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Senior Underwriter Jobs in Raleigh, NC (NOW HIRING)

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Title Insurance Underwriter (Hybrid)

Raleigh, NC · On-site

$50K - $60K/yr

The Title Insurance Underwriter will be responsible for evaluating title searches, assessing risks, and issuing title insurance policies to facilitate secure real estate transactions. Reporting to ...

IFG Companies

Underwriting Trainee

Chapel Hill, NC · On-site

$65K - $75K/yr

Draft POSITION SUMMARY The Underwriter Trainee ("Trainee") participates in the commercial underwriting trainee program of IFG Companies ("Companies"), building foundational skills in technical ...

Iatinsurancegroup

Underwriting Manager

Raleigh, NC · Hybrid

$72K - $157K/yr

Reporting to the Vice President of Underwriting, this role will be tasked with maintaining a book of business and oversight of specific Underwriters located in the Midwest and the East coast. This ...

Advance Auto Parts

Senior Financial Analyst

Raleigh, NC · On-site

$83K - $103K/yr

About the Role The Senior Financial Analyst - Real Estate Finance will support financial planning ... What you'll do Real Estate Underwriting and Decision Support * Build and maintain clear, flexible ...

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All JobsUnderwriter JobsSenior Underwriter JobsSenior Underwriter Jobs in Raleigh, NC

Senior Underwriter information

See Raleigh, NC salary details

$36K

$103.6K

$129.8K

How much do senior underwriter jobs pay per year?

As of Sep 1, 2026, the average yearly pay for senior underwriter in Raleigh, NC is $103,625.00, according to ZipRecruiter salary data. Most workers in this role earn between $95,800.00 and $113,200.00 per year, depending on experience, location, and employer.

What does a senior underwriter do?

A Senior Underwriter is responsible for assessing and evaluating the risks involved in insuring individuals or assets and determining appropriate terms and premiums for insurance policies. They analyze complex applications, review financial statements, and use industry guidelines to make informed decisions. Senior Underwriters often handle higher-value or more complicated cases than junior staff, and they may also mentor less experienced underwriters and help develop underwriting policies. Their expertise helps insurance companies manage risk and maintain profitability.

What does a senior underwriter do?

As a senior underwriter, your responsibilities are to oversee the insurance or loan application process at an insurance company or financial institution. Your duties include deciding when to offer a policy, assessing the risk of a potential customer, and ensuring the company has adequate funds to finance each claim an account makes (whether that is paying out insurance claims or extending a line of credit). Senior underwriters often consider whether it is appropriate to offer a loan, coordinate with a bank on complex customer issues, proactively search for ways to reduce the risk of future claims, and participate in strategy meetings with staff. A significant amount of underwriting is automated, so you typically focus on cases that are too complex to be evaluated by existing algorithms.

What are some common challenges senior underwriters face when assessing complex risk profiles?

Senior Underwriters often encounter challenges when evaluating complex risk profiles, such as insufficient or ambiguous client data, rapidly changing market conditions, and evolving regulatory requirements. Balancing the need to be competitive with maintaining sound risk management practices requires in-depth analysis and strong judgment. Collaboration with actuaries, legal teams, and client managers is frequently necessary to make well-informed decisions, and effective communication skills are key to explaining underwriting decisions to stakeholders.

What is the difference between Senior Underwriter vs Underwriter?

AspectSenior UnderwriterUnderwriter
CredentialsTypically requires 5+ years of experience, relevant certifications (e.g., CPCU, ARM)Entry to mid-level experience, often with similar certifications or on-the-job training
Work EnvironmentSenior-level decision-making, mentorship, complex risk assessmentPerforming standard risk evaluations, supporting senior staff
Industry UsageUsed across insurance sectors like property, casualty, healthCommonly used in same sectors, often as entry or mid-level roles

Senior Underwriters typically have more experience, handle complex cases, and mentor junior staff, whereas Underwriters focus on standard risk assessments and supporting senior team members. Both roles are essential in the insurance industry, with the senior position requiring advanced credentials and experience.

More about Senior Underwriter jobs

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Cities near Raleigh, NC with the most Senior Underwriter job openings:

Senior Underwriter jobs near you
Infographic showing various Senior Underwriter job openings in Raleigh, NC as of August 2026, with employment types broken down into 96% Full Time, 2% Part Time, and 2% Contract. Highlights an 66% Physical, 12% Hybrid, and 22% Remote job distribution, with an average salary of $103,619 per year, or $49.8 per hour.

