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Remote Commercial Underwriter Jobs in Raleigh, NC

centralins

Middle Market Underwriter

Raleigh, NC · Remote

Raleigh, NC Work Model: Remote Position type: Full time - salary We're a team of employees ... Or 4 years of experience in Commercial Lines Underwriting Preferred Qualifications * Experience in ...

Commercial Realty

Mortgage Originator

Raleigh, NC · Remote

... Commercial Real Estate (CRE) and Residential 1-4 Unit properties. This position is 100% remote ... Fast underwriting and closing through a direct lending platform. * Flexible schedule. * Opportunity ...

Huntington

Commercial Portfolio Mgr II

Raleigh, NC · On-site +1

Responsible for underwriting quality, portfolio administration, and ongoing credit quality of ... Remote roles will also have the opportunity to come together in our offices for moments that matter.

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All JobsCommercial Underwriter JobsRemote Commercial Underwriter JobsRemote Commercial Underwriter Jobs in Raleigh, NC

Remote Commercial Underwriter information

See Raleigh, NC salary details

$31.4K

$62.2K

$97.7K

How much do remote commercial underwriter jobs pay per year?

As of Jul 30, 2026, the average yearly pay for remote commercial underwriter in Raleigh, NC is $62,165.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,200.00 and $73,400.00 per year, depending on experience, location, and employer.

How does working remotely as a Commercial Underwriter impact collaboration with brokers and internal teams?

As a remote Commercial Underwriter, effective communication is essential since you will frequently collaborate with brokers, sales teams, and other underwriters through digital channels. Most companies utilize secure platforms for document sharing, video meetings, and instant messaging to facilitate teamwork and decision-making. While you may not have in-person meetings, you'll still be expected to participate actively in virtual discussions, provide timely responses to inquiries, and contribute to group projects. This setup can offer flexibility but also requires strong organizational skills and proactive communication to ensure successful outcomes.

Can underwriting be done remotely?

Remote commercial underwriters can perform their duties from outside the traditional office environment, utilizing digital tools and underwriting software to assess risks and review applications. Many companies now offer remote positions, especially for experienced underwriters with strong communication and analytical skills. However, some roles may require occasional in-office meetings or specific certifications.

Will underwriters be replaced by AI?

Remote commercial underwriters analyze risk and determine policy terms, and AI tools are increasingly used to assist with data analysis and risk assessment. While AI can automate routine tasks, underwriters' expertise remains essential for complex decision-making and interpreting nuanced information. The role is evolving to include oversight of AI systems and data analysis skills.

What are the key skills and qualifications needed to thrive as a Remote Commercial Underwriter, and why are they important?

To thrive as a Remote Commercial Underwriter, you need strong analytical skills, a solid understanding of risk assessment, and a background in finance or insurance, typically supported by a relevant degree or professional certification. Proficiency in underwriting software, risk modeling tools, and familiarity with industry regulations are critical technical requirements. Exceptional attention to detail, clear communication, and the ability to work independently are standout soft skills for this role. These abilities ensure accurate risk evaluations, effective client interactions, and efficient remote collaboration, which are vital for success in underwriting commercial policies.

What Does a Remote Commercial Underwriter Do?

As a remote commercial underwriter, your responsibilities are to develop and suggest insurance policies and services for non-residential real estate property. Your duties are to assess the risk associated with a particular property, review all legal documents related to the property and ownership, and recommend a particular policy based on your analysis. Things you need to consider include the likelihood of property damage due to natural events, such as flooding, fire, earthquakes, or hurricanes. You also take into account the credit history and risk that the property owner has.

What does a Remote Commercial Underwriter do?

A Remote Commercial Underwriter evaluates and analyzes the risks of insuring commercial clients, such as businesses, while working from a remote location. They review applications, financial statements, and other relevant documents to determine whether to approve or decline insurance coverage, and at what terms. Their goal is to ensure that policies are profitable for the insurer while meeting the needs of clients. Remote underwriters use specialized software to assess risks and often communicate with agents and clients through email or video calls.

