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Junior Underwriter Jobs (NOW HIRING)

Primma, LLC

Junior Underwriting Account Manager

Boston, MA · On-site

$72K - $82K/yr

The Junior Underwriter will have a thorough understanding of EmPRO's strategies and appetites and will use internal and external data to make appropriate individual and portfolio risk decisions in ...

New

Primma, LLC

Junior Underwriting Account Manager

Trenton, NJ · On-site

$72K - $82K/yr

The Junior Underwriter will have a thorough understanding of EmPRO's strategies and appetites and will use internal and external data to make appropriate individual and portfolio risk decisions in ...

New

Primma, LLC

Junior Underwriting Account Manager

Trenton, NJ · On-site

$72K - $82K/yr

The Junior Underwriter will have a thorough understanding of EmPRO's strategies and appetites and will use internal and external data to make appropriate individual and portfolio risk decisions in ...

New

Primma, LLC

Junior Underwriting Account Manager

Boston, MA · On-site

$72K - $82K/yr

The Junior Underwriter will have a thorough understanding of EmPRO's strategies and appetites and will use internal and external data to make appropriate individual and portfolio risk decisions in ...

New

LBC Mortgage

Senior Underwriter

California City, CA · On-site

$120K - $142K/yr

We are looking for an experienced Senior Hard Money Underwriter who can independently underwrite complex deals, support junior underwriters, and ensure strong credit and collateral decisions while ...

LBC Mortgage

Senior Underwriter

Los Angeles, CA · On-site

$106K - $125K/yr

We are looking for an experienced Senior Hard Money Underwriter who can independently underwrite complex deals, support junior underwriters, and ensure strong credit and collateral decisions while ...

LBC Mortgage

Senior Underwriter

Los Angeles, CA · On-site

$106K - $125K/yr

We are looking for an experienced Senior Hard Money Underwriter who can independently underwrite complex deals, support junior underwriters, and ensure strong credit and collateral decisions while ...

LBC Mortgage

Senior Underwriter

Orange, CA · On-site

$105K - $124K/yr

We are looking for an experienced Senior Hard Money Underwriter who can independently underwrite complex deals, support junior underwriters, and ensure strong credit and collateral decisions while ...

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How much do junior underwriter jobs pay per hour?

As of Aug 8, 2026, the average hourly pay for junior underwriter in the United States is $22.27, according to ZipRecruiter salary data. Most workers in this role earn between $16.83 and $27.40 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a junior underwriter?

To thrive as a Junior Underwriter, you need strong analytical skills, attention to detail, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, risk assessment tools, and regulatory compliance systems is typically required. Effective communication, organization, and a collaborative mindset help individuals excel in evaluating applications and coordinating with teams. These skills ensure accurate risk evaluation, regulatory adherence, and smooth workflow within the underwriting process.

What are some common challenges faced by junior underwriters in their first year on the job?

Junior Underwriters often encounter challenges such as managing a steep learning curve when assessing risk and understanding complex insurance policies. They may also find it challenging to balance speed and accuracy while processing applications, as well as adapting to various underwriting software and compliance requirements. Working closely with senior underwriters and other departments helps develop decision-making skills and a strong attention to detail, both of which are essential for success and career growth in underwriting.

What does a junior underwriter do?

A Junior Underwriter assists in evaluating and analyzing the risks associated with insurance applications or loan requests. They review documents, verify applicant information, and follow established guidelines to determine eligibility. Working under the supervision of senior underwriters, they help ensure that decisions are accurate and align with company policies. Their role often involves data entry, communication with clients or brokers, and learning the fundamentals of risk assessment.

What is a junior underwriter?

A junior underwriter works at a loan company or other financial institution and supports a senior underwriter during the consumer loan process. As a junior underwriter, your job duties include reviewing customer loan applications for accuracy and completeness, evaluating credit reports to determine the creditworthiness of an applicant, and resolving issues with the application process. You may also work with the funding side of the business to secure financing for loans.

Is it hard to get a job in underwriting?

Getting a junior underwriter position can be competitive, as it often requires relevant education, such as a degree in finance or risk management, and sometimes industry certifications. Strong analytical skills, attention to detail, and familiarity with underwriting software can improve chances of employment, but entry-level roles are generally accessible to candidates with the right qualifications and training.

How do I become a junior underwriter with no experience?

To become a junior underwriter with no experience, candidates should focus on gaining relevant knowledge through online courses or certifications in insurance or risk assessment. Entry-level roles often require strong analytical skills, attention to detail, and basic computer proficiency; internships or related administrative roles can also provide valuable experience and industry exposure.

How much do beginner underwriters make?

Entry-level underwriters typically earn between $45,000 and $60,000 annually, depending on the industry, location, and company size. Starting salaries may be lower for those without prior experience, but can increase with relevant certifications and skills in risk assessment and insurance policies.
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Junior Underwriter jobs near you
Infographic showing various Junior Underwriter job openings in the United States as of August 2026, with employment types broken down into 100% Full Time. Highlights an 67% In-person, and 33% Remote job distribution, with an average salary of $46,316 per year, or $22.3 per hour.

Junior Underwriting Account Manager

Primma, LLC

Boston, MA • On-site

$72K - $82K/yr

Full-time

Posted 2 days ago

New

Job description

**This role is onsite at our Hamilton, NJ or Boston, MA office, with the option for a hybrid schedule after the training period. **


General Summary:

This position is responsible for the profitable growth of an assigned book of business, utilizing underwriting policies and guidelines, rating manual rules and appropriate state insurance laws and regulations. The Junior Underwriter will have a thorough understanding of EmPRO’s strategies and appetites and will use internal and external data to make appropriate individual and portfolio risk decisions in conjunction with his/her assigned manager.


Essential Duties & Responsibilities:

  • Underwrite accounts for Physician Underwriting – Expansion States within the scope of assigned underwriting authority
  • Review and prepare indication proposals on submissions and account renewals for both individual physicians and physician group accounts.
  • Present new submissions and recommendations to actuary, VP of Underwriting and when necessary to Executive Management
  • Process various policy endorsements and policy issuance
  • Demonstrates in-depth knowledge of EmPRO’s products and appetite while clearly communicating EmPRO’s position at the point of sale
  • Maintain diary system for management of scheduled letters and communication with brokers and insureds
  • Produce form letters on account status to brokers/clients
  • Input accounts in database
  • Produce analyses and reports on an as needed basis
  • Review new submissions for outstanding information required to provide an indication
  • Assist with projects on an as needed basis
  • Follow -up with brokers/insureds on requested documents
  • Conduct visits/meetings with our brokers & insureds; establish and maintain effective relationships and open communication
  • Keep abreast of industry and regulatory trends and requirements
  • Other duties as may be assigned


Education & Qualifications:

  • Bachelor’s Degree, or equivalent business experience required. RPLU or CPCU designation desired.
  • 1-2 years of related insurance experience required; professional liability insurance required
  • Foundational knowledge of underwriting process, coverages, and tools to gather and evaluate information in order to reach appropriate decisions on renewals and new business.
  • Proficient in WORD, EXCEL, POWERPOINT.
  • Must be an independent worker who is detail-oriented and have good organizational skills.
  • Excellent written and oral communication skills
  • Ability to function in a professional office environment and utilize standard office equipment
  • Ability to maintain a cooperative, courteous and professional relationship with colleagues, insureds, brokers and management


The actual compensation for this position will be determined by experience and other factors permitted by law.