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Commercial Insurance Underwriter Jobs (NOW HIRING)

Commercial Insurance Underwriter

Warren, NJ · On-site +1

$73K - $125K/yr

Solid knowledge of specialty commercial underwriting and insurance industry theories and practices. * Demonstrated technical expertise and product specific knowledge with experience handling ...

Insurance Underwriter

Toledo, OH · On-site

$100K - $300K/yr

Ins Underwriter - Personal Grooming & Fitness Business - Toledo, OH Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter _ . REMOTE WORK FROM HOME POSSIBLE Well ...

Insurance Underwriter

Portland, OR · On-site

$100K - $300K/yr

Ins Underwriter - Personal Grooming & Fitness Business - Portland, OR Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter _ . REMOTE WORK FROM HOME POSSIBLE ...

Insurance Underwriter

Green Bay, WI · On-site

$100K - $300K/yr

Insurance Underwriter - Gas Stations & Auto Repair - Green Bay, WI Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Gas Stations Auto Repair Shops Garages_

Insurance Underwriter

Crafton, PA · On-site

$100K - $300K/yr

Insurance Underwriter - Food (Prepared Takeout) - Pittsburgh, PA Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Restaurant Prepared Food Caterers Takeout ...

Insurance Underwriter

Crafton, PA · On-site

$100K - $300K/yr

Insurance Underwriter - Medical Rehab & Pharmacy - Pittsburgh, PA REMOTE WORK FROM HOME POSSIBLE Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Allied ...

Insurance Underwriter

Kentwood, MI · On-site

$100K - $300K/yr

Insurance Underwriter - Food (Prepared Takeout) - Grand Rapids, MI Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Restaurant Prepared Food Caterers ...

Insurance Underwriter

Newark, NJ · On-site

$100K - $300K/yr

Ins Underwriter - Massage Tattoo Piercing Nails Gyms - Newark, NJ Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Personal Care Services Massage Tattoo ...

Insurance Underwriter

Springfield, MA · On-site

$100K - $300K/yr

Insurance Underwriter - Medical Rehab & Pharmacy - Springfield, MA REMOTE WORK FROM HOME POSSIBLE Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Allied ...

Insurance Underwriter

Bridgeport, CT · On-site

$100K - $300K/yr

Insurance Underwriter - Barber Shops & Salons - Bridgeport, CT Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Personal Grooming Services Barber Shops Hair ...

Insurance Underwriter

Dallas, TX · On-site

$100K - $300K/yr

Insurance Program Underwriter - Parking Garages - Dallas, TX Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Parking Garages_ . REMOTE WORK FROM HOME ...

Insurance Underwriter

Crafton, PA · On-site

$100K - $300K/yr

Insurance Underwriter - Barber Shops & Salons - Pittsburgh, PA Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Personal Grooming Services Barber Shops Hair ...

Insurance Underwriter

Cheektowaga, NY · On-site

$100K - $300K/yr

Insurance Underwriter - Medical Rehab & Pharmacy - Buffalo, NY REMOTE WORK FROM HOME POSSIBLE Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Allied Health ...

Insurance Underwriter

Kentwood, MI · On-site

$100K - $300K/yr

Insurance Underwriter - Barber Shops & Salons - Grand Rapids, MI Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Personal Grooming Services Barber Shops ...

Insurance Underwriter

Dallas, TX · On-site

$100K - $300K/yr

Insurance Underwriter - Gas Stations & Auto Repair - Dallas, TX Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Gas Stations Auto Repair Shops Garages_

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Commercial Insurance Underwriter information

See salary details

$11K

$68.7K

$90.5K

How much do commercial insurance underwriter jobs pay per year?

As of Jul 15, 2026, the average yearly pay for commercial insurance underwriter in the United States is $68,749.00, according to ZipRecruiter salary data. Most workers in this role earn between $55,000.00 and $78,000.00 per year, depending on experience, location, and employer.

What is the difference between Commercial Insurance Underwriter vs Property and Casualty (P&C) Insurance Agent?

AspectCommercial Insurance UnderwriterProperty and Casualty (P&C) Insurance Agent
Primary RoleEvaluates and approves insurance applications, sets policy termsSells insurance policies, advises clients, and manages renewals
CredentialsTypically requires a bachelor's degree, industry certifications (e.g., CPCU)Often requires licensing, insurance certifications, and sales experience
Work EnvironmentOffice-based, analytical, risk assessment focusOffice and client-facing, sales-driven
Industry UsageCommon in insurance companies and underwriting firmsCommon in insurance agencies and brokerages

While both roles operate within the insurance industry, Commercial Insurance Underwriters focus on evaluating risks and approving policies, whereas Property and Casualty Insurance Agents primarily sell policies and serve clients. Understanding these differences helps clarify career paths and job expectations in the insurance sector.

What are some typical challenges Commercial Insurance Underwriters face when assessing complex business risks?

Commercial Insurance Underwriters often encounter challenges such as evaluating incomplete or ambiguous client information, balancing the need for competitive pricing with risk management, and staying current with evolving industry regulations. They must also collaborate closely with brokers, actuaries, and clients to clarify underwriting requirements and ensure all parties understand the terms. Managing these complexities requires strong analytical skills, clear communication, and adaptability to changing market conditions.

How to get into commercial insurance underwriting?

