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Temporary Underwriter Jobs in Michigan (NOW HIRING)

Randstad

Licensed Insurance Customer Service

Howell, MI · Hybrid

$22 - $25/hr

... underwriting small business policies. Pay Rate: P&C licensed: $25/hour Non-licensed: $22/hour ... Whether you're looking for temporary, temporary-to-permanent or permanent opportunities, no one ...

New

MSUFCU

Home Loan Officer

East Lansing, MI · On-site

$33 - $40/hr

MSU Federal Credit Union may or may not be able to accommodate temporary or permanent changes to ... for Underwriter review * Understands the Credit Union's policies and procedures to ensure ...

All JobsUnderwriter JobsTemporary Underwriter JobsTemporary Underwriter Jobs in Michigan

Temporary Underwriter information

See Michigan salary details

$20.9K

$76K

$136.7K

How much do temporary underwriter jobs pay per year?

As of Aug 19, 2026, the average yearly pay for temporary underwriter in Michigan is $75,984.00, according to ZipRecruiter salary data. Most workers in this role earn between $52,200.00 and $95,800.00 per year, depending on experience, location, and employer.

What is a temporary underwriter?

A Temporary Underwriter is a professional who assesses and evaluates insurance applications on a short-term or contract basis. They review applicant information, analyze risk, and determine whether to approve or deny coverage, often filling in for permanent staff or handling increased workloads. Temporary Underwriters are commonly employed by insurance companies or financial institutions during busy periods or for special projects. Their work helps ensure that policies are issued appropriately and that the company maintains profitable risk levels. They typically need a background in finance, insurance, or a related field, along with strong analytical skills.

What are the key skills and qualifications needed to thrive as a temporary underwriter, and why are they important?

To thrive as a Temporary Underwriter, you need strong analytical abilities, attention to detail, and a background in finance, insurance, or a related field, often supported by relevant industry certifications. Familiarity with underwriting software, risk assessment tools, and industry-specific databases is typically required. Excellent communication, time management, and problem-solving skills help you efficiently evaluate and process applications under tight deadlines. These competencies ensure accurate risk assessment, regulatory compliance, and timely decision-making, which are crucial for organizational success.

What are the typical challenges faced by a temporary underwriter when quickly adapting to new teams and portfolios?

Temporary Underwriters often join organizations for short-term assignments, which means they must rapidly familiarize themselves with new underwriting guidelines, risk appetites, and client portfolios. This fast-paced onboarding can be challenging, especially as they balance learning company-specific processes with delivering timely risk assessments. However, strong communication skills and adaptability help Temporary Underwriters effectively collaborate with permanent team members, ensuring smooth workflow and accurate decision-making. Leveraging prior experience and asking clarifying questions early on can ease the transition and lead to successful project completion.

What is the difference between Temporary Underwriter vs Underwriter?

AspectTemporary UnderwriterUnderwriter
CredentialsTypically requires a relevant insurance or finance certification, some experience in underwritingSame as temporary, often with additional experience or certifications for senior roles
Work EnvironmentContract-based, often in insurance or banking companies, with short-term assignmentsFull-time, permanent positions within insurance, banking, or financial institutions
Employer & IndustryInsurance companies, banks, or financial firms hiring for temporary needsSame industries, but as a permanent staff member
Search & Comparison IntentLooking for temporary underwriting roles or contract workSeeking permanent underwriting positions or career growth

In summary, a Temporary Underwriter works on short-term contracts within insurance or financial firms, requiring similar credentials as a permanent Underwriter but with a focus on temporary assignments. Permanent Underwriters hold full-time roles with ongoing responsibilities and career development opportunities.

Can you be a temporary underwriter with no experience?

Temporary underwriters typically need some knowledge of underwriting processes and financial analysis, but entry-level positions may be available for candidates with relevant education or skills such as attention to detail and basic computer proficiency. Prior experience is often preferred but not always required, especially if on-the-job training is provided.

Can you work remotely as a temporary underwriter?

Temporary underwriters can often work remotely, depending on the employer and the company's policies. Many organizations allow remote work for underwriting roles, especially if the position involves reviewing digital documents and using underwriting software. However, some employers may require on-site presence for certain tasks or during specific periods.

Is it hard to get a job in underwriting?

Getting a job as a temporary underwriter can be competitive, as it often requires relevant experience, strong analytical skills, and knowledge of insurance or financial products. Candidates with certifications such as the Chartered Property Casualty Underwriter (CPCU) or familiarity with underwriting software may have an advantage. Entry-level roles may be easier to obtain with a background in finance or risk management.

What are the most commonly searched types of Underwriter jobs in Michigan?

The most popular types of Underwriter jobs in Michigan are:

What are popular job titles related to Temporary Underwriter jobs in Michigan?

