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Entry Level Underwriter Jobs in Texas (NOW HIRING)

DR Horton, Inc.

Underwriting Manager

Austin, TX · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... R. Horton, Inc. is currently looking for a Underwriting Manager for their Underwriting Department.

Adam Katz Agency

Be Seen First

Entry Level Sales Representative

Houston, TX · On-site

$500 - $2.0K/wk

Guide clients through the application and underwriting process * Maintain relationships * Manage ... Career changers looking for a scalable income opportunity * Entry-level candidates open to training ...

New

Hadronts

Entry Level Software Developer

Austin, TX · On-site

... Entry Level Software Developer Job Duties & Responsibilities Do you enjoy programming and ... As a Software Developer in our Underwriting, Reserving and Control Department you will work with a ...

DR Horton, Inc.

Mortgage Mastery Trainee

San Antonio, TX · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Submit files to Underwriting. * Review conditions. * Provide loan status. * When all conditions are ...

DR Horton, Inc.

Mortgage Mastery Trainee

Austin, TX · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Submit files to Underwriting. * Review conditions. * Provide loan status. * When all conditions are ...

DR Horton, Inc.

Mortgage Mastery Trainee

Austin, TX · On-site

... the entry-level and first time move-up markets. The Company also provides mortgage financing and ... Submit files to Underwriting. * Review conditions. * Provide loan status. * When all conditions are ...

Huntington

2027 Corporate Banking Analyst

Houston, TX · On-site +1

The analyst supports the CSG Credit Products team and ongoing portfolio management and underwriting activities. In this entry level role, the analyst will develop skills in credit and market analysis ...

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Entry Level Underwriter information

See Texas salary details

$30.3K

$73.5K

$130K

How much do entry level underwriter jobs pay per year?

As of Sep 5, 2026, the average yearly pay for entry level underwriter in Texas is $73,487.00, according to ZipRecruiter salary data. Most workers in this role earn between $56,800.00 and $81,100.00 per year, depending on experience, location, and employer.

What does an entry level underwriter do?

As an entry-level underwriter, you analyze insurance or mortgage applications to determine premiums and coverage amounts. You research and talk to banks, medical personnel, or other field representatives to get further information before extending loans or coverage. You use set criteria to screen applicants for the products and services that you offer. Other duties and responsibilities include determining a person’s risk for loans or insurance, making the decision to provide what they are asking for, and working to assist the people applying and the companies offering coverage and financial items.

What are the key skills and qualifications needed to thrive as an entry level underwriter?

To thrive as an Entry Level Underwriter, you need strong analytical skills, attention to detail, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, spreadsheets, and risk assessment tools is typically required. Excellent communication, organizational skills, and the ability to work collaboratively are important soft skills for this role. These competencies ensure accurate risk evaluation, effective decision-making, and smooth coordination with clients and internal teams.

What are some common challenges faced by entry level underwriters, and how can they overcome them?

Entry level underwriters often face challenges such as learning complex risk assessment criteria, adapting to industry-specific software, and balancing accuracy with efficiency under tight deadlines. To overcome these challenges, it's helpful to seek mentorship from experienced colleagues, participate in training sessions, and regularly review feedback on your work. Building strong communication skills is also key, as underwriters frequently collaborate with agents, brokers, and other team members to clarify details and ensure thorough evaluations.

Can I become an entry level underwriter with no experience?

Entry level underwriters typically do not require prior experience, as they often receive on-the-job training and may have a background in finance, mathematics, or related fields. Strong analytical skills, attention to detail, and familiarity with underwriting software can help candidates succeed in this role.

How to get started as an entry level underwriter?

To start as an entry-level underwriter, obtain a bachelor's degree in finance, economics, or a related field, and develop strong analytical and communication skills. Gaining familiarity with underwriting software and obtaining relevant certifications, such as the Chartered Property Casualty Underwriter (CPCU), can improve job prospects. Entry-level underwriters often begin by assisting experienced underwriters and learning industry standards through on-the-job training.

