review of new risks as well as assist in the renewal process for existing accounts. General duties will include the evaluation of applications, endorsements, and related underwriting documents. The Associate will review individual agri business submissions to evaluate the degree of exposure and approve, request additional information, or reject based on Company risk selection guidelines. This position functions in a production support role, but may be called upon to conduct agency visits, develop new business, and support marketing in a territory of assigned agents. The Associate Underwriter operates within a clearly defined level of delegated underwriting authority and refers risks of higher exposure or complexity to a senior underwriter. The position may also perform ancillary administrative duties for commercial accounts to support agency service objectives.
Requirements
  • Underwriting practice, procedures, rules and regulations
  • Rating plans (ISO or similar) and commercial lines coverages
  • Knowledge of social, economic and competitive aspects of territory assigned
  • National and local business conditions and trends
  • Underwriting and marketing philosophy and procedure
  • Insurance industry terminology and laws, especially those pertaining to assigned area
  • General policies and procedures for underwriting insurance risks
  • Correlate risk factors to underwriting standards to determine acceptance of risk
  • A college degree in a business, insurance, or a financial discipline is preferred (or equivalent work experience) along with one to three years of commercial lines rating, processing, or underwriting experience, that includes loss analysis and risk selection.
  • Dedication to continuing education, insurance certification and technical coursework is required.
  • Candidates must be authorized to work in the United States without the need for current or future visa sponsorship.

Salary Range: $55,012 - $91,687
The salary range listed here has been provided to comply with local regulations and represents a potential base salary range for this role. Please note that actual salaries may vary within the range above or below, depending on experience and location. We look at compensation for each individual and base our offer on your unique qualifications, experience, and expected contributions. This position may also be eligible for other types of compensation in addition to base salary, such as benefits and bonus programs.