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Entry Level Underwriter Jobs in Texas (NOW HIRING)

DHI Mortgage

Underwriter

Austin, TX · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Horton, Inc. is currently looking for an Underwriter in the Underwriting Department. The right ...

DHI Mortgage

Collateral Underwriter

Austin, TX · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... R. Horton, Inc. is currently looking for a Collateral Underwriter . The right candidate is ...

TEKsystems

Mortgage Underwriter

Coppell, TX

$22.02 - $39.93/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Description To evaluate and underwrite all mortgage loan types offered by the client according to ... Entry Level Job Type & Location This is a Contract position based out of Coppell, TX. Pay and ...

DR Horton, Inc.

Underwriting Manager

Austin, TX · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... R. Horton, Inc. is currently looking for a Underwriting Manager for their Underwriting Department.

Hadronts

Entry Level Software Developer

Austin, TX · On-site

... Entry Level Software Developer Job Duties & Responsibilities Do you enjoy programming and ... As a Software Developer in our Underwriting, Reserving and Control Department you will work with a ...

DR Horton, Inc.

Mortgage Mastery Trainee

Austin, TX · On-site

  • Medical

  • Dental

  • Vision

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Submit files to Underwriting. * Review conditions. * Provide loan status. * When all conditions are ...

DR Horton, Inc.

Mortgage Mastery Trainee

San Antonio, TX · On-site

  • Medical

  • Dental

  • Vision

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Submit files to Underwriting. * Review conditions. * Provide loan status. * When all conditions are ...

DR Horton, Inc.

Mortgage Mastery Trainee

Austin, TX · On-site

  • Medical

  • Dental

  • Vision

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Submit files to Underwriting. * Review conditions. * Provide loan status. * When all conditions are ...

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All JobsUnderwriter JobsEntry Level Underwriter JobsEntry Level Underwriter Jobs in Texas

Entry Level Underwriter information

See Texas salary details

$30.3K

$73.5K

$130K

How much do entry level underwriter jobs pay per year?

As of Aug 14, 2026, the average yearly pay for entry level underwriter in Texas is $73,487.00, according to ZipRecruiter salary data. Most workers in this role earn between $56,800.00 and $81,100.00 per year, depending on experience, location, and employer.

What are some common challenges faced by entry level underwriters, and how can they overcome them?

Entry level underwriters often face challenges such as learning complex risk assessment criteria, adapting to industry-specific software, and balancing accuracy with efficiency under tight deadlines. To overcome these challenges, it's helpful to seek mentorship from experienced colleagues, participate in training sessions, and regularly review feedback on your work. Building strong communication skills is also key, as underwriters frequently collaborate with agents, brokers, and other team members to clarify details and ensure thorough evaluations.

Is it hard to get a job in entry level underwriter?

Entry level underwriter positions are generally accessible to candidates with a relevant degree, such as in finance or risk management, and strong analytical skills. Competition can vary depending on the location and industry demand, but gaining certifications like the Chartered Property Casualty Underwriter (CPCU) can improve job prospects. Entry-level roles often require some internship or related experience and familiarity with underwriting software tools.

What does an entry level underwriter do?

As an entry-level underwriter, you analyze insurance or mortgage applications to determine premiums and coverage amounts. You research and talk to banks, medical personnel, or other field representatives to get further information before extending loans or coverage. You use set criteria to screen applicants for the products and services that you offer. Other duties and responsibilities include determining a person’s risk for loans or insurance, making the decision to provide what they are asking for, and working to assist the people applying and the companies offering coverage and financial items.

What are the key skills and qualifications needed to thrive as an entry level underwriter?

To thrive as an Entry Level Underwriter, you need strong analytical skills, attention to detail, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, spreadsheets, and risk assessment tools is typically required. Excellent communication, organizational skills, and the ability to work collaboratively are important soft skills for this role. These competencies ensure accurate risk evaluation, effective decision-making, and smooth coordination with clients and internal teams.

How to get started as an entry level underwriter?

To start as an entry-level underwriter, obtain a bachelor's degree in finance, economics, or a related field. Gaining knowledge of insurance products, risk assessment, and proficiency with underwriting software can be beneficial, along with developing strong analytical and communication skills. Internships or entry-level positions in insurance companies can provide practical experience to enter the field.
More about Entry Level Underwriter jobs

What are the most commonly searched types of Underwriter jobs in Texas?

The most popular types of Underwriter jobs in Texas are:

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For Entry Level Underwriter jobs in Texas, the most frequently searched job titles are:

What job categories do people searching Entry Level Underwriter jobs in Texas look for?

The top searched job categories for Entry Level Underwriter jobs in Texas are:

What cities in Texas are hiring for Entry Level Underwriter jobs?

Cities in Texas with the most Entry Level Underwriter job openings:

Entry Level Underwriter jobs near you
Infographic showing various Entry Level Underwriter job openings in Texas as of August 2026, with employment types broken down into 100% Full Time. Highlights an 62% In-person, 25% Hybrid, and 13% Remote job distribution, with an average salary of $73,487 per year, or $35.3 per hour.

Underwriter

DHI Mortgage

Austin, TX • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

This job post has expired 1 day ago. Applications are no longer accepted.

Job description

D.R. Horton, Inc., the largest homebuilder in the U.S., was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries.  Please visit our website at www.drhorton.com for more information.
D.R. Horton, Inc. is currently looking for an Underwriter in the Underwriting Department. The right candidate will be responsible for the underwriting of manual loans or the validation of automated findings on government loans (FHA and VA).
Essential Duties and Responsibilities include the following. Other duties may be assigned.

  • Receive daily loans for underwriting that have been assigned by the Regional Underwriting Manager
  • Maintain responsibility for the underwriting of manual loans or the validation of automated findings on government loans (FHA and VA)
  • Prioritize RUSH’s, Collateral Underwriter conditions, and newly submitted loans to meet the required turn-around time, acting on a minimum (if volume is present) of 100 loans monthly
  • Maintain full delegation with FHA Direct Endorsement and VA Automatic with LAPP approval
  • Indicate the conditions and approvals and enter the information into the Loan Origination System or Empower
  • Act and approve all appraisals and complete the FHA Conditional Commitment and the VA NOV’s when applicable
  • Review and make decisions on bond loans and conventional loans from various investors and be proficient with all guidelines
  • Upon rejection of a loan, notify the branch of their recommendation and submit the loan to the Regional Underwriting Manager for an in-depth second review
  • Maintain frequent contact with the Processors, Mortgage Loan Originators and Branch Managers
  • Conduct all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company

Education and/or Experience

  • High school diploma or general education degree (GED)
  • One to two years of experience in the mortgage industry
  • Proficiency with MS Office and email

Preferred Qualifications

  • Bachelor's degree from four-year college or university preferred
  • FHA Direct Endorsement preferred
  • Strong written and oral communication skills
  • Excellent organizational skills and the ability to meet deadlines
  • Ability to accurately and efficiently process and record a large volume of data

  

Come join a winning team with a Fortune 500 company! We are growing fast and are looking for enthusiastic attitudes and team players to join our success. We offer an excellent benefits package including:

  • Medical, Dental and Vision
  • 401(K)
  • Employee Stock Purchase Plan
  • Flex Spending Accounts
  • Life & Disability Insurance
  • Vacation, Sick, Personal Time and Company Holidays
  • Multiple Voluntary and Company provided Benefits

Build YOUR future with D.R. Horton, America’s Builder.  #WeBuildPeopleToo

Apply