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Entry Level Insurance Underwriter Jobs in Texas (NOW HIRING)

DR Horton, Inc.

Underwriter

Austin, TX · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Life & Disability Insurance * Vacation, Sick, Personal Time and Company Holidays * Multiple ...

D.R. Horton, Inc

Underwriter

Austin, TX

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Life & Disability Insurance * Vacation, Sick, Personal Time and Company Holidays * Multiple ...

DR Horton

Underwriter

Austin, TX · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Life & Disability Insurance * Vacation, Sick, Personal Time and Company Holidays * Multiple ...

DHI Mortgage

Underwriter

Austin, TX

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Life & Disability Insurance * Vacation, Sick, Personal Time and Company Holidays * Multiple ...

DR Horton, Inc.

Collateral Underwriter

Austin, TX · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Life & Disability Insurance * Vacation, Sick, Personal Time and Company Holidays * Multiple ...

D.R. Horton, Inc

Collateral Underwriter

Austin, TX

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Life & Disability Insurance * Vacation, Sick, Personal Time and Company Holidays * Multiple ...

DHI Mortgage

Collateral Underwriter

Austin, TX

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Life & Disability Insurance * Vacation, Sick, Personal Time and Company Holidays * Multiple ...

DR Horton

Collateral Underwriter

Austin, TX · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Life & Disability Insurance * Vacation, Sick, Personal Time and Company Holidays * Multiple ...

TEKsystems

Mortgage Underwriter

Coppell, TX

$22.02 - $39.93/hr

... Entry Level Job Type & Location This is a Contract position based out of Coppell, TX. Pay and ... Insurance (Voluntary Life & AD&D for the employee and dependents) • Short and long-term ...

TEKsystems

Mortgage Underwriter

Coppell, TX

$22.02 - $39.93/hr

... Entry Level Job Type & Location This is a Contract position based out of Coppell, TX. Pay and ... Insurance (Voluntary Life & AD&D for the employee and dependents) • Short and long-term ...

Two Oaks

Licensed Insurance Agent

Nederland, TX · On-site

Salary: $14-$18 Entry-Level Licensed Insurance Salesperson Position Summary: We are seeking a ... Stay current with product offerings, underwriting guidelines, and industry regulations. * Meet or ...

Elite Financial Legacy

Remote Insurance Sales

Houston, TX · On-site

$500 - $2.0K/wk

Guide clients through the application and underwriting process * Maintain relationships * Manage ... Career changers looking for a scalable income opportunity * Entry-level candidates open to training ...

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All JobsInsurance Underwriter JobsEntry Level Insurance Underwriter JobsEntry Level Insurance Underwriter Jobs in Texas

Entry Level Insurance Underwriter information

See Texas salary details

$26.1K

$58K

$97.8K

How much do entry level insurance underwriter jobs pay per year?

As of Jul 29, 2026, the average yearly pay for entry level insurance underwriter in Texas is $58,026.00, according to ZipRecruiter salary data. Most workers in this role earn between $41,000.00 and $77,800.00 per year, depending on experience, location, and employer.

What is the starting salary for an insurance underwriter?

The starting salary for an entry-level insurance underwriter typically ranges from $45,000 to $60,000 annually, depending on location, company, and individual qualifications. Gaining relevant certifications and skills in underwriting software can improve salary prospects.

What Does an Entry-Level Insurance Underwriter Do?

An entry-level insurance underwriter works as a trainee or assistant while learning how to assess an insurance application, define risk, determine eligibility, calculate policy premiums, and accept or deny each request for coverage. You perform your duties under the supervision of a senior underwriter. At the start of your career, your responsibilities focus on data collection and basic application processing. As you gain experience, you handle more-complex applications and can work independently. An insurance underwriter can specialize in life, property, casualty, commercial, or specialty insurance.

How to be an underwriter with no experience?

Entry-level insurance underwriters can start by obtaining relevant education such as a bachelor's degree in finance, business, or a related field. Gaining knowledge of insurance policies, risk assessment, and using underwriting software through online courses or certifications can also improve prospects; some employers offer on-the-job training for candidates with strong analytical skills and attention to detail.

What is the difference between Entry Level Insurance Underwriter vs Insurance Claims Adjuster?

AspectEntry Level Insurance UnderwriterInsurance Claims Adjuster
Required CredentialsHigh school diploma or bachelor’s; some certifications (e.g., CPCU) beneficialHigh school diploma or bachelor’s; licensing may be required
Work EnvironmentOffice-based, analyzing applications and risk factorsField and office work, investigating claims
Industry UsageInsurance companies, underwriting departmentsInsurance companies, claims departments
Common Search/ComparisonEntry Level Insurance Underwriter vs Insurance Claims Adjuster

While both roles are vital in the insurance industry, an Entry Level Insurance Underwriter primarily assesses risk and approves policies, whereas an Insurance Claims Adjuster investigates and settles claims. Both positions require strong analytical skills and industry knowledge, but they focus on different stages of the insurance process.

Is insurance underwriting hard to get into?

Entry level insurance underwriting can be competitive, but it is accessible to those with a relevant degree such as in finance, risk management, or related fields. Strong analytical skills, attention to detail, and familiarity with underwriting software can improve chances of entry, and some employers offer training programs for new underwriters.

