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Associate Underwriter Jobs in Raleigh, NC (NOW HIRING)

WSFS Bank

Business Banking Underwriting Manager

Durham, NC · On-site

$111.44 - $183.08/hr

Provide daily leadership and management for a team of 4-10 associates. * Provide training ... Coach and lead a team of underwriters and demonstrate understanding of complex conventional loan ...

AVE Staffing

Commercial Real Estate Associate

Raleigh, NC · On-site

$160K - $200K/yr

Commercial Real Estate Associate Attorney Location: Raleigh, NC (On-site) Salary: $160,000 - $200 ... Complete mastery of closing mechanics, title insurance underwriting, title opinions, surveys, and ...

Santander

Workout Associate - Remote

Raleigh, NC · On-site +1

$76K - $135K/yr

Workout Associate - Remote Country: United States of America It Starts Here: Santander is a global ... Underwriting & Financial Analysis * Evaluate rent-regulated property performance, including rent ...

Banc of California

Associate, Fund Finance

Durham, NC · On-site

THE OPPORTUNITY The Associate will support the Fund Finance team in originating, underwriting ... Support the underwriting and structuring of fund finance credit facilities, including capital call ...

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All JobsAssociate Underwriter JobsAssociate Underwriter Jobs in Raleigh, NC

Associate Underwriter information

See Raleigh, NC salary details

$31.6K

$76.7K

$135.6K

How much do associate underwriter jobs pay per year?

As of Sep 5, 2026, the average yearly pay for associate underwriter in Raleigh, NC is $76,672.00, according to ZipRecruiter salary data. Most workers in this role earn between $59,300.00 and $84,600.00 per year, depending on experience, location, and employer.

What does an associate underwriter do?

An Associate Underwriter assists in evaluating and analyzing the risks involved in insuring people and assets. They typically review applications, examine supporting documents, and help determine the appropriate coverage and premiums under the supervision of a senior underwriter. This role often involves data entry, risk assessment, and communication with agents or brokers. Associate Underwriters are essential in ensuring that insurance policies are issued in accordance with company guidelines and industry regulations.

What are the key skills and qualifications needed to thrive as an associate underwriter?

To thrive as an Associate Underwriter, you need a strong understanding of risk assessment, analytical abilities, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, statistical analysis tools, and knowledge of industry regulations are commonly required. Attention to detail, effective communication, and time management are vital soft skills for excelling in this position. These skills are important for making sound risk decisions, ensuring compliance, and supporting the overall profitability of the organization.

What are some common challenges faced by associate underwriters, and how can they be addressed?

Associate Underwriters often encounter challenges such as balancing workload during peak periods, ensuring accuracy in risk assessments, and adapting to evolving underwriting guidelines. Effective time management and strong organizational skills can help manage a high volume of applications. Additionally, staying current with industry regulations and seeking guidance from senior underwriters or mentors can enhance decision-making skills and confidence in evaluating complex cases.

What is the difference between Associate Underwriter vs Underwriting Assistant?

AspectAssociate UnderwriterUnderwriting Assistant
CredentialsBachelor's degree often required; industry certifications beneficialHigh school diploma or equivalent; some roles prefer associate's degree
Work EnvironmentAnalyzing risk, making underwriting decisions, collaborating with underwritersSupporting underwriting team, data entry, document management
Employer & Industry UsageInsurance companies, brokers, and underwriting firmsInsurance companies, underwriting departments, administrative support

The Associate Underwriter typically handles risk analysis and decision-making, requiring more specialized knowledge and certifications. In contrast, the Underwriting Assistant provides administrative support, focusing on data management and assisting underwriters. Both roles are essential in the underwriting process but differ in responsibilities and required qualifications.

What are the most commonly searched types of Underwriter jobs in Raleigh, NC?

The most popular types of Underwriter jobs in Raleigh, NC are:

What are popular job titles related to Associate Underwriter jobs in Raleigh, NC?

For Associate Underwriter jobs in Raleigh, NC, the most frequently searched job titles are:

What job categories do people searching Associate Underwriter jobs in Raleigh, NC look for?

