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Entry Level Underwriter Jobs in Texas (NOW HIRING)

TEKsystems

Mortgage Underwriter

Coppell, TX

$22.02 - $39.93/hr

Description To evaluate and underwrite all mortgage loan types offered by the client according to ... Entry Level Job Type & Location This is a Contract position based out of Coppell, TX. Pay and ...

DR Horton, Inc.

Underwriting Manager

Austin, TX · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... R. Horton, Inc. is currently looking for a Underwriting Manager for their Underwriting Department.

Hadronts

Entry Level Software Developer

Austin, TX

... Entry Level Software Developer Job Duties & Responsibilities Do you enjoy programming and ... As a Software Developer in our Underwriting, Reserving and Control Department you will work with a ...

DR Horton, Inc.

Mortgage Mastery Trainee

Austin, TX · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Submit files to Underwriting. * Review conditions. * Provide loan status. * When all conditions are ...

DR Horton, Inc.

Mortgage Mastery Trainee

San Antonio, TX · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Submit files to Underwriting. * Review conditions. * Provide loan status. * When all conditions are ...

DR Horton, Inc.

Mortgage Mastery Trainee

Austin, TX · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Submit files to Underwriting. * Review conditions. * Provide loan status. * When all conditions are ...

Goosehead

Enterprise Retention Specialist I

Austin, TX · On-site

The Retention Specialist I is an entry-level role responsible for re-marketing existing clients whose policies are expiring, experiencing premium increases, or facing adverse underwriting actions.

DR Horton, Inc.

Loan Processor

Austin, TX · On-site

$18.50 - $24.75/hr

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Submit all files to a DHI Underwriter at your Regional Underwriting Center. The files will be ...

DR Horton, Inc.

Loan Processor

Fort Worth, TX · On-site

$18 - $24/hr

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Submit all files to a DHI Underwriter at your Regional Underwriting Center. The files will be ...

DR Horton, Inc.

Loan Processor

Rowlett, TX · On-site

$16.75 - $22.50/hr

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Submit all files to a DHI Underwriter at your Regional Underwriting Center. The files will be ...

DR Horton, Inc.

Loan Processor

Rowlett, TX · On-site

$16.75 - $22.50/hr

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Submit all files to a DHI Underwriter at your Regional Underwriting Center. The files will be ...

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All JobsUnderwriter JobsEntry Level Underwriter JobsEntry Level Underwriter Jobs in Texas

Entry Level Underwriter information

See Texas salary details

$30.3K

$73.5K

$130K

How much do entry level underwriter jobs pay per year?

As of Aug 14, 2026, the average yearly pay for entry level underwriter in Texas is $73,487.00, according to ZipRecruiter salary data. Most workers in this role earn between $56,800.00 and $81,100.00 per year, depending on experience, location, and employer.

What are some common challenges faced by entry level underwriters, and how can they overcome them?

Entry level underwriters often face challenges such as learning complex risk assessment criteria, adapting to industry-specific software, and balancing accuracy with efficiency under tight deadlines. To overcome these challenges, it's helpful to seek mentorship from experienced colleagues, participate in training sessions, and regularly review feedback on your work. Building strong communication skills is also key, as underwriters frequently collaborate with agents, brokers, and other team members to clarify details and ensure thorough evaluations.

Is it hard to get a job in entry level underwriter?

Entry level underwriter positions are generally accessible to candidates with a relevant degree, such as in finance or risk management, and strong analytical skills. Competition can vary depending on the location and industry demand, but gaining certifications like the Chartered Property Casualty Underwriter (CPCU) can improve job prospects. Entry-level roles often require some internship or related experience and familiarity with underwriting software tools.

What does an entry level underwriter do?

As an entry-level underwriter, you analyze insurance or mortgage applications to determine premiums and coverage amounts. You research and talk to banks, medical personnel, or other field representatives to get further information before extending loans or coverage. You use set criteria to screen applicants for the products and services that you offer. Other duties and responsibilities include determining a person’s risk for loans or insurance, making the decision to provide what they are asking for, and working to assist the people applying and the companies offering coverage and financial items.

