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Remote Underwriter Jobs in Raleigh, NC (NOW HIRING)

Remote Position type: Full time - salary We're a team of employees passionate about delivering best-in-class customer service and innovation in the industry. We prioritize integrity, relationships ...

Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance. * Remote Flexibility : Enjoy the freedom to work from home on your schedule. * Work-Life Balance

Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance. * Remote Flexibility : Enjoy the freedom to work from home on your schedule. * Work-Life Balance

Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance. * Remote Flexibility : Enjoy the freedom to work from home on your schedule. * Work-Life Balance

Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance. * Remote Flexibility : Enjoy the freedom to work from home on your schedule. * Work-Life Balance

Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance. * Remote Flexibility : Enjoy the freedom to work from home on your schedule. * Work-Life Balance

Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance. * Remote Flexibility : Enjoy the freedom to work from home on your schedule. * Work-Life Balance

Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance. * Remote Flexibility : Enjoy the freedom to work from home on your schedule. * Work-Life Balance

Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance. * Remote Flexibility : Enjoy the freedom to work from home on your schedule. * Work-Life Balance

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Showing results 1-20

Remote Underwriter information

See Raleigh, NC salary details

$31.6K

$76.7K

$135.6K

How much do remote underwriter jobs pay per year?

As of Jul 5, 2026, the average yearly pay for remote underwriter in Raleigh, NC is $76,672.00, according to ZipRecruiter salary data. Most workers in this role earn between $59,300.00 and $84,600.00 per year, depending on experience, location, and employer.

What Does a Remote Underwriter Do?

As a remote underwriter, you work from home to review loan applications with the goal of helping a lender decide whether or not a borrower should be offered financial support through insurance, a mortgage, or other loan options. Underwriting requires a financial institution to assume the financial risk in case of loss, so most institutions focus on minimizing risk when deciding which people to offer this service to. Most remote underwriters specialize in one part of the industry, such as mortgages, business loans, or health insurance. Your duties vary slightly depending on the industry, but you typically review applications for accuracy and adherence to loan provider requirements or government regulations. You may also put a price on known risks and monitor factors affecting your market.

What are the key skills and qualifications needed to thrive as a Remote Underwriter, and why are they important?

To excel as a Remote Underwriter, you need strong analytical abilities, attention to detail, and a solid understanding of risk assessment, typically supported by a background in finance, business, or insurance and relevant certifications such as CPCU or AU. Familiarity with underwriting software, loan origination systems (LOS), and document management platforms is crucial for efficient remote work. Outstanding written communication, time management, and independent decision-making help you stand out in this role. These skills ensure accurate risk evaluations, compliance with regulations, and effective collaboration with clients and colleagues from a remote setting.

What does a remote underwriter do?

A remote underwriter evaluates and assesses loan applications, insurance policies, or other financial products from a remote location, usually working from home. Their primary role is to review applicants’ financial information, credit history, and other relevant documents to determine risk and eligibility. Remote underwriters use specialized software and follow guidelines to make approval or denial decisions. They communicate with applicants, agents, or loan officers via email, phone, or video conferencing, ensuring all documentation is accurate and compliant. This role requires strong analytical skills, attention to detail, and the ability to work independently.

What is the difference between Remote Underwriter vs Remote Loan Processor?

AspectRemote UnderwriterRemote Loan Processor
Required CredentialsMortgage or insurance underwriting certifications, licensesLoan processing certifications, customer service skills
Work EnvironmentHome office, financial institutions, insurance companiesHome office, mortgage or lending companies
Employer & IndustryFinancial services, insurance, mortgage lendersMortgage lenders, banks, credit unions
Common Search & ComparisonYesYes

Remote Underwriters and Remote Loan Processors both work in the mortgage and lending industry, often from home. While Underwriters focus on evaluating risk and approving loans based on financial documents, Loan Processors handle the administrative tasks of preparing loan files. Both roles require industry-specific certifications and are integral to the lending process, but they differ in responsibilities and daily tasks.

How does a remote underwriter collaborate effectively with team members and other departments?

