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Entry Level Underwriter Jobs in Michigan (NOW HIRING)

Auto-Owners Insurance, a top-rated insurance carrier, is seeking entry level motivated Underwriting professional to join our team. The position requires the person to: * Learn various insurance ...

... industry. * Entry-Level Entryway: This is the best way to learn how a null is built, leading to future roles as a null Processor, Underwriter, or Specialist. * Supportive Team Culture: Work in a ...

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Property and Casualty Insurance Agent

Sterling Heights, MI · On-site

$57K - $100K/yr (+ commission)

Property and Casualty Insurance License Preferred Qualifications * Entry-level experience in property and casualty insurance sales * High school diploma or equivalent * Insurance underwriting ...

Engineers on the team, Delivery Lead, underwriting/business stakeholders, internal systems teams, and external vendors as needed * Career framework alignment: Entry-level role on the Software ...

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Entry Level Underwriter information

See Michigan salary details

$28.3K

$68.8K

$121.6K

How much do entry level underwriter jobs pay per year?

As of Sep 2, 2026, the average yearly pay for entry level underwriter in Michigan is $68,750.00, according to ZipRecruiter salary data. Most workers in this role earn between $53,200.00 and $75,800.00 per year, depending on experience, location, and employer.

What does an entry level underwriter do?

As an entry-level underwriter, you analyze insurance or mortgage applications to determine premiums and coverage amounts. You research and talk to banks, medical personnel, or other field representatives to get further information before extending loans or coverage. You use set criteria to screen applicants for the products and services that you offer. Other duties and responsibilities include determining a person’s risk for loans or insurance, making the decision to provide what they are asking for, and working to assist the people applying and the companies offering coverage and financial items.

What are the key skills and qualifications needed to thrive as an entry level underwriter?

To thrive as an Entry Level Underwriter, you need strong analytical skills, attention to detail, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, spreadsheets, and risk assessment tools is typically required. Excellent communication, organizational skills, and the ability to work collaboratively are important soft skills for this role. These competencies ensure accurate risk evaluation, effective decision-making, and smooth coordination with clients and internal teams.

What are some common challenges faced by entry level underwriters, and how can they overcome them?

Entry level underwriters often face challenges such as learning complex risk assessment criteria, adapting to industry-specific software, and balancing accuracy with efficiency under tight deadlines. To overcome these challenges, it's helpful to seek mentorship from experienced colleagues, participate in training sessions, and regularly review feedback on your work. Building strong communication skills is also key, as underwriters frequently collaborate with agents, brokers, and other team members to clarify details and ensure thorough evaluations.

Can I become an entry level underwriter with no experience?

Entry level underwriters typically do not require prior experience, as they often receive on-the-job training and may have a background in finance, mathematics, or related fields. Strong analytical skills, attention to detail, and familiarity with underwriting software can help candidates succeed in this role.

How to get started as an entry level underwriter?

To start as an entry-level underwriter, obtain a bachelor's degree in finance, economics, or a related field, and develop strong analytical and communication skills. Gaining familiarity with underwriting software and obtaining relevant certifications, such as the Chartered Property Casualty Underwriter (CPCU), can improve job prospects. Entry-level underwriters often begin by assisting experienced underwriters and learning industry standards through on-the-job training.

Is underwriting easy to get into?

Entry level underwriting positions are generally accessible to candidates with a high school diploma or bachelor's degree, and some employers may prefer candidates with basic knowledge of finance or insurance. While prior experience is not always required, strong analytical skills, attention to detail, and familiarity with underwriting software can improve chances of entry. The role often involves on-the-job training and may require passing industry-specific certifications over time.

What are the most commonly searched types of Underwriter jobs in Michigan?

The most popular types of Underwriter jobs in Michigan are:

What are popular job titles related to Entry Level Underwriter jobs in Michigan?

For Entry Level Underwriter jobs in Michigan, the most frequently searched job titles are:

What cities in Michigan are hiring for Entry Level Underwriter jobs?

Cities in Michigan with the most Entry Level Underwriter job openings:

Infographic showing various Entry Level Underwriter job openings in Michigan as of August 2026, with employment types broken down into 91% Full Time, 5% Part Time, and 4% Contract. Highlights an 69% Physical, 11% Hybrid, and 20% Remote job distribution, with an average salary of $68,750 per year, or $33.1 per hour.

Entry Level Underwriter in Banking & Finance

United Wholesale Mortgage

Pontiac, MI

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 17 days ago


United Wholesale Mortgage rating

7.8

Company rating: 7.8 out of 10

Based on 98 frontline employees who took The Breakroom Quiz

96th of 152 rated financial services


Job description

Overview

United Wholesale Mortgage has a firm commitment to excellence and empowers individuals to become the best version of themselves. We provide opportunities to individuals who want to excel within the mortgage industry.

We are an Equal Opportunity Employer. We provide equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.

  • Compensation package includes stock and forgivable loan incentives (subject to contract terms and conditions)
  • Paid time off (PTO)
  • Medical, dental and vision insurance
  • Disability and life insurance
  • 401(k) with employer match
  • Paid training and career development
  • Paid holidays
  • Referral bonuses
  • Flexible start time
  • Maternity and paternity leave

Responsibilities

  • Collect, review and examine an applicant’s financial history and records
  • Perform risk assessment reports
  • Analyze client’s financial statements and identify effective alternatives to application
  • Maintain knowledge of and adhere to investor guidelines, state and federal underwriting lending policies and the required documentation
  • Keep up with changes and adaptations as they occur
  • Provide elite service to internal and external clients
  • Communicate with clients via email and over the phone on loan status, which includes Mortgage Loan Officers and Broker Owners 
  • Manage multiple priorities while building rapport with clients

Qualifications

Must Have Qualifications:

  • Completed 2 or 4-year college degree 
  • Complex rationale and problem-solving skills
  • Computer literacy in Microsoft Word, Excel, Outlook and other internet resources
  • Excellent written and verbal communication skills
  • Willingness to learn and be coached
  • Adaptable to a flexible, fast-changing industry
  • Self-motivated with a strong work ethic
  • Ability to take accountability for actions 

Nice to Have Qualifications:

  • Experience in Finance and/or Accounting (financial analysis, accounts receivable and accounts payable)

What United Wholesale Mortgage employees say

Pay

Benefits

Hours and flexibility

Workplace

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