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Insurance Underwriter Trainee Jobs in Texas (NOW HIRING)

Surety Underwriter Trainee

Dallas, TX · On-site

$60K - $75K/yr

UFG is currently seeking a Surety Underwriter Trainee to join our growing Surety Department. You ... UFG Insurance is committed to fair and equitable compensation practices. The base salary range for ...

Loan Officer Trainee

Plano, TX · On-site

$26.44/hr

Refer loan requests with recommendations and documentation to underwriters * Reviews conditions ... Medical/Dental/Vision Insurance * Paid Holidays * 401K Match * Generous PTO * FSA/HSA Plans * Life ...

Consult with involved parties, review insurance contracts, inspect vehicles, write estimates, and ... Valid driver's license that meets company underwriting guidelines required. * Core Skills: * Strong ...

Consult with involved parties, review insurance contracts, inspect vehicles, write estimates, and ... Valid driver's license that meets company underwriting guidelines required. * Core Skills: * Strong ...

Consult with involved parties, review insurance contracts, inspect vehicles, write estimates, and ... Valid driver's license that meets company underwriting guidelines required. * Core Skills: * Strong ...

Consult with involved parties, review insurance contracts, inspect vehicles, write estimates, and ... Valid driver's license that meets company underwriting guidelines required. * Core Skills: * Strong ...

Consult with involved parties, review insurance contracts, inspect vehicles, write estimates, and ... Valid driver's license that meets company underwriting guidelines required. * Core Skills: * Strong ...

Consult with involved parties, review insurance contracts, inspect vehicles, write estimates, and ... Valid driver's license that meets company underwriting guidelines required. * Core Skills: * Strong ...

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Insurance Underwriter Trainee information

See Texas salary details

$30.3K

$73.5K

$130K

How much do insurance underwriter trainee jobs pay per year?

As of Aug 8, 2026, the average yearly pay for insurance underwriter trainee in Texas is $73,487.00, according to ZipRecruiter salary data. Most workers in this role earn between $56,800.00 and $81,100.00 per year, depending on experience, location, and employer.

Can you get a job as an insurance underwriter trainee with no experience?

Insurance underwriter trainee positions often accept candidates with little or no prior experience, focusing instead on relevant skills such as attention to detail, analytical ability, and strong communication. Employers may provide on-the-job training and may require a related degree or certification, such as an insurance license or coursework in risk management. Entry-level roles typically involve learning underwriting processes and industry standards through training programs.

What are the key skills and qualifications needed to thrive in the insurance underwriter trainee position, and why are they important?

To excel as an Insurance Underwriter Trainee, strong analytical abilities, attention to detail, and a bachelor’s degree in finance, business, or a related field are typically required. Familiarity with underwriting software and risk assessment tools, as well as proficiency in Microsoft Office Suite, is highly valuable. Effective communication, teamwork, and eagerness to learn help candidates build relationships and adapt to changing guidelines. These skills are vital for making accurate risk decisions, supporting team objectives, and ensuring compliance with industry standards.

What does the typical career path look like for an insurance underwriter trainee?

As an Insurance Underwriter Trainee, you will begin by learning the fundamentals of risk assessment, policy evaluation, and company underwriting guidelines under the supervision of experienced underwriters. Over time, trainees take on greater responsibilities, such as reviewing applications, making independent recommendations, and interacting more directly with agents and clients. Many trainees advance to Underwriter roles within one to two years, with opportunities for further specialization or progression into senior underwriter or management positions. Career growth often depends on performance, continued education, and acquiring professional certifications such as the Chartered Property Casualty Underwriter (CPCU) designation.

What is an insurance underwriter trainee?

An Insurance Underwriter Trainee is an entry-level position where individuals learn how to assess risks and determine appropriate insurance coverage, terms, and premiums. Trainees undergo structured training, including coursework and hands-on experience, to understand underwriting guidelines and company policies. They work closely with senior underwriters to evaluate applications, analyze data, and make informed decisions. This role is ideal for those with strong analytical skills and attention to detail who are interested in a career in the insurance industry.

What are the most commonly searched types of Insurance Underwriter jobs in Texas? The most popular types of Insurance Underwriter jobs in Texas are:
What job categories do people searching Insurance Underwriter Trainee jobs in Texas look for? The top searched job categories for Insurance Underwriter Trainee jobs in Texas are:
What cities in Texas are hiring for Insurance Underwriter Trainee jobs? Cities in Texas with the most Insurance Underwriter Trainee job openings:
Infographic showing various Insurance Underwriter Trainee job openings in Texas as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $73,487 per year, or $35.3 per hour.

Surety Underwriter Trainee

United Fire Group

Dallas, TX • On-site

$60K - $75K/yr

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 19 days ago


Job description

UFG is currently seeking a Surety Underwriter Trainee to join our growing Surety Department.  You will be provided on the job training that will teach you how to perform analysis of financial statements, review contractor applications, analyze credit reports and learn to use various sources to conduct research. The trainee program will guide you on how to make recommendations on existing and new business.   It will teach you how to determine acceptability of submissions and work toward a profitable and controlled level of growth. This will be done by servicing the business as well as meeting or exceeding the department’s annual goals and objectives.  Through travel with experienced underwriters, you will learn how to conduct successful agency visits, mutually beneficial contractor visits and market UFG Surety products to new and existing agency partners. 

Essential Duties & Responsibilities: 

  • Successfully complete a comprehensive surety underwriting training program consisting of mentoring, self-study, and on-line learning.
  • Gain an understanding and develop analytical skills on how to investigate, analyze, and underwrite surety business profitably.
  • Underwrite new submissions and existing accounts with assistance from mentors.  Evaluate and assess financial status, credit standing, and organization profile to analyze and determine acceptability of the risk within the framework of UFG underwriting policies and procedures.
  • Assist surety underwriters in processing their books of business.
  • Handle confidential information with discretion.
  • Provide high-quality customer service in all interactions with internal and external customers
  • Maintain electronic files per department guidelines.
  • Gain exposure and skills on various software platforms.

Qualifications: 

Education: 

  • Bachelor’s degree, or combination of education or surety experience.
  • Bachelor’s degree in business administration, economics, finance or accounting preferred. 

Certifications/Designations: 

  • Certified, or working towards, AFSB designation, preferred. 
  • Employees are expected to participate in continuing education throughout their careers.

Experience: 

  • 1+ years of professional work experience preferred.

Working Conditions: 

  • General office environment.
  • Accompany surety representatives to visit agency force and contract accounts.
  • May be exposed to weather conditions, and/or results and debris of adverse weather conditions, during agency/contract visits.

Pay Transparency Statement:

UFG Insurance is committed to fair and equitable compensation practices. The base salary range for this position is $60,000 - $75,000 annually, which represents the typical range for new hires in this role. Individual pay within this range will be determined based on a variety of factors, including relevant experience, education, certifications, skills, internal equity, geography and market data. 

In addition to base salary, UFG Insurance offers a comprehensive total rewards package that includes:

  • Annual incentive compensation
  • Medical, dental, vision & life insurance
  • Accident, critical Illness & short-term disability insurance
  • Retirement plans with employer contributions
  • Generous time-off program
  • Programs designed to support the employee well-being and financial security.

This pay range disclosure is provided in accordance with applicable state and local pay transparency laws.