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Senior Underwriter Jobs in Raleigh, NC (NOW HIRING)

As an Actuarial Senior Consultant, you will apply actuarial, strategic, and analytical experience ... underwriting, forecasting, reserving, and value-based care. Our Human Capital practice is at the ...

Guidewire PolicyCenter Sr Developer

Raleigh, NC ยท On-site

$53 - $70/hr

Insurance Products, Underwriting, Claims, Billing & Payments, Policy Administration or Distribution ... As a Sr Guidewire PolicyCenter Developer, you will bring a strong analytical, solution-oriented ...

Showing results 21-40

Senior Underwriter information

See Raleigh, NC salary details

$36K

$103.6K

$129.8K

How much do senior underwriter jobs pay per year?

As of Sep 1, 2026, the average yearly pay for senior underwriter in Raleigh, NC is $103,625.00, according to ZipRecruiter salary data. Most workers in this role earn between $95,800.00 and $113,200.00 per year, depending on experience, location, and employer.

What does a senior underwriter do?

A Senior Underwriter is responsible for assessing and evaluating the risks involved in insuring individuals or assets and determining appropriate terms and premiums for insurance policies. They analyze complex applications, review financial statements, and use industry guidelines to make informed decisions. Senior Underwriters often handle higher-value or more complicated cases than junior staff, and they may also mentor less experienced underwriters and help develop underwriting policies. Their expertise helps insurance companies manage risk and maintain profitability.

What does a senior underwriter do?

As a senior underwriter, your responsibilities are to oversee the insurance or loan application process at an insurance company or financial institution. Your duties include deciding when to offer a policy, assessing the risk of a potential customer, and ensuring the company has adequate funds to finance each claim an account makes (whether that is paying out insurance claims or extending a line of credit). Senior underwriters often consider whether it is appropriate to offer a loan, coordinate with a bank on complex customer issues, proactively search for ways to reduce the risk of future claims, and participate in strategy meetings with staff. A significant amount of underwriting is automated, so you typically focus on cases that are too complex to be evaluated by existing algorithms.

What are some common challenges senior underwriters face when assessing complex risk profiles?

Senior Underwriters often encounter challenges when evaluating complex risk profiles, such as insufficient or ambiguous client data, rapidly changing market conditions, and evolving regulatory requirements. Balancing the need to be competitive with maintaining sound risk management practices requires in-depth analysis and strong judgment. Collaboration with actuaries, legal teams, and client managers is frequently necessary to make well-informed decisions, and effective communication skills are key to explaining underwriting decisions to stakeholders.

What is the difference between Senior Underwriter vs Underwriter?

AspectSenior UnderwriterUnderwriter
CredentialsTypically requires 5+ years of experience, relevant certifications (e.g., CPCU, ARM)Entry to mid-level experience, often with similar certifications or on-the-job training
Work EnvironmentSenior-level decision-making, mentorship, complex risk assessmentPerforming standard risk evaluations, supporting senior staff
Industry UsageUsed across insurance sectors like property, casualty, healthCommonly used in same sectors, often as entry or mid-level roles

Senior Underwriters typically have more experience, handle complex cases, and mentor junior staff, whereas Underwriters focus on standard risk assessments and supporting senior team members. Both roles are essential in the insurance industry, with the senior position requiring advanced credentials and experience.

What are the most commonly searched types of Underwriter jobs in Raleigh, NC?

The most popular types of Underwriter jobs in Raleigh, NC are:

What are popular job titles related to Senior Underwriter jobs in Raleigh, NC?

For Senior Underwriter jobs in Raleigh, NC, the most frequently searched job titles are:

What job categories do people searching Senior Underwriter jobs in Raleigh, NC look for?

The top searched job categories for Senior Underwriter jobs in Raleigh, NC are:

What cities near Raleigh, NC are hiring for Senior Underwriter jobs?

