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Insurance Underwriter Trainee Jobs in California

Berkley Corporation member company Berkley Insurance Company, which has an A.M. Best rating of A ... May assist in the development or supervision Associate Underwriters or Underwriting Trainees, as ...

Surety Underwriter

Irvine, CA · On-site

$125K/yr

Berkley Corporation member company Berkley Insurance Company, which has an A.M. Best rating of A ... May assist in the development or supervision Associate Underwriters or Underwriting Trainees, as ...

Berkley Corporation member company Berkley Insurance Company, which has an A.M. Best rating of A ... May assist in the development or supervision Associate Underwriters or Underwriting Trainees, as ...

Berkley Corporation member company Berkley Insurance Company, which has an A.M. Best rating of A ... Underwriting Trainees, as appropriate. * Performs other duties as assigned. Qualifications ...

Consult with involved parties, review insurance contracts, inspect vehicles, write estimates, and ... Valid driver's license that meets company underwriting guidelines required. * Core Skills: * Strong ...

New

Consult with involved parties, review insurance contracts, inspect vehicles, write estimates, and ... Valid driver's license that meets company underwriting guidelines required. * Core Skills: * Strong ...

New

Consult with involved parties, review insurance contracts, inspect vehicles, write estimates, and ... Valid driver's license that meets company underwriting guidelines required. * Core Skills: * Strong ...

New

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Showing results 1-20

Insurance Underwriter Trainee information

See California salary details

$32.1K

$77.8K

$137.7K

How much do insurance underwriter trainee jobs pay per year?

As of Aug 2, 2026, the average yearly pay for insurance underwriter trainee in California is $77,846.00, according to ZipRecruiter salary data. Most workers in this role earn between $60,200.00 and $85,900.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in the Insurance Underwriter Trainee position, and why are they important?

To excel as an Insurance Underwriter Trainee, strong analytical abilities, attention to detail, and a bachelor’s degree in finance, business, or a related field are typically required. Familiarity with underwriting software and risk assessment tools, as well as proficiency in Microsoft Office Suite, is highly valuable. Effective communication, teamwork, and eagerness to learn help candidates build relationships and adapt to changing guidelines. These skills are vital for making accurate risk decisions, supporting team objectives, and ensuring compliance with industry standards.

Is insurance underwriting hard to get into?

Insurance underwriting can be competitive, but entry often requires a relevant degree, such as in finance or risk management, and strong analytical skills. Internships or trainee programs can help candidates gain experience and improve their chances of entering the field.

How to get into underwriting with no experience?

Insurance underwriter trainees can enter the field with minimal experience by obtaining relevant education such as a degree in finance, economics, or risk management, and developing strong analytical and communication skills. Gaining familiarity with insurance policies, using underwriting software, and pursuing entry-level positions or internships can also help build necessary experience for a career in underwriting.

What does the typical career path look like for an Insurance Underwriter Trainee?

As an Insurance Underwriter Trainee, you will begin by learning the fundamentals of risk assessment, policy evaluation, and company underwriting guidelines under the supervision of experienced underwriters. Over time, trainees take on greater responsibilities, such as reviewing applications, making independent recommendations, and interacting more directly with agents and clients. Many trainees advance to Underwriter roles within one to two years, with opportunities for further specialization or progression into senior underwriter or management positions. Career growth often depends on performance, continued education, and acquiring professional certifications such as the Chartered Property Casualty Underwriter (CPCU) designation.

What is an underwriting trainee?

An insurance underwriting trainee is an entry-level position where individuals learn to assess insurance applications, evaluate risk factors, and determine policy terms under supervision. The role typically involves training in underwriting guidelines, using specialized software, and developing industry knowledge to become a fully qualified underwriter.

How to start a career in insurance underwriting?

To start a career as an insurance underwriter trainee, obtain a bachelor's degree in fields like finance, business, or risk management. Gaining knowledge of insurance policies, risk assessment, and using underwriting software is essential, and some employers offer on-the-job training or entry-level positions to develop relevant skills.

What is an Insurance Underwriter Trainee job?

