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Commercial Insurance Underwriter Jobs (NOW HIRING)

Insurance Underwriter

Cheektowaga, NY · On-site +1

$100K - $300K/yr

Insurance Underwriter - Hospitality & Entertainment - Buffalo, NY REMOTE WORK FROM HOME POSSIBLE Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Insurance Underwriter

Green Bay, WI · On-site +1

$100K - $300K/yr

Sr Insurance Underwriter - Specialty Technology Risks - Green Bay, WI Cyber Technology Risks Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter _ . REMOTE ...

Insurance Underwriter

Frederick, MD · On-site +1

$100K - $180K/yr

Underwriter Insurance Automobile Dealerships - Frederick, MD Insurance Underwriter Underwriting Commercial Lines Franchise Automobile Truck Boat Dealerships Open Lots Property Casualty Excess Surplus ...

Insurance Underwriter

Dallas, TX · On-site +1

$100K - $300K/yr

Sr Insurance Underwriter - Specialty Technology Risks - Dallas, TX Cyber Technology Risks Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter _ . REMOTE WORK ...

Insurance Underwriter

Rialto, CA · On-site +1

$120K - $350K/yr

Senior Underwriter - Commercial Property - Rialto, CA Seeking the following experience: • ... Shall: • Underwrite insurance for Large Complex Commercial Property; Develop relationships with ...

Insurance Underwriter

Kentwood, MI · On-site +1

$100K - $300K/yr

Public Entity - Municipalities Insurance Underwriter - Grand Rapids, MI Public Entities Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter _ . REMOTE WORK ...

Insurance Underwriter

Springfield, MA · On-site +1

$100K - $300K/yr

Specialty Pollution Underwriter - Springfield, MA Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Pollution Environmental Contractors_ . REMOTE WORK FROM ...

Insurance Underwriter

Troy, MI · On-site +1

$100K - $180K/yr

Underwriter Insurance Automobile Dealerships - Troy, MI Insurance Underwriter Underwriting Commercial Lines Franchise Automobile Truck Boat Dealerships Open Lots Property Casualty Excess Surplus ...

Insurance Underwriter

Springfield, IL · On-site +1

$100K - $180K/yr

Underwriter Insurance Automobile Dealerships - Springfield, IL Insurance Underwriter Underwriting Commercial Lines Franchise Automobile Truck Boat Dealerships Open Lots Property Casualty Excess ...

Insurance Underwriter

Silver Spring, MD · On-site +1

$100K - $180K/yr

Ins Underwriter Dealerships Auto Truck Boats - Silver Spring, MD Insurance Underwriter Underwriting Commercial Lines Franchise Automobile Truck Boat Dealerships Open Lots Property Casualty Excess ...

Insurance Underwriter

Naperville, IL · On-site +1

$100K - $180K/yr

Insurance Underwriter Dealerships Auto Truck Boats - Naperville, IL Insurance Underwriter Underwriting Commercial Lines Franchise Automobile Truck Boat Dealerships Open Lots Property Casualty Excess ...

Insurance Underwriter

Gates, NY · On-site +1

$100K - $300K/yr

Insurance Underwriter - Transportation, Cargo & Logistics - Rochester, NY Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter _ . REMOTE WORK FROM HOME ...

Insurance Underwriter

Rockford, IL · On-site +1

$100K - $180K/yr

Ins Underwriter Car Truck Boat Dealerships - Rockford, IL Insurance Underwriter Underwriting Commercial Lines Franchise Automobile Truck Boat Dealerships Open Lots Property Casualty Excess Surplus ...

Insurance Underwriter

Waldorf, MD · On-site +1

$100K - $180K/yr

Ins Underwriter Car Truck Boat Dealerships - Waldorf, MD Insurance Underwriter Underwriting Commercial Lines Franchise Automobile Truck Boat Dealerships Open Lots Property Casualty Excess Surplus ...

Insurance Underwriter

Buffalo, NY · On-site +1

$100K - $300K/yr

Specialty Pollution Underwriter - Buffalo, NY Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Pollution Environmental Contractors_ . REMOTE WORK FROM HOME ...

Insurance Underwriter

Davie, FL · On-site +1

$100K - $300K/yr

Qualifications: • 5+ years of experience as a Multi-Line, Middle + Market Commercial Underwriter ... Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter ...

Insurance Underwriter

Flint, MI · On-site +1

$100K - $180K/yr

Ins Underwriter Car Truck Boat Dealerships - Flint, MI Insurance Underwriter Underwriting Commercial Lines Franchise Automobile Truck Boat Dealerships Open Lots Property Casualty Excess Surplus ...

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Commercial Insurance Underwriter information

See salary details

$11K

$68.7K

$90.5K

How much do commercial insurance underwriter jobs pay per year?

As of Jun 15, 2026, the average yearly pay for commercial insurance underwriter in the United States is $68,749.00, according to ZipRecruiter salary data. Most workers in this role earn between $55,000.00 and $78,000.00 per year, depending on experience, location, and employer.

What is the difference between Commercial Insurance Underwriter vs Property and Casualty (P&C) Insurance Agent?

AspectCommercial Insurance UnderwriterProperty and Casualty (P&C) Insurance Agent
Primary RoleEvaluates and approves insurance applications, sets policy termsSells insurance policies, advises clients, and manages renewals
CredentialsTypically requires a bachelor's degree, industry certifications (e.g., CPCU)Often requires licensing, insurance certifications, and sales experience
Work EnvironmentOffice-based, analytical, risk assessment focusOffice and client-facing, sales-driven
Industry UsageCommon in insurance companies and underwriting firmsCommon in insurance agencies and brokerages

While both roles operate within the insurance industry, Commercial Insurance Underwriters focus on evaluating risks and approving policies, whereas Property and Casualty Insurance Agents primarily sell policies and serve clients. Understanding these differences helps clarify career paths and job expectations in the insurance sector.

