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Entry Level Underwriter Jobs (NOW HIRING)

Biz2Credit Inc

Underwriter (Miami)

Miami, FL · On-site

$65K - $85K/yr

Previous experience in underwriting, credit analysis, or a similar role is preferred but not mandatory for entry-level applicants. * Strong analytical skills with the ability to interpret complex ...

Biz2Credit Inc

Underwriter (Miami)

Miami, FL · On-site

$65K - $85K/yr

Previous experience in underwriting, credit analysis, or a similar role is preferred but not mandatory for entry-level applicants. * Strong analytical skills with the ability to interpret complex ...

Biz2Credit Inc

Underwriter (Miami)

Miami, FL · On-site

$65K - $85K/yr

Previous experience in underwriting, credit analysis, or a similar role is preferred but not mandatory for entry-level applicants. * Strong analytical skills with the ability to interpret complex ...

Missouri Employers Mutual

$49K - $74K/yr

This entry-level role offers hands-on experience supporting the review, analysis, and servicing of workers' compensation accounts while developing a strong foundation in underwriting best practices.

Palmer Group

Mortgage Underwriter

Moline, IL · On-site +1

$60K - $80K/yr

They are searching for a Mortgage Underwriter to join their team. This is an opportunity to join an ... From entry-level positions to professional and executive-level openings, we work with companies of ...

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Assuranceamerica

Commercial Underwriter I

Atlanta, GA · Hybrid

Our team succeeds through a diversity of thought, experiences, skills, and backgrounds. Entry-level ... Underwrite new business and renewals using multiple sources to validate data and eligibility.

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Entry Level Underwriter information

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$32.5K

$78.9K

$139.5K

How much do entry level underwriter jobs pay per year?

As of Jun 12, 2026, the average yearly pay for entry level underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What are some common challenges faced by entry level underwriters, and how can they overcome them?

Entry level underwriters often face challenges such as learning complex risk assessment criteria, adapting to industry-specific software, and balancing accuracy with efficiency under tight deadlines. To overcome these challenges, it's helpful to seek mentorship from experienced colleagues, participate in training sessions, and regularly review feedback on your work. Building strong communication skills is also key, as underwriters frequently collaborate with agents, brokers, and other team members to clarify details and ensure thorough evaluations.

What Does an Entry-Level Underwriter Do?

As an entry-level underwriter, you analyze insurance or mortgage applications to determine premiums and coverage amounts. You research and talk to banks, medical personnel, or other field representatives to get further information before extending loans or coverage. You use set criteria to screen applicants for the products and services that you offer. Other duties and responsibilities include determining a person’s risk for loans or insurance, making the decision to provide what they are asking for, and working to assist the people applying and the companies offering coverage and financial items.

What are the key skills and qualifications needed to thrive as an Entry Level Underwriter, and why are they important?

To thrive as an Entry Level Underwriter, you need strong analytical skills, attention to detail, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, spreadsheets, and risk assessment tools is typically required. Excellent communication, organizational skills, and the ability to work collaboratively are important soft skills for this role. These competencies ensure accurate risk evaluation, effective decision-making, and smooth coordination with clients and internal teams.

What does an entry level underwriter do?

An entry level underwriter evaluates loan, insurance, or mortgage applications to determine the risk of insuring a client or approving a loan. They review documents, verify information, and use guidelines set by their company to make decisions. Typically, they work under the supervision of senior underwriters and receive on-the-job training to learn about risk assessment, industry regulations, and company policies. Entry level underwriters play a vital role in helping financial institutions minimize risk while providing services to clients.
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What cities are hiring for Entry Level Underwriter jobs? Cities with the most Entry Level Underwriter job openings:
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What states have the most Entry Level Underwriter jobs? States with the most job openings for Entry Level Underwriter jobs include:
What job categories do people searching Entry Level Underwriter jobs look for? The top searched job categories for Entry Level Underwriter jobs are:
Entry Level Underwriter jobs near you
Infographic showing various Entry Level Underwriter job openings in the United States as of June 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $78,878 per year, or $37.9 per hour.
Underwriter (Miami)

Underwriter (Miami)

Biz2Credit Inc

Miami, FL • On-site

$65K - $85K/yr

Full-time

Posted 12 days ago

Job description

About Us
At Biz2Credit, we look for individuals who are ready to join a dynamic and innovative fintech company on a mission to change the lending landscape for small businesses. Our values of Collaboration, Responsibility, Empowerment, Disruption, Innovation, and Trust guide everything we do, and our purpose of helping small businesses succeed drives us forward.
As a company, we believe that with the right tools and support, small business owners can achieve their dreams, and we're here to make that happen. That's why we're dedicated to developing cutting-edge solutions, like our Biz2X platform, a fully configurable SaaS solution that leverages artificial intelligence and machine learning to make lending more efficient, effective, and accessible.
But we're more than just another FinTech company. We're a team of individuals who bring their unique personalities, backgrounds, and experiences to work every day. We believe that diversity makes us stronger, and that's why we value a culture that is inclusive and supportive. We're looking for people who are excited about the opportunity to make a difference, who want to work in an environment that is both challenging and fun, and who are eager to bring their whole selves to work.
So, if you're someone who is eager to join a company that is making a real impact, who values a positive and inclusive workplace culture, and who is ready to be a part of a team that is changing the lending landscape, we want to hear from you. Come join us and be a part of something truly special at Biz2Credit.
About the Role
As an Underwriter at Biz2Credit, you will play a vital role in evaluating loan applications and assisting with the underwriting process.
We are currently seeking an experienced Underwriter to join our team at the Miami Office. In this role, you will be responsible for performing comprehensive financial analysis on small businesses, including trend and ratio analysis. Your expertise will be crucial in interpreting financial information to assess credit quality and cash flow, enabling us to make informed lending decisions.
Responsibilities
  • Review loan applications and supporting documentation to determine eligibility and creditworthiness of borrowers.
  • Analyze financial statements, credit reports, tax returns, and other relevant data to assess risk and make informed lending decisions.
  • Conduct comprehensive due diligence and verify accuracy of information provided by applicants.
  • Responsible for full cycle underwriting of assigned small business financing.
  • Collaborate with the Underwriting team to identify potential red flags and mitigate risk.
  • Stay updated with industry trends, regulations, and underwriting guidelines to ensure compliance.
  • Communicate effectively with internal stakeholders, including Relationship Managers, to gather necessary information and clarify requirements.
  • Maintain accurate and detailed documentation of underwriting decisions and findings.

Requirements
  • Bachelor's degree preferred but not mandatory in finance, accounting, or a related field
  • Previous experience in underwriting, credit analysis, or a similar role is preferred but not mandatory for entry-level applicants.
  • Strong analytical skills with the ability to interpret complex financial data and make informed decisions.
  • Familiarity with financial statements, tax returns, and credit reports.
  • Knowledge of underwriting principles, lending regulations, and risk assessment methodologies.
  • Excellent attention to detail and the ability to work in a fast-paced environment.
  • Strong organizational and time management skills, with the ability to prioritize tasks effectively.
  • Excellent written and verbal communication skills.
  • Proficient in using MS Office suite and other relevant software applications.

Why Join Us
Opportunity to work in a fast-growing and innovative fintech company.
Exposure to a diverse range of clients and industries.
Collaborative and inclusive work environment.
Competitive salary and benefits package.
Continuous learning and professional development opportunities.
Opportunity for growth and advancement within the company.
If you are a self-motivated individual with a passion for finance and a keen eye for detail, we would love to hear from you. Apply now and join our team as a Junior Underwriter at Biz2Credit!
Salary Range
$65k to $85k

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