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Remote Insurance Underwriter Jobs in California (NOW HIRING)

Empire State Careers

Remote Insurance Agent

Inglewood, CA · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Empire State Careers

Remote Insurance Agent

San Mateo, CA · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Empire State Careers

Remote Insurance Agent

Fremont, CA · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Lone Star Careers

Remote Insurance Agent

Anaheim, CA · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Empire State Careers

Remote Insurance Agent

Riverside, CA · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Lone Star Careers

Remote Insurance Agent

Berkeley, CA · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Empire State Careers

Remote Insurance Agent

Pasadena, CA · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

HMG Careers

Remote Insurance Agent

Merced, CA · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Lone Star Careers

Remote Insurance Agent

Fremont, CA · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

HMG Careers

Remote Insurance Agent

Reedley, CA · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Empire State Careers

Remote Insurance Agent

Rialto, CA · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Empire State Careers

Remote Insurance Agent

Oakland, CA · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Lone Star Careers

Remote Insurance Agent

Bakersfield, CA · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Lone Star Careers

Remote Insurance Agent

Inglewood, CA · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Lone Star Careers

Remote Insurance Agent

Concord, CA · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Lone Star Careers

Remote Insurance Agent

Santa Clara, CA · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

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All JobsInsurance Underwriter JobsRemote Insurance Underwriter JobsRemote Insurance Underwriter Jobs in California

Remote Insurance Underwriter information

See California salary details

$32.1K

$77.8K

$137.7K

How much do remote insurance underwriter jobs pay per year?

As of Sep 3, 2026, the average yearly pay for remote insurance underwriter in California is $77,846.00, according to ZipRecruiter salary data. Most workers in this role earn between $60,200.00 and $85,900.00 per year, depending on experience, location, and employer.

What is a remote insurance underwriter?

A remote insurance underwriter is a professional who evaluates insurance applications, assesses risk, and determines policy terms and premiums, all while working from a location outside of a traditional office, such as from home. They review documentation, analyze data, and make recommendations using digital tools and communication platforms. This role requires strong analytical skills, attention to detail, and knowledge of insurance regulations and guidelines. Remote underwriters often collaborate with agents, brokers, and clients electronically to ensure accurate policy issuance and risk management.

What does a remote insurance underwriter do?

The job duties of a remote insurance underwriter focus on assessing the risk in insurance policies. In this virtual position, you work from home or from a remote office to evaluate the risk of each client who has applied. You may also review insurance coverage for excessive risk. After reviewing financial documents, risk assessments, and insurance needs, your responsibilities include deciding whether to approve or deny an insurance application. Underwriting may require you to deny coverage for clients that you deem high risk.

What are the key skills and qualifications needed to thrive as a remote insurance underwriter, and why are they important?

To thrive as a Remote Insurance Underwriter, you need strong analytical abilities, attention to detail, and a solid understanding of risk assessment and insurance principles, typically backed by a bachelor’s degree in finance, business, or a related field. Proficiency with underwriting software, risk management systems, and familiarity with industry certifications like CPCU or AU is highly valued. Excellent written communication, time management, and decision-making skills help remote underwriters collaborate effectively and manage workloads independently. These skills ensure accurate risk evaluations, compliance with regulations, and efficient remote operations within the insurance sector.

What are some common challenges faced by remote insurance underwriters and how can they be managed?

Remote insurance underwriters often face challenges such as maintaining effective communication with team members and staying updated on changing underwriting guidelines. Working remotely requires strong self-discipline to manage workloads across multiple cases and deadlines without direct in-person supervision. Utilizing collaboration tools, setting regular check-ins with colleagues, and staying proactive in seeking clarification on complex cases can help overcome these challenges. Additionally, remote underwriters should take advantage of ongoing training resources to keep their skills and industry knowledge current.

What is the difference between Remote Insurance Underwriter vs Remote Insurance Claims Adjuster?

AspectRemote Insurance UnderwriterRemote Insurance Claims Adjuster
Required CredentialsInsurance licenses, underwriting certificationsClaims adjusting licenses, insurance certifications
Work EnvironmentOffice or remote, analyzing risk dataRemote, investigating claims and assessing damages
Employer & Industry UsageInsurance companies, brokers, underwritersInsurance companies, third-party claims firms

Remote Insurance Underwriters and Claims Adjusters both work in the insurance industry, often remotely, but focus on different aspects. Underwriters evaluate risk to determine policy terms, while Claims Adjusters investigate and settle claims. Both roles require specific licenses and certifications, and are essential in the insurance process, but they serve distinct functions within the industry.

What is the best insurance company to work for remotely?

Several insurance companies are recognized for offering strong remote work opportunities for insurance underwriters, including companies like Liberty Mutual, The Hartford, and Progressive. These firms often provide flexible schedules, remote collaboration tools, and opportunities for professional development in underwriting. Job seekers should consider company culture, benefits, and remote work policies when evaluating options.
More about Remote Insurance Underwriter jobs

What are the most commonly searched types of Insurance Underwriter jobs in California?

The most popular types of Insurance Underwriter jobs in California are:

What are popular job titles related to Remote Insurance Underwriter jobs in California?

For Remote Insurance Underwriter jobs in California, the most frequently searched job titles are:

What job categories do people searching Remote Insurance Underwriter jobs in California look for?

The top searched job categories for Remote Insurance Underwriter jobs in California are:

What cities in California are hiring for Remote Insurance Underwriter jobs?

Cities in California with the most Remote Insurance Underwriter job openings:

Remote Insurance Underwriter jobs near you
Infographic showing various Remote Insurance Underwriter job openings in California as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 22% Part Time, and 4% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $77,846 per year, or $37.4 per hour.

Underwriter

NovaFi Mortgage, Inc.

Santa Ana, CA • Remote

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 5 days ago

Job description

Underwriter
Department: Operations
Employment Type: Full Time
Location: Remote Home Office - KMS
Description
The Wholesale Underwriter is responsible for reviewing and evaluating residential mortgage loan applications submitted through third-party brokers to ensure compliance with company guidelines, investor requirements, and applicable regulations. This role analyzes borrower creditworthiness, income, assets, collateral, and overall loan risk to make sound underwriting decisions while maintaining service level expectations.
Key Responsibilities
  • Review and analyze loan applications, credit reports, and financial documents to determine borrower eligibility.
  • Assess risk factors associated with mortgage loans, including income verification, debt-to-income ratios, and creditworthiness.
  • Ensure compliance with federal and state regulations as well as company policies throughout the underwriting process.
  • Collaborate with brokers, Account Managers, Account Executives, and other stakeholders to resolve any issues or discrepancies in documentation.
  • Prepare detailed financial reports summarizing findings and recommendations for loan approvals or denials.
  • Experience with Encompass is required
  • Conduct quantitative analysis to evaluate borrower profiles and market conditions impacting loan decisions.
  • Stay updated on industry trends, changes in regulations, and best practices in mortgage underwriting.

Preferred Skills, Knowledge and Expertise
  • Active Underwriter designation certificate (DE) required
  • Experience using Encompass required
  • Proven experience in mortgage underwriting or a related field within financial services.
  • Strong knowledge of HUD underwriting guidelines.
  • Excellent analytical skills with attention to detail to ensure accuracy in assessments.
  • Strong communication skills for effective collaboration with team members and clients.
  • Ability to work independently while managing multiple tasks in a fast-paced environment.

Benefits
Kings Mortgage Services, Inc. offers a full suite of benefits including:
  • Medical Insurance
  • Dental insurance
  • Vision insurance
  • Life insurance
  • Paid time off
  • 401(k) with company match

Apply