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Entry Level Underwriter Jobs (NOW HIRING)

Associate Specialty Underwriter (2 openings) Location: Chappaqua, NY (4 days in the office 1 day ... This is an entry level position, internship(s) in business or a related area preferred. * You have ...

Associate Specialty Underwriter (2 openings) Location: Chappaqua, NY (4 days in the office 1 day ... This is an entry level position, internship(s) in business or a related area preferred. * You have ...

$49K - $74K/yr

This entry-level role offers hands-on experience supporting the review, analysis, and servicing of workers' compensation accounts while developing a strong foundation in underwriting best practices.

Job Summary The Underwriter Trainee is an entry level role, with the main goal to learn the technical skills of underwriting along with account management responsibilities, including direct ...

This is an entry level role and direct underwriting experience is not necessarily required. As an Assistant Underwriter, you will: * Learn and apply the underwriting appetite and guidelines of our ...

This is an entry level role and direct underwriting experience is not necessarily required. As an Assistant Underwriter, you will: * Learn and apply the underwriting appetite and guidelines of our ...

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Entry Level Underwriter information

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$32.5K

$78.9K

$139.5K

How much do entry level underwriter jobs pay per year?

As of Jul 3, 2026, the average yearly pay for entry level underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What are some common challenges faced by entry level underwriters, and how can they overcome them?

Entry level underwriters often face challenges such as learning complex risk assessment criteria, adapting to industry-specific software, and balancing accuracy with efficiency under tight deadlines. To overcome these challenges, it's helpful to seek mentorship from experienced colleagues, participate in training sessions, and regularly review feedback on your work. Building strong communication skills is also key, as underwriters frequently collaborate with agents, brokers, and other team members to clarify details and ensure thorough evaluations.

What Does an Entry-Level Underwriter Do?

As an entry-level underwriter, you analyze insurance or mortgage applications to determine premiums and coverage amounts. You research and talk to banks, medical personnel, or other field representatives to get further information before extending loans or coverage. You use set criteria to screen applicants for the products and services that you offer. Other duties and responsibilities include determining a person’s risk for loans or insurance, making the decision to provide what they are asking for, and working to assist the people applying and the companies offering coverage and financial items.

What are the key skills and qualifications needed to thrive as an Entry Level Underwriter, and why are they important?

To thrive as an Entry Level Underwriter, you need strong analytical skills, attention to detail, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, spreadsheets, and risk assessment tools is typically required. Excellent communication, organizational skills, and the ability to work collaboratively are important soft skills for this role. These competencies ensure accurate risk evaluation, effective decision-making, and smooth coordination with clients and internal teams.

What does an entry level underwriter do?

An entry level underwriter evaluates loan, insurance, or mortgage applications to determine the risk of insuring a client or approving a loan. They review documents, verify information, and use guidelines set by their company to make decisions. Typically, they work under the supervision of senior underwriters and receive on-the-job training to learn about risk assessment, industry regulations, and company policies. Entry level underwriters play a vital role in helping financial institutions minimize risk while providing services to clients.
What cities are hiring for Entry Level Underwriter jobs? Cities with the most Entry Level Underwriter job openings:
What are the most commonly searched types of Underwriter jobs? The most popular types of Underwriter jobs are:
What states have the most Entry Level Underwriter jobs? States with the most job openings for Entry Level Underwriter jobs include:
Real Estate Underwriter

Real Estate Underwriter

Texans Credit Union

Richardson, TX • On-site

Full-time

Posted 29 days ago


Job description

Job Type
Full-time
Description
Position Purpose and Objectives
Analyze financial information and evaluate the risk of real estate loan applications, including first mortgages, home equity loans, HELOCs, and related products. Support the underwriting lifecycle by applying credit guidelines, regulatory requirements, and internal policies while delivering consistent and positive member experience.
This role is an entry-level contributor who partners with senior underwriters and lending teams to develop underwriting expertise and support production goals.
Major Duties and Essential Functions:
  • Completes any other job- related duties needed that reinforce Texans Credit Union's EPIC values, traits, and behaviors.?
  • Provide excellent member service and develops relationships with internal and external members?
  • Analyze loan applications and supporting documentation to assess creditworthiness and risk.
  • Perform basic to moderately complex income calculations, asset verification, and credit analysis.
  • Review appraisals, collateral, and title documentation for completeness and adherence to policy.
  • Apply underwriting guidelines in compliance with federal regulations (e.g., TRID, Dodd-Frank) and Texas Home Equity laws.
  • Underwrite loans in an AUS environment and/or with guidance from senior underwriters.
  • Maintain service level expectations, including timely loan decisioning within defined turnaround times.
  • Communicate loan decisions clearly and professionally to internal partners and stakeholders.
  • Provide a high level of member service and support a positive lending experience.
  • Partner with processors, loan officers, and senior underwriters to resolve documentation and underwriting conditions.
  • Participate in team meetings, training sessions, and continuous improvement initiatives.
  • Assist with reports, data tracking, and departmental projects as assigned.
  • Promote credit union products and services aligned with member needs.
  • Perform other duties as assigned to support departmental and organizational goals.

Positions directly supervised :
None?
Grade 9
Requirements
Specific knowledge, skills, and abilities required for this position:?
  • Foundational knowledge of residential mortgage and home equity products
  • Basic understanding of underwriting guidelines and credit risk evaluation
  • Knowledge of applicable regulations (Truth-in-Lending, ECOA, FCRA, TRID, Dodd-Frank)
  • Strong attention to detail and ability to manage multiple files simultaneously
  • Effective written and verbal communication skills
  • Ability to learn underwriting judgment and decision-making skills
  • Customer-focused mindset with strong interpersonal skill

Education :
Bachelor's degree in finance, Business, Economics, or related field preferred.
Experience :
Minimum of 3 years of mortgage lending experience, with underwriting support, or credit analysis experience, Direct Endorsement and SAR certification preferred.