Can you work remotely as an underwriter?

Remote commercial underwriters can often perform their duties from home, especially with the use of digital tools and underwriting software. Many companies offer remote positions for underwriters, requiring strong analytical skills and industry certifications, and may involve regular virtual meetings and communication. However, some roles may require on-site presence for certain assessments or meetings.

What is the difference between Remote Commercial Underwriter vs Remote Business Loan Underwriter?

AspectRemote Commercial UnderwriterRemote Business Loan Underwriter
CredentialsTypically requires underwriting certifications, finance or insurance licensesSimilar credentials, often requiring finance or banking certifications
Work EnvironmentRemote, within insurance or financial services companiesRemote, within banking or lending institutions
Industry UsageInsurance, commercial financeBanking, commercial lending
Job FocusAssessing insurance risks and policy underwritingEvaluating business loan applications and creditworthiness

Both roles involve financial assessment and require similar certifications, but the Remote Commercial Underwriter focuses on insurance policies, while the Remote Business Loan Underwriter specializes in evaluating business loan applications. They share work environments and industry usage, making them closely related but distinct in their specific responsibilities.

What is the salary for remote underwriting?

The average salary for a remote commercial underwriter ranges from $60,000 to $90,000 annually, depending on experience, location, and the employer. Senior or specialized underwriters may earn higher compensation, and some roles include performance bonuses or benefits. Salary levels can also vary based on industry and certification credentials such as CPCU or ARM.
More about Remote Commercial Underwriter jobs
What are the most commonly searched types of Commercial Underwriter jobs in Raleigh, NC? The most popular types of Commercial Underwriter jobs in Raleigh, NC are:
What are popular job titles related to Remote Commercial Underwriter jobs in Raleigh, NC? For Remote Commercial Underwriter jobs in Raleigh, NC, the most frequently searched job titles are:
What job categories do people searching Remote Commercial Underwriter jobs in Raleigh, NC look for? The top searched job categories for Remote Commercial Underwriter jobs in Raleigh, NC are:
What cities near Raleigh, NC are hiring for Remote Commercial Underwriter jobs? Cities near Raleigh, NC with the most Remote Commercial Underwriter job openings:
Remote Commercial Underwriter jobs near you
Infographic showing various Remote Commercial Underwriter job openings in Raleigh, NC as of July 2026, with employment types broken down into 92% Full Time, and 8% Part Time. Highlights an 100% Remote job distribution, with an average salary of $62,165 per year, or $29.9 per hour.

Insurance Underwriter

Berylline Insurance Group

Chapel Hill, NC • On-site, Remote

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 29 days ago

Job description

Underwriter
Hybrid or Remote • Full-Time
Ready to underwrite at a program built by operators?
HabGen Insurance is a specialty program built exclusively for student housing and multifamily communities - created by industry professionals who operated these properties before they underwrote them. We're growing quickly, and we're looking for an experienced Underwriter who's ready to own accounts, partner directly with brokers, and help shape a modern habitational program from the inside.
This role is offered as fully remote, or hybrid if you're located near our Chapel Hill, NC office.
ABOUT THE ROLE
As a HabGen Underwriter, you'll be responsible for the day-to-day underwriting and growth of an assigned book within our specialty habitational program. You'll work directly with brokers, evaluate new and renewal business, and partner with senior underwriters and program leadership on appetite, pricing, and portfolio decisions.
We move fast - indications within hours, bindable quotes within a business day on clean submissions - because brokers and their clients deserve straight answers from real experts. You'll be one of those experts.
WHAT YOU'LL DO
Underwriting & Risk Selection
  • Review new and renewal submissions for student housing and multifamily Property and General Liability risks.
  • Evaluate financial strength, loss experience, sponsor quality, and territorial exposure to determine risk acceptability.
  • Price accounts in line with HabGen's appetite, pricing discipline, and target rates.
  • Issue indications and bindable quotes on tight turnarounds.
  • Negotiate terms, conditions, and pricing with brokers.

