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Remote Insurance Underwriter Jobs in Texas (NOW HIRING)

Bestow, Inc

Senior Technical Underwriter

Dallas, TX · On-site +1

$140K - $160K/yr

ABOUT BESTOW Life insurance is one of the world's most important products. It's also one of the ... Bestow offers flexible remote/hybrid work, meaningful benefits, equity, and substantial growth ...

Novatae Risk Group

Associate Underwriter

Dallas, TX · On-site +1

The Associate Underwriter will manage a substantial book of renewal business while also handling ... in Business, Finance, Insurance, or a related field. Physical Demands & Remote Work Physical ...

Symmetry

Remote Insurance Sales Agent

Dallas, TX · Remote

Remote Insurance Sales Agent Must be authorized to work in the US, no work visas offered at this ... Lastly, they help the client through the underwriting process. All of our agents have the ability ...

HMG Careers

Remote Insurance Agent

Paris, TX · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Lone Star Careers

Remote Insurance Agent

Denton, TX · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Promoted2

Remote Insurance Agent

Odessa, TX · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Promoted2

Remote Insurance Agent

Irving, TX · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Lone Star Careers

Remote Insurance Agent

San Angelo, TX · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

HMG Careers

Remote Insurance Agent

Big Spring, TX · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Promoted2

Remote Insurance Agent

Plano, TX · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Promoted2

Remote Insurance Agent

Pasadena, TX · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Lone Star Careers

Remote Insurance Agent

Pasadena, TX · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

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All JobsInsurance Underwriter JobsRemote Insurance Underwriter JobsRemote Insurance Underwriter Jobs in Texas

Remote Insurance Underwriter information

See Texas salary details

$30.3K

$73.5K

$130K

How much do remote insurance underwriter jobs pay per year?

As of Aug 16, 2026, the average yearly pay for remote insurance underwriter in Texas is $73,487.00, according to ZipRecruiter salary data. Most workers in this role earn between $56,800.00 and $81,100.00 per year, depending on experience, location, and employer.

What are some common challenges faced by remote insurance underwriters and how can they be managed?

Remote insurance underwriters often face challenges such as maintaining effective communication with team members and staying updated on changing underwriting guidelines. Working remotely requires strong self-discipline to manage workloads across multiple cases and deadlines without direct in-person supervision. Utilizing collaboration tools, setting regular check-ins with colleagues, and staying proactive in seeking clarification on complex cases can help overcome these challenges. Additionally, remote underwriters should take advantage of ongoing training resources to keep their skills and industry knowledge current.

What does a remote insurance underwriter do?

The job duties of a remote insurance underwriter focus on assessing the risk in insurance policies. In this virtual position, you work from home or from a remote office to evaluate the risk of each client who has applied. You may also review insurance coverage for excessive risk. After reviewing financial documents, risk assessments, and insurance needs, your responsibilities include deciding whether to approve or deny an insurance application. Underwriting may require you to deny coverage for clients that you deem high risk.

What are the key skills and qualifications needed to thrive as a remote insurance underwriter, and why are they important?

To thrive as a Remote Insurance Underwriter, you need strong analytical abilities, attention to detail, and a solid understanding of risk assessment and insurance principles, typically backed by a bachelor’s degree in finance, business, or a related field. Proficiency with underwriting software, risk management systems, and familiarity with industry certifications like CPCU or AU is highly valued. Excellent written communication, time management, and decision-making skills help remote underwriters collaborate effectively and manage workloads independently. These skills ensure accurate risk evaluations, compliance with regulations, and efficient remote operations within the insurance sector.

What is a remote insurance underwriter?

A remote insurance underwriter is a professional who evaluates insurance applications, assesses risk, and determines policy terms and premiums, all while working from a location outside of a traditional office, such as from home. They review documentation, analyze data, and make recommendations using digital tools and communication platforms. This role requires strong analytical skills, attention to detail, and knowledge of insurance regulations and guidelines. Remote underwriters often collaborate with agents, brokers, and clients electronically to ensure accurate policy issuance and risk management.

What is the difference between Remote Insurance Underwriter vs Remote Insurance Claims Adjuster?

AspectRemote Insurance UnderwriterRemote Insurance Claims Adjuster
Required CredentialsInsurance licenses, underwriting certificationsClaims adjusting licenses, insurance certifications
Work EnvironmentOffice or remote, analyzing risk dataRemote, investigating claims and assessing damages
Employer & Industry UsageInsurance companies, brokers, underwritersInsurance companies, third-party claims firms

Remote Insurance Underwriters and Claims Adjusters both work in the insurance industry, often remotely, but focus on different aspects. Underwriters evaluate risk to determine policy terms, while Claims Adjusters investigate and settle claims. Both roles require specific licenses and certifications, and are essential in the insurance process, but they serve distinct functions within the industry.

More about Remote Insurance Underwriter jobs

What are the most commonly searched types of Insurance Underwriter jobs in Texas?

The most popular types of Insurance Underwriter jobs in Texas are:

What are popular job titles related to Remote Insurance Underwriter jobs in Texas?