Is underwriting easy to get into?

Entry level underwriting positions are generally accessible to candidates with a high school diploma or bachelor's degree, and some employers may prefer candidates with basic knowledge of finance or insurance. While prior experience is not always required, strong analytical skills, attention to detail, and familiarity with underwriting software can improve chances of entry. The role often involves on-the-job training and may require passing industry-specific certifications over time.
More about Entry Level Underwriter jobs

What are the most commonly searched types of Underwriter jobs in Texas?

The most popular types of Underwriter jobs in Texas are:

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For Entry Level Underwriter jobs in Texas, the most frequently searched job titles are:

What job categories do people searching Entry Level Underwriter jobs in Texas look for?

The top searched job categories for Entry Level Underwriter jobs in Texas are:

What cities in Texas are hiring for Entry Level Underwriter jobs?

Cities in Texas with the most Entry Level Underwriter job openings:

Entry Level Underwriter jobs near you
Infographic showing various Entry Level Underwriter job openings in Texas as of August 2026, with employment types broken down into 92% Full Time, 5% Part Time, and 3% Contract. Highlights an 74% Physical, 9% Hybrid, and 17% Remote job distribution, with an average salary of $73,487 per year, or $35.3 per hour.

Real Estate Underwriter

Texans Credit Union

Richardson, TX • On-site

Full-time

Re-posted 2 days ago

Job description

Description

Position Purpose and Objectives  

Analyze financial information and evaluate the risk of real estate loan applications, including first mortgages, home equity loans, HELOCs, and related products. Support the underwriting lifecycle by applying credit guidelines, regulatory requirements, and internal policies while delivering consistent and positive member experience. 

This role is an entry-level contributor who partners with senior underwriters and lending teams to develop underwriting expertise and support production goals. 

Major Duties and Essential Functions:  

  • Completes any other job- related duties needed that reinforce Texans Credit Union's EPIC values, traits, and behaviors.? 
  • Provide excellent member service and develops relationships with internal and external members? 
  • Analyze loan applications and supporting documentation to assess creditworthiness and risk. 
  • Perform basic to moderately complex income calculations, asset verification, and credit analysis.  
  • Review appraisals, collateral, and title documentation for completeness and adherence to policy.  
  • Apply underwriting guidelines in compliance with federal regulations (e.g., TRID, Dodd-Frank) and Texas Home Equity laws.  
  • Underwrite loans in an AUS environment and/or with guidance from senior underwriters.  
  • Maintain service level expectations, including timely loan decisioning within defined turnaround times.  
  • Communicate loan decisions clearly and professionally to internal partners and stakeholders.  
  • Provide a high level of member service and support a positive lending experience.  
  • Partner with processors, loan officers, and senior underwriters to resolve documentation and underwriting conditions.  
  • Participate in team meetings, training sessions, and continuous improvement initiatives.  
  • Assist with reports, data tracking, and departmental projects as assigned.  
  • Promote credit union products and services aligned with member needs.  
  • Perform other duties as assigned to support departmental and organizational goals. 

Positions directly supervised: 

None? 


Grade 9

Requirements

Specific knowledge, skills, and abilities required for this position:?  

  • Foundational knowledge of residential mortgage and home equity products  
  • Basic understanding of underwriting guidelines and credit risk evaluation  
  • Knowledge of applicable regulations (Truth-in-Lending, ECOA, FCRA, TRID, Dodd-Frank) 
  • Strong attention to detail and ability to manage multiple files simultaneously  
  • Effective written and verbal communication skills  
  • Ability to learn underwriting judgment and decision-making skills  
  • Customer-focused mindset with strong interpersonal skill 

Education: 

Bachelor's degree in finance, Business, Economics, or related field preferred. 

Experience: 

Minimum of 3 years of mortgage lending experience, with underwriting support, or credit analysis experience, Direct Endorsement and SAR certification preferred. 

Apply