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Insurance Underwriter Trainee Jobs in California

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Sales Representative

Lake Forest, CA · On-site

$4.0K - $7.5K/mo

Competitive? We're hiring motivated, coachable individuals to join our Mortgage Sales Trainee ... Learn the end-to-end loan origination process -- application, underwriting, closing, and funding

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Sales Representative

Lake Forest, CA · On-site

$4.0K - $7.5K/mo

Competitive? We're hiring motivated, coachable individuals to join our Mortgage Sales Trainee ... Learn the end-to-end loan origination process -- application, underwriting, closing, and funding

... underwriting, acquisition/disposition, portfolio analysis and estate purposes. ESSENTIAL DUTIES ... At a minimum, must have or will obtain appraiser trainee license issued by the appropriate state ...

... underwriting, acquisition/disposition, portfolio analysis and estate purposes. ESSENTIAL DUTIES ... At a minimum, must have or will obtain appraiser trainee license issued by the appropriate state ...

Life Sales Agent

Encinitas, CA · On-site

$86K - $105K/yr

Life Sales Agent The Life Specialist Trainee role is an entry-level position for life insurance ... Interact with staff from ACE Life Operations and AAA Life Insurance Company regarding underwriting ...

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Showing results 41-51

Insurance Underwriter Trainee information

See California salary details

$32.1K

$77.8K

$137.7K

How much do insurance underwriter trainee jobs pay per year?

As of Aug 18, 2026, the average yearly pay for insurance underwriter trainee in California is $77,846.00, according to ZipRecruiter salary data. Most workers in this role earn between $60,200.00 and $85,900.00 per year, depending on experience, location, and employer.

What is an insurance underwriter trainee?

An Insurance Underwriter Trainee is an entry-level position where individuals learn how to assess risks and determine appropriate insurance coverage, terms, and premiums. Trainees undergo structured training, including coursework and hands-on experience, to understand underwriting guidelines and company policies. They work closely with senior underwriters to evaluate applications, analyze data, and make informed decisions. This role is ideal for those with strong analytical skills and attention to detail who are interested in a career in the insurance industry.

What does the typical career path look like for an insurance underwriter trainee?

As an Insurance Underwriter Trainee, you will begin by learning the fundamentals of risk assessment, policy evaluation, and company underwriting guidelines under the supervision of experienced underwriters. Over time, trainees take on greater responsibilities, such as reviewing applications, making independent recommendations, and interacting more directly with agents and clients. Many trainees advance to Underwriter roles within one to two years, with opportunities for further specialization or progression into senior underwriter or management positions. Career growth often depends on performance, continued education, and acquiring professional certifications such as the Chartered Property Casualty Underwriter (CPCU) designation.

What are the key skills and qualifications needed to thrive in the insurance underwriter trainee position, and why are they important?

To excel as an Insurance Underwriter Trainee, strong analytical abilities, attention to detail, and a bachelor’s degree in finance, business, or a related field are typically required. Familiarity with underwriting software and risk assessment tools, as well as proficiency in Microsoft Office Suite, is highly valuable. Effective communication, teamwork, and eagerness to learn help candidates build relationships and adapt to changing guidelines. These skills are vital for making accurate risk decisions, supporting team objectives, and ensuring compliance with industry standards.

Can you get a job as an insurance underwriter trainee with no experience?

Insurance underwriter trainee positions often accept candidates with little or no prior experience, focusing instead on relevant skills such as attention to detail, analytical ability, and strong communication. Employers may provide on-the-job training and may require a related degree or certification, such as an insurance license or coursework in risk management. Entry-level roles typically emphasize a willingness to learn and basic computer skills over extensive experience.

Is insurance underwriting hard to get into?

Insurance underwriting can be competitive, especially for entry-level trainee positions, as they often require strong analytical skills, attention to detail, and sometimes a relevant degree or certification. Gaining experience through internships or related coursework can improve chances, but the job typically involves learning industry-specific tools and regulations. Overall, it requires dedication and a willingness to develop specialized knowledge.

What are the most commonly searched types of Insurance Underwriter jobs in California?

The most popular types of Insurance Underwriter jobs in California are:

What job categories do people searching Insurance Underwriter Trainee jobs in California look for?

The top searched job categories for Insurance Underwriter Trainee jobs in California are:

What cities in California are hiring for Insurance Underwriter Trainee jobs?

Cities in California with the most Insurance Underwriter Trainee job openings:

Infographic showing various Insurance Underwriter Trainee job openings in California as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 17% Part Time, and 4% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $77,846 per year, or $37.4 per hour.

Sales Representative

theLender

Lake Forest, CA • On-site

$4.0K - $7.5K/mo

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 6 days ago

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Job description

Job description:

Learn the Mortgage Business — No Experience Necessary!

Do you love to talk? Are you good on the phone? Competitive? We're hiring motivated, coachable individuals to join our Mortgage Sales Trainee program — an entry-level path to a long-term career in mortgage sales.


In the Inside Account Executive role, you'll generate new business relationships with mortgage brokers and become their trusted point of contact. We provide 10 days of paid training and a hands-on mentor program with real growth potential.


What You'll Do:

  • Learn the fundamentals of mortgage products, terminology, and sales strategy
  • Get proficient in our lending products, guidelines, and pricing
  • Learn the end-to-end loan origination process — application, underwriting, closing, and funding
  • Make outbound and inbound calls to build relationships with potential clients
  • Develop and maintain strong relationships with mortgage brokers
  • Manage your sales pipeline, track broker interactions, and analyze performance
  • Hit activity and performance goals with ongoing coaching and support
  • Meet and exceed sales targets as you grow into the full Account Executive role

What We're Looking For:

  • Strong communication skills and a positive attitude
  • Coachable, motivated, and reliable
  • Comfortable on the phone — or willing to learn
  • Excellent presentation skills
  • Detail-oriented with strong organizational and follow-through skills
  • Drive to build and grow strong business relationships
  • Desire to grow into a higher-earning sales role

Experience:

  • Sales, customer service, or call-center experience is preferred — but not required
  • Mortgage experience is a plus— but not required


Why You'll Love Working at theLender:

Voted a Top Workplace by our employees for 6 years running! Our culture is fun, inclusive, energetic, and full of growth opportunity. If you're willing to work hard and want a career with real room to grow, this is it.


Location: Lake Forest, CA 92630 Job Type: Full-time Compensation: $16.90/hour base + a commission structure, plus a 90-day ramp-up incentive to help you earn more while you build your pipeline.


Benefits:

  • 401(k) / Retirement plan
  • Health, dental, and vision insurance
  • Life insurance
  • Employee assistance program
  • Paid time off
  • Professional development assistance
  • Referral program

Company Description

Our Company theLender was created to make a difference. As a group of proven industry leaders who founded one of the largest and fastest growing Wholesale mortgage companies in the United States, we aim to change the stagnant landscape of Wholesale mortgage – one partnership, one loan, and one day at a time.