1

Property Insurance Underwriter Jobs in Texas (NOW HIRING)

Our Property Team is looking for a property underwriter with recognized experience and visibility in the Commercial Property insurance market and a successful track record in underwriting both global ...

Our Property Team is looking for a property underwriter with recognized experience and visibility in the Commercial Property insurance market and a successful track record in underwriting both global ...

Property Underwriter Location: Austin, TX, Dallas, TX (Hybrid/Flexible) Reporting to: Senior ... We also offer a 401(k)-retirement plan, short & long-term disability, employer-paid life insurance ...

Property Underwriter

Austin, TX · On-site

$120K - $140K/yr

Property Underwriter Location: Austin, TX / Dallas, TX / San Jose, CA / Morristown, NJ (Hybrid ... We also offer a 401(k)-retirement plan, short & long-term disability, employer-paid life insurance ...

next page

Showing results 1-20

Property Insurance Underwriter information

See Texas salary details

$60.1K

$100.1K

$160.7K

How much do property insurance underwriter jobs pay per year?

As of Aug 29, 2026, the average yearly pay for property insurance underwriter in Texas is $100,119.00, according to ZipRecruiter salary data. Most workers in this role earn between $65,700.00 and $154,700.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a property insurance underwriter?

To thrive as a Property Insurance Underwriter, you need a strong understanding of risk assessment, insurance principles, and relevant regulations, typically supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, risk modeling tools, and industry certifications such as CPCU or AINS are often required. Analytical thinking, attention to detail, and effective communication are essential soft skills for evaluating complex information and negotiating with clients or agents. These skills ensure accurate risk evaluation, sound decision-making, and the ability to maintain profitable portfolios for insurers.

What are some common challenges faced by property insurance underwriters, and how can they effectively address them?

Property Insurance Underwriters often face challenges such as evaluating complex risks, keeping up with regulatory changes, and balancing the need for competitive premiums with profitability. To address these, underwriters must stay updated on industry trends, maintain strong analytical skills, and collaborate closely with claims adjusters and risk engineers. Regular training and effective communication with agents and clients also help in making informed decisions and managing workload efficiently.

How to become a property insurance underwriter?

To become a property insurance underwriter, candidates typically need a bachelor's degree in fields like finance, business, or risk management. Gaining industry-specific certifications such as the Chartered Property Casualty Underwriter (CPCU) can enhance job prospects, and developing skills in risk assessment, attention to detail, and familiarity with underwriting software are important for success.

Is property insurance underwriting hard to get into?

Property insurance underwriting can be competitive, often requiring a bachelor's degree in a related field such as risk management, finance, or business. Strong analytical skills, attention to detail, and industry certifications like the CPCU can improve job prospects, but entry may involve starting in assistant roles or internships to gain experience.

What job categories do people searching Property Insurance Underwriter jobs in Texas look for?

The top searched job categories for Property Insurance Underwriter jobs in Texas are:

What cities in Texas are hiring for Property Insurance Underwriter jobs?

Cities in Texas with the most Property Insurance Underwriter job openings:

Infographic showing various Property Insurance Underwriter job openings in Texas as of August 2026, with employment types broken down into 1% As Needed, 77% Full Time, 18% Part Time, and 4% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $100,119 per year, or $48.1 per hour.

Lead Property & Casualty Insurance Underwriter (Property Focus)

Dallas, TX • On-site

Full-time

Medical, Retirement

Re-posted 22 days ago


Job description

Description

NexPoint is a multibillion-dollar alternative investment firm based in Dallas, Texas. The firm is structured around three major business areas: real estate, corporate credit and equities, and insurance solutions. NexPoint's businesses span asset classes, industries, and strategies, providing the flexibility to invest across capital structures and market environments. Serving a diverse client base, NexPoint's investment strategies are offered in a range of vehicles and fund structures, including mutual funds, public and private REITs, tax-advantaged vehicles, private funds, and separate accounts. For more information visit nexpoint.com.


Summary

We are seeking an experienced Lead Property & Casualty Insurance Underwriter (Property Focus) to join an affiliate startup P&C insurance company and play a key role in building and scaling its property underwriting platform.


This individual will serve as a carrier-side underwriting lead, responsible for evaluating, selecting, pricing, and issuing property insurance policies to insureds, including affiliated real estate platforms and select third-party clients. The role is focused on underwriting discipline and portfolio management-not insurance placement-working alongside affiliated real estate and corporate insurance leadership who retain responsibility for overall insurance placement strategy.


This is a senior, hands-on role for a property insurance professional with strong carrier-side underwriting experience who is excited to help build a P&C underwriting operation from the ground up while supporting affiliated real estate businesses as an underwriting counterparty.


Responsibilities

  • Lead property underwriting activities for the affiliated P&C insurance company, including risk evaluation, selection, and pricing
  • Underwrite property insurance risks across affiliated real estate portfolios and select third-party opportunities, considering construction type, occupancy, geography, CAT exposure, loss history, and risk mitigation
  • Apply underwriting judgment to determine coverage terms, limits, deductibles, pricing assumptions, and policy structures
  • Act as the underwriting point of contact for affiliated real estate platforms, providing carrier-side perspective during acquisitions, renovations, and operational changes
  • Partner with brokers, reinsurance partners, and distribution counterparts in support of underwriting decisions and program structures
  • Review and assess submissions and underwriting data to ensure alignment with underwriting appetite and portfolio objectives
  • Develop and maintain underwriting guidelines, risk appetite statements, and authority levels as the platform scales
  • Monitor property insurance market conditions and emerging risks to inform underwriting approach
  • Provide underwriting input on claims, coverage interpretation, and loss trends as needed
  • Support expansion of the platform through controlled third-party underwriting opportunities, consistent with underwriting strategy

Requirements

Required

  • 8+ years of Property & Casualty insurance experience with a strong emphasis on property underwriting
  • Background with a P&C carrier, Lloyd's syndicate, MGA, or specialty insurer
  • Demonstrated experience underwriting complex commercial or institutional-quality property risks
  • Strong understanding of underwriting fundamentals, pricing drivers, and policy structures
  • Experience working with brokers and market-facing insurance counterparties
  • Comfortable operating in a build-phase or entrepreneurial insurance environment

Preferred

  • Experience underwriting real estate-focused property portfolios
  • Exposure to multi-state, multi-region, or catastrophe-exposed property risks
  • Professional designation such as CPCU, ACII, or similar


Compensation & Benefits

NexPoint offers a competitive base salary and bonus based on experience and performance. NexPoint offers a generous benefits package that includes an industry leading health insurance plan with no employee premiums or deductibles and a 401(k) plan with employer match. NexPoint's talented professionals share a passion for excellence, commitment to teamwork, and pride based on the firm's track record in the alternative investment industry. NexPoint is an Equal Opportunity Employer.