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Insurance Underwriter Trainee Jobs in Rosenberg, TX

Consult with involved parties, review insurance contracts, inspect vehicles, write estimates, and ... Valid driver's license that meets company underwriting guidelines required. * Core Skills: * Strong ...

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Financial Representative

Houston, TX · On-site

$36K - $75K/yr

As a Financial Representative Trainee, you'll embark on a comprehensive program that equips you ... underwriting process. Requirements: * Knowledge of the Insurance/Financial Services industry ...

Insurance Underwriter Trainee information

See Rosenberg, TX salary details

$29K

$70.4K

$124.5K

How much do insurance underwriter trainee jobs pay per year?

As of Jul 27, 2026, the average yearly pay for insurance underwriter trainee in Rosenberg, TX is $70,382.00, according to ZipRecruiter salary data. Most workers in this role earn between $54,400.00 and $77,600.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in the Insurance Underwriter Trainee position, and why are they important?

To excel as an Insurance Underwriter Trainee, strong analytical abilities, attention to detail, and a bachelor’s degree in finance, business, or a related field are typically required. Familiarity with underwriting software and risk assessment tools, as well as proficiency in Microsoft Office Suite, is highly valuable. Effective communication, teamwork, and eagerness to learn help candidates build relationships and adapt to changing guidelines. These skills are vital for making accurate risk decisions, supporting team objectives, and ensuring compliance with industry standards.

Is insurance underwriting hard to get into?

Insurance underwriting can be competitive, but entry often requires a relevant degree, such as in finance or risk management, and strong analytical skills. Internships or trainee programs can help candidates gain experience and improve their chances of entering the field.

How to get into underwriting with no experience?

Insurance underwriter trainees can enter the field with minimal experience by obtaining relevant education such as a degree in finance, economics, or risk management, and developing strong analytical and communication skills. Gaining familiarity with insurance policies, using underwriting software, and pursuing entry-level positions or internships can also help build necessary experience for a career in underwriting.

What does the typical career path look like for an Insurance Underwriter Trainee?

As an Insurance Underwriter Trainee, you will begin by learning the fundamentals of risk assessment, policy evaluation, and company underwriting guidelines under the supervision of experienced underwriters. Over time, trainees take on greater responsibilities, such as reviewing applications, making independent recommendations, and interacting more directly with agents and clients. Many trainees advance to Underwriter roles within one to two years, with opportunities for further specialization or progression into senior underwriter or management positions. Career growth often depends on performance, continued education, and acquiring professional certifications such as the Chartered Property Casualty Underwriter (CPCU) designation.

What is an underwriting trainee?

An insurance underwriting trainee is an entry-level position where individuals learn to assess insurance applications, evaluate risk factors, and determine policy terms under supervision. The role typically involves training in underwriting guidelines, using specialized software, and developing industry knowledge to become a fully qualified underwriter.

How to start a career in insurance underwriting?

To start a career as an insurance underwriter trainee, obtain a bachelor's degree in fields like finance, business, or risk management. Gaining knowledge of insurance policies, risk assessment, and using underwriting software is essential, and some employers offer on-the-job training or entry-level positions to develop relevant skills.

What is an Insurance Underwriter Trainee job?

An Insurance Underwriter Trainee is an entry-level position where individuals learn how to assess risks and determine appropriate insurance coverage, terms, and premiums. Trainees undergo structured training, including coursework and hands-on experience, to understand underwriting guidelines and company policies. They work closely with senior underwriters to evaluate applications, analyze data, and make informed decisions. This role is ideal for those with strong analytical skills and attention to detail who are interested in a career in the insurance industry.

What are the most commonly searched types of Insurance Underwriter jobs in Rosenberg, TX? The most popular types of Insurance Underwriter jobs in Rosenberg, TX are:
What job categories do people searching Insurance Underwriter Trainee jobs in Rosenberg, TX look for? The top searched job categories for Insurance Underwriter Trainee jobs in Rosenberg, TX are:
What cities near Rosenberg, TX are hiring for Insurance Underwriter Trainee jobs? Cities near Rosenberg, TX with the most Insurance Underwriter Trainee job openings:
Infographic showing various Insurance Underwriter Trainee job openings in Rosenberg, TX as of July 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $70,382 per year, or $33.8 per hour.
Sales Trainer

$85K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 17 days ago


Philadelphia Insurance Companies rating

8.9

Company rating: 8.9 out of 10

Based on 11 frontline employees who took The Breakroom Quiz

50th of 299 rated insurance


Job description

Marketing Statement:

Philadelphia Insurance Companies, a member of the Tokio Marine Group, designs, markets and underwrites commercial property/casualty and professional liability insurance products for select industries. We have been in operation since 1962 and are nationally recognized as a member of Ward's Top 50 and rated A++ by A.M.Best.