As a remote underwriter, collaboration is primarily achieved through digital communication tools such as email, instant messaging, and video conferencing. You’ll regularly interact with loan officers, processors, and sometimes clients to clarify documentation, discuss risk assessments, and resolve outstanding issues. Staying organized and proactive in your communication is essential to ensure all parties are aligned and deadlines are met. Many organizations also utilize project management or workflow software to track progress and foster teamwork despite the physical distance.
What are the most commonly searched types of Underwriter jobs in Raleigh, NC? The most popular types of Underwriter jobs in Raleigh, NC are:
What are popular job titles related to Remote Underwriter jobs in Raleigh, NC? For Remote Underwriter jobs in Raleigh, NC, the most frequently searched job titles are:
What job categories do people searching Remote Underwriter jobs in Raleigh, NC look for? The top searched job categories for Remote Underwriter jobs in Raleigh, NC are:
What cities near Raleigh, NC are hiring for Remote Underwriter jobs? Cities near Raleigh, NC with the most Remote Underwriter job openings:
Infographic showing various Remote Underwriter job openings in Raleigh, NC as of June 2026, with employment types broken down into 86% Full Time, and 14% Contract. Highlights an 100% Remote job distribution, with an average salary of $76,672 per year, or $36.9 per hour.

Middle Market Underwriter

centralins

Nashville, TN • Remote

Other

Medical, Retirement

Posted 14 days ago


Job description

Location: Nashville, TN; Raleigh, NC
Work Model: Remote
Position type: Full time - salary

We’re a team of employees passionate about delivering best-in-class customer service and innovation in the industry. We prioritize integrity, relationships, and excellence in all aspects of our work.

Our employees fully utilize their talents and bring their best selves to work. We believe who you are is just as important as what you do!

As a Middle Market Underwriter, you’ll help Central fulfill its promise to its customers by effectively managing your assigned territory, building strong relationships with agents, writing a profitable book of business, and providing top-notch service.

Key Responsibilities of the Role

  • Manage and underwrite assigned book of middle market business to achieve profitability and meet financial objectives
  • Select profitable new business through analysis of the risks presented, coverage requested, and losses incurred
  • Classify and price risks appropriately using underwriting judgement and analytical tools and resources
  • Handle complex or larger accounts that may require reinsurance placement
  • Monitor premium growth for assigned middle market territory, conducting profit and growth analysis by territory and agency
  • Identify opportunities for book improvement and work with Distribution on implementing necessary changes
  • Lead reviews on larger accounts exceeding letter of authority
  • Keep current on state/territory issues and regulations
  • Develop and maintain strong relationships with agents, traveling as needed for agency visits
  • Communicate effectively, providing prompt and professional service
  • Develop and maintain strong internal relationships within the Underwriting Team and with other business units such as loss control, customer service, claims, and marketing
  • Provide input and data to help drive and implement strategic underwriting initiatives
  • Maintain appropriate underwriting file documentation
  • Demonstrate a commitment to continuing education and development


Required Qualifications

  • Bachelor’s degree in relevant field and 2 years of experience in Commercial Lines Underwriting
  • Or 4 years of experience in Commercial Lines Underwriting

Preferred Qualifications

  •  Experience in underwriting Middle Market accounts

Knowledge, Skills, and Abilities

  • Strong knowledge of underwriting principles and guidelines to evaluate and manage highly complex accounts effectively
  • Solid time, organizational, and desk management skills
  • Ability to apply advanced underwriting concepts including risk selection, exposure and hazard identification and control, coverage implications, and loss analysis
  • Ability to think analytically about business problems, make recommendations and propose solutions
  • Effective verbal and written communication skills, including negotiation, presentation, and influence to achieve favorable outcomes
  • Knowledge of commercial lines coverages and policies in assigned states
  • Ability to professionally interact with our customers
  • Ability to investigate, gather facts and information, and analyze coverage
  • Understand the importance of capturing data
  • An innovative and continuous improvement mindset
  • A positive, professional, cooperative, and quality-conscious service attitude
  • Ability to work under pressure, deal with interpersonal conflict, and handle a heavy workload
  • Possess analytical and problem-solving skills
  • Verbal and written communication skills, including negotiation, presentation, and influence skills
  • Ability to understand Central Insurance’s policies and processes
  • Ability to travel to assigned agents including occasional overnight

Total Rewards

Central establishes base pay based on several factors including labor market data and an evaluation of candidate qualifications relative to role requirements. Base pay is one component of a comprehensive total rewards package designed to support employees’ financial, health, career, and retirement objectives. Central provides extensive health and wellness benefits to promote flexibility, work-life balance, and long-term financial security. For more information, see Central Insurance Benefits