What are the key skills and qualifications needed to thrive as an Entry Level Insurance Underwriter, and why are they important?

To thrive as an Entry Level Insurance Underwriter, you need a solid understanding of risk assessment, analytical thinking, and attention to detail, typically backed by a bachelor’s degree in finance, business, or a related field. Familiarity with underwriting software, insurance databases, and sometimes certifications like Associate in Commercial Underwriting (AU) are valuable. Strong communication, organizational skills, and the ability to make sound judgments help you stand out in this position. These skills and qualifications ensure accurate risk evaluations, effective decision-making, and smooth collaboration with clients and colleagues.

What are some typical challenges faced by entry level insurance underwriters, and how can they be overcome?

Entry level insurance underwriters often encounter challenges such as learning to assess risk accurately with limited experience, keeping up with ever-changing regulations, and managing a high volume of applications within tight deadlines. Overcoming these challenges involves actively seeking mentorship from senior underwriters, participating in ongoing training programs offered by employers, and developing strong organizational skills. Collaborating closely with colleagues in claims, sales, and actuarial departments also helps new underwriters gain a broader perspective and make more informed decisions.

How to start a career in insurance underwriting?

To start a career as an entry-level insurance underwriter, candidates typically need a bachelor's degree in fields like finance, economics, or business. Gaining knowledge of insurance policies, risk assessment, and using underwriting software is important, and internships or entry-level positions can provide practical experience to develop relevant skills.

What does an entry level insurance underwriter do?

An entry level insurance underwriter reviews applications for insurance coverage and evaluates the risks involved in insuring people or assets. They analyze information such as financial data, health records, and other relevant documents to determine if the applicant meets the company's guidelines. Their responsibilities also include making recommendations on coverage amounts, premiums, and policy terms under the supervision of more experienced underwriters. This role is essential for making sure insurance companies issue policies that are both fair to the customer and profitable for the business.
More about Entry Level Insurance Underwriter jobs
What are the most commonly searched types of Insurance Underwriter jobs in Texas? The most popular types of Insurance Underwriter jobs in Texas are:
What are popular job titles related to Entry Level Insurance Underwriter jobs in Texas? For Entry Level Insurance Underwriter jobs in Texas, the most frequently searched job titles are:
What job categories do people searching Entry Level Insurance Underwriter jobs in Texas look for? The top searched job categories for Entry Level Insurance Underwriter jobs in Texas are:
What cities in Texas are hiring for Entry Level Insurance Underwriter jobs? Cities in Texas with the most Entry Level Insurance Underwriter job openings:
Entry Level Insurance Underwriter jobs near you
Infographic showing various Entry Level Insurance Underwriter job openings in Texas as of July 2026, with employment types broken down into 86% Full Time, 11% Part Time, 1% Temporary, and 2% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $58,026 per year, or $27.9 per hour.

Underwriter

DR Horton, Inc.

Austin, TX • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 7 days ago

D.R. Horton rating

7.4

Company rating: 7.4 out of 10

Based on 34 frontline employees who took The Breakroom Quiz

36th of 80 rated construction

Job description

D.R. Horton, Inc., the largest homebuilder in the U.S., was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries. Please visit our website at www.drhorton.com for more information.
D.R. Horton, Inc. is currently looking for an Underwriter in the Underwriting Department. The right candidate will be responsible for the underwriting of manual loans or the validation of automated findings on government loans (FHA and VA).
Essential Duties and Responsibilities include the following. Other duties may be assigned.
  • Receive daily loans for underwriting that have been assigned by the Regional Underwriting Manager
  • Maintain responsibility for the underwriting of manual loans or the validation of automated findings on government loans (FHA and VA)
  • Prioritize RUSH's, Collateral Underwriter conditions, and newly submitted loans to meet the required turn-around time, acting on a minimum (if volume is present) of 100 loans monthly
  • Maintain full delegation with FHA Direct Endorsement and VA Automatic with LAPP approval
  • Indicate the conditions and approvals and enter the information into the Loan Origination System or Empower
  • Act and approve all appraisals and complete the FHA Conditional Commitment and the VA NOV's when applicable
  • Review and make decisions on bond loans and conventional loans from various investors and be proficient with all guidelines
  • Upon rejection of a loan, notify the branch of their recommendation and submit the loan to the Regional Underwriting Manager for an in-depth second review
  • Maintain frequent contact with the Processors, Mortgage Loan Originators and Branch Managers
  • Conduct all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company

Education and/or Experience
  • High school diploma or general education degree (GED)
  • One to two years of experience in the mortgage industry
  • Proficiency with MS Office and email

Preferred Qualifications
  • Bachelor's degree from four-year college or university preferred
  • FHA Direct Endorsement preferred
  • Strong written and oral communication skills
  • Excellent organizational skills and the ability to meet deadlines
  • Ability to accurately and efficiently process and record a large volume of data

Come join a winning team with a Fortune 500 company! We are growing fast and are looking for enthusiastic attitudes and team players to join our success. We offer an excellent benefits package including:
  • Medical, Dental and Vision
  • 401(K)
  • Employee Stock Purchase Plan
  • Flex Spending Accounts
  • Life & Disability Insurance
  • Vacation, Sick, Personal Time and Company Holidays
  • Multiple Voluntary and Company provided Benefits

Build YOUR future with D.R. Horton, America's Builder. #WeBuildPeopleToo

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