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Manager Remote Reverse Mortgage Underwriter Jobs in Michigan

Dart Bank

Sr. Mortgage Underwriter

Lansing, MI · On-site +1

$118K/yr

Strong time management skills with the ability to balance multiple tasks and deadlines * Customer ... mortgage loan processing experience including experience with web based automated underwriting ...

AD Mortgage

Government Senior Underwriter

Troy, MI · On-site +1

$93K - $110K/yr

Acts as a recognized subject matter expert within the Company and partners with management on ... Mortgage Operations | Underwriting Role Government Senior Underwriter Locations Troy MI Remote ...

AD Mortgage

Government Senior Underwriter

Troy, MI · Remote

$93K - $110K/yr

About this opportunity AD Mortgage is a leading nationwide mortgage lender with over 20 years of ... Acts as a recognized subject matter expert within the Company and partners with management on ...

Huntington

Mortgage Loan Officer

Brighton, MI · On-site +1

... for underwriting. Responsible for maintaining client relationships. Advises customers on the ... Remote roles will also have the opportunity to come together in our offices for moments that matter.

Huntington

Mortgage Loan Officer

Plymouth, MI · On-site +1

Knowledge of mortgage procedures, documentation, and underwriting guidelines * Demonstrated ability ... Remote roles will also have the opportunity to come together in our offices for moments that matter.

Huntington

Mortgage Loan Officer

Saginaw, MI · On-site +1

... for underwriting. Responsible for maintaining client relationships. Advises customers on the ... Remote roles will also have the opportunity to come together in our offices for moments that matter.

Huntington

Mortgage Loan Officer

Plymouth, MI · On-site +1

Knowledge of mortgage procedures, documentation, and underwriting guidelines * Demonstrated ability ... Remote roles will also have the opportunity to come together in our offices for moments that matter.

Huntington

Mortgage Loan Officer

Clinton Township, MI · On-site +1

Knowledge of mortgage procedures, documentation, and underwriting guidelines * Demonstrated ability ... Remote roles will also have the opportunity to come together in our offices for moments that matter.

Huntington

Mortgage Loan Officer

Harbor Beach, MI · On-site +1

Knowledge of mortgage procedures, documentation, and underwriting guidelines * Demonstrated ability ... Remote roles will also have the opportunity to come together in our offices for moments that matter.

Huntington

Mortgage Loan Officer

Brighton, MI · On-site +1

Knowledge of mortgage procedures, documentation, and underwriting guidelines * Demonstrated ability ... Remote roles will also have the opportunity to come together in our offices for moments that matter.

Huntington

Mortgage Loan Officer

Harbor Beach, MI · On-site +1

Knowledge of mortgage procedures, documentation, and underwriting guidelines * Demonstrated ability ... Remote roles will also have the opportunity to come together in our offices for moments that matter.

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All JobsReverse Mortgage Underwriter JobsManager Remote Reverse Mortgage Underwriter JobsManager Remote Reverse Mortgage Underwriter Jobs in Michigan

Manager Remote Reverse Mortgage Underwriter information

What is a manager remote reverse mortgage underwriter?

A Manager Remote Reverse Mortgage Underwriter is a professional who oversees a team of underwriters responsible for evaluating and approving reverse mortgage applications, typically while working remotely. This role involves ensuring compliance with lending guidelines, reviewing applicants’ financial information, and making final loan decisions. The manager also provides leadership, training, and support to the underwriting team to maintain quality and efficiency. Their expertise helps lenders minimize risk and ensures borrowers meet all necessary requirements.

What are the key skills and qualifications needed to thrive as a manager remote reverse mortgage underwriter?

To thrive as a Manager Remote Reverse Mortgage Underwriter, you need extensive knowledge of mortgage underwriting guidelines, FHA and HECM regulations, and proven experience in reverse mortgage processing and team leadership. Proficiency in loan origination systems (LOS), automated underwriting systems (AUS), and relevant certifications such as DE (Direct Endorsement) are typically required. Strong analytical skills, attention to detail, and effective communication are crucial for managing teams and ensuring compliance in a remote environment. These skills and qualifications are essential for ensuring accurate underwriting decisions, regulatory compliance, and maintaining high productivity and quality standards within a remote team.

