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Commercial Insurance Underwriter Jobs (NOW HIRING)

Surety Underwriter

Murfreesboro, TN · On-site

$140K - $250K/yr

Insurance Underwriter - Commercial Surety - Murfreesboro, TN Insurance Underwriter Underwriting Surety Contract Surety Bonds Construction Surety Commercial Insurance License & Permit bonds Bid ...

Surety Underwriter

Altoona, PA · On-site

$140K - $250K/yr

Bond Surety Underwriting - Altoona, PA Insurance Underwriter Underwriting Surety Contract Surety Bonds Construction Surety Commercial Insurance License & Permit bonds Bid, performance and payment ...

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Title Insurance Underwriter Location: In Office - Winston-Salem Job Summary The Title Insurance Underwriter is responsible for reviewing, analyzing, and underwriting real estate transactions to ...

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Commercial Insurance Underwriter information

See salary details

$11K

$68.7K

$90.5K

How much do commercial insurance underwriter jobs pay per year?

As of Aug 16, 2026, the average yearly pay for commercial insurance underwriter in the United States is $68,749.00, according to ZipRecruiter salary data. Most workers in this role earn between $55,000.00 and $78,000.00 per year, depending on experience, location, and employer.

What are some typical challenges a commercial insurance underwriter faces when assessing complex business risks?

Commercial Insurance Underwriters often encounter challenges such as evaluating incomplete or ambiguous client information, balancing the need for competitive pricing with risk management, and staying current with evolving industry regulations. They must also collaborate closely with brokers, actuaries, and clients to clarify underwriting requirements and ensure all parties understand the terms. Managing these complexities requires strong analytical skills, clear communication, and adaptability to changing market conditions.

What are the key skills and qualifications needed to thrive as a commercial insurance underwriter, and why are they important?

To thrive as a Commercial Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of risk assessment, typically supported by a bachelor’s degree in finance, business, or a related field. Familiarity with underwriting software, industry databases, and certifications such as CPCU or AU are often required. Excellent negotiation, communication, and decision-making skills help build client relationships and support sound judgment. These competencies ensure accurate risk evaluation, profitable portfolios, and effective client service within the insurance industry.

What is the difference between Commercial Insurance Underwriter vs Property and Casualty (P&C) Insurance Agent?

AspectCommercial Insurance UnderwriterProperty and Casualty (P&C) Insurance Agent
Primary RoleEvaluates and approves insurance applications, sets policy termsSells insurance policies, advises clients, and manages renewals
CredentialsTypically requires a bachelor's degree, industry certifications (e.g., CPCU)Often requires licensing, insurance certifications, and sales experience
Work EnvironmentOffice-based, analytical, risk assessment focusOffice and client-facing, sales-driven
Industry UsageCommon in insurance companies and underwriting firmsCommon in insurance agencies and brokerages

While both roles operate within the insurance industry, Commercial Insurance Underwriters focus on evaluating risks and approving policies, whereas Property and Casualty Insurance Agents primarily sell policies and serve clients. Understanding these differences helps clarify career paths and job expectations in the insurance sector.

More about Commercial Insurance Underwriter jobs

What cities are hiring for Commercial Insurance Underwriter jobs?

Cities with the most Commercial Insurance Underwriter job openings:

What are the most commonly searched types of Commercial Insurance Underwriter jobs?

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Who are the top companies hiring for Commercial Insurance Underwriter jobs?

The top employers for Commercial Insurance Underwriter jobs are:

What states have the most Commercial Insurance Underwriter jobs?

States with the most job openings for Commercial Insurance Underwriter jobs include:

What job categories do people searching Commercial Insurance Underwriter jobs look for?

The top searched job categories for Commercial Insurance Underwriter jobs are:

What are popular job titles related to Commercial Insurance Underwriter jobs?

For Commercial Insurance Underwriter jobs, the most frequently searched job titles are:

Infographic showing various Commercial Insurance Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $68,749 per year, or $33.1 per hour.

Surety Underwriter

Diedre Moire Corp.

