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Entry Level Insurance Underwriter Jobs (NOW HIRING)

Jencap

Underwriting Assistant - Personal Lines

Red Bank, NJ

$20 - $27.50/hr

Prepare quotations and proposals for broker client and assist underwriter by answering or fielding ... Recommend employee pursue entry level insurance related courses which will enhance knowledge of ...

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Entry Level Insurance Underwriter information

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$28K

$62.3K

$105K

How much do entry level insurance underwriter jobs pay per year?

As of Jul 17, 2026, the average yearly pay for entry level insurance underwriter in the United States is $62,283.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,000.00 and $83,500.00 per year, depending on experience, location, and employer.

What is the starting salary for an insurance underwriter?

The starting salary for an entry-level insurance underwriter typically ranges from $45,000 to $60,000 annually, depending on location, company, and individual qualifications. Gaining relevant certifications and skills in underwriting software can improve salary prospects.

What Does an Entry-Level Insurance Underwriter Do?

An entry-level insurance underwriter works as a trainee or assistant while learning how to assess an insurance application, define risk, determine eligibility, calculate policy premiums, and accept or deny each request for coverage. You perform your duties under the supervision of a senior underwriter. At the start of your career, your responsibilities focus on data collection and basic application processing. As you gain experience, you handle more-complex applications and can work independently. An insurance underwriter can specialize in life, property, casualty, commercial, or specialty insurance.

How to be an underwriter with no experience?

Entry-level insurance underwriters can start by obtaining relevant education such as a bachelor's degree in finance, business, or a related field. Gaining knowledge of insurance policies, risk assessment, and using underwriting software through online courses or certifications can also improve prospects; some employers offer on-the-job training for candidates with strong analytical skills and attention to detail.

What is the difference between Entry Level Insurance Underwriter vs Insurance Claims Adjuster?

AspectEntry Level Insurance UnderwriterInsurance Claims Adjuster
Required CredentialsHigh school diploma or bachelor’s; some certifications (e.g., CPCU) beneficialHigh school diploma or bachelor’s; licensing may be required
Work EnvironmentOffice-based, analyzing applications and risk factorsField and office work, investigating claims
Industry UsageInsurance companies, underwriting departmentsInsurance companies, claims departments
Common Search/ComparisonEntry Level Insurance Underwriter vs Insurance Claims Adjuster

While both roles are vital in the insurance industry, an Entry Level Insurance Underwriter primarily assesses risk and approves policies, whereas an Insurance Claims Adjuster investigates and settles claims. Both positions require strong analytical skills and industry knowledge, but they focus on different stages of the insurance process.

Is insurance underwriting hard to get into?

Entry level insurance underwriting can be competitive, but it is accessible to those with a relevant degree such as in finance, risk management, or related fields. Strong analytical skills, attention to detail, and familiarity with underwriting software can improve chances of entry, and some employers offer training programs for new underwriters.

What are the key skills and qualifications needed to thrive as an Entry Level Insurance Underwriter, and why are they important?

To thrive as an Entry Level Insurance Underwriter, you need a solid understanding of risk assessment, analytical thinking, and attention to detail, typically backed by a bachelor’s degree in finance, business, or a related field. Familiarity with underwriting software, insurance databases, and sometimes certifications like Associate in Commercial Underwriting (AU) are valuable. Strong communication, organizational skills, and the ability to make sound judgments help you stand out in this position. These skills and qualifications ensure accurate risk evaluations, effective decision-making, and smooth collaboration with clients and colleagues.

What are some typical challenges faced by entry level insurance underwriters, and how can they be overcome?

Entry level insurance underwriters often encounter challenges such as learning to assess risk accurately with limited experience, keeping up with ever-changing regulations, and managing a high volume of applications within tight deadlines. Overcoming these challenges involves actively seeking mentorship from senior underwriters, participating in ongoing training programs offered by employers, and developing strong organizational skills. Collaborating closely with colleagues in claims, sales, and actuarial departments also helps new underwriters gain a broader perspective and make more informed decisions.

How to start a career in insurance underwriting?

To start a career as an entry-level insurance underwriter, candidates typically need a bachelor's degree in fields like finance, economics, or business. Gaining knowledge of insurance policies, risk assessment, and using underwriting software is important, and internships or entry-level positions can provide practical experience to develop relevant skills.

