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Remote Junior Underwriter Jobs in Raleigh, NC (NOW HIRING)

Remote Position type: Full time - salary We're a team of employees passionate about delivering best-in-class customer service and innovation in the industry. We prioritize integrity, relationships ...

Responsible for underwriting quality, portfolio administration, and ongoing credit quality of ... Will serve as a mentor/coach to junior portfolio managers, credit analysts and relationship ...

Remote Junior Underwriter information

See Raleigh, NC salary details

$7

$21

$32

How much do remote junior underwriter jobs pay per hour?

As of Aug 13, 2026, the average hourly pay for remote junior underwriter in Raleigh, NC is $21.65, according to ZipRecruiter salary data. Most workers in this role earn between $16.35 and $26.63 per hour, depending on experience, location, and employer.

What is a remote junior underwriter?

A Remote Junior Underwriter is an entry-level professional who evaluates financial risk for loans or insurance policies while working remotely. They assist senior underwriters by reviewing applications, verifying documentation, and ensuring compliance with company guidelines. This role requires analytical skills, attention to detail, and knowledge of underwriting principles. Remote Junior Underwriters often use digital tools to assess risk and communicate with clients or internal teams. It’s a great starting point for a career in underwriting, providing valuable experience in risk assessment and financial decision-making.

What are the key skills and qualifications needed to thrive as a remote junior underwriter?

A Remote Junior Underwriter requires strong analytical abilities, attention to detail, and a foundational understanding of risk assessment, often supported by a bachelor’s degree in finance, business, or a related field. Familiarity with underwriting software, spreadsheets, and document management systems—as well as any relevant industry certifications—can be advantageous. Excellent written communication, time management, and the ability to collaborate virtually are standout soft skills for this remote position. These competencies ensure accurate risk evaluations, effective teamwork, and efficient workflow in a distributed underwriting environment.

What are the typical career advancement opportunities for a remote junior underwriter?

Remote Junior Underwriters often start with entry-level responsibilities like evaluating applicant documentation, analyzing risk factors, and assisting senior underwriters on routine cases. With experience and consistent performance, you can progress to more senior underwriting positions, specialize in specific insurance products, or move into leadership roles such as Underwriting Manager. Many organizations also offer training programs, mentorship, and support for obtaining relevant certifications like CPCU or AINS, which further enhance advancement prospects. Working remotely expands your access to nationwide opportunities, allowing for growth within larger organizations or specialized teams.

What are the most commonly searched types of Remote Underwriter jobs in Raleigh, NC? The most popular types of Remote Underwriter jobs in Raleigh, NC are:
What are popular job titles related to Remote Junior Underwriter jobs in Raleigh, NC? For Remote Junior Underwriter jobs in Raleigh, NC, the most frequently searched job titles are:
What job categories do people searching Remote Junior Underwriter jobs in Raleigh, NC look for? The top searched job categories for Remote Junior Underwriter jobs in Raleigh, NC are:
What cities near Raleigh, NC are hiring for Remote Junior Underwriter jobs? Cities near Raleigh, NC with the most Remote Junior Underwriter job openings:
Infographic showing various Remote Junior Underwriter job openings in Raleigh, NC as of August 2026, with employment types broken down into 89% Full Time, 8% Part Time, and 3% Contract. Highlights an 100% Remote job distribution, with an average salary of $45,023 per year, or $21.6 per hour.

Middle Market Underwriter

centralins

Raleigh, NC • Remote

Full-time

Medical, Retirement

Re-posted 13 days ago


Job description

Location: Nashville, TN; Raleigh, NC
Work Model: Remote
Position type: Full time - salary

We’re a team of employees passionate about delivering best-in-class customer service and innovation in the industry. We prioritize integrity, relationships, and excellence in all aspects of our work.

Our employees fully utilize their talents and bring their best selves to work. We believe who you are is just as important as what you do!

As a Middle Market Underwriter, you’ll help Central fulfill its promise to its customers by effectively managing your assigned territory, building strong relationships with agents, writing a profitable book of business, and providing top-notch service.

Key Responsibilities of the Role

  • Manage and underwrite assigned book of middle market business to achieve profitability and meet financial objectives
  • Select profitable new business through analysis of the risks presented, coverage requested, and losses incurred
  • Classify and price risks appropriately using underwriting judgement and analytical tools and resources
  • Handle complex or larger accounts that may require reinsurance placement
  • Monitor premium growth for assigned middle market territory, conducting profit and growth analysis by territory and agency
  • Identify opportunities for book improvement and work with Distribution on implementing necessary changes
  • Lead reviews on larger accounts exceeding letter of authority
  • Keep current on state/territory issues and regulations
  • Develop and maintain strong relationships with agents, traveling as needed for agency visits
  • Communicate effectively, providing prompt and professional service
  • Develop and maintain strong internal relationships within the Underwriting Team and with other business units such as loss control, customer service, claims, and marketing
  • Provide input and data to help drive and implement strategic underwriting initiatives
  • Maintain appropriate underwriting file documentation
  • Demonstrate a commitment to continuing education and development


Required Qualifications

  • Bachelor’s degree in relevant field and 2 years of experience in Commercial Lines Underwriting
  • Or 4 years of experience in Commercial Lines Underwriting

Preferred Qualifications

  •  Experience in underwriting Middle Market accounts

Knowledge, Skills, and Abilities

  • Strong knowledge of underwriting principles and guidelines to evaluate and manage highly complex accounts effectively
  • Solid time, organizational, and desk management skills
  • Ability to apply advanced underwriting concepts including risk selection, exposure and hazard identification and control, coverage implications, and loss analysis
  • Ability to think analytically about business problems, make recommendations and propose solutions
  • Effective verbal and written communication skills, including negotiation, presentation, and influence to achieve favorable outcomes
  • Knowledge of commercial lines coverages and policies in assigned states
  • Ability to professionally interact with our customers
  • Ability to investigate, gather facts and information, and analyze coverage
  • Understand the importance of capturing data
  • An innovative and continuous improvement mindset
  • A positive, professional, cooperative, and quality-conscious service attitude
  • Ability to work under pressure, deal with interpersonal conflict, and handle a heavy workload
  • Possess analytical and problem-solving skills
  • Verbal and written communication skills, including negotiation, presentation, and influence skills
  • Ability to understand Central Insurance’s policies and processes
  • Ability to travel to assigned agents including occasional overnight

Total Rewards

Central establishes base pay based on several factors including labor market data and an evaluation of candidate qualifications relative to role requirements. Base pay is one component of a comprehensive total rewards package designed to support employees’ financial, health, career, and retirement objectives. Central provides extensive health and wellness benefits to promote flexibility, work-life balance, and long-term financial security. For more information, see Central Insurance Benefits