What are some common challenges faced by a manager remote reverse mortgage underwriter, and how can they be addressed?

A Manager Remote Reverse Mortgage Underwriter often encounters challenges such as ensuring regulatory compliance across various jurisdictions, maintaining clear communication with distributed team members, and staying updated with frequent changes in lending guidelines. To address these, it's essential to implement robust digital collaboration tools, provide regular training sessions, and establish standardized procedures for documentation and review. Proactively fostering open communication and feedback loops with both team members and other departments (like loan officers and processors) can also help streamline workflow and reduce errors.

What is the difference between Manager Remote Reverse Mortgage Underwriter vs Remote Mortgage Underwriter?

AspectManager Remote Reverse Mortgage UnderwriterRemote Mortgage Underwriter
CertificationsHUD, FHA, or VA certifications often preferredSame certifications, depending on lender requirements
Work EnvironmentRemote, focused on reverse mortgage productsRemote, covering various mortgage types
Industry UsagePrimarily in reverse mortgage lendingIn conventional and government-backed mortgage lending
Job FocusAssessing reverse mortgage applications and complianceEvaluating standard mortgage applications and risk

The Manager Remote Reverse Mortgage Underwriter specializes in reverse mortgage assessments, while the Remote Mortgage Underwriter handles a broader range of mortgage types. Both roles require similar certifications and work environments but differ in product focus and industry usage.

What are popular job titles related to Manager Remote Reverse Mortgage Underwriter jobs in Michigan?

For Manager Remote Reverse Mortgage Underwriter jobs in Michigan, the most frequently searched job titles are:

What job categories do people searching Manager Remote Reverse Mortgage Underwriter jobs in Michigan look for?

The top searched job categories for Manager Remote Reverse Mortgage Underwriter jobs in Michigan are:

What cities in Michigan are hiring for Manager Remote Reverse Mortgage Underwriter jobs?

Cities in Michigan with the most Manager Remote Reverse Mortgage Underwriter job openings:

Manager Remote Reverse Mortgage Underwriter jobs near you

Sr. Mortgage Underwriter

Lansing, MI • On-site, Remote

Dart Bank
See more jobs at Dart Bankexternal

$118K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 7 days ago

Job description

Job Summary:
All Dart Bank team members take 100% ownership of their positions. They are proactive, flexible, courteous and resourceful. They have a "how can we make this work" mindset. They are innovative and creative in meeting the needs of their position and in offering ideas and solutions that will be of benefit. They are excellent at prioritization and organization to ensure maximum customer satisfaction. Underwriters are self-sufficient, confident and accurate decision makers. They have the ability to work both independently and cohesively with others and foster a team environment. The focus of an underwriter is to provide sound risk evaluation of mortgage applications while always putting the client first. Maintaining an attitude of approachability and willingness to assist in troubleshooting with processors and Mortgage bankers is essential. They thrive in our ever-changing environment. They take great pride in contributing to Dart Bank being an industry leader in our markets
Job Duties:
  • Underwrite Conventional and Portfolio loan products as well as MSHDA/USDA/FHA/VA mortgage applications.
  • Meet or exceed current production standards for an Underwriter.
  • Run various AUS programs, review findings and clear conditions.
  • Thorough understanding of underwriting fundamentals and able to implement changing overlays to ensure quality files that meet secondary market investor guidelines.
  • Review and analyze complex financial statements, personal and corporate tax returns.
  • Review credit worthiness, assets, income, sale contracts, appraisal, title and supporting documents in accordance with agency and/or investor guidelines.
  • Issue denials and/or counter offers in accordance with compliance regulations.
  • Prioritize workflow to meet deadlines.
  • Maintain or exceed established timeframes for workflow.
  • Work closely with Mortgage Bankers and Processors to find solutions as needed.
  • Perform due diligence on all borrowers, their employment and subject property and investigate loan file for any fraudulent activity.
  • Executing an appraisal analysis to determine that acceptable collateral standards are met, while completing the necessary research to determine federal, state and company compliance.
  • Assist post-closing with any additional documentation or clarification required by investor at purchase.
  • Actively participate and advocate the bank's training and development programs and commitment to learning.
  • Excellent verbal and written communication skills with the ability to handle delicate situations with diplomacy and tact.
  • Adaptability and Candor: You will be working with some of the newest technology in the mortgage industry. As it evolves, we will expect your feedback to improve our products.
  • Maintain strong knowledge and understanding of Agency and Investor requirements along with compliance issues.
  • Responsible for following company policies and procedures as directed. Never employ workarounds to procedures or policies.
  • Be relentlessly resourceful in finding answers.
  • Strong government loan knowledge base to include some of the following loan types - FHA/VA/MSHDA/USDA.
  • Willing and able to assist and direct underwriters for training on new products.
  • Continue training to remain consistently up to date with agency/investor requirements.
  • Work closely with the underwriting team to ensure consistency and accuracy with file conditions.
  • Respond to Helpdesk questions and scenario reviews in a timely manner as directed.
  • Maintain strong positive communication with all departments to develop cohesive working relationships.
  • Underwrite the more difficult and complicated mortgages.
  • All other duties as assigned.
  • Adheres to all Federal and State laws and regulations, including the Bank Secrecy Act.