An Insurance Underwriter Trainee is an entry-level position where individuals learn how to assess risks and determine appropriate insurance coverage, terms, and premiums. Trainees undergo structured training, including coursework and hands-on experience, to understand underwriting guidelines and company policies. They work closely with senior underwriters to evaluate applications, analyze data, and make informed decisions. This role is ideal for those with strong analytical skills and attention to detail who are interested in a career in the insurance industry.

What are the most commonly searched types of Insurance Underwriter jobs in California? The most popular types of Insurance Underwriter jobs in California are:
What are popular job titles related to Insurance Underwriter Trainee jobs in California? For Insurance Underwriter Trainee jobs in California, the most frequently searched job titles are:
What job categories do people searching Insurance Underwriter Trainee jobs in California look for? The top searched job categories for Insurance Underwriter Trainee jobs in California are:
What cities in California are hiring for Insurance Underwriter Trainee jobs? Cities in California with the most Insurance Underwriter Trainee job openings:
Infographic showing various Insurance Underwriter Trainee job openings in California as of July 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $77,846 per year, or $37.4 per hour.

$65K - $75K/yr

Full-time

Retirement

Posted 3 days ago

New


Job description

Marketing Statement

About Tokio Marine:


Tokio Marine has been conducting business in the U.S. market for over a century and we are licensed in all states, Puerto Rico and the District of Columbia, and write all major lines of Commercial Property and Casualty Insurance. We provide unique insurance and risk management tools from our experienced staff of account executives, underwriters and loss prevention engineers and fair and timely claim settlement from a skilled team of claim professionals. We work with major brokers and leading independent insurance agents throughout the United States to serve the world's largest and most distinguished organizations.
We are committed to creating value for our customers by providing ANSHIN (safety, security and peace of mind).We strive to be creative and passionate as we work towards our long-term success.
Tokio Marine Holdings is Japan's oldest, and one of the largest property and casualty insurers. Founded in 1879, TMNF operates worldwide in 47 countries. With annual revenues of approximately $50 billion and an A.M. Best rating of A++, one of the highest in the industry, we are one of the top 20 insurance providers worldwide.

Job Summary

Participate in a one-year formal underwriting training program. Training will consist of formal case study assignments in applicable lines of business currently written by TMA Marine Unit, job interaction with underwriting staff as well as formal Insurance training (both internal and external). Training will be directly supervised and monitored by a Team Leader or Underwriting Manager A Training Program Schedule and Curriculum will be followed to ensure consistency in skill set development.

Essential Job Functions

  • Complete underwriting training assignments in accordance with the one-year time schedule provided. Training will be divided between case study (reading and testing) assignments and direct interaction with underwriters and managers during real life underwriting transactions. Training will include the following coverages: inland marine and ocean marine.

  • Assist underwriters in performing routine underwriting tasks within a closely supervised setting. This will include extensive communication with agents and brokers over the phone, in writing, and through email.

  • Responsible for complying with proper internal controls as necessary to conduct job functions and/or carry out responsibilities and/or administrative activities at Company.

Qualifications

  • College Degree preferred

  • Good oral and written communication; and strong interpersonal skills

  • Excellent knowledge of Microsoft Products and computer skills

  • Strong work ethic and initiative displayed on the job

  • Strong initiative to learn and expand current Insurance knowledge and skills set

Salary range$65,000 to $75,000. Ultimate salary offered will be based on factors such as applicant experience and geographic location. Our company offers a competitive benefits package and bonus eligibility on top of base.

TMA believes the perfect candidate is more than just a resume. If you don't meet every single requirement, but are still interested in the job, we encourage you to apply.

Benefits:

We offer a comprehensive benefit package, which includes a generous 401K match. Our rich history of outstanding results and growth allow us to focus our business plan on continued growth, new products, people development and internal career opportunities.

EEO Statement

Tokio Marine Management is an Equal Opportunity Employer. In order to remain competitive we must attract, develop, motivate, and retain the most qualified employees regardless of age, color, race, religion, gender, disability, national or ethnic origin, family circumstances, life experiences, marital status, military status, or sexual orientation.