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Insurance Underwriter Trainee Jobs in Spring, TX

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Insurance Underwriter Trainee information

See Spring, TX salary details

$28.9K

$70.2K

$124.1K

How much do insurance underwriter trainee jobs pay per year?

As of Jun 10, 2026, the average yearly pay for insurance underwriter trainee in Spring, TX is $70,193.00, according to ZipRecruiter salary data. Most workers in this role earn between $54,300.00 and $77,400.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in the Insurance Underwriter Trainee position, and why are they important?

To excel as an Insurance Underwriter Trainee, strong analytical abilities, attention to detail, and a bachelor’s degree in finance, business, or a related field are typically required. Familiarity with underwriting software and risk assessment tools, as well as proficiency in Microsoft Office Suite, is highly valuable. Effective communication, teamwork, and eagerness to learn help candidates build relationships and adapt to changing guidelines. These skills are vital for making accurate risk decisions, supporting team objectives, and ensuring compliance with industry standards.

What does the typical career path look like for an Insurance Underwriter Trainee?

As an Insurance Underwriter Trainee, you will begin by learning the fundamentals of risk assessment, policy evaluation, and company underwriting guidelines under the supervision of experienced underwriters. Over time, trainees take on greater responsibilities, such as reviewing applications, making independent recommendations, and interacting more directly with agents and clients. Many trainees advance to Underwriter roles within one to two years, with opportunities for further specialization or progression into senior underwriter or management positions. Career growth often depends on performance, continued education, and acquiring professional certifications such as the Chartered Property Casualty Underwriter (CPCU) designation.

What is an Insurance Underwriter Trainee job?

An Insurance Underwriter Trainee is an entry-level position where individuals learn how to assess risks and determine appropriate insurance coverage, terms, and premiums. Trainees undergo structured training, including coursework and hands-on experience, to understand underwriting guidelines and company policies. They work closely with senior underwriters to evaluate applications, analyze data, and make informed decisions. This role is ideal for those with strong analytical skills and attention to detail who are interested in a career in the insurance industry.

What are the most commonly searched types of Insurance Underwriter jobs in Spring, TX? The most popular types of Insurance Underwriter jobs in Spring, TX are:
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What cities near Spring, TX are hiring for Insurance Underwriter Trainee jobs? Cities near Spring, TX with the most Insurance Underwriter Trainee job openings:
Insurance Underwriter Trainee jobs near you
Surety Associate Underwriter (Contract Surety)

Surety Associate Underwriter (Contract Surety)

Iat Insurance Group

Spring, TX • Hybrid

Full-time

Medical, Retirement, PTO

Posted 11 days ago

Job description

Raise your hand if you’re naturally curious and enjoy learning about different industries and how their businesses operate. We get that. In fact, this Associate Underwriter role might be the perfect career launch to keep you learning, analyzing, and growing. This position is part of our extensive Underwriting Trainee Program, a structured and immersive experience designed to build a strong foundation in the field. Through this program, hires gain exposure to all angles of the underwriting profession and are equipped to apply analytical skills in evaluating business risk from an insurance standpoint.

Building a strong career foundation is imperative to professional growth – that’s why our Associate Underwriter program is designed to provide hires with the skills needed for a rewarding future in Underwriting. Associate Underwriters will be mentored by a designated coach to learn about the company, and the part they’ll play in making IAT successful.

Job Description:
IAT Insurance Group has an opening for a Contract Surety Associate Underwriter in our Spring, Texas location, starting June 1st of 2026. This position is a great entry-level career opportunity and/or a great position for someone with several years of industry experience who wants to continue to learn and grow in the insurance industry.  The program consists of Home Office classroom sessions, Field Office training and individual study.  This program offers qualified candidates the chance to learn about the insurance business and the opportunity for a successful career in the surety industry.  Please note, IAT works on a hybrid schedule, working from the office Monday through Wednesday with the option of working remotely Thursday and Friday.
 
Upon completion of the training program the candidate will be prepared to:
  • Assess legal documents including contracts, bond forms, General Agreements of Indemnity and similar documents.
  • Evaluate the financial position of firms by analyzing their financial statements, job schedules and credit reports.
  • Analyze a construction firm’s management and organizational capabilities to prosecute single projects and overall work program.
  • Develop effective business relationships with agency partnerships.
  • Closely interact with Branch Management and Home Office personnel.
  • Perform other duties as necessary.
Qualifications:
  • A four-year college degree or equivalent applicable experience (We will consider May 2026 graduates).
  • Equivalent applicable experience is defined as 4 years of applicable insurance industry experience.
  • The desire and ability to travel.
  • Excellent oral and written communication skills as well as demonstrated leadership, professionalism, organization and time management.
  • Must be authorized to work in the United States without visa sponsorship by employer, now or in the future.

*Current IAT employees must have been in their role for at least six months and must have received, at a minimum, a “Meets Expectations” during their performance review to be eligible for the program.

Our Culture:
IAT is the largest private, family-owned property and casualty insurer in the U.S. Insurance Answers Together® is how we define IAT, in letter and in spirit. We work together to provide solutions for people and businesses. We collaborate internally and with our partners to provide the best possible insurance and surety options for our customers.
At IAT, we’re committed to driving and building an open and supportive culture for all. Our employees propel IAT forward – driving innovation, stable partnerships, and growth. That’s why we continue to build an engaging workplace culture to attract and retain the best talent.
We offer comprehensive benefits like:
  • 26 PTO Days (Entry Level) + 12 Company Holidays = 38 Paid Days Off
  • 7% 401(k) Company Match and additional Profit Sharing
  • Hybrid work environment
  • Numerous training and development opportunities to assist you in furthering your career
  • Healthcare and Wellness Programs
  • Opportunity to earn performance-based bonuses
  • College Loan Assistance Support Plan
  • Educational Assistance Program
  • Mentorship Program
  • Dress for Your Day Policy

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.  We maintain a drug-free workplace and participate in E-Verify.

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