Murfreesboro, TN • On-site

$140K - $250K/yr

Other

Medical, Dental, Vision, Life, Retirement, PTO

Posted 22 days ago


Job description

Insurance Underwriter - Commercial Surety - Murfreesboro, TN Insurance Underwriter Underwriting Surety Contract Surety Bonds Construction Surety Commercial Insurance License & Permit bonds Bid, performance and payment bonds Commercial performance bonds Large appeal court bonds _ . Underwrite risks in a book of commercial surety business while nurturing customer, agency and broker relationships across a growing regional territory. • License & Permit Bonds. --- compliance --- contractor s license --- Department of Transportation --- Environmental Protection Agencies --- Retail --- Professions • Bid, Performance and Payment Bonds. --- Private --- Public --- Federal --- State --- Sub-contractor --- Road, Bridge & Highway --- Utilities. • Commercial Performance Bonds. --- Supply Chain --- services --- Tax --- Lost Notes & Instruments --- Financial Guarantee • Large Appeal Court Bonds ACTIVITIES: • Manage assigned portfolio to achieve gross written premium, profitability, rate, retention, product mix, new business, and portfolio management goals. • Develop and implement plans, monitor performance, and adjust plan to ensure a substantial pipeline. • Build and maintain rigorous sales practices. • Develop relationships to build pipeline, collect intelligence, and drive performance. • Drive relationship management and customer activities to build trust, facilitate negotiation, and secure commitment with customers. • Review applications and financial requirements to determine acceptability of risk. • Apply pricing components, rating methodology, and predictive modeling tools to price risks based on financial and competitive analysis. • Ensure underwriting guidelines are followed to minimize exposure and appropriately price. • Prepare and analyze information on adverse underwriting decisions, rate appeals, underwriting requirements, status, and declinations for assigned territory. • Monitor state and territory issues, regulations, and trends. Comprehensive benefits include medical, dental, and vision plan; short-term and long-term disability; paid time off and holidays; life insurance; retirement plan; group auto insurance; homeowners insurance; long-term care insurance; 401 (k); fitness centers; employee assistance program (EAP); flexible spending accounts and real estate assistance. For complete details contact Greg Foss at: (609) 584-9000 ext 270 Or submit resume online at: http://dmc9.com/gbf/app.asp Or email to: 1000071347_10006796@najbcareers302.com Please reference #425982TN121 when responding. Diedre Moire Corporation Education Requirements: Bachelor Degree Minimum Experience Requirements: 2-5 years Job City Location: Murfreesboro Job State Location: TN Job Country Location: USA Salary Range: $140,000 to $250,000 Diedre Moire Corporation, Inc. diedremoire.com WE ARE AN EQUAL OPPORTUNITY EMPLOYER and our employment decisions are made without regard to race, color, religion, age, sex, national origin, handicap, disability or marital status. We reasonably accommodate individuals with handicaps, disabilities and bona fide religious beliefs. Jobs Career Position Hiring. CONSIDERED EXPERIENCE INCLUDES: Insurance Underwriter Underwriting Surety Contract Surety Bonds Construction Surety Commercial Insurance License & Permit bonds Bid, performance and payment bonds Commercial performance bonds Large appeal court bonds #DiedreMoire #JobSearch #JobHunt #JobOpening #Hiring #Job #Jobs #Careers #Employment #jobposting #InsuranceJobs #UnderwriterJobs DISCLAIMER: We will make every effort to consider applications for all available positions and shall use one or more of the contact methods and addresses indicated in resume or online application. Indicated location may be proximate or may be desirable point of embarkation for paid or unpaid relocation to another venue. Job descriptions may fit single or multiple presently available or anticipated positions and are NOT an offer of employment or contract implied or otherwise. Described compensation is not definite nor precise and may be estimated and approximate and is negotiable depending on market conditions and candidate availability and other factors and is solely at the discretion of employers. Linguistics used herein may use First Person Singular and First Person Plural grammatical person construction for and with the meaning of Third Person Singular and Third Person Plural references. We reserves the right to amend and change responsibilities to meet business and organizational needs as necessary. Response to a specific posting or advertisement may result in consideration for other opportunities and not necessarily the incentive or basis of the response. Nothing herein is or may be considered a promise, guarantee, offer, pledge, agreement, contract, or oath. If you submit an application or resume which contains your email address, we will use that email address to communicate with you about this and other positions. 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