To become a commercial insurance underwriter, candidates typically need a bachelor's degree in business, finance, or a related field. Gaining experience through internships or entry-level roles in insurance helps develop industry knowledge, while professional certifications like the Chartered Property Casualty Underwriter (CPCU) can enhance prospects. Strong analytical skills and familiarity with underwriting software are also important.

What are the key skills and qualifications needed to thrive as a Commercial Insurance Underwriter, and why are they important?

To thrive as a Commercial Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of risk assessment, typically supported by a bachelor’s degree in finance, business, or a related field. Familiarity with underwriting software, industry databases, and certifications such as CPCU or AU are often required. Excellent negotiation, communication, and decision-making skills help build client relationships and support sound judgment. These competencies ensure accurate risk evaluation, profitable portfolios, and effective client service within the insurance industry.

How much do you get paid for an insurance underwriter?

The average salary for a commercial insurance underwriter in the United States ranges from $60,000 to $85,000 per year, depending on experience, location, and employer size. Entry-level underwriters typically earn less, while those with specialized skills or certifications can earn higher salaries. Many underwriters also receive benefits such as bonuses and professional development opportunities.

What does a commercial insurance underwriter do?

A commercial insurance underwriter evaluates insurance applications for businesses to determine risk levels and appropriate coverage. They analyze financial data, industry factors, and policy details, often using specialized software, to decide whether to approve or modify coverage terms. This role requires attention to detail, risk assessment skills, and knowledge of insurance policies and regulations.

How much do insurance underwriters make on average?

Insurance underwriters typically earn an average salary of around $70,000 to $80,000 per year, depending on experience, location, and industry sector. Senior underwriters or those with specialized skills can earn higher salaries, often exceeding $100,000 annually. Strong analytical skills and industry certifications can also influence earning potential.
More about Commercial Insurance Underwriter jobs
What cities are hiring for Commercial Insurance Underwriter jobs? Cities with the most Commercial Insurance Underwriter job openings:
What are the most commonly searched types of Commercial Insurance Underwriter jobs? The most popular types of Commercial Insurance Underwriter jobs are:
Who are the top companies hiring for Commercial Insurance Underwriter jobs? The top employers for Commercial Insurance Underwriter jobs are:
What states have the most Commercial Insurance Underwriter jobs? States with the most job openings for Commercial Insurance Underwriter jobs include:
What job categories do people searching Commercial Insurance Underwriter jobs look for? The top searched job categories for Commercial Insurance Underwriter jobs are:
What are popular job titles related to Commercial Insurance Underwriter jobs? For Commercial Insurance Underwriter jobs, the most frequently searched job titles are:
Infographic showing various Commercial Insurance Underwriter job openings in the United States as of July 2026, with employment types broken down into 92% Full Time, 6% Part Time, and 2% Contract. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $68,749 per year, or $33.1 per hour.
Insurance Underwriter (commercial lines)

Insurance Underwriter (commercial lines)

ARC Group

Oakland Park, FL • On-site, Remote

Full-time

Re-posted 27 days ago


Job description

INSURANCE UNDERWRITER (commercial auto - remote)
ARC Group seeks a Commercial Insurance Underwriter to join our direct in their Ft. Lauderdale, FL offices. There is a preference for Underwriters in FL but those from surrounding gulf and eastern seaboard states will be considered for remote work.
The Commercial Insurance Underwriter will report to the Underwriting Operations Manager and be responsible for examining new business submissions for eligibility, carefully evaluating each application for coverage in order to determine if the risk is acceptable.
The Underwriter will verify if additional information is needed prior to making a decision to offer a proposal; should be able to confidently suggest if an account would need to be declined following established Underwriting Guidelines, appropriate joint review / consultation with Underwriting Operations Manager.
Thiis is a fantastic opportunity to get onboard an established and well-respected organization that values its employees. Our client offers a competitive compensation package, health insurance, retirement plans, and the opportunity to make a profound impact on our client insurance underwriting team.
Commercial Insurance Underwriter Responsibilities:
  • Reviewing of initial information provided by prospective insured / agents.
  • Quote preparation, including continuous communication with prospective insured / agent until policy binds / it is decided it will not move forward.
  • Pricing / rating of new submissions following established guidelines and parameters / discussion with Underwriting Operations Manager.
  • Maintaining and building relationships with insureds and agents.
  • Providing customer service.
  • Contributing to achieving and maintaining production goals.
  • Monitoring and facilitating Underwriting Assistants duties, particularly aiding with specific endorsement requests that might require expert review / opinion, bind requests review for accuracy, etc.
  • Monitoring and facilitating Renewal Underwriters duties, including but not limited to renewal evaluations, renewal revisions, review and processing of bind requests, when necessary, etc.
  • Assisting in a variety of administrative tasks.

Commercial Insurance Underwriter Requirements:
  • Must have 3-5 years of commercial insurance underwriting experience, outstanding customer service and communication skills (verbal and written), and attention to detail.
  • A college degree is preferred but not required

Would you like to know more about our new opportunity? You can apply online while viewing all open jobs at www.arcgonline.com.
ARC Group is a Forbes-ranked a top 20 recruiting and executive search firm working with clients nationwide to recruit the highest quality technical resources. We have achieved this by understanding both our candidate's and client's needs and goals and serving both with integrity and a shared desire to succeed.
ARC Group is proud to be an equal opportunity workplace dedicated to pursuing and hiring a diverse workforce.
We are a no-fee agency to candidates.