Senior Underwriter (multiline P&C production role)

Iatinsurancegroup

Raleigh, NC • Hybrid

$95K - $113K/yr

Full-time

Medical, Retirement, PTO

Re-posted 18 hours ago

Job description

IAT Insurance Group, TransGuard has an immediate opening for an underwriter to join our Moving and Storage Underwriting team. The TransGuard Insurance Company has long been a leader in this space. The ideal candidate will have at least five years of multi-line P&C risk experience managing and growing a book, with focus on commercial transportation, inland marine, or a similar line of business. This position can work from IAT's Overland Park, Kansas, Scottsdale, Arizona, Alpharetta, Georgia or Raleigh, North Carolina location. For the right candidate, other IAT locations can be considered. This role will work on the hybrid schedule Monday through Wednesday in the office, with the option of working remotely on Thursday and Friday. Occasional travel is required.
Responsibilities:
  • Evaluates information to determine risk acceptability in accordance with company guidelines.
  • Makes appropriate decisions based on evaluation of underwriting information.
  • Prices risks per company standards.
  • Effectively communicates and negotiates underwriting and pricing decisions to achieve optimal outcomes.
  • Pursue sales-like leads through developing and maintaining strong relationships with clients, brokers, and agents to drive new business opportunities.
  • Documents decisions in accordance with regulatory standards.
  • Acts with a sense of urgency on all inquiries/requests.
  • Provides outstanding customer service.
  • Builds effective working relationships with assigned agency personnel as well as internal company staff.
  • Drives acceptable levels of new business opportunities through effective marketing to assigned agents.
  • Effectively communicates with assigned agents the appropriate level of information to ensure understanding of company direction.
  • Attends agency conferences and conducts seminars and breakout sessions.
  • Participates and leads special projects as assigned.
  • Handles a moderate number of agency assignments.
  • Participates in annual planning meetings with assigned agents.
  • Participates in quarterly stewardship meetings with key agents.
  • Performs other duties as assigned.
Qualifications:
Must Haves:
  • Bachelor's degree and five years of relevant experience or equivalent is required.
  • Equivalent experience is defined as a minimum of nine or more years of commercial insurance underwriting-related experience.
  • Commercial multi-line experience.
  • Thorough knowledge of the insurance industry.
  • Excellent knowledge and application of negotiation technics to day-to-day interactions with agents and customers to achieve optimal outcomes.
  • Excellent knowledge of pricing technics to achieve company objectives.
  • Excellent knowledge of complex coverage features such as large deductibles and their impact on coverage and pricing.
  • Ability to appropriately utilize loss control to minimize risk to the company.
  • Ability to understand reinsurance and company's approach.
  • Ability to make appropriate underwriting decisions for risks within a limited range of context and situations.
  • Ability to understand loss development and advanced loss analysis concepts in underwriting and pricing risks.
  • Ability to make individual account decisions that maximize the performance of the entire portfolio.
  • 10% Travel Required.
Preferred to Have:
  • Experience specializing in underwriting of moving and storage is preferred.
  • Umbrella experience.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. We maintain a drug-free workplace and participate in E-Verify.
#LI-JG1

 

IAT Insurance Group is the largest private, family-owned property and casualty insurer in the U.S. Insurance Answers Together is how we define IAT, in letter and in spirit. We work together to provide solutions for people and businesses. We collaborate internally and with our partners to provide the best possible insurance and surety options for our customers.

At IAT, we're committed to driving and building an open and supportive culture for all. Our employees propel IAT forward - driving innovation, stable partnerships and growth. That's why we continue to build an engaging workplace culture to attract and retain the best talent.

We offer comprehensive benefits like:

  • 26 PTO Days (Entry Level) + 12 Company Holidays = 38 Paid Days Off
  • 7% 401(k) Company Match and additional Profit Sharing
  • Hybrid work environment
  • Numerous training and development opportunities to assist you in furthering your career
  • Healthcare and Wellness Programs
  • Opportunity to earn performance-based bonuses
  • College Loan Assistance Support Plan
  • Educational Assistance Program
  • Mentorship Program
  • Dress for Your Day Policy

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. We maintain a drug-free workplace and participate in E-Verify.

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