The top searched job categories for Associate Underwriter jobs in Raleigh, NC are:

What cities near Raleigh, NC are hiring for Associate Underwriter jobs?

Cities near Raleigh, NC with the most Associate Underwriter job openings:

Associate Underwriter jobs near you
Infographic showing various Associate Underwriter job openings in Raleigh, NC as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 25% Part Time, 1% Temporary, and 1% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $76,672 per year, or $36.9 per hour.

Loan Underwriter I

State Employees' Credit Union

Raleigh, NC • On-site

Full-time

Re-posted 20 days ago

State Employees' Credit Union (North Carolina) rating

8.2

Company rating: 8.2 out of 10

Based on 23 frontline employees who took The Breakroom Quiz

Job description

If you are motivated and believe in the credit union philosophy of "People Helping People," join our team!
Position Overview:
Responsible for the comprehensive underwriting and final approval of mortgage and HELOC loan files within the Real Estate Lending department. This role evaluates borrower creditworthiness, reviews and verifies required documentation, and ensures all loan decisions comply with credit union policies, secondary market guidelines, and applicable regulatory requirements. The Loan Underwriter I serves as a key resource to branch personnel and the loan processing team, supporting efficient and accurate real estate lending operations.
Essential Responsibilities:
  • (40%) Perform comprehensive underwriting of first mortgage and HELOC loan files, including review, and verification of sales contracts, appraisals, flood certificates, income documents, insurance documentation, asset statements, credit reports, and title reports, and all other loan documentation as required, in accordance with established credit union policies, procedures, and secondary market guidelines.
  • (20%) Independently assess applicant creditworthiness, ability to repay, and collateral valuation; provide final clear to close approval of real estate loan files while communicating decisions clearly and professionally to other members of the lending staff.
  • (15%) Document and communicate outstanding loan conditions to the loan processing team and closing stipulations to the loan closing team, ensuring timely and accurate progression of loan files through the pipeline.
  • (15%) Respond to phone calls and emails from internal department personnel addressing real estate questions and concerns; coordinate with processors, closers, attorneys, title companies, and other parties to facilitate smooth loan processing.
  • (10%) Maintain current knowledge of credit union policies and procedures through ongoing training to ensure underwriting decisions reflect the latest guidelines and regulatory standards.

Required Education & Experience (Knowledge, Skills, & Abilities):
  • Four-year degree, CCUE Certification, or associate degree via the North Carolina College Transfer Program (NC-CTP).
  • Minimum of two (2) years of experience in mortgage lending, direct underwriting experience.
  • Must possess excellent communication skills, both verbal and written, along with active listening.
  • Must be able to communicate with branch personnel and leaders, members, real estate agents, attorneys, insurance agents, and other SECU departments.
  • Strong networking and relationship development skills.
  • Meets compliance and regulatory standards.
  • Meet personal/team qualitative and quantitative targets.
  • Must be able to speak English fluently.
  • Must understand and be dedicated to the Credit Union philosophy and work ethic.
  • Must adhere to the work schedule and attendance policies established by the Credit Union

Preferred Education & Experience (Knowledge, Skills, & Abilities):
  • Four-year degree
  • 2-5 years of experience in mortgage lending, direct underwriting experience preferred.
  • Knowledge of GSE secondary market guidelines and various NC down payment assistance programs as related to underwriting, including but not limited to FHLBA and NCHFA.
  • Experience with MortgageBot, Encompass, or other loan origination systems
  • Certified Residential Underwriter designation or Residential Loan Processor Certificate

Job Environment & Physical Requirements:
  • Primarily remote settings with a dedicated quiet work environment to make and receive phone calls. Some office setting work may be required with physical proximity to other employees and background noise.
  • Use hands and fingers to press keys on a computer keyboard to enter or retrieve information.
  • Use hands and fingers to press telephone keypad and lift telephone receiver.
  • Must be able to comprehend and complete job demands.
  • Must be able to comprehend phone calls.

SECU provides equal employment opportunity to all qualified persons regardless of race, color, religion, age, sex, sexual orientation, gender identity, national origin, genetic information, disability, veteran status, or other classification protected by law.
Disclaimer
State Employees' Credit Union reserves the right to fill this role at a higher/lower level based on business need.

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