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Commercial Insurance Underwriter Jobs in Raleigh, NC

Key Title

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Title Insurance Underwriter (Hybrid)

Raleigh, NC · On-site

$50K - $60K/yr

... commercial title underwriting. We are proud to partner with Investors Title Insurance Company, a ... highly rated underwriter renowned for its financial stability and expertise. Key Title is committed ...

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All JobsCommercial Insurance Underwriter JobsCommercial Insurance Underwriter Jobs in Raleigh, NC

Commercial Insurance Underwriter information

See Raleigh, NC salary details

$10.7K

$66.8K

$88K

How much do commercial insurance underwriter jobs pay per year?

As of Aug 10, 2026, the average yearly pay for commercial insurance underwriter in Raleigh, NC is $66,830.00, according to ZipRecruiter salary data. Most workers in this role earn between $53,500.00 and $75,800.00 per year, depending on experience, location, and employer.

What is the difference between Commercial Insurance Underwriter vs Property and Casualty (P&C) Insurance Agent?

AspectCommercial Insurance UnderwriterProperty and Casualty (P&C) Insurance Agent
Primary RoleEvaluates and approves insurance applications, sets policy termsSells insurance policies, advises clients, and manages renewals
CredentialsTypically requires a bachelor's degree, industry certifications (e.g., CPCU)Often requires licensing, insurance certifications, and sales experience
Work EnvironmentOffice-based, analytical, risk assessment focusOffice and client-facing, sales-driven
Industry UsageCommon in insurance companies and underwriting firmsCommon in insurance agencies and brokerages

While both roles operate within the insurance industry, Commercial Insurance Underwriters focus on evaluating risks and approving policies, whereas Property and Casualty Insurance Agents primarily sell policies and serve clients. Understanding these differences helps clarify career paths and job expectations in the insurance sector.

What are some typical challenges a commercial insurance underwriter faces when assessing complex business risks?

Commercial Insurance Underwriters often encounter challenges such as evaluating incomplete or ambiguous client information, balancing the need for competitive pricing with risk management, and staying current with evolving industry regulations. They must also collaborate closely with brokers, actuaries, and clients to clarify underwriting requirements and ensure all parties understand the terms. Managing these complexities requires strong analytical skills, clear communication, and adaptability to changing market conditions.

What are the key skills and qualifications needed to thrive as a commercial insurance underwriter, and why are they important?

To thrive as a Commercial Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of risk assessment, typically supported by a bachelor’s degree in finance, business, or a related field. Familiarity with underwriting software, industry databases, and certifications such as CPCU or AU are often required. Excellent negotiation, communication, and decision-making skills help build client relationships and support sound judgment. These competencies ensure accurate risk evaluation, profitable portfolios, and effective client service within the insurance industry.
What are popular job titles related to Commercial Insurance Underwriter jobs in Raleigh, NC? For Commercial Insurance Underwriter jobs in Raleigh, NC, the most frequently searched job titles are:
What job categories do people searching Commercial Insurance Underwriter jobs in Raleigh, NC look for? The top searched job categories for Commercial Insurance Underwriter jobs in Raleigh, NC are:
What cities near Raleigh, NC are hiring for Commercial Insurance Underwriter jobs? Cities near Raleigh, NC with the most Commercial Insurance Underwriter job openings:
Commercial Insurance Underwriter jobs near you
Infographic showing various Commercial Insurance Underwriter job openings in Raleigh, NC as of August 2026, with employment types broken down into 100% Full Time. Highlights an 67% In-person, and 33% Hybrid job distribution, with an average salary of $66,830 per year, or $32.1 per hour.

Title Insurance Underwriter (Hybrid)

Key Title

Raleigh, NC • On-site

$50K - $60K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 7 days ago

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Job description

Company Description

Key Title, headquartered in Raleigh, NC since 2001, is supported by a team with over 100 years of combined experience in residential and commercial title underwriting. We are proud to partner with Investors Title Insurance Company, a highly rated underwriter renowned for its financial stability and expertise. Key Title is committed to providing efficient service, with most residential binders processed within 15 minutes and final policies often completed on the same day as received. Investors Title’s robust financial standing ensures the ability to insure both small and large-scale properties, making Key Title a trusted choice in the industry.

Role Description

This is a full-time, hybrid position for a Title Insurance Underwriter in the Raleigh-Durham-Chapel Hill Area. The Title Insurance Underwriter will be responsible for evaluating title searches, assessing risks, and issuing title insurance policies to facilitate secure real estate transactions. Reporting to the Operations Manager, this role requires a detail-oriented professional with strong analytical skills, deep knowledge of title insurance processes, and the ability to work collaboratively with internal teams and clients.

Key Responsibilities:

  • Title Examination: Review legal opinions to identify potential defects, liens, encumbrances, or other issues that may impact the issuance of title insurance policies.
  • Risk Assessment: Evaluate risks associated with title issues and work with legal support to determine insurability, ensuring compliance with company underwriting guidelines and State regulations.
  • Policy Issuance: Prepare and issue title commitments and final title insurance policies, ensuring accuracy, clarity, and compliance with industry standards.
  • Issue Resolution: Work with title examiners, clients (e.g., real estate agents, lenders, attorneys), and external parties to resolve title issues, such as clearing liens or obtaining curative documents.
  • Compliance: Ensure all underwriting activities adhere to North Carolina real estate laws, title insurance regulations, and company policies.
  • Collaboration: Partner with the Operations Manager, sales team, and production staff to support smooth transaction processes and provide underwriting expertise.
  • Documentation: Maintain accurate and detailed records of underwriting decisions and communications in title production software.
  • Client Support: Respond to client inquiries regarding title issues, policy terms, and underwriting decisions, providing clear and professional communication.
  • Process Improvement: Identify opportunities to enhance underwriting processes, streamline workflows, and improve accuracy and efficiency.

Qualifications

  • North Carolina Title Insurance License
  • Strong Analytical and problem-solving skills for reviewing and assessing title risks
  • Knowledge of Insurance and Underwriting practices in residential and commercial real estate
  • Proficiency in communication and interpersonal skills to collaborate effectively with clients and team members
  • Understanding of finance principles related to title insurance
  • Minimum of two years of experience in the title insurance industry is required
  • Bachelor's degree in business, finance, law, or a related field is a plus

Company Description

Based in Raleigh, NC, since 2001, Key Title's team of well-qualified underwriters and managers have more than 100 years of combined experience in both residential and commercial underwriting. We are now one of the largest independently owned Title Insurance Agencies in North Carolina. We have grown significant market share and look forward to growing more