Broker Partnership & Market Development
  • Build and maintain strong producer and broker relationships
  • Educate brokers on HabGen's appetite, submission requirements, and value proposition.
  • Identify and pursue new business opportunities within the habitational segment.

Portfolio Management
  • Manage assigned accounts through the policy lifecycle - new business, renewals, endorsements, and mid-term changes.
  • Collaborate with claims, loss control, and operations to drive favorable underwriting outcomes.
  • Monitor portfolio performance and contribute to underwriting discipline and profitable growth.

Program Building
  • Bring market intelligence and account-level insight back to leadership.
  • Provide input on appetite, pricing, and product evolution as the program scales.
  • Mentor newer team members and contribute to a strong underwriting culture.

WHO WE'RE LOOKING FOR
  • 3+ years of commercial P&C underwriting experience required; 5+ years preferred.
  • Habitational experience a plus. Direct exposure to student housing, multifamily, or other habitational property risks is highly valued.
  • Technical underwriting skills. Strong foundation in property and/or general liability underwriting, including risk assessment, financial analysis, and pricing.
  • Broker-facing presence. Excellent written and verbal communication, negotiation, and relationship-building skills.
  • Decisive and self-motivated. You can make underwriting decisions independently, manage your time, and operate well in a fast-moving environment.
  • Operator mindset. You ask hard questions, look for the better way, and care about how the work gets done - not just the answer.

Nice to Have
  • A college degree
  • Active P&C license
  • Industry designations (CPCU, CIC, AU, ARM, etc.)
  • Familiarity with Google Workspace and Slack.

WHAT WE OFFER
We invest in our people with a comprehensive benefits package designed to support your health, your future, and your life outside of work:
  • Competitive compensation with annual bonus potential, commensurate with experience.
  • Comprehensive medical, dental, and vision coverage, with employer contributions to a Health Savings Account.
  • 401(k) retirement plan with employer match.
  • Employer-paid life and AD&D insurance, with options for supplemental life and short- and long-term disability coverage.
  • Wellness and lifestyle benefits, including telehealth, an Employee Assistance Program, pet insurance, and an exclusive discount platform.
  • Paid time off and a culture that respects your time outside of work.
  • Flexible work arrangements - fully remote, or hybrid if you're located near our Chapel Hill, NC office.
  • Direct access to senior leadership - no committees, no bureaucracy, and a real seat at the table as the program grows.

WHY HABGEN?
HabGen Insurance is the first and only insurance solution purpose-built for student housing and multifamily communities. We're growing quickly inside Berylline Insurance Group (BIG), and we're investing in the underwriters who will help us scale.
What that means for you: a focused specialty program where your underwriting decisions matter, with direct access to decision-makers and the resources of an established insurance group behind you. You'll work on a single asset class with deep expertise, partner with brokers who value speed and straight answers, and have real influence on how the program evolves.
If you're an experienced underwriter who wants to focus, move quickly, and build something, there's a real seat for you here.
HOW TO APPLY
Apply at beryllinegroup.com/careers.
Employment & Sponsorship Disclosure
HabGen Insurance is an Equal Opportunity Employer and does not discriminate on any basis protected by applicable federal, state, or local law.
This position is not eligible for visa sponsorship. Applicants must be authorized to work in the United States without the need for current or future sponsorship.
HabGen Insurance participates in E-Verify. Employment with HabGen Insurance is contingent upon completion of a background screening satisfactory to the Company, verification of identity and authorization to work in the United States as required by federal law, and completion of all required onboarding documentation.
Employment with HabGen Insurance is at will. Nothing in this job posting or in any related communication constitutes a contract of employment or guarantees employment for any specific duration. Either the employee or the Company may terminate employment at any time, with or without cause or notice, for any lawful reason.
For application assistance, please contact [email protected].

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