For Temporary Underwriter jobs in Michigan, the most frequently searched job titles are:

What job categories do people searching Temporary Underwriter jobs in Michigan look for?

The top searched job categories for Temporary Underwriter jobs in Michigan are:

Temporary Underwriter jobs near you
Infographic showing various Temporary Underwriter job openings in Michigan as of August 2026, with employment types broken down into 89% Full Time, 6% Part Time, 2% Temporary, and 3% Contract. Highlights an 67% Physical, 13% Hybrid, and 20% Remote job distribution, with an average salary of $75,984 per year, or $36.5 per hour.

Middle Market Underwriter

Central Mutual Insurance Company

Lansing, MI • On-site

Full-time

Medical, Retirement

Re-posted 19 days ago

Job description

Location: Lancing, MI
Work Model: Remote
Position type: Full time - salary
We're a team of employees passionate about delivering best-in-class customer service and innovation in the industry. We prioritize integrity, relationships, and excellence in all aspects of our work.
Our employees fully utilize their talents and bring their best selves to work. We believe who you are is just as important as what you do!
As a Middle Market Underwriter, you'll help Central fulfill its promise to its customers by effectively managing your assigned territory, building strong relationships with agents, writing a profitable book of business, and providing top-notch service.
Key Responsibilities of the Role
  • Manage and underwrite assigned book of middle market business to achieve profitability and meet financial objectives
  • Select profitable new business through analysis of the risks presented, coverage requested, and losses incurred
  • Classify and price risks appropriately using underwriting judgement and analytical tools and resources
  • Handle complex or larger accounts that may require reinsurance placement
  • Monitor premium growth for assigned middle market territory, conducting profit and growth analysis by territory and agency
  • Identify opportunities for book improvement and work with Distribution on implementing necessary changes
  • Lead reviews on larger accounts exceeding letter of authority
  • Keep current on state/territory issues and regulations
  • Develop and maintain strong relationships with agents, traveling as needed for agency visits
  • Communicate effectively, providing prompt and professional service
  • Develop and maintain strong internal relationships within the Underwriting Team and with other business units such as loss control, customer service, claims, and marketing
  • Provide input and data to help drive and implement strategic underwriting initiatives
  • Maintain appropriate underwriting file documentation
  • Demonstrate a commitment to continuing education and development

Required Qualifications
  • Bachelor's degree in relevant field and 2 years of experience in Commercial Lines Underwriting
  • Or 4 years of experience in Commercial Lines Underwriting

Preferred Qualifications
  • Experience in underwriting Middle Market accounts

Knowledge, Skills, and Abilities
  • Strong knowledge of underwriting principles and guidelines to evaluate and manage highly complex accounts effectively
  • Solid time, organizational, and desk management skills
  • Ability to apply advanced underwriting concepts including risk selection, exposure and hazard identification and control, coverage implications, and loss analysis
  • Ability to think analytically about business problems, make recommendations and propose solutions
  • Effective verbal and written communication skills, including negotiation, presentation, and influence to achieve favorable outcomes
  • Knowledge of commercial lines coverages and policies in assigned states
  • Ability to professionally interact with our customers
  • Ability to investigate, gather facts and information, and analyze coverage
  • Understand the importance of capturing data
  • An innovative and continuous improvement mindset
  • A positive, professional, cooperative, and quality-conscious service attitude
  • Ability to work under pressure, deal with interpersonal conflict, and handle a heavy workload
  • Possess analytical and problem-solving skills
  • Verbal and written communication skills, including negotiation, presentation, and influence skills
  • Ability to understand Central Insurance's policies and processes
  • Ability to travel to assigned agents including occasional overnight

Total Rewards
Central establishes base pay based on several factors including labor market data and an evaluation of candidate qualifications relative to role requirements. Base pay is one component of a comprehensive total rewards package designed to support employees' financial, health, career, and retirement objectives. Central provides extensive health and wellness benefits to promote flexibility, work-life balance, and long-term financial security. For more information, see Central Insurance Benefits
Work Authorization
Central will only employ those who are legally authorized to work in the United States. This is not a position for which sponsorship will be provided. Individuals with temporary visas such as E, F-1(including those with OPT or CPT) , H-1, H-2, L-1, B, J or TN, or who need sponsorship for work authorization now or in the future, are not eligible for hire.
Equal Opportunity Employer
It is the policy of Central that all recruiting, hiring, training, compensation, overtime, job classification and assignment, facilities, promotions, transfers, employee treatment and all other terms and conditions of employment shall be maintained in a manner which will not discriminate against any person because of race, color, age, sex, national origin, ancestry, religion, marital status, military status, or disability. The applicant should respond to questions on this application in a way that will not divulge such information. #LI-Remote, #LI-CM1

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