Cities near Raleigh, NC with the most Senior Underwriter job openings:

Infographic showing various Senior Underwriter job openings in Raleigh, NC as of August 2026, with employment types broken down into 96% Full Time, 2% Part Time, and 2% Contract. Highlights an 66% Physical, 12% Hybrid, and 22% Remote job distribution, with an average salary of $103,619 per year, or $49.8 per hour.

Surety Underwriting Manager

Iatinsurancegroup

Raleigh, NC โ€ข Hybrid

Full-time

Medical, Retirement, PTO

Re-posted 17 days ago


Job description

IAT Insurance Group has an immediate opening for a Multi-Line Surety Underwriting Manager (Contract, Commercial, Subdivision) in our Charlotte, NC or Raleigh, NC location. This role will act to serve as a point member of our underwriting team, handling routine underwriting responsibilities including but not limited to the below, in a fashion consistent with the company policy and procedures. This involves interfacing with regional office Underwriters, various home office personnel, agents and principals. This role works a hybrid schedule from an IAT Office. The hybrid schedule reflects our values (thinking and acting like an owner, collaboration, and teamwork) as it requires working from the office with colleagues and other disciplines Monday through Wednesday, with the option of working Thursday and Friday remotely.

Responsibilities
  • Financial and account analysis of pertinent financial data, authority, and referral requirements for consideration of new, existing and renewal business.
  • Requesting and gathering financial information on assigned accounts.
  • Bond renewal preparation and determination on whether bonds should be cancelled.
  • Maintain Agency relationships and provide exceptional service and support. May have authority to underwrite low value bonds and renewals.
  • Provide general direction to the Bond Underwriting Assistants for bond processing.
  • Provide quality recommendations to Branch and Home Office Reports on assigned accounts and agents.
  • Rate and review bonds for premium and classification accuracy.
  • Ensure accuracy and completeness of files and verify that all necessary documentation is complete in file.
  • Act as the primary service contact and visit agents assigned by the Regional Manager in order to foster and maintain an ongoing relationship.
  • Accurately communicate knowledge of assigned accounts to Branch and Home Office personnel via written and verbal means.
  • Prioritize workflow to ensure work is done in a timely fashion and all deadlines are met.
  • Other job-related duties as required.
Qualifications:
Must Have:
  • Bachelors' degree in Accounting, Finance, Mathematics, Business or related with at least 7 years-experience in finance surety or equivalent.
  • Equivalent is defined as 11 years of relevant finance experience.
  • Must have thorough knowledge of Surety industry along with an analytical skillset, which includes a minimum of 5 years of working in the industry.
  • Must possess the ability to appropriately apply loss development and advanced loss analysis concepts to achieve optimal pricing of a risk.
  • Must possess the ability to creatively utilize coverage features, deductibles, or reinsurance on individual risks to achieve company objectives.
  • To qualify, applicants must be authorized to work in the United States and must not require VISA sponsorship, now or in the future, for employment purposes.
Preferred to Have:
  • AFSB industry designations

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. We maintain a drug-free workplace and participate in E-Verify.

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IAT Insurance Group is the largest private, family-owned property and casualty insurer in the U.S. Insurance Answers Together is how we define IAT, in letter and in spirit. We work together to provide solutions for people and businesses. We collaborate internally and with our partners to provide the best possible insurance and surety options for our customers.

At IAT, we're committed to driving and building an open and supportive culture for all. Our employees propel IAT forward - driving innovation, stable partnerships and growth. That's why we continue to build an engaging workplace culture to attract and retain the best talent.

We offer comprehensive benefits like:

  • 26 PTO Days (Entry Level) + 12 Company Holidays = 38 Paid Days Off
  • 7% 401(k) Company Match and additional Profit Sharing
  • Hybrid work environment
  • Numerous training and development opportunities to assist you in furthering your career
  • Healthcare and Wellness Programs
  • Opportunity to earn performance-based bonuses
  • College Loan Assistance Support Plan
  • Educational Assistance Program
  • Mentorship Program
  • Dress for Your Day Policy

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. We maintain a drug-free workplace and participate in E-Verify.