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Remote Insurance Underwriter Jobs in Raleigh, NC

HMG Careers

Remote Insurance Agent

Raleigh, NC · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

HMG Careers

Remote Insurance Agent

Durham, NC · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

HMG Careers

Remote Insurance Agent

Cary, NC · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

InsuraTec

Sales Representative (Remote)

Apex, NC · Remote

... insurance license and sharpen sales skills. * Underwriting Collaboration : Work closely with ... Remote Flexibility : Enjoy the freedom to work from home on your schedule. * Work-Life Balance

InsuraTec

Sales Representative (Remote)

Cary, NC · Remote

... insurance license and sharpen sales skills. * Underwriting Collaboration : Work closely with ... Remote Flexibility : Enjoy the freedom to work from home on your schedule. * Work-Life Balance

InsuraTec

Sales Representative (Remote)

Garner, NC · Remote

... insurance license and sharpen sales skills. * Underwriting Collaboration : Work closely with ... Remote Flexibility : Enjoy the freedom to work from home on your schedule. * Work-Life Balance

InsuraTec

Sales Representative (Remote)

Carrboro, NC · Remote

... insurance license and sharpen sales skills. * Underwriting Collaboration : Work closely with ... Remote Flexibility : Enjoy the freedom to work from home on your schedule. * Work-Life Balance

InsuraTec

Sales Representative (Remote)

Wendell, NC · Remote

... insurance license and sharpen sales skills. * Underwriting Collaboration : Work closely with ... Remote Flexibility : Enjoy the freedom to work from home on your schedule. * Work-Life Balance

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Showing results 1-20

All JobsRemote Insurance Underwriter JobsRemote Insurance Underwriter Jobs in Raleigh, NC

Remote Insurance Underwriter information

See Raleigh, NC salary details

$31.6K

$76.7K

$135.6K

How much do remote insurance underwriter jobs pay per year?

As of Jul 5, 2026, the average yearly pay for remote insurance underwriter in Raleigh, NC is $76,672.00, according to ZipRecruiter salary data. Most workers in this role earn between $59,300.00 and $84,600.00 per year, depending on experience, location, and employer.

What are some common challenges faced by remote insurance underwriters and how can they be managed?

Remote insurance underwriters often face challenges such as maintaining effective communication with team members and staying updated on changing underwriting guidelines. Working remotely requires strong self-discipline to manage workloads across multiple cases and deadlines without direct in-person supervision. Utilizing collaboration tools, setting regular check-ins with colleagues, and staying proactive in seeking clarification on complex cases can help overcome these challenges. Additionally, remote underwriters should take advantage of ongoing training resources to keep their skills and industry knowledge current.

What Does a Remote Insurance Underwriter Do?

The job duties of a remote insurance underwriter focus on assessing the risk in insurance policies. In this virtual position, you work from home or from a remote office to evaluate the risk of each client who has applied. You may also review insurance coverage for excessive risk. After reviewing financial documents, risk assessments, and insurance needs, your responsibilities include deciding whether to approve or deny an insurance application. Underwriting may require you to deny coverage for clients that you deem high risk.

What are the key skills and qualifications needed to thrive as a Remote Insurance Underwriter, and why are they important?

To thrive as a Remote Insurance Underwriter, you need strong analytical abilities, attention to detail, and a solid understanding of risk assessment and insurance principles, typically backed by a bachelor’s degree in finance, business, or a related field. Proficiency with underwriting software, risk management systems, and familiarity with industry certifications like CPCU or AU is highly valued. Excellent written communication, time management, and decision-making skills help remote underwriters collaborate effectively and manage workloads independently. These skills ensure accurate risk evaluations, compliance with regulations, and efficient remote operations within the insurance sector.

What is a remote insurance underwriter?

A remote insurance underwriter is a professional who evaluates insurance applications, assesses risk, and determines policy terms and premiums, all while working from a location outside of a traditional office, such as from home. They review documentation, analyze data, and make recommendations using digital tools and communication platforms. This role requires strong analytical skills, attention to detail, and knowledge of insurance regulations and guidelines. Remote underwriters often collaborate with agents, brokers, and clients electronically to ensure accurate policy issuance and risk management.

Can you work remotely as an insurance underwriter?

Yes, many insurance underwriters work remotely, especially with advances in digital communication and underwriting software. Remote positions often require strong analytical skills, industry certifications, and familiarity with underwriting tools, and they may involve regular virtual meetings and collaboration.

What is the difference between Remote Insurance Underwriter vs Remote Insurance Claims Adjuster?

AspectRemote Insurance UnderwriterRemote Insurance Claims Adjuster
Required CredentialsInsurance licenses, underwriting certificationsClaims adjusting licenses, insurance certifications
Work EnvironmentOffice or remote, analyzing risk dataRemote, investigating claims and assessing damages
Employer & Industry UsageInsurance companies, brokers, underwritersInsurance companies, third-party claims firms

Remote Insurance Underwriters and Claims Adjusters both work in the insurance industry, often remotely, but focus on different aspects. Underwriters evaluate risk to determine policy terms, while Claims Adjusters investigate and settle claims. Both roles require specific licenses and certifications, and are essential in the insurance process, but they serve distinct functions within the industry.