For Remote Insurance Underwriter jobs in Texas, the most frequently searched job titles are:

What job categories do people searching Remote Insurance Underwriter jobs in Texas look for?

The top searched job categories for Remote Insurance Underwriter jobs in Texas are:

What cities in Texas are hiring for Remote Insurance Underwriter jobs?

Cities in Texas with the most Remote Insurance Underwriter job openings:

Remote Insurance Underwriter jobs near you
Infographic showing various Remote Insurance Underwriter job openings in Texas as of August 2026, with employment types broken down into 89% Full Time, 9% Part Time, and 2% Contract. Highlights an 22% In-person, and 78% Remote job distribution, with an average salary of $73,487 per year, or $35.3 per hour.

Senior Technical Underwriter

Bestow, Inc

Dallas, TX • On-site, Remote

$140K - $160K/yr

Full-time

Medical, Dental, Vision, PTO

Re-posted 2 days ago

Job description

ABOUT BESTOW
Life insurance is one of the world's most important products. It's also one of the hardest to build, distribute, and modernize. Bestow exists to change that.
Bestow is a leading vertical technology platform serving some of the largest and most innovative life insurers. Our platform unifies the fragmented, legacy value chain, enabling carriers to launch products in weeks instead of years. Carriers choose us to scale and operate at unprecedented speed, powered by AI and automation.
Bestow isn't selling policies. We're building the infrastructure that helps an entire industry move faster, reach more people, and deliver on its promise.
Backed by leading investors (Goldman Sachs, Hedosophia, NEA, Valar, 8VC) and trusted by major carriers, Bestow is powered by a team that moves with precision, purpose, and heart. If you want to help reimagine a centuries-old industry with lasting impact, join us.
Bestow offers flexible remote/hybrid work, meaningful benefits, equity, and substantial growth opportunities.
Bestow uses E-Verify to confirm the employment eligibility of all newly hired employees. To learn more about E-Verify, including your rights and responsibilities, please visit E-Verify.gov.
ABOUT THE TEAM
As a Senior Technical Underwriter, you will be a part of the Insurance Product Team working across Bestow's Software Product, Customer Experience, Data Science, User Experience, Actuarial, Legal/Compliance, and Engineering Teams. As the industry evolves rapidly, you will help develop solutions that balance efficiency, flexibility and solid risk management protocols.
This role reports to the Director of Underwriting Strategy and is open to Dallas, TX, or Remote (US). #LI-Remote
WHAT YOU'LL DO
Bestow is looking for a Senior Technical Underwriter to contribute in the following ways:
  • Enhance, monitor, and support the underwriting logic and data within our instant decision underwriting platform.
  • Conduct audits to monitor the performance and functionality of our platform and review decisions of third-party and internal underwriters.
  • Monitor underwriting metrics and data to identify opportunities and recommend improvements.
  • Develop and iterate on carrier implementation framework
  • Contribute to product feature evolution

WHO YOU ARE
  • 8+ years of production life insurance underwriting experience.
  • 1+ years experience with underwriting rules engines.
  • FALU, FLMI, or CLU preferred.
  • Strong technical background, including proficiency with data analysis.
  • Hands-on experience integrating and analyzing industry-standard data vendors to optimize underwriting processes.
  • Experience conducting underwriting audits.
  • Experience conducting User Acceptance Testing (UAT).
  • An understanding of the legal/compliance framework for life insurance and underwriting.
  • A self-starter who excels in an independent work culture.
  • Adaptable and willing to embrace change.
  • AI-Enabled Productivity: Skilled in deploying modern AI utilities to automate repeatable administrative and analytical tasks; frees up bandwidth to focus on high-impact strategic initiatives, platform auditing, and cross-functional product development.

TOTAL REWARDS
At Bestow, we're proud to be awarded for our team members, innovative products, and culture. Our standard benefits include:
  • Competitive salary and equity based on role
  • Policies and managers that support work/life balance, like our flexible paid time off and parental leave programs
  • 100% paid-premium option for medical, dental, and vision insurance
  • Lifestyle stipend to support your physical, emotional, and financial wellbeing
  • Flexible work-from-home policy and open to remote
  • Remote and WFH options, as well as a beautiful, state-of-the-art office in Dallas' Deep Ellum, for those who prefer an office setting
  • Employee-led diversity, equity, and inclusion initiatives

Recent Employer Awards include:
  • Best Place for Working Parents 2023 + 2024 + 2025
  • Great Place to Work Certified, 2022 + 2023 + 2024 + 2025
  • Built In Best Places to Work, 2022 + 2023 + 2025
  • Fortune's Best Workplaces in Texas 2022 + 2023
  • Fortune's Best Workplaces in Financial Services and Insurance 2022 + 2023 + 2024

We value diversity at Bestow. The company will hire, recruit, and promote regardless of race, color, religion, sex, sexual orientation, gender identity or expression, national origin, pregnancy or maternity, veteran status, or any other status protected by applicable law. We understand the importance of creating a safe and comfortable work environment and encourage individualism and authenticity in every team member.
Thanks for considering a job at Bestow!

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