Qualifications
  • Education
    • College degree or equivalent experience.
  • Skills:
    • Demonstrates consistency, reliability, and a strong commitment to responsibilities
    • Highly organized with strong attention to detail
    • Strong verbal and written communication skills
    • Strong time management skills with the ability to balance multiple tasks and deadlines
    • Customer-focused mindset with a high standard of service
    • Proficient in computer applications and general technology use
  • Experience:
    • 5+ years of prior mortgage loan processing experience including experience with web based automated underwriting systems, loan origination systems.
    • 1+ years of experience with government loan programs, such as FHA, VA, USDA, or MSHDA loans
    • Experience with correspondent lenders, preferred.

Essential Functions:
  • Use of hands
  • Vision
  • Communicate verbally

Supervised by
  • Mortgage Loan Manager

Supervises
  • None

Who We Are
Dart Bank is a community bank, serving our community since 1925. We specialize in providing financial services, but we are passionate about serving the community and building real relationships with people. Dart Bank provides innovative financial services for both personal and business banking, consumer and mortgage loans, commercial loans and lines of credit, merchant credit card processing, investment services and more. Our array of products and services and our longstanding history within our communities shows we care about what matters most for our customers and we are there for them for the most important times in their lives. Dart Bank. For What Matters Most.
We offer:
  • Medical Benefits
  • Dental
  • Vision
  • 401(K) Employee Stock Ownership Plan
  • Paid vacation & sick time
  • Flexible scheduling
  • Employee Assistance Program
  • Dart Bank University

At Dart Bank you can expect to be surrounded by a team that will support you and invest in your growth in a quick-paced work environment where we deliver exceptional customer service. We are a local business that cares about our employees and our community.
Dart Bank is committed to providing equal opportunity in employment, maintaining a diverse workforce, and prohibiting all forms of unlawful discrimination and harassment.
All employment decisions, policies, and practices, in terms of the recruitment process and other conditions and privileges of employment, will comply with applicable federal, state, and local anti-discrimination laws. The Company seeks, employs, promotes, and compensates qualified individuals based on ability, as demonstrated by performance and other legitimate nondiscriminatory factors, without regard to race, color, religion, national origin, citizenship, ancestry, sex (including sexual orientation, gender expression, and gender identity), age, physical or mental disability, pregnancy, genetic information, military status, veteran status, or any other protected status under federal, state (in Michigan: marital status, familial status, height, weight, and misdemeanor arrest record), or local law (individually and collectively, "Protected Class"). This employer participates in E Verify and will provide the federal government with your Form I 9 information to confirm that you are authorized to work in the United States. If E Verify cannot confirm that you are authorized to work, this employer is required to give you written instructions and an opportunity to contact Department of Homeland Security (DHS) or Social Security Administration (SSA) so that you can begin to resolve the issue before this employer can take any action against you, including terminating your employment. This employer can only use E Verify once you have accepted a job offer and completed Form I 9.

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