What are some typical challenges Commercial Insurance Underwriters face when assessing complex business risks?

Commercial Insurance Underwriters often encounter challenges such as evaluating incomplete or ambiguous client information, balancing the need for competitive pricing with risk management, and staying current with evolving industry regulations. They must also collaborate closely with brokers, actuaries, and clients to clarify underwriting requirements and ensure all parties understand the terms. Managing these complexities requires strong analytical skills, clear communication, and adaptability to changing market conditions.

Will AI replace underwriting?

AI is increasingly used in commercial insurance underwriting to automate data analysis and risk assessment, improving efficiency and accuracy. However, underwriters still play a crucial role in interpreting complex cases, making judgment calls, and managing relationships, so AI is seen as a tool to support rather than replace their expertise.

Is commercial insurance underwriting a good career?

Commercial insurance underwriting is a stable career that involves evaluating risks and determining policy terms for businesses. It requires strong analytical skills, attention to detail, and often involves working with specialized software; opportunities for advancement and salary growth are common in the field.

What does a commercial underwriter do in insurance?

A commercial insurance underwriter evaluates insurance applications for businesses to determine risk levels and appropriate coverage terms. They analyze factors such as business operations, financial stability, and industry risks, often using specialized software, to decide whether to approve or modify policies. Their work helps ensure the insurer maintains profitability while providing suitable coverage to clients.

What are the key skills and qualifications needed to thrive as a Commercial Insurance Underwriter, and why are they important?

To thrive as a Commercial Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of risk assessment, typically supported by a bachelor’s degree in finance, business, or a related field. Familiarity with underwriting software, industry databases, and certifications such as CPCU or AU are often required. Excellent negotiation, communication, and decision-making skills help build client relationships and support sound judgment. These competencies ensure accurate risk evaluation, profitable portfolios, and effective client service within the insurance industry.

What does a Commercial Insurance Underwriter do?

A Commercial Insurance Underwriter evaluates business insurance applications to determine if coverage should be provided and at what terms. They assess risks by analyzing business operations, financial statements, and history, and decide on policy pricing and coverage limits. Underwriters also work closely with insurance agents and clients to gather information and clarify details, ensuring that policies align with both company guidelines and client needs.

How much do commercial underwriters make in the US?

Commercial insurance underwriters in the US typically earn a median annual salary of around $70,000 to $80,000. Experienced underwriters or those working in specialized sectors can earn over $100,000, with salaries influenced by location, certifications, and level of experience.
More about Commercial Insurance Underwriter jobs
What cities are hiring for Commercial Insurance Underwriter jobs? Cities with the most Commercial Insurance Underwriter job openings:
What are the most commonly searched types of Commercial Insurance Underwriter jobs? The most popular types of Commercial Insurance Underwriter jobs are:
Who are the top companies hiring for Commercial Insurance Underwriter jobs? The top employers for Commercial Insurance Underwriter jobs are:
What states have the most Commercial Insurance Underwriter jobs? States with the most job openings for Commercial Insurance Underwriter jobs include:
What are popular job titles related to Commercial Insurance Underwriter jobs? For Commercial Insurance Underwriter jobs, the most frequently searched job titles are:
Infographic showing various Commercial Insurance Underwriter job openings in the United States as of June 2026, with employment types broken down into 91% Full Time, 5% Part Time, 2% Contract, and 2% Nights. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $68,749 per year, or $33.1 per hour.
Insurance Underwriter

Insurance Underwriter

Diedre Moire Corp.

Cheektowaga, NY • On-site, Remote

$100K - $300K/yr

Other

Medical, Retirement, PTO

Posted 19 days ago


Job description

Insurance Underwriter - Hospitality & Entertainment - Buffalo, NY REMOTE WORK FROM HOME POSSIBLE Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Hospitality Entertainment Hotel Bar Restaurant Concerts etc _ . Industry leader seeks an experienced excess and surplus underwriter to evaluate risk, select, and price submissions for the entertainment and hospitality industry. • Underwrite individual risk selection for taverns, bars, nightclubs, restaurants, etc.

• Identify and reject unprofitable and risky accounts. • Evaluate risk levels to determine pricing, coverage, and rates. • Participate in market research, identify pricing and coverage strategies, and ensure adherence to established underwriting regulations.

Offering comprehensive benefits such as 401(k) plans, employee stock purchase plans, exceptional tax qualified medical and dependent care plan, employee assistance program, generous retirement benefits, vacation policies, flexible work schedule, and education assistance. For complete details contact Greg Foss at: (609) 584-9000 ext 270 Or submit resume online at: http://dmc9.com/gbf/app.asp Or email to: 1000070795_10006796@najbcareers302.com Please reference #39412NY135 when responding. Diedre Moire Corporation Education Requirements: Bachelor Degree Minimum Experience Requirements: 2-5 years Job City Location: Buffalo Job State Location: NY Job Country Location: USA Salary Range: $100,000 to $300,000 Diedre Moire Corporation, Inc.

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CONSIDERED EXPERIENCE INCLUDES: Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter #DiedreMoire #JobSearch #JobHunt #JobOpening #Hiring #Job #Jobs #Careers #Employment #jobposting #InsuranceJobs #UnderwriterJobs DISCLAIMER: We will make every effort to consider applications for all available positions and shall use one or more of the contact methods and addresses indicated in resume or online application. Indicated location may be proximate or may be desirable point of embarkation for paid or unpaid relocation to another venue. Job descriptions may fit single or multiple presently available or anticipated positions and are NOT an offer of employment or contract implied or otherwise.

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