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Life Insurance Brokerage Jobs in California (NOW HIRING)

Insurance Sales

Life Insurance Agent

San Diego, CA · On-site

Company Description Life & Health Independent Insurance Agent is an independent agency specializing ... Collaboration with brokerage partners and participation in training sessions, community events, and ...

The McCrimmon Agency

Life Insurance Sales Agent

Fresno, CA · On-site +1

$30K - $160K/yr

As a broker, we work with 30+ insurance companies so agents can help clients find coverage that ... Must be willing to obtain a life and health insurance license in your state. Licensing costs are ...

Aon Corporation

Broker III - Life Sciences

Los Angeles, CA · On-site

$173K - $225K/yr

Our Life Science Practice is looking for a Senior Broker As part of an industry-leading team, you ... Minimum of 15+ years of insurance brokerage and/or underwriting experience * Effective working ...

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All JobsLife Insurance Brokerage JobsLife Insurance Brokerage Jobs in California

Life Insurance Brokerage information

See California salary details

$17.8K

$87.8K

$143.1K

How much do life insurance brokerage jobs pay per year?

As of Sep 4, 2026, the average yearly pay for life insurance brokerage in California is $87,803.00, according to ZipRecruiter salary data. Most workers in this role earn between $56,700.00 and $120,400.00 per year, depending on experience, location, and employer.

What is a life insurance brokerage?

A life insurance brokerage is a business or firm that acts as an intermediary between clients seeking life insurance and various insurance companies. Unlike agents who represent a single insurer, brokers work with multiple insurers to find the best policy options tailored to their clients' needs. They provide advice, compare policies, and help clients navigate the application process, ensuring they receive suitable coverage at competitive rates. Brokers are typically paid through commissions from the insurance companies whose policies they sell.

What are the key skills and qualifications needed to thrive as a life insurance broker?

To thrive as a Life Insurance Broker, you need a solid understanding of insurance products, sales techniques, and regulatory requirements, typically backed by a state insurance license. Familiarity with customer relationship management (CRM) software and quoting tools is essential for managing client portfolios and streamlining sales processes. Excellent interpersonal skills, active listening, and ethical judgment set top performers apart in building trust with clients. These competencies ensure brokers can effectively match clients with suitable policies, maintain compliance, and foster lasting professional relationships.

What are some common challenges faced by professionals working in a life insurance brokerage, and how can they be addressed?

Professionals in a life insurance brokerage often encounter challenges such as navigating complex policy options, meeting sales targets, and building trust with clients. Staying up-to-date with changing regulations and product offerings requires ongoing learning. Successful brokers address these challenges by regularly attending industry trainings, leveraging strong communication skills to educate clients, and fostering relationships with insurance carriers and underwriters. Additionally, collaborating with experienced colleagues can help new brokers overcome initial hurdles and build a strong client base.

What is the difference between Life Insurance Brokerage vs Insurance Agent?

AspectLife Insurance BrokerageInsurance Agent
CredentialsLicenses for multiple carriers, broker licenseCarrier-specific license
Work EnvironmentIndependent, multiple carriersEmployed by a single insurer or independent
Employer & Industry UsageWorks with various insurers, offers broader optionsRepresents one insurer, sells their products
Comparison IntentChoosing among multiple policies and providersPromoting a specific insurer's policies

In summary, a life insurance broker offers clients a variety of policies from multiple insurers, providing broader options and independent advice. An insurance agent typically works for a single insurer, focusing on selling that company's products. Both roles require licensing, but brokers usually hold more comprehensive credentials to represent multiple carriers.

What does a life insurance broker do in life insurance?

A life insurance broker helps clients find suitable life insurance policies by assessing their needs, comparing different plans, and explaining policy details. They act as intermediaries between clients and insurance companies, often earning commissions and requiring licensing. Brokers also assist with application processes and policy updates to ensure clients have appropriate coverage.

What are popular job titles related to Life Insurance Brokerage jobs in California?

For Life Insurance Brokerage jobs in California, the most frequently searched job titles are:

What job categories do people searching Life Insurance Brokerage jobs in California look for?

The top searched job categories for Life Insurance Brokerage jobs in California are:

Life Insurance Brokerage jobs near you
Infographic showing various Life Insurance Brokerage job openings in California as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 22% Part Time, and 4% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $87,803 per year, or $42.2 per hour.

Life Insurance Agent

Insurance Sales

San Diego, CA • On-site

Other

Medical, Life

Posted 4 days ago

Job description

Company Description Life & Health Independent Insurance Agent is an independent agency specializing in tailored life and health insurance solutions for individuals and families. The agency focuses on helping clients understand their options and select coverage that aligns with their financial goals and protection needs. Team members work in a collaborative environment with access to multiple carriers and products, enabling them to offer competitive and personalized plans. The organization values integrity, client education, and long-term relationships built on trust and service.

Role Description The Life Insurance Agent is a full-time 100% Commission based, on-site role based in San Diego, CA. In this position, the agent meets with prospective and existing clients to assess their life and health insurance needs, explains policy options, and recommends appropriate coverage. Daily responsibilities include generating leads, conducting consultations, preparing quotes, completing applications, and following up on underwriting decisions. The agent also maintains accurate client records, provides ongoing policy reviews, and supports clients with claims and policy changes. Collaboration with brokerage partners and participation in training sessions, community events, and sales meetings are integral to success in this role.

Qualifications

  • Demonstrated ability in insurance sales and insurance brokerage, with a focus on life and health products.
  • Strong understanding of insurance principles and products, including term, whole life, and supplemental insurance.
  • Foundational knowledge of finance and financial planning concepts to align coverage with client goals.
  • Excellent customer service skills, with the ability to communicate complex information clearly and empathetically.
  • Active or eligible state insurance license for life and health (or willingness to obtain within a defined timeframe).
  • Proven ability to meet sales targets, manage a pipeline, and work effectively in an on-site, client-facing environment.
  • Strong organizational skills, attention to detail, and proficiency with CRM software and basic office tools.
  • High level of professionalism, ethical conduct, and commitment to ongoing learning and industry development.

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