Join the team at American Collectors Insurance (part of PHLY), where passion meets protection!

We are looking for a Sales Trainer to join our Customer Care Center team and help develop confident, customer-focused insurance sales professionals.

Our office is located in Mt Laurel, NJ and a local candidate is preferred but this role can be done in-office, hybrid or fully remote from anywhere in the continental US.

The Customer Care Center Sales Trainer works with our customer-facing representatives to strengthen sales effectiveness, call quality, compliance awareness, and trainee readiness within our remote call center environment. In this role, you will develop and deliver targeted coaching, live call training, and performance support to help Collector Insurance Specialists improve sales conversion, customer engagement, and consistent execution of company standards.

In this role, you will play a key role in refining sales techniques, building confidence, and equipping our sales representatives with practical tools such as objection handling and closing strategies. Additionally, you will support our Customer Care Center Trainers with new hire training and related training needs as assigned.

If you are a skilled insurance sales professional with a passion for coaching, developing others and improving customer experience, and you have an active Property & Casualty or Personal Lines insurance license, we encourage you to apply!

What You'll Do:
  • Provide sales training and coaching to strengthen product positioning, objection handling, call control, and successful sales conversion

  • Lead live call demonstrations, trainee shadowing, and guided practice sessions to demonstrate customer engagement standards and prepare trainees for independent performance

  • Coach representatives on tone, pacing, confidence, and sales presence to help them manage complex customer conversations with professionalism

  • Monitor call activity, performance metrics, and quality results to identify skill gaps and deliver targeted coaching in sales techniques, underwriting knowledge, procedures, and soft skills

  • Develop, refine, and standardize sales techniques including rapport-building, needs discovery, assumptive closing, and value-based selling

  • Create and refine call guidelines and objection-handling frameworks that provide clear, compliant, and effective guidance for common sales scenarios

  • Partner with the Training team, Team Leads, and Supervisors to communicate performance trends, escalate improvement opportunities, and support consistent training outcomes

  • Continuously improve training delivery, classroom facilitation, and coaching methods to increase trainee readiness, consistency, and long-term performance

  • Model high energy, positivity, patience, and encouragement while supporting representatives through the learning process

  • Perform other duties as assigned

About the company: American Collectors Insurance (part of PHLY) has been specializing in collector car insurance policies since 1976. We offer peace of mind through industry-leading insurance protection for appreciating collector vehicles and collectible items that have special historical, sentimental, or financial value.

American Collectors Insurance collaborates with Condon Skelly, Heacock Classic and JC Taylor Insurance, forming a powerhouse collective within the realm of collectibles and collector car insurance. Our mission transcends insurance; we are on a journey to "Embrace, Protect, and Expand the Collector Community." This is more than a motto; it's a commitment to fostering a vibrant community of enthusiasts, historians, and guardians of prized possessions.

Join us at American Collectors Insurance, where every day is an opportunity to contribute to a rich legacy, protect cherished memories, and be part of a community that values passion and excellence. Embrace the extraordinary - apply now!

Compensation: $70-85k/yr - depending on experience level

Benefits: health insurance (medical, dental, vision), flexible spending & health savings accounts, life insurance, retirement plan, paid time off, overtime availability, employee referral program

Required qualifications:

  • High school diploma, equivalent required; additional education preferred

  • Active Property & Casualty or Personal Lines insurance license

  • Experience delivering live call coaching, call shadowing, quality feedback, or new hire training

  • Minimum of five years of sales experience in a call center environment, preferably in insurance sales

  • Excellent verbal and written communication skills, including the ability to explain concepts clearly and provide constructive feedback

Desired qualifications:

  • Associate degree or higher

  • Minimum of two years of experience in insurance underwriting and/or team supervision

  • Minimum of five years of experience with personal lines insurance sales

  • Collector car insurance experience is a plus; enthusiasm for the collector community is highly valued

EEO Statement:

Tokio Marine Group of Companies (including, but not limited to the Philadelphia Insurance Companies, Tokio Marine America, Inc., TMNA Services, LLC, TM Claims Service, Inc.and First Insurance Company of Hawaii, Ltd.) is an Equal Opportunity Employer. In order to remain competitive we must attract, develop, motivate, and retain the most qualified employees regardless of age, color, race, religion, gender, disability, national or ethnic origin, family circumstances, life experiences, marital status, military status, sexual orientation and/or any other status protected by law.

Benefits:

We offer a comprehensive benefit package, which includes tuition reimbursement and a generous 401K match. Our rich history of outstanding results and growth allow us to focus our business plan on continued growth, new products, people development and internal career opportunities. If you enjoy working in a fast paced work environment with growth potential please apply online.
Additional information on Volunteer Benefits, Paid Vacation, Medical Benefits, Educational Incentives, Family Friendly Benefits and Investment Incentives can be found at https://www.phly.com/Careers/default.aspx


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