How can I make $2000 a week working from home?

A remote insurance underwriter can potentially earn $2000 or more per week by working full-time, gaining specialized knowledge, and obtaining relevant certifications. Increasing experience, working for high-paying companies, and handling a higher volume of policies can also boost income. Building strong analytical skills and proficiency with underwriting software are essential for maximizing earning potential.

Will underwriters be replaced by AI?

Remote insurance underwriters analyze risk data and determine policy terms, and AI tools are increasingly used to assist with data analysis and automation. While AI can handle routine tasks, underwriters' expertise in judgment, complex decision-making, and customer interaction remains essential, making full replacement unlikely in the near term.

Can underwriting be done remotely?

Remote insurance underwriters can perform their duties from outside traditional office settings, utilizing digital tools and underwriting software. Many companies now offer remote positions, especially for experienced underwriters with strong analytical skills and industry certifications. However, some roles may require occasional in-office meetings or collaboration with teams.
More about Remote Insurance Underwriter jobs
What are the most commonly searched types of Insurance Underwriter jobs in Raleigh, NC? The most popular types of Insurance Underwriter jobs in Raleigh, NC are:
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What cities near Raleigh, NC are hiring for Remote Insurance Underwriter jobs? Cities near Raleigh, NC with the most Remote Insurance Underwriter job openings:
Remote Insurance Underwriter jobs near you

Remote Insurance Producer

Levelupconsultingagency

Raleigh, NC • Remote

$2.5K - $15K/mo

Other

Life

Posted 18 days ago

Job description

About Spencer Financial Group

Spencer Financial Group helps individuals and families secure financial protection through life insurance solutions, including:

  • Life Insurance with Living Benefits

  • Mortgage Protection

  • Final Expense Insurance

  • Indexed Universal Life (IUL) Solutions

Our mission is to help families make informed decisions about protecting their financial future while providing agents with the tools, training, and support needed to succeed in a remote environment.

Position Overview

We are seeking motivated and coachable individuals to join our team as Remote Insurance Producers.

In this role, you will work directly with prospective clients, conduct needs-based consultations, and help individuals and families find life insurance solutions that fit their goals and circumstances.

Whether you are an experienced insurance professional or someone looking to enter the industry, we provide training, mentorship, and access to lead resources to help you build your business.

What We Provide Qualified Lead Resources

  • Access to real-time consumer leads

  • No cold calling required as a primary prospecting method

  • Lead management support

  • CRM and automation tools

  • Systems designed to help agents stay organized and productive

Training & Development

  • Comprehensive onboarding program

  • Weekly virtual training sessions

  • Proven sales processes and client consultation strategies

  • Product education and ongoing professional development

  • Access to experienced mentors and leadership support

Technology & Support

  • CRM access and workflow tools

  • Appointment-setting assistance tools

  • Underwriting support resources

  • Automated systems designed to improve efficiency

Responsibilities Daily Responsibilities

  • Contact and follow up with prospective clients

  • Conduct virtual insurance consultations

  • Assess client needs and recommend appropriate coverage options

  • Work assigned leads consistently

  • Maintain accurate records and activity tracking

  • Continue developing product knowledge and sales skills

Weekly Responsibilities

  • Attend training and coaching sessions

  • Submit insurance applications accurately and professionally

  • Review goals and performance metrics

  • Maintain compliance with company and carrier guidelines

Qualifications Required

  • Active Life and Health Insurance License, or willingness to obtain one

  • Strong communication and interpersonal skills

  • Self-discipline and ability to work independently

  • Reliable internet connection and computer access

  • Professional and ethical approach to client interactions

Preferred

  • Sales experience

  • Customer service experience

  • Insurance or financial services background

  • Bilingual communication skills

  • Experience working in a remote environment

What Success Looks Like

Successful agents typically:

  • Consistently work their leads

  • Follow established systems and processes

  • Attend training regularly

  • Maintain strong client relationships

  • Continue improving their skills through coaching and practice

Compensation

This is an independent contractor opportunity with commission-based compensation.

Agents are compensated based on policies issued and paid according to carrier and company guidelines. Additional performance-based incentives and recognition opportunities may be available.

Compensation is not guaranteed and varies based on individual effort, production, market conditions, and business performance.

Professional Growth

Spencer Financial Group is committed to helping agents develop professionally through:

  • Ongoing training

  • Mentorship

  • Skill development

  • Leadership opportunities for qualified individuals

Ideal Candidate

This opportunity may be a good fit for:

  • Licensed insurance agents

  • Sales professionals

  • Customer service professionals

  • Military veterans

  • Career changers

  • Remote work professionals

  • Individuals seeking a performance-based sales opportunity

Our Culture

We value:

  • Integrity

  • Accountability

  • Consistency

  • Continuous learning

  • Client-first service

If you are looking for a remote opportunity where you can help families secure financial protection while receiving access to leads, training, and ongoing support, we encourage you to apply.

License Requirement: A Life and Health Insurance License is required before engaging in insurance sales activities. Candidates who are not currently licensed may apply and complete licensing requirements before beginning production.