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Overnight Underwriter Jobs in Raleigh, NC (NOW HIRING)

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Overnight Underwriter information

See Raleigh, NC salary details

$31.6K

$76.7K

$135.6K

How much do overnight underwriter jobs pay per year?

As of Aug 20, 2026, the average yearly pay for overnight underwriter in Raleigh, NC is $76,676.00, according to ZipRecruiter salary data. Most workers in this role earn between $59,300.00 and $84,600.00 per year, depending on experience, location, and employer.

What is an overnight underwriter?

Overnight Underwriters are professionals who review and assess loan applications, insurance policies, or other financial documents during non-standard business hours, typically overnight. Their primary role is to evaluate risk, verify applicant information, and ensure compliance with relevant guidelines so that decisions can be made quickly, often by the next business day. This position helps financial institutions maintain continuous operations and meet tight processing deadlines, especially in fast-paced environments like mortgage lending or insurance underwriting.

What are the key skills and qualifications needed to thrive as an overnight underwriter, and why are they important?

To thrive as an Overnight Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of risk assessment and lending guidelines, usually supported by a degree in finance or a related field. Familiarity with loan origination systems, automated underwriting tools, and relevant certifications like DE (Direct Endorsement) or SAR (Staff Appraisal Reviewer) are typically required. Excellent time management, independent decision-making, and effective written communication are crucial soft skills for handling high-volume workloads during non-traditional hours. These skills ensure accurate, timely loan evaluations and maintain compliance with regulatory standards, even when working with limited supervision.

What is the difference between Overnight Underwriter vs Daytime Underwriter?

AspectOvernight UnderwriterDaytime Underwriter
CredentialsTypically requires similar certifications such as insurance licenses or underwriting trainingSame as Overnight Underwriter
Work EnvironmentWorks overnight shifts, often remotely or in officeWorks during regular business hours in office or remotely
Industry UsageCommon in insurance companies, especially in 24-hour operationsStandard in insurance underwriting during business hours

The main difference between an Overnight Underwriter and a Daytime Underwriter lies in their work hours. Overnight Underwriters handle policies during night shifts, often with similar credentials and in the same industry setting as Daytime Underwriters, who work during regular hours. Both roles require comparable skills and certifications, but their schedules differ to ensure 24-hour coverage for insurance companies.

Can you work remotely as an overnight underwriter?

Overnight underwriters can often work remotely, especially with the increased use of digital communication tools and underwriting software. However, remote work availability depends on the employer's policies and the company's requirements for collaboration and data security.

Is it hard to get a job in overnight underwriting?

Getting a job as an overnight underwriter can be competitive, often requiring relevant experience in underwriting, strong attention to detail, and familiarity with industry-specific software. Employers may also look for certifications such as CPCU or similar credentials, and the role typically involves working night shifts, which can influence applicant availability.

What are the most commonly searched types of Underwriter jobs in Raleigh, NC?

The most popular types of Underwriter jobs in Raleigh, NC are:

What are popular job titles related to Overnight Underwriter jobs in Raleigh, NC?

For Overnight Underwriter jobs in Raleigh, NC, the most frequently searched job titles are:

What job categories do people searching Overnight Underwriter jobs in Raleigh, NC look for?

The top searched job categories for Overnight Underwriter jobs in Raleigh, NC are:

What cities near Raleigh, NC are hiring for Overnight Underwriter jobs?

Cities near Raleigh, NC with the most Overnight Underwriter job openings:

Overnight Underwriter jobs near you
Infographic showing various Overnight Underwriter job openings in Raleigh, NC as of August 2026, with employment types broken down into 1% As Needed, 77% Full Time, 20% Part Time, and 2% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $76,676 per year, or $36.9 per hour.

Territory Sales Manager - Eastern North Carolina

centralins

Durham, NC • Remote

Full-time

Medical, Retirement

Re-posted 29 days ago

Job description

Location: Raleigh or Durham North Carolina 

Work Model: Remote

Position type: Full time - salary

We’re a team of employees passionate about delivering best-in-class customer service and innovation in the industry. We prioritize integrity, relationships, and excellence in all aspects of our work. 

Our employees fully utilize their talents and bring their best selves to work. We believe who you are is just as important as what you do! 

As a Territory Sales Manager, you’ll focus on developing and managing your assigned territory, building and maintaining strong agency relationships, and meeting established premium and project objectives.

Key Responsibilities of the Role            

  • Creating strategic marketing plans for territory to identify opportunities and potential challenges from which strategies and tactics are developed, including:
    • Plans to produce the budgeted premium volume and policy count of profitable lines of business in your assigned territory
    • Using binding authority to support premium growth in profitable classes of business
    • Conduct thorough evaluation of all prospect agencies and make recommendations for new appointments
  • Sales pipeline development
    • Drive submission activity in desired classes and verticals to meet premium budget targets
    • Utilize PowerBI Submission and Comparative Rater data to understand results and drive agency quote behaviors
    • Identifying growth, consolidation, and agency incentive opportunities
  • Accountable for building and maintaining effective relationships with Agents, Regional Underwriting and Claims teams, and Home Office departments
  • Communicate premium/submission/profit goals to agents, monitor results, and coordinate action plans for key agency partners
  • Provide ongoing training to agency plant on new programs, products, services, and systems
  • Monitor and understand the general insurance market and trends that may impact the territory agency plant

Required Qualifications

  • Bachelor’s degree in relevant field with 4 years of insurance experience- experience in sales and Commercial Underwriting with a Property & Casualty Company. 
  • Or 6 years of relevant insurance experience- experience in sales and Commercial Underwriting with a Property & Casualty Company.
  • Valid driver’s license 

Preferred Qualifications

  • Experience working with PowerBI
  • Experience working with Independent Insurance Agents preferred

 

Knowledge, Skills, and Abilities

  • Possesses analytical and problem-solving skills
  • Possesses verbal and written communication skills, including negotiation, presentation, and influence skills
  • Possesses multi-tasking and prioritization skills
  • Ability to understand Central Insurance’s policies and processes
  • Excellent organizational ability with demonstrated mastery of planning
  • Commitment to successfully achieve desired goals
  • Must be available for travel, including overnight travel
  • Self-starter who works independently with minimal supervision

 

Total Rewards

Central establishes base pay based on several factors including labor market data and an evaluation of candidate qualifications relative to role requirements. Base pay is one component of a comprehensive total rewards package designed to support employees’ financial, health, career, and retirement objectives. Central provides extensive health and wellness benefits to promote flexibility, work-life balance, and long-term financial security. For more information, see Central Insurance Benefits

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