What are the key skills and qualifications needed to thrive as an entry level underwriter?

To thrive as an Entry Level Underwriter, you need strong analytical skills, attention to detail, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, spreadsheets, and risk assessment tools is typically required. Excellent communication, organizational skills, and the ability to work collaboratively are important soft skills for this role. These competencies ensure accurate risk evaluation, effective decision-making, and smooth coordination with clients and internal teams.

How to get started as an entry level underwriter?

To start as an entry-level underwriter, obtain a bachelor's degree in finance, economics, or a related field. Gaining knowledge of insurance products, risk assessment, and proficiency with underwriting software can be beneficial, along with developing strong analytical and communication skills. Internships or entry-level positions in insurance companies can provide practical experience to enter the field.
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For Entry Level Underwriter jobs in Texas, the most frequently searched job titles are:

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Entry Level Underwriter jobs near you
Infographic showing various Entry Level Underwriter job openings in Texas as of August 2026, with employment types broken down into 100% Full Time. Highlights an 62% In-person, 25% Hybrid, and 13% Remote job distribution, with an average salary of $73,487 per year, or $35.3 per hour.

Real Estate Underwriter

Texans Credit Union

Richardson, TX

Full-time

Re-posted 10 days ago

Job description

Description

Position Purpose and Objectives  

Analyze financial information and evaluate the risk of real estate loan applications, including first mortgages, home equity loans, HELOCs, and related products. Support the underwriting lifecycle by applying credit guidelines, regulatory requirements, and internal policies while delivering consistent and positive member experience. 

This role is an entry-level contributor who partners with senior underwriters and lending teams to develop underwriting expertise and support production goals. 

Major Duties and Essential Functions:  

  • Completes any other job- related duties needed that reinforce Texans Credit Union's EPIC values, traits, and behaviors.? 
  • Provide excellent member service and develops relationships with internal and external members? 
  • Analyze loan applications and supporting documentation to assess creditworthiness and risk. 
  • Perform basic to moderately complex income calculations, asset verification, and credit analysis.  
  • Review appraisals, collateral, and title documentation for completeness and adherence to policy.  
  • Apply underwriting guidelines in compliance with federal regulations (e.g., TRID, Dodd-Frank) and Texas Home Equity laws.  
  • Underwrite loans in an AUS environment and/or with guidance from senior underwriters.  
  • Maintain service level expectations, including timely loan decisioning within defined turnaround times.  
  • Communicate loan decisions clearly and professionally to internal partners and stakeholders.  
  • Provide a high level of member service and support a positive lending experience.  
  • Partner with processors, loan officers, and senior underwriters to resolve documentation and underwriting conditions.  
  • Participate in team meetings, training sessions, and continuous improvement initiatives.  
  • Assist with reports, data tracking, and departmental projects as assigned.  
  • Promote credit union products and services aligned with member needs.  
  • Perform other duties as assigned to support departmental and organizational goals. 

Positions directly supervised: 

None? 


Grade 9

Requirements

Specific knowledge, skills, and abilities required for this position:?  

  • Foundational knowledge of residential mortgage and home equity products  
  • Basic understanding of underwriting guidelines and credit risk evaluation  
  • Knowledge of applicable regulations (Truth-in-Lending, ECOA, FCRA, TRID, Dodd-Frank) 
  • Strong attention to detail and ability to manage multiple files simultaneously  
  • Effective written and verbal communication skills  
  • Ability to learn underwriting judgment and decision-making skills  
  • Customer-focused mindset with strong interpersonal skill 

Education: 

Bachelor's degree in finance, Business, Economics, or related field preferred. 

Experience: 

Minimum of 3 years of mortgage lending experience, with underwriting support, or credit analysis experience, Direct Endorsement and SAR certification preferred. 

Apply