What does an entry level insurance underwriter do?

An entry level insurance underwriter reviews applications for insurance coverage and evaluates the risks involved in insuring people or assets. They analyze information such as financial data, health records, and other relevant documents to determine if the applicant meets the company's guidelines. Their responsibilities also include making recommendations on coverage amounts, premiums, and policy terms under the supervision of more experienced underwriters. This role is essential for making sure insurance companies issue policies that are both fair to the customer and profitable for the business.
More about Entry Level Insurance Underwriter jobs
What cities are hiring for Entry Level Insurance Underwriter jobs? Cities with the most Entry Level Insurance Underwriter job openings:
What are the most commonly searched types of Insurance Underwriter jobs? The most popular types of Insurance Underwriter jobs are:
What states have the most Entry Level Insurance Underwriter jobs? States with the most job openings for Entry Level Insurance Underwriter jobs include:
What job categories do people searching Entry Level Insurance Underwriter jobs look for? The top searched job categories for Entry Level Insurance Underwriter jobs are:
Entry Level Insurance Underwriter jobs near you
Infographic showing various Entry Level Insurance Underwriter job openings in the United States as of July 2026, with employment types broken down into 94% Full Time, and 6% Contract. Highlights an 53% In-person, 6% Hybrid, and 41% Remote job distribution, with an average salary of $62,283 per year, or $29.9 per hour.
Entry-Level Insurance Associate Underwriter

Entry-Level Insurance Associate Underwriter

Amwins

Baton Rouge, LA • On-site

Full-time

Medical, Dental, Vision, Life, PTO

Posted 3 days ago

New

Amwins rating

7.8

Company rating: 7.8 out of 10

Based on 38 frontline employees who took The Breakroom Quiz

168th of 281 rated insurance

Job description

At Amwins, we succeed together — and have a good time doing it.
We know people don't leave companies. They leave cultures — which is why we work so hard on ours. At Amwins, we thrive on collaboration, not cutthroat competition. Our teams work together to help each other succeed, and we do right by our clients so they can do right by theirs.
First and foremost, we invest in our employees. That investment shows in everything we do; education and development programs, comprehensive and competitive benefits, and an organizational structure that's 43% owned by employee shareholders.
Our commitment to diversity, equity and inclusion helps cultivate an open, welcoming workplace that reflects the communities we serve. ​You will have the opportunity to volunteer within Amwins through a wide range of committees and in your community through the Amwins Foundation and Summer of Service.
Working at Amwins means you love what you do, how you do it and, ultimately, who you do it with. Whether it's today or 150 years from now, we continue to invest in our culture and your development so opportunities for growth and career advancement are never in short supply.
At Amwins, we win together — and have a good time doing it.
Learn more about us at amwins.com.
We see you in Amwins blue!

Join our Amwins Access team in Baton Rouge as an Associate Underwriter!

This is a full time, in office position in our Baton Rouge, LA office.
We are looking for people with:
  • 1 or more years of prior insurance experience and/or related degree from an accredited four-year university
  • Ability to earn a Property & Casualty License within 90 days, cost reimbursed and study support provided by Amwins
  • Excellent computer skills including Microsoft 365 proficiency with an emphasis in Excel spreadsheets
  • Effective communication skills, verbal and in written
  • Exceptional attention to detail and ability to multitask
  • Ability to prioritize important and pressing tasks
Each Associate Underwriter provides vital team functions:
  • Review submission information required to issue new or renewal quotes
  • Rate and prepare new or renewal quotes as directed by Underwriter
  • Review and handle inspection recommendations and discrepancies
  • Monitor various reports for consistency
  • Potential for policy issuance and endorsement processing, including audits
  • Assist in accounting procedures such as invoicing
  • Data entry into multiple internet based systems
Snapshot of what Amwins provides to our team members:
  • Compensation includes a salary commensurate with experience
  • Annual bonus potential
  • Broad benefits package available
    • Most benefits available first day of employment
    • Medical, Dental, Vision, Life, etc.
    • Parental Leave, Adoption Assistance, Travel Reimbursement for healthcare, Retail Discount Program, Scholarships for dependents of Amwins employees, etc.
  • Generous Paid Time Off and Company Holiday Schedule
  • Collaborative, continuing education focused work environment
  • Career advancement opportunities
The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

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