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Remote Insurance Underwriter Jobs in California (NOW HIRING)

Howden

Associate Underwriter Earthquake

San Diego, CA · On-site +1

Hybrid or Remote. Role overview DUAL North America is seeking an Associate Underwriter for the ... Foundational knowledge of insurance principles * Proficiency in Microsoft Office Suite (Word, Excel ...

Plaza Home Mortgage, Inc.

Sr. Underwriter

San Diego, CA · Remote

$40.86 - $50.48/hr

This role is full-time; non-exempt and is remote. This position has no supervisory responsibilities ... Plaza also offers additional benefits such as Accident, Hospital, and Critical Illness insurance ...

Howden

Associate Underwriter Earthquake

San Diego, CA · On-site +1

Hybrid or Remote. Role overview DUAL North America is seeking an Associate Underwriter for the ... Foundational knowledge of insurance principles * Proficiency in Microsoft Office Suite (Word, Excel ...

HMG Careers

Remote Insurance Agent

Rialto, CA · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Lone Star Careers

Remote Insurance Agent

Inglewood, CA · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

HMG Careers

Remote Insurance Agent

Oakland, CA · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Empire State Careers

Remote Insurance Agent

Richmond, CA · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Empire State Careers

Remote Insurance Agent

San Mateo, CA · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

HMG Careers

Remote Insurance Agent

Hayward, CA · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

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Showing results 1-20

All JobsInsurance Underwriter JobsRemote Insurance Underwriter JobsRemote Insurance Underwriter Jobs in California

Remote Insurance Underwriter information

See California salary details

$32.1K

$77.8K

$137.7K

How much do remote insurance underwriter jobs pay per year?

As of Aug 3, 2026, the average yearly pay for remote insurance underwriter in California is $77,846.00, according to ZipRecruiter salary data. Most workers in this role earn between $60,200.00 and $85,900.00 per year, depending on experience, location, and employer.

What are some common challenges faced by remote insurance underwriters and how can they be managed?

Remote insurance underwriters often face challenges such as maintaining effective communication with team members and staying updated on changing underwriting guidelines. Working remotely requires strong self-discipline to manage workloads across multiple cases and deadlines without direct in-person supervision. Utilizing collaboration tools, setting regular check-ins with colleagues, and staying proactive in seeking clarification on complex cases can help overcome these challenges. Additionally, remote underwriters should take advantage of ongoing training resources to keep their skills and industry knowledge current.

What does a remote insurance underwriter do?

The job duties of a remote insurance underwriter focus on assessing the risk in insurance policies. In this virtual position, you work from home or from a remote office to evaluate the risk of each client who has applied. You may also review insurance coverage for excessive risk. After reviewing financial documents, risk assessments, and insurance needs, your responsibilities include deciding whether to approve or deny an insurance application. Underwriting may require you to deny coverage for clients that you deem high risk.

What are the key skills and qualifications needed to thrive as a remote insurance underwriter, and why are they important?

To thrive as a Remote Insurance Underwriter, you need strong analytical abilities, attention to detail, and a solid understanding of risk assessment and insurance principles, typically backed by a bachelor’s degree in finance, business, or a related field. Proficiency with underwriting software, risk management systems, and familiarity with industry certifications like CPCU or AU is highly valued. Excellent written communication, time management, and decision-making skills help remote underwriters collaborate effectively and manage workloads independently. These skills ensure accurate risk evaluations, compliance with regulations, and efficient remote operations within the insurance sector.

What is a remote insurance underwriter?

A remote insurance underwriter is a professional who evaluates insurance applications, assesses risk, and determines policy terms and premiums, all while working from a location outside of a traditional office, such as from home. They review documentation, analyze data, and make recommendations using digital tools and communication platforms. This role requires strong analytical skills, attention to detail, and knowledge of insurance regulations and guidelines. Remote underwriters often collaborate with agents, brokers, and clients electronically to ensure accurate policy issuance and risk management.

What is the difference between Remote Insurance Underwriter vs Remote Insurance Claims Adjuster?

AspectRemote Insurance UnderwriterRemote Insurance Claims Adjuster
Required CredentialsInsurance licenses, underwriting certificationsClaims adjusting licenses, insurance certifications
Work EnvironmentOffice or remote, analyzing risk dataRemote, investigating claims and assessing damages
Employer & Industry UsageInsurance companies, brokers, underwritersInsurance companies, third-party claims firms

Remote Insurance Underwriters and Claims Adjusters both work in the insurance industry, often remotely, but focus on different aspects. Underwriters evaluate risk to determine policy terms, while Claims Adjusters investigate and settle claims. Both roles require specific licenses and certifications, and are essential in the insurance process, but they serve distinct functions within the industry.

More about Remote Insurance Underwriter jobs
What are the most commonly searched types of Insurance Underwriter jobs in California? The most popular types of Insurance Underwriter jobs in California are:
What are popular job titles related to Remote Insurance Underwriter jobs in California? For Remote Insurance Underwriter jobs in California, the most frequently searched job titles are:
What job categories do people searching Remote Insurance Underwriter jobs in California look for? The top searched job categories for Remote Insurance Underwriter jobs in California are:
What cities in California are hiring for Remote Insurance Underwriter jobs? Cities in California with the most Remote Insurance Underwriter job openings:
Remote Insurance Underwriter jobs near you
Infographic showing various Remote Insurance Underwriter job openings in California as of July 2026, with employment types broken down into 100% Full Time. Highlights an 100% Remote job distribution, with an average salary of $77,846 per year, or $37.4 per hour.

Specialty Insurance Expert - Fully Remote | Upto $110/hr

Mercor

San Francisco, CA • Remote

$110/hr

Full-time

Re-posted 22 days ago

Job description

About the job

Mercor connects elite creative and technical talent with leading AI research labs. Headquartered in San Francisco, our investors include Benchmark, General Catalyst, Peter Thiel, Adam D'Angelo, Larry Summers, and Jack Dorsey.

Position: Excess & Specialty Insurance Underwriters (SME Focus)
Type: Contract
Compensation: $90–$110/hour
Location: Remote
Duration: 1 week
Commitment: ~20 hours per expert

Role Responsibilities

  • Evaluate underwriting processes for SME/commercial accounts in the Excess & Specialty Insurance market.
  • Design strategies for risk selection, pricing, and coverage structuring.
  • Review portfolio management techniques to optimize underwriting performance.
  • Collaborate with leading specialty carriers and E&S platforms to enhance underwriting standards.
  • Work independently and asynchronously to meet project deadlines.

Qualifications

Must-Have

  • Based in the United States.
  • 3+ years of experience in Excess & Specialty Insurance underwriting.
  • Direct experience underwriting SME/commercial risks.
  • Strong understanding of risk selection, pricing, coverage structuring, and portfolio management.

Preferred

  • 5+ years of experience in Excess & Specialty Insurance underwriting.

Application Process (Takes 20–30 mins to complete)

  • Upload resume
  • AI interview based on your resume
  • Submit form

Resources & Support

  • For details about the interview process and platform information, please check: https://talent.docs.mercor.com/welcome
  • For any help or support, reach out to: support@mercor.com

PS: Our team reviews applications daily. Please complete your AI interview and application steps to be considered for this opportunity.